Vote — approved

Steve Gallardo	yes
Jack Sellers	yes
Bill Gates	yes
Clint Hickman	yes
Steve Chucri	yes

40.DENTAL PREMIUM REFUND FOR DELTA DENTAL PPO AND CIGNA DENTAL HMO MEMBERSAccept a refund remittance of approximately $232,349 from Delta Dental into the Benefits Trust Fund and approve: (i) retaining approximately $103,338 in the Benefits Clearing Fund of the Trust for the employer portion of the Delta Dental premium paid by the departments; and (ii) paying a pro-rata refund amount of the premium paid by County employees who were enrolled in the Delta Dental PPO as of April 1, 2020 and are stil

Item Text

40. DENTAL PREMIUM REFUND FOR DELTA DENTAL PPO AND CIGNA DENTAL HMO MEMBERS Accept a refund remittance of approximately $232,349 from Delta Dental into the Benefits Trust Fund and approve: (i) retaining approximately $103,338 in the Benefits Clearing Fund of the Trust for the employer portion of the Delta Dental premium paid by the departments; and (ii) paying a pro-rata refund amount of the premium paid by County employees who were enrolled in the Delta Dental PPO as of April 1, 2020 and are still employed as of May 31, 2020. Accept a refund remittance of approximately $21,500 from Cigna Dental HMO into the Benefits Trust Fund and approve: (i) retaining approximately $10,000 in the Benefits Clearing Fund of the Trust for the employer portion of the Cigna Dental HMO premium paid by the departments; and (ii) paying a pro rata refund amount of the premium paid by County employees who were enrolled in the Cigna Dental HMO as of May 1, 2020 and are still employed as of May 31, 2020. Delta Dental is refunding 25 percent of premiums due to lower than normal utilization in April and May as a result of COVID-19. The Delta Dental PPO is a fully insured dental plan, which is intended to be cost-neutral to the Trust. Premiums paid to Delta Dental is equal to premiums collected from employees and their departments. The refund from Delta Dental results in a positive net margin (or profit). The estimated total refund to be remitted by Delta Dental is $232,349 of which approximately $129,011 is owed to employees, as summarized below. See also Exhibit A for the monthly premium and total estimated refund amount for eligible employees, based on plan option. The remaining $103,338 will be held in the Benefit Clearing Fund, per section 6.1.1 of the Declaration of Trust (C-06-11-280-M-02), which permits refunds as a funding source. Cigna's fully insured, prepaid Dental HMO is refunding 100 percent of premiums for May. The estimated total refund to be remitted by Cigna is $21,500 of which approximately $11,500 is owed to employees, as summarized below. The remaining $10,000 will be held in the Benefit Clearing Fund, per section 6.1.1 of the Declaration of Trust (C-06-11-280-M-02), which permits refunds as a funding source. (C-31-20-048-2-00)

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