ARIZONA YWCA METROPOLITAN PHOENIX.PDF

Last updated: 02/19/2018
General information
Organization Arizona YWCA Metropolitan Phoenix
Contact First name Nikki
Contact Last name Fisher
Contact e-mail nikki.eancheff@yahoo.com
Contact phone number 602-258-0990
Address
Street 2999 N. 44th St. #250
City Phoenix
State AZ
ZIP Code 85018
From what tribe is the Gila River Indian Community
organization requesting the
grant?
Total grant amount request 5000
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The Gila River Indian Community offers multi-year awards. If your organization is
requesting a multi-year grant for this project or program from the Gila River Indian
Community, enter the amount to be requested each year.
Amount
Year 1 (Gila River Indian
5000
Community Grants Only)
Year 2 (Gila River Indian
Community Grants Only)
Year 3 (Gila River Indian
Community Grants Only)
Year 4 (Gila River Indian
Community Grants Only)
Year 5 (Gila River Indian
Community Grants Only)
2 / 2


Gila River Indian Community Grant Application
Grant Cycle 2018
Cover Sheet
Municipality Information
1. Date of Application: 2/26/2018 (NOTE: Click or use up/down arrow keys to move among fields)
2. Name of City, Town or County: Maricopa
3. Mayor (City or Town) or Board of Supervisor’s Chairman (County): Steve Chucri
4. Mailing Address: 301 W. Jefferson, 9th Floor
5. City: Phoenix State: Arizona Zip Code: 85003
6. Acknowledgement of Submission by Authorized Municipality Representative:
Typed Name/Title: Zachary Wolfe/Finance Dept Signature:
Applicant Information
7. Department/Organization Name: Arizona YWCA Metropolitan Phoenix
8. Is this a 501c non-profit Organization? No Yes If yes, attach IRS Determination Letter
9. Application Contact Person: Bridget Costello Title: Development Director
10. Phone Number: 602-258-0990
11. Mailing Address: 2999 N. 44th St. #250
12. City: Phoenix State: Arizona Zip Code: 85018
13. Email Address: bridget.costello@ywcaaz.org Website Address: www.ywcaaz.org
Project Information
14. Project Name: Own It Financial Education
15. Purpose of Grant: Proivdes financial education to disadvantaged women.
16. Priority Funding Area Education
17. Annual amount requested $5,000
18. Number of years that funding is requested 1
19. Total amount requested (annual amount x $5,000
number of years)
20. Has your organization received past funding No
from GRIC? If yes, list each year and amount
21. Geographic area served Maricopa County
For Office Use Only:
Data Entry Receipt Evaluation
Outcome  Approval Recommended/Amount $  Denial

Gila River Indian Community Grant Application
Grant Cycle 2018
Narrative
Please structure your proposal to provide the following information in the order indicated. Provide the narrative in
paragraph form in the text field provided. Please be thorough but strive for brevity.
1. Briefly describe the organization’s history, mission and goals.
YWCA formed in London, England in 1855 by Emma Robarts and Mrs. Arthur Kinnaird. In 1858, YWCA formed
in the United States with women’s residences opening in New York and Boston. A long history providing
social services and creating a platform of equality led the YWCA to Arizona in 1912. YWCA Maricopa County’s
(YWCA) mission is dedicated to eliminating discrimination, empowering women, and promoting peace,
justice, freedom and dignity for all. Since 1912, YWCA programs have educated, advocated for, fed, and
provided vital support to vulnerable members of our community. Our clients are low-income women and
their families, seniors, and disabled adults in Maricopa County. The specific community issues YWCA
programs address are elderly hunger in Glendale, financial instability, and empowering women.
The YWCA programs eliminate racism and empower women through comprehensive programming to seniors
in Glendale and El Mirage that nourishes, engages and sustains vulnerable seniors and disabled, and operates
the only Meals on Wheels program in Glendale and El Mirage. YWCA provides financial education through
collaborative efforts with 40 other non-profits and organizations to financially disadvantaged women and
their families. And, the YWCA elevates women and young professionals through the YWCA Women’s
Empowerment Series and Young Women’s Forum. The YWCA also works to advocate for the elimination of
racism and the end to the gender pay gap.
In 2014, one in five Arizonans (19.2%) said that there had been times over the past 12 months that they
didn’t have enough money to buy food that they or their families needed. This ranks Arizona 13th worst in
the country in food hardship rate, down from a peak of 20.9% in 2012 but still higher than the pre-recession
level of 18.8% in 2008, the first year food hardship was tracked. Nationwide, food hardship rate was 17.2% in
2014.
Financial literacy impacts individuals across income levels. However, the impact is more significant for low-
income women, many of whom are the sole financial providers for their household because of divorce,
domestic abuse, or the death of a spouse. YWCA’s Own It program provides a comprehensive curriculum and

Gila River Indian Community Grant Application
Grant Cycle 2018
ongoing support to help low-income women improve their financial position. Financial education helps
prevent poverty and reduces reliance on government and community programs.
YWCA works to advance women both in the home and in the workplace. Efforts include women and family
advocacy through public policy, presentations on current local issues to educate and empower women,
scholarships, and professional business mentoring. YWCA also hosts an annual Tribute to Leadership Awards
event, honoring individuals whose accomplishments help to eliminate discrimination and empower women.
Organization Goals:
Goal A: Fund Development: Create, implement, and manage a comprehensive fundraising operation.
Goal B: Organizational Development: Ensure the YWCA is financially sound and has appropriate policies .and
procedures in place to strengthen stability and accountability
Goal C Board Development: Enhance the Board to represent the community and strengthen the organization.
Goal D: Marketing and Communications: Strengthen the brand and increase awareness of the YWCA.
Goal E: Programs: Create and sustain programs that achieve our mission.
2. If the applying organization is non-municipal or a non-profit 501c, please describe your relationship with Arizona
municipalities including past and present support, whether through partnerships, collaborations, in-kind
contributions, grants, tax-based funding or other. Describe the supporting municipality’s role in this project. If
the applying organization is a municipality governmental sub-division please enter the text “Not applicable.”
YWCA’s Own It program works with a number of Phoenix City related groups and we receive funding from
the City of Glendale for our Meals on Wheels and Senior Meals Program.
3. Describe the proposed project and planned goals and activities.
Own It empowers participants through a four-week curriculum focused on fiscal management education. The
program is taught by volunteer financial professionals certified in their area of expertise. These highly trained
faculty teach classes that focus on a specific aspect of setting financial goals and managing money. The
program curriculum is offered in both English and Spanish and the content includes:
Week One: Money Management; Dreams, Values, Goals
Week Two: Overcoming Obstacles; Communicating About Money
Week Three: Creating a Spending Plan; Record Keeping
Week Four: Understanding Credit; Financial Institutions.

Gila River Indian Community Grant Application
Grant Cycle 2018
The curriculum is comprehensive and creates changes in participants' behavioral habits tracked through
program evaluations. The program is offered in collaboration with community partners at various locations
across the Valley and on-site at the YWCA’s office in Phoenix.
Expected Outcome: 75% of participants report an increase in savings or reduced personal debt six to nine
months after completing the program.
Program Goals
1) Debt reduction among participants
2) Increased savings and/or investments for retirement and college
3) Identifiable changes in financial behaviors (i.e. developing and using a family budget.)
4) Promote greater trust with financial institutions
4. Describe how the proposed project satisfies one or more of the priority funding areas identified by the Gila River
Indian Community.
While financial literacy is impacting individuals across income levels, women continue to be significantly
impacted—especially those who find themselves in the position of being the sole financial providers for their
household—often as a result of divorce, domestic abuse or the death of a spouse. These women, many of
whom are just entering or returning to the job market, are especially vulnerable. Having provided financial
literacy programming since 2003, we recognize that there are additional populations that we could impact
including children, youth and minority/underserved families that also desire and need additional financial
literacy/investor education because Arizona Saves no longer exists. This need is evidenced by research from
the Jump$tart Coalition’s National Survey of High School and College Students (2008) which indicates that
the financial literacy of high school students has fallen to its lowest level ever. Even more startling are
statistics indicating the disparity in net worth between population groups. According to the National
Endowment for Financial Education (NEFE), the current disparity in net worth between Latinos and Whites is
$9,720 vs. $94,800.
5. Identify the needs/problems to be addressed, target population and number of people to be served by the
project.
In 2012, the Group of 20, a forum attended by finance ministers and central bank governors from the world's
20 most highly developed economies, released a declaration stating that it is time to pay more attention to
increasing access to financial services and financial education for women. In a report that followed this
declaration the Organization for Economic Co-operation and Development said that greater access would

Gila River Indian Community Grant Application
Grant Cycle 2018
bring women financial empowerment, greater opportunities, and improved well-being. The Pew Research
Center provides the following statistics:
• Divorcees, especially women, often find themselves falling into poverty once they no longer possess the
financial stability a marriage can offer.
• Women who are below the poverty level are 94% more likely to be divorced
• Women who receive government assistance are 69% more likely to be divorced.
• W omen currently living with children under 18 are 73% more likely to be divorced.
According to the National Conference of State Legislatures, women control the majority of consumer
spending, yet women are 40 percent more likely to be poor than men, and 67 percent of women feel they
have little knowledge of financial products and services.
While financial literacy impacts individuals across income levels, women continue to be significantly
impacted—especially those who find themselves in the position of being the sole financial providers for their
household—often as a result of divorce, domestic abuse or the death of a spouse. These women, many of
whom are just entering or returning to the job market, are especially vulnerable. The YWCA believes the
greatest gift we can provide for a financially disadvantaged woman is financial education. Financial education
builds safety and security for disadvantaged families and inevitably improves our community as financial
stability creates less reliance on public services and increases the economy.
6. Define the project as a new or continuing program.
Continuing program.
7. Provide a brief timeline including start and finish dates. Indicate if the timeline is flexible.
Courses are scheduled and provided throughout the year.
8. Identify other organizations, partners or funders participating in the project and their roles.
Community partners and their roles:
1. Southeast Regional Library, Maricopa County Library District On-site program provided for clients
2. Valley of the Sun United Way Financial Stability Coalition Collaborative partnership to improve standardize
outcomes
3. UMOM On-site program provided for clients
4. Teen Outreach Pregnancy Services on-site program provided for clients
5. Mesa Community College on-site program provided for students

Gila River Indian Community Grant Application
Grant Cycle 2018
6. Child Crisis Arizona on-site program provided for clients
7. Girls Scouts Arizona Cactus-Pine Council on-site program provided for clients
8. Fresh Start Women's Foundation on-site program provided for clients
9. Estrella High School on-site program provided for students
10. Maggie's Place on-site program provided for clients
11. City of Phoenix on-site program provided for clients
12. Girl Scouts Financial Literacy Innovation Circle Collaborative partnership to improve financial literacy
outcomes in Girl Scout programs
13. Homeward Bound on-site program provided for clients
9. Would you be able to implement the proposed plan if your organization received partial funding for this project?
It costs approximately $5,000 to conduct one four week Own It course. If we received partial funding we
could seek to secure the remaining funds through other sources.
10. Describe your plan for project financial sustainability beyond the grant period. If this is a program/project
previously funded by the Gila River Indian Community describe efforts made towards the previously described
sustainability plan.
The YWCA is one of 12 nonprofits participating in United Way's Financial Stability Partnership (FSP). The
purpose of the FSP partnership is to create a shared performance management system to be utilized by small
and midsize nonprofits that provide financial education and empowerment services. With this system, we
can share the infrastructure for measuring impact and leverage this data for program development and
measurement of social return on investment. As the program grows and succeeds, the investment from
potential funders will also grow.
11. Describe your plan to document progress and results.
The YWCA tracks and monitors participation in the Own It program through attendance in the four-week
program. Course participation is measured through the weekly program evaluations submitted by the
program participants. The YWCA uses the information collected from the program participants in the United
Way's Financial Stability demographic survey to determine our projected goals. The achievement information
is gathered through the nine month follow-up with each participant. The output measures are shared with
our community partners to demonstrate the impact of the program and a secondary review of the
evaluations is completed to ensure the curriculum meets the needs of the participants.

Gila River Indian Community Grant Application
Grant Cycle 2018
12. Indicate any application to and/or awards made by a tribe other than the Gila River Indian Community for state
shared revenues for this and any other project for the past five (5) years. If this information is included in a
separate attachment, please indicate that here.
We have submitted grants to Gila River Indian Community, Tohono Oodham, and Fort McDowell Yavapai
Tribes ver the past five years but have not received a grant from any of these requests.

Gila River Indian Community Grant Application
Grant Cycle 2018
Project Budget
Budget Period: Click here to enter text.
For each budget item listed here please provide a narrative description on the following Project Budget Detail page.
Proposed Budget Expense Amount Amount In Kind Total Budget
(list each budget item) requested from requested or contributions
GRIC secured from
other funders
1. Communications/Phone $0 $660.24 $0 $660.24
2. Employee Benefits $0 $7,901.96 $0 $7,901.96
3. Equipment $0 $432.32 $0 $432.32
4. Occupancy/Bldg/Permits $0 $10,119.20 $0 $10,119.20
5. Operational/Technical Expense $0 $3,272.88 $0 $3,272.88
6. Payroll Taxes $0 $12,987.97 $0 $12,987.97
7. Postage $0 $140.00 $0 $140.00
8. Printing $0 $1,170.00 $0 $1,170.00
9. Professional Services $0 $1,566.00 $0 $1,566.00
10. Program Supplies $0 $4,000 $0 $4,000
11. Salaries $5,000 $136,945.08 $0 $141,945.08
12. Office Supplies $0 $756.00 $0 $756.00
13. Transportation $0 $450.00 $0 $450.00
14. Click here to enter text. $0 $0 $0 $0
15. Click here to enter text. $0 $0 $0 $0
16. Click here to enter text. $0 $0 $0 $0
17. Click here to enter text. $0 $0 $0 $0
Total Budget $5,000 $180,401.65 $0 $185,401.65

Gila River Indian Community Grant Application
Grant Cycle 2018
Project Budget Detail
Please provide a narrative description for each of the project budget items listed on the previous page. Include the
dollar figure and how it was derived.
1. Communications, Phones ($660.24): Allocation of phone, fax and internet services , based on plan pricing.
2. Employee Benefits ($7,901.96): Paid time off, health insurance, and retirement plan percentage calculated based
based on total program payroll.
3. Equipment ($432.32): Allocation of office equipment rental and maintenance, copiers, computers, etc., based on
maintenance contract and expected purchases.
4. Occupancy-Bldg-Permits ($10,119.20): Cost allocation of office space and maintenance.
5. Operational Expense ($3,272.88): Website management, IT support, and database fees.
6. Payroll Taxes ($12,987.97): Payroll taxes based on estimated percentage of total program payroll.
7. Postage ($140.00): Estimated postage and copying expenses based on prior year.
8. Printing ($1,170.00): Estimated printing copying expense of program and course materials based on prior year.
9. Professional Services ($1,566.00): Training expense for course instructors.
10. Program Supplies ($4,000.00): Estimated cost of purchased course material handouts and take home kits based on
prior year.
11. Salaries ($141,945.08): Projected Program Director and Assistant annual salary expense.
12. Office Supplies ($756): Estimated basic office supplies
13. Transportation ($450): Estimated transporation costs associated with coordinating services at various locations.
14. Click here to enter text.
15. Click here to enter text.
16. Click here to enter text.
17. Click here to enter text.

Gila River Indian Community Grant Application
Grant Cycle 2018
Other explanation: Click here to enter text.