ARIZONA YWCA METROPOLITAN PHOENIX APPLICATION GRIC 2017.PDF

Last updated: 01/06/2017
Page 1
General information
Organization Arizona YWCA Metropolitan Phoenix
Contact First name Nikki
Contact Last name Eancheff
Contact e-mail nikki.eancheff@yahoo.com
Contact phone number 602-256-0990
Address
Street 2999 N. 44th St. #250
City Phoenix
State AZ
ZIP Code 85018
From what tribe is the organization requesting the grant?
Gila River Indian Community
Total grant amount request
10000
The Gila River Indian Community offers multi-year awards. If your organization is
requesting a multi-year grant for this project or program from the Gila River
Indian Community, enter the amount to be requested each year.
Amount
10000
1 of 2

Year 1 (Gila River Indian Community Grants Only)
Year 2 (Gila River Indian Community Grants Only)
Year 3 (Gila River Indian Community Grants Only)
Year 4 (Gila River Indian Community Grants Only)
Year 5 (Gila River Indian Community Grants Only)
2 of 2



Gila River Indian Community Grant Application
Grant Cycle 2017
Cover Sheet
Municipality Information
1. Date of Application: 2/28/2016 (NOTE: Click or use up/down arrow keys to move among
fields)
2. Name of City, Town or County: Maricopa County
3. Mayor (City or Town) or Board of Supervisor’s Chairman (County): Denny Barney, Chairman
4. Mailing Address: 301 W. Jefferson, 10th Floor
5. City: Phoenix State: Arizona Zip Code: 85003
6. Acknowledgement of Submission by Authorized Municipality Representative:
Typed Name/Title: Melody Henderson Signature:
Applicant Information
7. Department/Organization Name: Arizona YWCA Metropolitan Phoenix
8. Is this a 501c non-profit Organization? No Yes If yes, attach IRS Determination Letter
9. Application Contact Person: Bridget Costello Title: Development Director
10. Phone Number: 602-258-0990
11. Mailing Address: 2999 N. 44th St. #250
12. City: Phoenix State: Arizona Zip Code: 85018
13. Email Address: bridget.costello@ywcaaz.org Website Address: www.ywcaaz.org
Project Information
14. Project Name: Own It Financial Education
15. Purpose of Grant: To provide financial education to disadvantaged women
16. Priority Funding Area Economic Development
17. Annual amount requested $10,000
18. Number of years that funding is 1
requested
19. Total amount requested (annual $10,000
amount x number of years)
20. Has your organization received past No
funding from GRIC? If yes, list each year
and amount
21. Geographic area served Maricopa County
For Office Use Only:
Data Entry Receipt Evaluation
Outcome  Approval Recommended/Amount $  Denial

Gila River Indian Community Grant Application
Grant Cycle 2017
Narrative
Please structure your proposal to provide the following information in the order indicated. Provide the narrative
in paragraph form in the text field provided. Please be thorough but strive for brevity.
1. Briefly describe the organization’s history, mission and goals.
YWCA formed in London, England in 1855 by Emma Robarts and Mrs. Arthur Kinnaird. In 1858, YWCA
formed in the United States with women’s residences opening in New York and Boston. A long history
providing social services and creating a platform of equality led the YWCA to Arizona in 1912. YWCA
Maricopa County’s (YWCA) mission is dedicated to eliminating discrimination, empowering women, and
promoting peace, justice, freedom and dignity for all. Since 1912, YWCA programs have educated,
advocated for, fed, and provided vital support to vulnerable members of our community. Our clients are
low-income women and their families, seniors, and disabled adults in Maricopa County. The specific
community issues YWCA programs address are elderly hunger in Glendale, financial instability, and
empowering women.
In Maricopa County, our low-income elderly, disabled adults, and families with children face hunger and
food insecurity (not knowing when your next meal will be) daily. A 2005 study by the Association of
Arizona Food Banks indicated that 71% of food bank clients were food insecure and 38% experienced
hunger. Forty-one percent said they chose between buying food and paying utilities. The Senior Meals
program provides a hot, nutritious meal every weekday for 1,150 seniors in the West Valley. For the
majority of them, it is their only meal of the day.
Financial literacy impacts individuals across income levels. However, the impact is more significant for
low-income women, many of whom are the sole financial providers for their household because of
divorce, domestic abuse, or the death of a spouse. YWCA’s Own It program provides a comprehensive
curriculum and ongoing support to help low-income women improve their financial position. Financial
education helps prevent poverty and reduces reliance on government and community programs.
YWCA works to advance women both in the home and in the workplace. Efforts include women and
family advocacy through public policy, presentations on current local issues to educate and empower
women, scholarships, and professional business mentoring. YWCA also hosts an annual Tribute to
Leadership Awards event, honoring individuals whose accomplishments help to eliminate discrimination
and empower women.
Organization Goals:

Gila River Indian Community Grant Application
Grant Cycle 2017
Goal A: Fund Development: Create, implement, and manage a comprehensive fundraising operation.
Goal B: Organizational Development: Ensure the YWCA is financially sound and has appropriate
policies .and procedures in place to strengthen stability and accountability
Goal C Board Development: Enhance the Board to represent the community and strengthen the
organization.
Goal D: Marketing and Communications: Strengthen the brand and increase awareness of the YWCA.
Goal E: Programs: Create and sustain programs that achieve our mission.
2. If the applying organization is non-municipal or a non-profit 501c, please describe your relationship with
Arizona municipalities including past and present support, whether it be through partnerships,
collaborations, in-kind contributions, grants, tax-based funding or other. Describe the supporting
municipality’s role in this project. If the applying organization is a municipality governmental sub-
division please enter the text “Not applicable.”
YWCA’s Own It program works with a number of Phoenix City related groups and we receive funding from the
City of Glendale for our Meals on Wheels and Senior Meals Program.
3. Describe the proposed project and planned goals and activities.
Own It empowers participants through a four-week curriculum focused on fiscal management
education. The program is taught by volunteer financial professionals certified in their area of expertise.
These highly trained faculty teach classes that focus on a specific aspect of setting financial goals and
managing money. The program curriculum is offered in both English and Spanish and the content
includes:
Week One: Money Management; Dreams, Values, Goals
Week Two: Overcoming Obstacles; Communicating About Money
Week Three: Creating a Spending Plan; Record Keeping
Week Four: Understanding Credit; Financial Institutions.
The curriculum is comprehensive and creates changes in participants' behavioral habits, as evidenced
by our ongoing program evaluations. The program is offered in collaboration with community partners
at various locations across the Valley and on-site at the YWCA’s office in Phoenix.
Expected Outcome: 75% of participants report an increase in savings or reduced personal debt six to
nine months after completing the program.

Gila River Indian Community Grant Application
Grant Cycle 2017
Program Goals
1) Debt reduction among participants
2) Increased savings and/or investments for retirement and college
3) Identifiable changes in financial behaviors (i.e. developing and using a family budget.)
4) Promote greater trust with financial institutions
4. Describe how the proposed project satisfies one or more of the priority funding areas identified by the
Gila River Indian Community.
While financial literacy is impacting individuals across income levels, women continue to be
significantly impacted—especially those who find themselves in the position of being the sole
financial providers for their household—often as a result of divorce, domestic abuse or the death
of a spouse. These women, many of whom are just entering or returning to the job market, are
especially vulnerable. Having provided financial literacy programming since 2003, we recognize
that there are additional populations that we could impact including children, youth and
minority/underserved families that also desire and need additional financial literacy/investor
education because Arizona Saves no longer exists. This need is evidenced by research from
the Jump$tart Coalition’s National Survey of High School and College Students (2008) which
indicates that the financial literacy of high school students has fallen to its lowest level ever.
Even more startling are statistics indicating the disparity in net worth between population
groups. According to the National Endowment for Financial Education (NEFE), the current
disparity in net worth between Latinos and Whites is $9,720 vs. $94,800.
5. Identify the needs/problems to be addressed, target population and number of people to be served by
the project.
In 2012, the Group of 20, a forum attended by finance ministers and central bank governors
from the world's 20 most highly developed economies, released a declaration stating that it is
time to pay more attention to increasing access to financial services and financial education for
women. In a report that followed this declaration the Organization for Economic Co-operation
and Development said that greater access would bring women financial empowerment, greater
opportunities, and improved well-being. The Pew Research Center provides the following
statistics:
• Divorcees, especially women, often find themselves falling into poverty once they no longer
possess the financial stability a marriage can offer.
• Women who are below the poverty level are 94% more likely to be divorced

Gila River Indian Community Grant Application
Grant Cycle 2017
• Women who receive government assistance are 69% more likely to be divorced.
• W omen currently living with children under 18 are 73% more likely to be divorced.
According to the National Conference of State Legislatures, women control the majority of
consumer spending, yet women are 40 percent more likely to be poor than men, and 67 percent
of women feel they have little knowledge of financial products and services.
While financial literacy impacts individuals across income levels, women continue to be
significantly impacted—especially those who find themselves in the position of being the sole
financial providers for their household—often as a result of divorce, domestic abuse or the death
of a spouse. These women, many of whom are just entering or returning to the job market, are
especially vulnerable. The YWCA believes the greatest gift we can provide for a financially
disadvantaged woman is financial education. Financial education builds safety and security for
disadvantaged families and inevitably improves our community as financial stability creates less
reliance on public services and increases the economy.
6. Define the project as a new or continuing program.
Continuing program
7. Provide a brief timeline including start and finish dates. Indicate if the timeline is flexible.
Courses are scheduled and provided throughout the year.
8. Identify other organizations, partners or funders participating in the project and their roles.
Community partners and their roles:
1. Southeast Regional Library, Maricopa County Library District On-site program provided for
clients
2. Valley of the Sun United Way Financial Stability Coalition Collaborative partnership to
improve standardize outcomes
3. UMOM On-site program provided for clients
4. Teen Outreach Pregnancy Services on-site program provided for clients
5. Mesa Community College on-site program provided for students
6. Child Crisis Arizona on-site program provided for clients
7. Girls Scouts Arizona Cactus-Pine Council on-site program provided for clients
8. Fresh Start Women's Foundation on-site program provided for clients
9. Estrella High School on-site program provided for students
10. Maggie's Place on-site program provided for clients
11. City of Phoenix on-site program provided for clients

Gila River Indian Community Grant Application
Grant Cycle 2017
12. Girl Scouts Financial Literacy Innovation Circle Collaborative partnership to improve
financial literacy outcomes in Girl Scout programs
13. Homeward Bound on-site program provided for clients
9. Would you be able to implement the proposed plan if your organization received partial funding for this
project?
It costs approximately $5,000 to conduct one four week Own It course. Our proposal for
$10,000 is to hold up to two Own It Financial Education courses in partnership with Gila River
Indian Community.
10. Describe your plan for project sustainability beyond the grant period. If this is a program/project
previously funded by the Gila River Indian Community describe efforts made towards the previously
described sustainability plan.
The YWCA is one of 12 nonprofits participating in United Way's Financial Stability Partnership
(FSP). The purpose of the FSP partnership is to create a shared performance management
system to be utilized by small and mid-size nonprofits that provide financial education and
empowerment services. With this system, we can share the infrastructure for measuring impact
and leverage this data for program development and measurement of social return on
investment. As the program grows and succeeds, the investment from potential funders will also
grow.
11. Describe your plan to document progress and results.
The YWCA tracks and monitors participation in the Own It program through attendance in the
four-week program. Course participation is measured through the weekly program evaluations
submitted by the program participants. The YWCA uses the information collected from the
program participants in the United Way's Financial Stability demographic survey to determine
our projected goals. The achievement information is gathered through the nine month follow-up
with each participant. The output measures are shared with our community partners to
demonstrate the impact of the program and a secondary review of the evaluations is completed
to ensure the curriculum meets the needs of the participants.
12. Indicate any application to and/or awards made by a tribe other than the Gila River Indian Community
for state shared revenues for this and any other project for the past five (5) years. If this information is
included in a separate attachment, please indicate that here.
We have submitted grants to Gila River Indian Community, Tohono Oodham, and Fort
McDowell Yavapai Tribes ver the past five years but have not received a grant from any of
these requests.

Gila River Indian Community Grant Application
Grant Cycle 2017
Project Budget
Budget Period: July 1 2016 to June 30, 2017
For each budget item listed here please provide a narrative description on the following Project Budget Detail
page.
Proposed Budget Expense Amount Amount In Kind Total Budget
(list each budget item) requested from requested or contributions
GRIC secured from
other funders
1. Communications-Phones $0 $845 $0 $845
2. Employee Benefits $0 $3,374 $0 $3,374
3. Equipment $0 $426 $0 $426
4. Occupancy-Bldg-Permits $0 $9,755 $0 $9,755
5. Operational Expense $0 $3,133 $0 $3,133
6. Payroll Taxes $0 $8,384 $0 $8,384
7. Postage $0 $140 $0 $140
8. Printing $0 $1,170 $0 $1,170
9. Professional Services $0 $180 $0 $180
10. Program Supplies $1,000 $3,000 $0 $4,000
11. Salaries $9,000 $82,630 $0 $91,630
12. Supplies-Office $0 $756 $0 $756
13. Transportation $0 $450 $0 $450
14. Click here to enter text. $0 $0 $0 $0
15. Click here to enter text. $0 $0 $0 $0
16. Click here to enter text. $0 $0 $0 $0
17. Click here to enter text. $0 $0 $0 $0
Total Budget $10,000 $114,243 $0 $0

Gila River Indian Community Grant Application
Grant Cycle 2017
Project Budget Detail
Please provide a narrative description for each of the project budget items listed on the previous page. Include
the dollar figure and how it was derived.
1. Communications, Phones ($845): Allocation of phone, fax and internet services , based on plan pricing.
2. Employee Benefits ($3,374): Paid time off, health insurance, and retirement plan percentage calculated
based based on total program payroll.
3. Equipment ($426): Allocation of office equipment rental and maintenance, copiers, computers, etc., based
on maintenance contract and expected purchases.
4. Occupancy-Bldg-Permits ($9,755): Cost allocation of office space and maintenance.
5. Operational Expense ($3,133): Website management, IT support, and database fees.
6. Payroll Taxes ($8,384): Payroll taxes based on estimated percentage of total program payroll.
7. Postage ($140.00): Estimated postage and copying expenses based on prior year.
8. Printing ($1,170.00): Estimated printing copying expense of program and course materials based on prior
year.
9. Professional Services ($180): Training expense for course instructors.
10. Program Supplies ($4,000.00): Estimated cost of purchased course material handouts and take home kits
based on prior year.
11. Salaries ($91,630): Projected Program Director and Assistant annual salary expense.
12. Office Supplies ($756): Estimated basic office supplies
13. Transportation ($450): Estimated transporation costs associated with coordinating services at various
locations.
14. Click here to enter text.
15. Click here to enter text.
16. Click here to enter text.
17. Click here to enter text.

Gila River Indian Community Grant Application
Grant Cycle 2017
Other explanation: Click here to enter text.