ACFR

City of El Mirage — Regular Meeting (2021-12-07)

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Issued by: 
Finance Department 
CITY OF EL MIRAGE, ARIZONA 
ANNUAL&2035(+(16,9( FINANCIAL REPORT 
FOR THE FISCAL YEAR ENDED JUNE 30, 2021

CITY OF EL MIRAGE, ARIZONA 
 
Table of Contents 
 
Introductory Section:  
Page 
 
Letter of Transmittal ................................................................................................................................ i 
Organizational Chart ............................................................................................................................ vii 
List of Principal Officials .................................................................................................................... viii 
GFOA Certificate of Achievement ....................................................................................................... xii 
 
Financial Section: 
 
 
 
Independent Auditors’ Report ................................................................................................................ 1 
 
Management’s Discussion and Analysis ................................................................................................ 5 
 
 
 
Basic Financial Statements 
 
 
Government-wide Financial Statements 
  
  Statement of Net Position ........................................................................................................ 19 
 
  Statement of Activities ............................................................................................................ 20 
 
 
 
Fund Financial Statements: 
 
  Balance Sheet – Governmental Funds ..................................................................................... 22  
 
  Reconciliation of Total Governmental Fund Balances 
    To Net Position of Governmental Activities ........................................................................ 23 
 
  Statement of Revenues, Expenditures, and Changes in 
 
     Fund Balances – Governmental Funds ................................................................................. 24 
 
  Reconciliation of the Statement of Revenues, Expenditures and Changes 
 
     in Fund Balances of Governmental Funds to the Statement of Activities ............................ 25 
 
  Statement of Net Position - Proprietary Funds ........................................................................ 26 
 
Statement of Revenues, Expenses and Changes 
 
     in Net Position - Proprietary Funds ...................................................................................... 27 
 
  Statement of Cash Flows - Proprietary Funds ......................................................................... 28 
 
 
 
Notes to the Financial Statements ............................................................................................... 29 
 
Required Supplemental Information: 
 
Schedule of the Proportionate Share of the Net Pension Liability ................................................. 64 
Schedule of the Proportionate Share of the Net OPEB Liability ................................................... 65 
Schedule of Changes in the Net Pension Liability and Related Ratios .......................................... 66 
Schedule of Changes in the Net OPEB Liability and Related Ratios ............................................ 68 
Schedule of Pension/OPEB Contributions ..................................................................................... 70 
Notes to Pension/OPEB Plan Schedules ........................................................................................ 75 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
 
and Actual – General Fund ...................................................................................................... 78 
Notes to General Fund Budget and Actual Schedules ................................................................... 80 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
 
and Actual – Special Projects Fund ......................................................................................... 81

Supplementary Information: 
 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
 
and Actual – Streets (Capital Project Fund) ............................................................................ 84 
 
Combining and Individual Fund Financial Statements and Schedules: 
 
 
Combining Balance Sheet – Nonmajor Governmental Funds ....................................................... 86 
 
Combining Statement of Revenues, Expenditures and Changes in  
 
Fund Balances – Nonmajor Governmental Funds ................................................................... 88 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
 
and Actual – Municipal Court Enhance .................................................................................. 90 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
and Actual – Dial-A-Ride (LTAF) .......................................................................................... 91 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
and Actual – Police Towing .................................................................................................... 92 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
and Actual – Community Development Block Grant ............................................................. 93 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
 
and Actual – Streets (HURF) .................................................................................................. 94 
Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget 
 
and Actual –Debt Service ........................................................................................................ 95 
 
Statistical Section: 
 
Financial Trends: 
 
Net Position by Component ........................................................................................................... 99 
Governmental and Business-Type Activities Expense ................................................................ 100 
Program Revenues and Net (Expense)/Revenue ......................................................................... 102 
General Revenues, Transfers, and Total Changes in Net Position .............................................. 104 
Fund Balances - Governmental Funds ......................................................................................... 106 
Governmental Funds Revenues ................................................................................................... 108 
Governmental Funds Expenditures and Debt Service Ratio ........................................................ 110 
Other Financing Sources and Uses and Net Changes 
    in Fund Balances - Governmental Funds ................................................................................. 112 
 
Revenue Capacity: 
 
Taxable Sales by Category ........................................................................................................... 113 
Transaction Privilege (Sales) Tax Revenue Payers by Industry .................................................. 114 
Direct and Overlapping Property Tax Rates ................................................................................ 115 
Property Tax Levies and Collections ........................................................................................... 116 
Assessed Value and Full Cash Value of Taxable Property .......................................................... 117 
Principal Property Tax Payers ..................................................................................................... 118

Debt Capacity: 
 
Ratios of Outstanding Debt by Type ........................................................................................... 119 
Ratios of General Bonded Debt Outstanding ............................................................................... 120 
Direct and Overlapping Governmental Activities Debt ............................................................... 121 
Legal Debt Margin Information Unrestricted and Restricted ...................................................... 122 
 
Demographic and Economic Information: 
 
County-Wide Demographic and Economic Statistics .................................................................. 123 
Principal Employers ..................................................................................................................... 124 
 
Operating Information: 
 
Full-Time Equivalent City Government Employees by Function ............................................... 125 
Capital Asset Information ............................................................................................................ 126 
Operating Indicators by Function ................................................................................................ 127 
 
Other Communications From Independent Auditors:   
 
Independent Auditors’ Report on Internal Control over Financial Reporting 
and on Compliance and Other Matters ........................................................................................ 131 
Report on Compliance with State Laws and Regulations .................................................................. 133

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INTRODUCTORY SECTION

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Finance Department 
10000 N. El Mirage Road, El Mirage, AZ 85335 
623-876-2953; Fax 623-972-8110; TDD 623-933-3258 
www.elmirageaz.gov 
 
 
 
 
October 14, 2021 
 
 
 
Honorable Mayor and Members of the City Council 
El Mirage, AZ  85335 
 
 
State law mandates that all general-purpose local governments are required to undergo an annual 
Single Audit and publish a complete set of financial statements presented in conformity with 
accounting principles generally accepted in the United States of America and audited in 
accordance with standards generally accepted in the United States by a certified public accounting 
firm licensed in the State of Arizona.  Pursuant to that requirement, we hereby issue the annual 
comprehensive financial report of the City of El Mirage, Arizona (City) for the fiscal year ended 
June 30, 2021. 
 
This report consists of management’s representations concerning the finances of the City.  
Consequently, management assumes full responsibility for the completeness and reliability of all 
of the information presented in this report.  To provide a reasonable basis for making these 
representations, management of the City has established a comprehensive internal control 
framework that is designed both to protect the City’s assets from loss, theft, or misuse and to 
compile sufficient reliable information for the preparation of the City’s financial statements in 
conformity with accounting principles generally accepted in the United States of America.  
Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive 
framework of internal controls has been designed to provide reasonable rather than absolute 
assurance that the financial statements will be free of material misstatement.  As management, we 
assert that, to the best of our knowledge and belief, this financial report is complete and reliable in 
all material respects. 
 
The City’s financial statements have been audited by Hinton Burdick CPAs and Advisors, a 
certified public accounting firm.  The goal of the independent audit was to provide reasonable 
assurance that the financial statements of the City for the fiscal year ended June 30, 2021, are free 
of material misstatement.  The independent audit involved examining, on a test basis, evidence 
supporting the amounts and disclosures in the financial statements; assessing the accounting 
principles used and significant estimates made by management; and evaluating the overall 
financial statement presentation.  The independent auditors concluded, based upon the audit, that 
there was a reasonable basis for rendering an unmodified opinion that the City’s financial 
statements for the fiscal year ended June 30, 2021, are fairly presented in conformity with 
accounting principles generally accepted in the United States of America.  The independent 
auditor’s report is presented as the first component of the financial section of this report. 
 
i

Accounting principles generally accepted in the United States of America require that management 
provide a narrative introduction, overview, and analysis to accompany the basic financial 
statements in the form of Management’s Discussion and Analysis (MD&A).  This letter of 
transmittal is designed to complement the MD&A and should be read in conjunction with it.  The 
City’s MD&A can be found immediately following the report of the independent auditors. 
 
El Mirage Community Profile 
Background, Population, and Business.  El Mirage is situated on approximately 10 square miles 
in the heart of the rapidly growing West Valley.  The City was founded in 1937 by migrant farm 
workers who settled on the west bank of the Agua Fria River and harvested the acres of roses, 
cotton, and other crops that would come to define the City’s agricultural heritage.  Since its 
incorporation in 1951, the community 
has transcended its agricultural 
beginnings to become a vibrant, 
diverse community with a U.S. Census 
population count of 35,805. 
In recent years, El Mirage has adopted 
economic development initiatives to 
attract new commercial and industrial 
businesses to the City.  Impact fees 
normally charged for 
infrastructure expansion have been eliminated, and El Mirage has joined 
with other West Valley cities to form the Greater Maricopa Foreign Trade 
Zone, allowing goods to be moved through the region exempt from 
certain U.S. Customs fees. 
Local employers include Burlington Northern Santa Fe Railroad, 
which operates an 82-acre vehicle distribution center in El Mirage.  
Vulcan Materials Group, Cives, Microsoft, and Contech Engineered 
Solutions are also among the firms representing the City’s industrial 
and technology base.   Luke Air Force Base, located one mile west of 
El Mirage, is the largest jet fighter training base in the world and 
employs over 1,500 civilians, many of whom are El Mirage residents.   
The City of El Mirage offers a range of community facilities including a senior 
center and library.  Thirteen-acre 
Gateway Park is the center for sports and family 
gatherings in El Mirage, with an amphitheater, 
picnic ramadas, shaded playgrounds, lighted 
sports fields, and a skate plaza that is the first of 
its kind in Arizona.  El Mirage is also home to 
Bill Gentry Park, a newly renovated little league 
field that draws teams from throughout the 
Valley for regular play, as well as regional 
tournaments.  The renowned Pueblo El Mirage 
Golf Resort, situated on 310 acres in the City, 
boasts an 18-hole professional golf course and 
has home choices, as well as a host of indoor and 
outdoor activities for active seniors. 
ii

In November 2011, El Mirage voters authorized $2.5 million in bonds to construct a recreation 
facility and swimming pool operated by the YMCA and $6.0 million for a police facility.  The 
police facility was completed in December 2013, while the recreational facility opened for 
business in July 2014.  
Governing Structure.  Like most Arizona cities and towns, El 
Mirage operates under a council-manager form of 
government. Under this system, the City Council hires a 
City Manager to implement policy, as well as oversee the 
daily administration and management of all City 
departments. The City Manager is responsible for 
developing a balanced budget ($104 million for FY 22) and 
a capital improvement plan for council review and approval 
each year. The City Manager also keeps the council advised 
of the City’s financial condition and future needs.  The City 
Manager is responsible for the financial operation of 
thirteen funds, ten City departments, and more than 200 
employees.   
 
Policymaking and legislative authority are vested in a governing council consisting of the Mayor 
and six Councilors.  One of whom is selected as Vice-Mayor.  All seven members of the council 
are elected at large and on a non-partisan basis to serve a four-year term.  Elections are staggered 
so three councilors are elected every two years and the mayor is elected every four years.  The 
council is responsible for passing ordinances, adopting the budget, appointing committees, and 
selecting the City Attorney, City Clerk, and Judge in addition to the City Manager. 
Types and Levels of Services.  The City of El Mirage 
provides a full range of services including police and fire 
protection, roadway maintenance and construction, 
recreational and cultural activities, health and social 
services, as well as general administrative services.  
The City provides sewer and water services to its 
residents, along with water services to residents in a 
portion of the neighboring City of Surprise.  El 
Mirage contracts with a local sanitation company for 
sanitary services.  Enterprise funds were established for 
the accounting and financial reporting of water, sewer, and 
sanitation services. 
Budget Process and Legal Level of Control.  The annual expenditure budget serves as 
the foundation for City financial planning and control.  The objective of these budgetary controls 
is to ensure compliance with legal provisions embodied in the annual expenditure budget 
approved by the City Council.  All City departments are required to submit requests for 
appropriations during the budget process.  The City Manager and Finance Department use these 
requests plus the prior year’s operating budget as the starting point for assembling a proposed 
budget for Council consideration.  The Council holds a workshop to discuss the proposed budget 
where presentations are made to the Council on revenues, expenditures, capital, staffing, and 
taxes.  Public hearings are then held on both the budget and proposed property levies.  Both the 
budget and the tax levy are approved by the Council before the 15th of August each year.  
Maricopa County is required to set the tax rate to collect the levy that the Council sets.  The 
County sets the rate on the third Monday in August.  The budget schedules provided by the state 
are adopted at both the fund and department levels, which become the legal levels of control for 
the City Council.  Council must authorize all budget adjustments at these levels.  
 
iii

Factors Affecting Economic Conditions 
The information presented in the financial statements is perhaps best understood when it is 
considered from the broader perspective of the specific environment in which the City operates. 
 
Local Economy.  The El Mirage economy 
was primarily dependent on housing 
construction for many years. In 2004 the 
City began to approach residential build-out 
and the Maricopa County housing market 
began to diminish causing unemployment 
statewide, countywide, and locally to spike 
(The local unemployment rate tends to be 
slightly higher than county and state 
levels.).  Since that time, the City has turned 
its focus toward retail and industrial growth 
resulting in the opening of a Walmart Supercenter, Cives Steel, Burger King, Subway, Family 
Dollar, Microsoft, and others in recent years.  In addition, the number of local businesses 
currently stands at 1,671 according to the American Community Survey. The lack of retail 
growth within the City boundaries is a challenge that manifests in the City’s reliance on state 
shared revenues as much as local sales and property taxes to remain financially balanced.  State 
shared revenues are distributions of sales, income, vehicle, and gasoline taxes based on a 
statewide formula that was implemented as a result of limitations placed on the ability of cities 
and towns to collect local revenues.  Further information on the history of 
City revenues may be found in the MD&A, page 5, and the statistical 
section that begins on page 99 of this financial statement.  
 
Long-term Financial Planning.  In 2011, the Council adopted the City’s 
first-ever, five-year Capital Improvements Plan (CIP) which is updated 
annually.  The CIP is based in part on a series of goals adopted by the 
Council.  The Council goals and the CIP are intended to make the City 
more attractive to commercial development.  As part of the CIP, the City 
developed a five-year financial projection.  If the City is successful in 
expanding its retail base, the CIP will be revised upward each year. 
 
The presence of Luke Air Force Base provides a significant employment and 
economic engine for the community.  However, Luke’s presence has placed significant land 
use restrictions on large tracks of City property.  Although such property is primarily zoned 
‘agricultural’ at present, the City and the primary property owner have begun to convert this 
property to commercial and industrial uses.  Recent industries that have purchased property at 
this site include Cavco Homes, Cives Steel, Avanti Windows and Doors, and Microsoft.  While 
the property develops, the City continues to concentrate on infill properties ranging in size from 
a few acres to more than 80 acres. 
 
Given the continuing economic uncertainty at the local, state, and national levels, the City 
Council and administration recognize the need to assure reserves are available for future revenue 
shortfalls.  Therefore, the budget reflects a General Fund reserve of $11.0 million.  When the 
Council approved a utility rate study in 2011, it established reserves for each of the three utilities 
ranging from one month to three months.  The reserves are not budgeted.  The reserves are only 
intended to offset shortfalls in revenue collections, not as an opportunity to increase 
expenditures.  By resolution, the Council also directed that all primary property taxes be 
restricted to uses in support of police and fire operations. 
 
iv

Relevant Financial Policies.  Each year since June 2012, the City Council has adopted or 
reviewed a series of comprehensive financial management policies designed to maintain a 
financially viable city government that provides an adequate level of services, programs, and 
activities that add value and contribute to the City’s mission, while providing financial flexibility 
to adapt to local, regional, and national economic changes.  
Some of the adopted financial policies that may help users better understand the financial data 
included in this report are shown below: 
x The City shall maintain a prudent level of financial resources to protect against reducing 
service levels, incurring debt, or raising taxes and fees because of unexpected revenue 
shortfalls, unanticipated expenditures, and similar circumstances. 
x The City shall rely on ongoing revenues to fund ongoing expenditures and avoid one-time 
sources of revenues to fund ongoing activities. 
x The Finance Director shall annually prepare five-year revenue and expenditure forecasts 
to examine the City’s ability to absorb operating costs due to changes in the economy, 
service demands, service levels, and capital improvements. 
x The City shall fund current year capital projects with bonds, grants, or funds accumulated 
(fund balances) prior to budgeting for capital expenditures.  
x The City shall practice conservatism in budgeting for both revenues and expenditures to 
ensure the City can meet its ongoing obligations.   The City shall not budget excess funds 
collected (fund balance) for ongoing expenditures. 
x The City shall develop diversified and stable revenue sources to protect activities from 
short-term fluctuations in any single revenue source. 
x The City shall not dedicate revenues for specific purposes unless required by law, Council 
policy, or Generally Accepted Accounting Principles (GAAP).  The Finance Director shall 
deposit all non-restricted revenues in the General Fund for appropriation through the 
budget process. 
x The Council shall review user fees and charges annually to ensure recovery of all direct 
and indirect costs of service, unless full cost recovery would be excessively burdensome 
on citizens receiving service. 
Major Initiatives. For the fiscal year ended June 30, 2021, the City had one major capital 
initiative under construction that will have significant future impact on the quality of life for its 
citizens, while expanding infrastructure and increasing the resources available for economic 
development. 
 
Dysart Road was identified as a “Road 
of Regional Significance” back in the 
1999 Maricopa Associations of 
Governments (MAG) study and 
currently has one lane in each direction 
between Northern and Peoria Avenues. 
The City is widening this corridor to 
two 12 foot through lanes, a 14-foot 
median, bike lanes and curb and gutter. 
This project will include the design, 
land acquisition and construction. The 
total project cost estimate was originally 
$11.1 million but has now increased to 
$14.8 million. 
 
 
v

Award and Acknowledgments 
 
Award.  The Government Finance Officers Association (GFOA) awarded a Certificate of 
Achievement for Excellence in Financial Reporting to the City for its comprehensive annual 
financial report for the fiscal year ended June 30, 2020.  To be awarded this certificate, the City 
published an easily readable and efficiently organized annual comprehensive  financial report.  
This report satisfied both generally accepted accounting principles in the United States and 
applicable legal requirements. 
 
This certificate is valid for a period of one year only. City finance officers believe that the current 
comprehensive annual financial report meets the program’s requirements, and we will be 
submitting it to GFOA to determine its eligibility for the fiscal year ended June 30, 2021certificate. 
 
Acknowledgments.  The timely preparation of the comprehensive annual financial report was 
made possible by the dedicated service of the entire staff of the Finance Department.  Each member 
of the department and all departments who assisted are to be commended for their contributions to 
the preparation of this report. 
 
In closing, without the leadership and support of the City Council, preparation of this report would 
not have been possible. 
 
Respectfully submitted, 
 
 
J. Crystal Dyches 
Robert Nilles 
City Manager 
Deputy City Manager 
 
vi


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Citizens/Elected/
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CityCourt
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CityClerk
CityAttorney
CityManager
Development
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Community
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vii

City of El Mirage, Arizona 
List of Elected City Officials 
 
Mayor Alexis Hermosillo 
Alexis Hermosillo is the Mayor of the City of El Mirage. As a proud fifth generation 
El Mirage resident, Alexis is passionate about her community. Through her 
commitment to serve the public, she has worked for the largest public transportation 
company in Maricopa County, was the manager of a radio network under the Cesar 
Chavez Foundation, and worked for the U.S. House of Representatives as a District 
Representative for Arizona Congressional District 3.  
Alexis holds a Master’s degree in Journalism and a Bachelor’s degree in 
Interdisciplinary Arts and Performance, both from Arizona State University. Alexis is 
currently pursuing her Doctoral degree in Organizational Leadership from Grand 
Canyon University.  
Alexis is committed to the empowerment of women. She has served on the Board of the YWCA of 
Metropolitan Phoenix, and has worked with the Hispanic Women’s Corporation, supporting their national youth 
initiatives. Alexis also believes that investing in today’s youth is an investment in our future. She has dedicated 
herself to engaging and motivating Latino youth through leadership development programs with various 
organizations, such as UnidosUS (National Council of La Raza). 
 
Vice Mayor Monica Dorcey 
Monica Dorcey was born and raised in rural Wayne, Nebraska, one of nine siblings. 
After graduating from Briar Cliff University in Sioux City, Iowa, she worked in the 
independent adjusting business for 27 years. In 2003 she went to work as a senior claim 
representative for Farmers Insurance Group, moving to El Mirage with her daughter, 
Ashley. Monica is a member of Santa Teresita parish and has served in several 
ministries over the years. 
Monica is now retired but continues to be involved in a number of non-profit 
organizations with a primary emphasis on children and their education, but also 
fostering the growth and development of El Mirage. She has served in a number of 
roles as a volunteer for the City of El Mirage. This work includes: 
x 
Served on the Planning and Zoning Commission from 2013 to 2018 
x 
Served on the Judicial Review Committee from 2012 to 2017 
x 
Named El Mirage Citizen of the Year in 2012 
x 
Served on the planning committee for the El Mirage homeowners association (HOA) training presented 
in 2016 to 2017 
x 
President of the Northwest Valley YMCA Advisory Board, serving on the board since 2014 
x 
Treasurer of the Dysart Education Foundation Board and Scholarship Committee, active 
x 
Treasurer of Arizona Career Pathways, 2011 to present. 
x 
President of the West Valley Neighborhoods Coalition 
viii

Councilmember Roy Delgado 
Roy Delgado was raised in New Mexico by a single Mom who taught him the 
importance of hard work and helping others. He is the oldest of six children. Roy 
joined the military (U.S. Army) and served his country for 21 years. He is the proud 
father of two sons, four grandchildren and four great-grandchildren. As a young man 
with a family, he moved to Northern California where he worked in the oil industry 
for Union Oil. That job brought him to Arizona where he eventually met and married 
his wife, Suzie. Roy’s first experience with politics was in the late 1970s when he 
became involved with Labor Leader and Farm Worker Advocate Cesar Chavez's 
fight to improve the treatment of farm workers. The Delgado's moved to El Mirage 
in 1997. They were looking for property with acreage in order to have their horse on 
site. Shortly after settling in, Roy was approached about serving his community by 
running for El Mirage City Council. Roy was also selected to serve as El Mirage's 
Mayor for a short time. He has had the pleasure to sit on the El Mirage City Council for 20 years. Roy currently 
serves as the City's representative for the Community Development Advisory Committee (CDAC) of Maricopa 
County Human Services Division. The Community Development Advisory Committee has brought in millions 
of federal dollars for City improvements. 
 
Councilman Michael D. Hutchinson 
Councilmember Michael D. Hutchinson was recently elected to his first term on the 
El Mirage City Council. Michael has lived in El Mirage for more than six years and 
has been very active in the community.  
Michael has earned an Administration of Justice Associate's Degree. He has worked 
as a theft and fraud investigator, as well as an armed responder at Palo Verde 
Nuclear Generating Station. He started his own security firm in 2012, providing 
security, compliance, loss and liability protection to commercial entities.  
As a businessman, Michael wants to help keep El Mirage safe, prosperous and 
business-friendly so that all of our families can continue to grow and thrive. His 
goal is to attract commercial business as well as good paying manufacturing jobs. Michael will work to keep 
taxes reasonable while continuing to be a full-service community. 
Michael is also a very strong supporter of public safety and education. 
 
 
ix

Councilmember Anita Norton 
Councilmember Anita Norton has resided in Arizona most of her life and has a 
background in sales management and law enforcement. She moved from Peoria to El 
Mirage in 2004. 
Councilmember Norton has served on the City Council since being appointed to fill a 
vacancy in November of 2017, and then was elected in August 2018. Anita has been a 
champion supporter of public safety, helping to bring about positive and progressive 
changes in our Police and Fire Departments. Councilmember Norton is Chair of the 
MAG Regional Domestic Violence Council and an alternate to the Community 
Development Advisory Committee of Maricopa County Human Services Division 
(CDAC), which has brought in millions of federal dollars for City improvements. 
While serving with the Phoenix Police Department, Anita received a commendation for her investigative ability 
and recognition for composure in particularly high stress situations. Her confidence, fearlessness, and 
thoroughness resulted in a high number of solved cases. 
A certified riding instructor for western and English horsemanship, as well as, an instructor for riders with 
disabilities for the last 19 years, Anita has had a positive impact on the lives of hundreds of students, helping 
them grow in confidence and overcome fears while learning to ride. 
After concerns were raised regarding a major incident involving local teens, Anita established El Mirage Cares, 
a program the City provides to inform families and local residents about the many dangers and obstacles that 
challenge the health and welfare of our young children, teens, and adults through free forums open to the public. 
With the involvement of members of the Maricopa County Attorney's Office and other professionals, as well as, 
the participation of the Dysart Unified School District, some of the topics covered thus far have included the 
dangers of drugs and vaping, teen dating and domestic violence, suicide prevention and awareness, sex 
trafficking, and bullying and depression. Our goal in this program is to save lives and promote healthy families. 
Anita is thankful for the opportunity to serve the citizens of El Mirage and to be part of a growing City with the 
goal of enhancing the lives of all who live, work in, and visit our great community. 
 
Councilmember David Shapera 
Councilmember David M. Shapera was re-elected to a fourth four-year term on the El 
Mirage City Council. He was a past member and Chairperson of the El Mirage 
Planning and Zoning Commission. He has more than 47 years in elected and 
appointed positions in government. 
He and his wife of 45 years, Linda, moved to El Mirage in 2002. They have four adult 
children, Dr. Daniel Shapera, Rikki Castro, Charles Shapera and Kristy Reid. They 
have nine grandchildren. 
David is a retired Connecticut police officer and was a corporate security and safety 
executive. He was a Nevada police officer and a Clark County medical examiner 
investigator. He taught high school in Clark County. He also taught for the Dysart 
Unified School District and recently retired. 
He is a 43-year member of the Benevolent and Protective Order of Elks (BPOE) and a lifetime member of the Italian 
Social Club in Connecticut. During his terms on the El Mirage City Council he initiated numerous items to make the city 
an enjoyable and affordable place to live. 
x

Councilmember Donna Winston 
Donna is a native Arizonan and grew up on the west side. She graduated from 
ASU, Magna Cum Laude and double majored in Criminal Psychology and 
Communication. She is married to Dr. Joshua Winston, DVM, has four children, 
two granddaughters and a grandson. She bought her first brand new home in 
Rancho El Mirage and has lived here for 21 years. 
Donna has worked for Maricopa Community Colleges since 1996 and is currently 
a Senior Administrative Assistant at the District Office. Along with her duties 
there, she has been an employee advocate leader for the last 21 years which 
included writing employee policy along with helping Maricopa Community 
College employees. 
Through this advocacy work for employees, Donna was asked to start the public employee sector of 
Arizona Conference of Police and Sherriff ሺAZCOPSሻ, called "Maricopa Employees". She is currently the 
President of this non-profit group and proudly leads her board by navigating public employees through 
processes and policies of their organization. 
Donna and her husband Dr. Winston own an animal hospital in Sunday City West. Their two eldest sons 
are veterans of the U.S. Military and are very dedicated to military personnel and their families. Because 
of this, they do not charge office visit fees at the animal hospital. Donna is also a wedding planner and 
owns By Invitation Only. 
Donna believes in giving back to her community and has been extremely involved in volunteerism since 
she was a very young girl. She was the Family Readiness Group Leader for almost five years for her 
youngest son's Army Battalion. She served on the Executive Board of the Single Mom Foundation and 
taught a ten week course called "The Road to Self Reliance." She currently sits on the Executive Board of 
Don't Leave Me, which started as a civic engagement project for college students and brings awareness to 
the dangers of leaving pets in hot cars. 
One of Donna's goals for the City of El Mirage is to partner with not only our local businesses but with our 
sister cities around us to build a stronger economy throughout our community. She would like to utilize 
these connections to support education, police and fire awareness in our own neighborhoods to secure a 
safer, better future for El Mirage citizens 
LIST OF APPOINTED CITY OFFICIALS 
 
City Manager – J. Crystal Dyches 
 
City Attorney – Pierce Coleman PLLC 
 
City Clerk – Sharon Antes  
 
City Magistrate – Michael Parascandola 
xi

Government Finance Officers Association
Certificate of 
Achievement
for Excellence
in Financial 
Reporting
Presented to
City of El Mirage
Arizona
For its Comprehensive Annual
Financial Report
For the Fiscal Year Ended
June 30, 2020
Executive Director/CEO
xii

FINANCIAL SECTION

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1 
 
 
 
Independent Auditors’ Report 
 
 
The Honorable Mayor and  
City Council 
El Mirage, Arizona 
 
Report on the Financial Statements 
 
We have audited the accompanying financial statements of the governmental activities, the business-type 
activities, each major fund, and the aggregate remaining fund information of the City of El Mirage, 
Arizona, as of and for the fiscal year ended June 30, 2021, and the related notes to the financial 
statements, which collectively comprise the City’s basic financial statements as listed in the table of 
contents. 
 
Management’s Responsibility for the Financial Statements 
 
Management is responsible for the preparation and fair presentation of these financial statements in 
accordance with accounting principles generally accepted in the United States of America; this includes 
the design, implementation, and maintenance of internal control relevant to the preparation and fair 
presentation of financial statements that are free from material misstatement, whether due to fraud or 
error. 
 
Auditors’ Responsibility 
 
Our responsibility is to express opinions on these financial statements based on our audit. We conducted 
our audit in accordance with auditing standards generally accepted in the United States of America and 
the standards applicable to financial audits contained in Government Auditing Standards, issued by the 
Comptroller General of the United States. Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether the financial statements are free from material misstatement. 
 
An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in 
the financial statements. The procedures selected depend on the auditors’ judgment, including the 
assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. 
In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation 
and fair presentation of the financial statements in order to design audit procedures that are appropriate in 
the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s 
internal control. Accordingly, we express no such opinion. An audit also includes evaluating the 
appropriateness of accounting policies used and the reasonableness of significant accounting estimates 
made by management, as well as evaluating the overall presentation of the financial statements. 
 
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for 
our audit opinions. 
 
  




2 
Opinions 
 
In our opinion, the financial statements referred to above present fairly, in all material respects, the 
respective financial position of the governmental activities, the business-type activities, each major fund, 
and the aggregate remaining fund information of the City of El Mirage, Arizona, as of June 30, 2021, and 
the respective changes in financial position, and, where applicable, cash flows thereof for the year then 
ended in accordance with accounting principles generally accepted in the United States of America. 
 
Other Matters 
 
Required Supplementary Information 
 
Accounting principles generally accepted in the United States of America require that the management’s 
discussion and analysis, the schedule of the proportionate share of the net pension/OPEB liability, the 
schedule of changes in the net pension/OPEB liability and related ratios, the schedule of pension/OPEB 
contributions, and budgetary comparison information as listed in the table of contents be presented to 
supplement the basic financial statements. Such information, although not a part of the basic financial 
statements, is required by the Governmental Accounting Standards Board, who considers it to be an 
essential part of financial reporting for placing the basic financial statements in an appropriate 
operational, economic, or historical context. We have applied certain limited procedures to the required 
supplementary information in accordance with auditing standards generally accepted in the United States 
of America, which consisted of inquiries of management about the methods of preparing the information 
and comparing the information for consistency with management’s responses to our inquiries, the basic 
financial statements, and other knowledge we obtained during our audit of the basic financial statements. 
We do not express an opinion or provide any assurance on the information because the limited procedures 
do not provide us with sufficient evidence to express an opinion or provide any assurance. 
 
Other Information 
 
Our audit was conducted for the purpose of forming opinions on the financial statements that collectively 
comprise the City of El Mirage, Arizona’s basic financial statements. The introductory section, 
supplementary budgetary comparison information for major funds, combining nonmajor fund financial 
statements, nonmajor fund budget and actual schedules, and statistical section are presented for purposes 
of additional analysis and are not a required part of the basic financial statements.  
 
The supplementary budgetary comparison information for major funds, combining nonmajor fund 
financial statements, and nonmajor fund budget and actual schedules were derived from and relate 
directly to the underlying accounting and other records used to prepare the basic financial statements. 
Such information has been subjected to the auditing procedures applied in the audit of the basic financial 
statements and certain additional procedures, including comparing and reconciling such information 
directly to the underlying accounting and other records used to prepare the basic financial statements or to 
the basic financial statements themselves, and other additional procedures in accordance with auditing 
standards generally accepted in the United States of America. In our opinion, the supplementary 
budgetary comparison information for major funds, combining nonmajor fund financial statements and 
nonmajor fund budget and actual schedules are fairly stated in all material respects in relation to the basic 
financial statements as a whole. 
 
The introductory and statistical sections have not been subjected to the auditing procedures applied in the 
audit of the basic financial statements and, accordingly, we do not express an opinion or provide any 
assurance on them. 
 




3 
Other Reporting Required by Government Auditing Standards 
 
In accordance with Government Auditing Standards, we have also issued our report dated October 14, 
2021 on our consideration of the City of El Mirage, Arizona’s internal control over financial reporting 
and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant 
agreements and other matters. The purpose of that report is to describe the scope of our testing of internal 
control over financial reporting and compliance and the results of that testing, and not to provide an 
opinion on internal control over financial reporting or on compliance. That report is an integral part of an 
audit performed in accordance with Government Auditing Standards in considering City of El Mirage, 
Arizona’s internal control over financial reporting and compliance. 
 
 
HintonBurdick, PLLC 
Gilbert, Arizona 
October 14, 2021 
 
 




4 
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5
MANAGEMENT’S DICUSSION AND ANALYSIS  
(Required Supplementary Information)

6
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CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
7 
 
As management of the City of El Mirage, Arizona (City), we offer readers of the City’s 
financial statements this narrative overview and analysis of the financial activities of the City for 
the fiscal year ended June 30, 2021. The management’s discussion and analysis is presented as 
required supplementary information to supplement the basic financial statements. We encourage 
readers to consider the information presented here in conjunction with additional information that 
we have furnished in our letter of transmittal, which can be found in the introductory section of 
this report. 
 
FINANCIAL HIGHLIGHTS  
 
x The City’s total net position of governmental activities increased by $16.8 million to $109.9 
million and business-type activities by $0.6 million to $58.9 million representing an increase 
of 18 percent and 1 percent, respectively. The total net position is $168.8 million. 
 
x General revenues before transfers from governmental activities accounted for $30.6 million 
in revenue, or 68 percent of all revenues from governmental activities. Program specific 
revenues in the form of charges for services and grants and contributions accounted for $15.1 
million or 32 percent of total governmental activities revenues. The City had $14.4 million of 
program revenues and $0.1 million in general revenues related to business-type activities. 
 
x The City had $31.2 million in expenses related to governmental activities, an increase of 6 
percent from the prior fiscal year. The City had $10.7 million in expenses related to business-
type activities, an increase of 9 percent from the prior fiscal year. 
 
x Among major funds, the General Fund had $30.7 million in revenues, which primarily 
consisted of taxes and intergovernmental revenues. The total expenditures of the General Fund 
were $23.5 million. The General Fund’s fund balance increased from $32.2million to $43.3 
million, due primarily to city sales tax. 
 
x The Special Projects (Special Revenue) Fund had $8.0 million in revenues. The total 
expenditures of the fund were $0.6 million. The Special Projects Fund’s fund balance 
increased from $0.2 million to $6.3 million, at the end of the current fiscal year due to 
increases in federal grants. 
 
x The Streets (Capital Projects) Fund had $0.8 million in revenues. The total expenditures of 
the Streets Fund were $0.6 million. The Streets Fund’s fund balance increased from $14.5 
million to $14.8 million, at the end of the current fiscal year. 
 
x The Water Fund net position increased $0.4 million. The Water Fund had operating revenues 
of $9.5 million and operating expenses of $6.1 million.  The Water Fund is in the process of 
establishing council adopted reserve funds.  
 
x The Sewer Fund net position increased $0.5 million. The Sewer Fund had operating 
revenues of $3.3 million and operating expenses of $2.6 million. The Sewer Fund is in the 
process of establishing council adopted reserve funds

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
8 
 
USING THIS ANNUAL REPORT 
 
This annual report consists of a series of financial statements. The three components of the 
financial statements are: (1) Government-wide financial statements which include the Statement 
of Net Position and the Statement of Activities. These statements provide information about the 
activities of the City as a whole. (2) Fund financial statements tell how these services were financed 
in the short term as well as what remains for future spending. Fund financial statements also report 
the City’s operations in more detail than the government-wide statements by providing information 
about the City’s most significant funds. (3) Notes to the financial statements.  
 
Reporting the City as a Whole 
 
The Statement of Net Position and the Statement of Activities (Government-Wide) 
 
A frequently asked question regarding the City’s financial health is whether the year’s activities 
contributed positively to the overall financial well-being. The Statement of Net Position and the 
Statement of Activities report information about the City as a whole and about its activities in a 
way that helps answer this question. These statements include all assets and liabilities using the 
accrual basis of accounting, which is similar to the accounting used by most private-sector 
companies. All of the current year’s revenues and expenses are taken into account regardless of 
when cash is received or paid. 
 
These two statements report the City’s net position and changes in them. Net position, the 
difference between assets and liabilities, are one way to measure the City’s financial health, or 
financial position. Over time, increases or decreases in net position are an indicator of whether the 
financial health is improving or deteriorating. However, it is important to consider other non-
financial factors such as changes in the City’s property tax base or condition of the City’s roads to 
accurately assess the overall health of the City. 
 
The Statement of Net Position and the Statement of Activities present information about the 
following: 
 
x Government activities – All of the City’s basic services are considered to be governmental 
activities, including general government, public safety, public works/streets, culture and 
recreation, and interest on long-term debt. Sales tax, property tax, federal grants, 
intergovernmental revenues and charges for services finance most of these activities. 
 
x Proprietary activities/Business type activities – The City charges a fee to customers that is 
intended to cover all of the cost of the services provided for water, sewer and sanitation.

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
9 
 
Reporting the City’s Most Significant Funds 
 
Fund Financial Statements 
 
The fund financial statements provide detailed information about the most significant funds—not 
the City as a whole. Some funds are required to be established by State law and by bond covenants. 
However, management establishes many other funds which aid in the management of money for 
particular purposes or to meet legal responsibilities associated with the usage of certain taxes, 
grants, and other money. The City’s two major kinds of funds, governmental and proprietary, use 
different accounting approaches as explained below. 
 
x Governmental funds – Most of the City’s basic services are reported in governmental funds. 
Governmental funds focus on how resources flow in and out with the balances remaining at 
year-end that are available for spending. These funds are reported using an accounting method 
called the modified accrual accounting method, which measures cash and all other financial 
assets that can readily be converted to cash. The governmental fund statements provide a 
detailed short-term view of the City’s general government operations and the basic services it 
provides. Government fund information shows whether there are more or fewer financial 
resources that can be spent in the near future to finance the City’s programs. The relationship 
(or differences) between governmental activities (reported in the Statement of Net Position and 
the Statement of Activities) and governmental funds is described in the reconciliation included 
with the Basic Financial Statements and in footnote 2. 
 
x Proprietary funds – When the City charges customers for the services it provides, these 
services are generally reported in proprietary funds. Proprietary funds are reported on the 
accrual basis of accounting in the same way that all activities are reported in the Statement of 
Net Position and the Statement of Activities. 
 
x Notes to the financial statements – The notes provide additional information that is essential 
to a full understanding of the data provided in the government-wide and fund financial 
statements. The notes to the financial statements can be found immediately following the 
basic financial statements. 
 
x Other information – In addition to the basic financial statements and accompanying notes, 
this report also presents certain required supplementary information concerning the City’s 
budget process and pension plan. The City adopts an annual expenditure budget for all 
governmental funds. A schedule of revenues, expenditures and changes in fund balances – 
budget and actual has been provided for the General Fund as required supplementary 
information. Schedules for the pension plans have been provided as required supplementary 
information.

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
10 
 
GOVERNMENT-WIDE FINANCIAL ANALYSIS 
 
Net position may serve over time as a useful indicator of a government’s financial position. 
In the case of the City, assets and deferred outflows exceeded liabilities and deferred inflows 
by $168.8 million at the end of the current fiscal year. 
 
The following table presents a summary  of  the  City’s  net  position  for  the  fiscal  years  
ended June 30, 2021 and June 30, 2020. 
 
6/30/2021
6/30/2020
6/30/2021
6/30/2020
6/30/2021
6/30/2020
Current and other assets
70,344,740
$      
51,924,927
$    
43,946,386
$    
33,787,890
$    
114,291,126
$    
85,712,817
$      
Capital assets
77,416,250
        
78,706,329
      
38,178,333
      
39,040,172
      
115,594,583
      
117,746,501
      
Total assets
147,760,990
      
130,631,256
    
82,124,719
      
72,828,062
      
229,885,709
      
203,459,318
      
Deferred outflows of resources
8,055,053
          
6,760,679
        
553,513
           
296,925
           
8,608,566
          
7,057,604
          
Long-term liabilities outstanding
42,545,682
        
40,490,166
      
20,064,189
      
12,113,427
      
62,609,871
        
52,603,593
        
Other liabilities
1,883,741
          
1,492,390
        
3,683,193
        
2,519,174
        
5,566,934
          
4,011,564
          
Total liabilities
44,429,423
        
41,982,556
      
23,747,382
      
14,632,601
      
68,176,805
        
56,615,157
        
Deferred inflows of resources
1,494,374
          
2,267,789
        
33,455
             
188,721
           
1,527,829
          
2,456,510
          
Net position:
Net investment in capital assets
56,661,890
        
56,667,278
      
29,667,292
      
29,392,545
      
86,329,182
        
86,059,823
        
Restricted
23,898,377
        
16,923,724
      
-
                       
-
                       
23,898,377
        
16,923,724
        
Unrestricted
29,331,979
        
19,550,588
      
29,230,103
      
28,911,120
      
58,562,082
        
48,461,708
        
Total net position
109,892,246
$    
93,141,590
$    
58,897,395
$    
58,303,665
$    
168,789,641
$    
151,445,255
$    
activities
Business-type
Total
Governmental
activities
 
 
The largest portion of the City’s net position reflects its investment in capital assets (e.g., land, 
land improvements; buildings and improvements; sewer plant; water mains and lines; sewer 
collection system; infrastructure; vehicles, machinery, and equipment; and construction in 
progress), less any related outstanding debt used to acquire those assets. The City uses these 
capital assets to provide services to its citizens; consequently, these assets are not available for 
future spending. Although the City’s investment in its capital assets is reported net of related 
outstanding debt, it should be noted that the resources needed to repay this debt must be provided 
from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 
See Note 5, Capital Assets, for more information about the City’s capital assets. 
 
The City’s financial position is the product of several financial transactions including the net results 
of activities, the acquisition and payment of debt, the acquisition and disposal of capital assets, 
and the depreciation of capital assets. The following are significant current year transactions that 
had an impact on the Statement of Net Position: 
 
x The addition of $18.4 million in governmental activities current and other assets, 
primarily Cash and cash equivalents. 
x The addition of $8.7 million in Business-type activities long-term liabilities, due to a loan 
from WIFA.

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
11 
 
Changes in Net Position  
 
The City’s programs include: General Government, Public Safety, Public Works/Streets, Culture 
and Recreation, Water, Sewer, and Sanitation. Each programs’ net cost (total cost less revenues 
generated by the activities) is presented below. 
 
 
x 
Capital grants and contributions related to governmental activities increased by $0.4  
million. 
x 
Operating grants and contributions related to governmental activities increased $4.7 
million due to Federal funding related to COVID 19. 
x 
Governmental activities expense increased $1.8 million or 6% primarily due to increases 
in public safety. 
x 
Business-type activities revenues decreased by $2.4 million or 14% percent primarily 
due to a reduction in sewer fund capital grants and contributions related to treatment plant 
improvements. 
 
6/30/2021
6/30/2020
6/30/2021
6/30/2020
6/30/2021
6/30/2020
Revenues:
Program revenues:
Charges for services
4,026,699
$        
5,289,299
$      
14,414,266
$    
13,946,169
$    
18,440,965
$      
19,235,468
$      
Operating grants and
contributions
10,654,161
        
5,939,482
        
-
                       
-
                       
10,654,161
        
5,939,482
          
Capital grants and
contributions
432,025
             
15,530
             
15,000
             
2,709,000
        
447,025
             
2,724,530
          
General revenues:
Property taxes
4,308,183
          
4,169,021
        
-
                       
-
                       
4,308,183
          
4,169,021
          
City sales taxes
13,385,017
        
11,673,068
      
-
                       
-
                       
13,385,017
        
11,673,068
        
Franchise taxes
772,317
             
696,912
           
772,317
             
696,912
             
Unrestricted state revenues
11,046,696
        
9,811,695
        
-
                       
-
                       
11,046,696
        
9,811,695
          
Investment income
70,999
               
798,697
           
30,354
             
305,058
           
101,353
             
1,103,755
          
Gain on sale of capital assets
42,411
               
-
                       
30,750
             
-
                       
73,161
               
-
                         
Total revenues
44,738,508
        
38,393,704
      
14,490,370
      
16,960,227
      
59,228,878
        
55,353,931
        
Expenses:
General government
9,025,363
          
8,185,259
        
-
                       
-
                       
9,025,363
          
8,185,259
          
Public safety
17,072,200
        
15,777,067
      
-
                       
-
                       
17,072,200
        
15,777,067
        
Highways and streets
4,279,942
          
4,465,392
        
-
                       
-
                       
4,279,942
          
4,465,392
          
Culture and recreation
-
                         
443,385
           
-
                       
-
                       
-
                         
443,385
             
Interest on long-term debt
815,347
             
483,363
           
-
                       
-
                       
815,347
             
483,363
             
Water
-
                         
-
                       
6,467,410
        
6,005,567
        
6,467,410
          
6,005,567
          
Sewer
-
                         
-
                       
2,604,974
        
2,684,309
        
2,604,974
          
2,684,309
          
Sanitation
-
                         
-
                       
1,619,256
        
1,075,446
        
1,619,256
          
1,075,446
          
Total expenses
31,192,852
        
29,354,466
      
10,691,640
      
9,765,322
        
41,884,492
        
39,119,788
        
Increase (decrease) in net position
    before transfers
13,545,656
        
9,039,238
        
3,798,730
        
7,194,905
        
17,344,386
        
16,234,143
        
Transfers
3,205,000
          
3,205,000
        
(3,205,000)
       
(3,205,000)
       
-
                         
-
                         
Change in net position
16,750,656
        
12,244,238
      
593,730
           
3,989,905
        
17,344,386
        
16,234,143
        
Net position, beginning
93,141,590
        
80,897,352
      
58,303,665
      
54,995,434
      
151,445,255
      
135,892,786
      
Prior period adjustment
-
                         
-
                       
-
                       
(681,674)
          
-
                         
(681,674)
            
Net position, ending
109,892,246
$    
93,141,590
$    
58,897,395
$    
58,303,665
$    
168,789,641
$    
151,445,255
$    
Governmental
Business-type
Total
activities
activities

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
12 
 
Governmental and Business-type activities 
 
The following table presents the cost of the City’s functional activities. The table also shows each 
function’s net cost (total cost less charges for services generated by the activities and 
intergovernmental aid provided for specific programs). The net cost shows the financial burden 
that was placed on the State and City’s taxpayers by each of these functions. 
 
 
x 
Federal and State grants and charges for services subsidized certain governmental 
programs with revenues of $15.1 million. 
 
x 
Net cost of governmental activities of  $16.1 million was financed by general revenues, 
which are primarily property tax, local sales taxes, and unrestricted revenues totaling 
$29.6 million.  
 
x 
The cost of providing all Proprietary (Business Type) activities this year was $10.7 
million. The amounts paid by users of the system were $14.4 million. Interest earnings 
and capital grants and contributions were $0.1 million. 
 
 
Total
Net (Expense)/
Total
Net (Expense)/
Expenses
Revenue
Expenses
Revenue
Governmental Activities
General government
9,025,363
$     
(609,169)
$        
8,185,259
$     
(5,997,918)
$       
Public safety
17,072,200
     
(14,189,798)
     
15,777,067
     
(11,466,214)
       
Highways and streets
4,279,942
       
(465,653)
          
4,465,392
       
223,239
             
Culture and recreation
-
                   
-
                     
443,385
         
(385,899)
           
Interest on long-term debt
815,347
         
(815,347)
          
483,363
         
(483,363)
           
Total
31,192,852
$   
(16,079,967)
$    
29,354,466
$   
(18,110,155)
$     
Business-type Activities
Water
6,467,410
$     
3,021,330
$       
6,005,567
$     
3,049,894
$        
Sewer
2,604,974
       
699,349
           
2,684,309
       
3,289,183
          
Sanitation
1,619,256
       
16,947
             
1,075,446
       
550,770
             
Total
10,691,640
$   
3,737,626
$       
9,765,322
$     
6,889,847
$        
Year ended June 30, 2021
Year ended June 30, 2020

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
13 
 
Financial Analysis of the Government’s Funds 
 
As noted earlier, the City of El Mirage uses fund accounting to ensure and demonstrate compliance 
with finance-related legal requirements. 
 
Governmental funds – The focus of the City of El Mirage’s governmental funds is to provide 
information on near-term inflows, outflows, and balances of spendable resources.  Such 
information is useful in assessing the City of El Mirage’s financing requirements.  In particular, 
unassigned fund balance may serve as a useful measure of a government’s net resources available 
for spending at the end of the fiscal year. See the Balance Sheet for Governmental Funds statement 
for information about components of the fiscal year’s ending fund balance for governmental funds. 
As of the end of the current fiscal year, the City of El Mirage’s governmental funds reported 
combined ending fund balances of $68.3 million, an increase of $18.1 million or 36 percent, 
compared to the prior fiscal year. The change is primarily due to an increase in Intergovernmental 
Receivables related to Federal COVID 19 funds.      
 
Approximately 62 percent of the combined ending fund balances of $68.3 million, or $42.1 
million, constitutes unassigned fund balance which is available for new spending at the 
government’s discretion.  The $42.1 million combined unassigned fund balance includes $11.0 
million established as a General Fund reserve.  The remaining combined fund balance is non-
spendable, restricted, committed or assigned in accordance with GASB 54. 
 
The General Fund is the chief operating fund of the City of El Mirage.  At the end of the current 
fiscal year, unassigned fund balance in the General Fund was $42.1 million, while total General 
Fund balance was $43.3 million.  As a measure of the General Fund’s liquidity, it may be useful 
to compare both unassigned fund balance and total fund balance to total General Fund 
expenditures.  The General Fund unassigned fund balance represents 179 percent of total General 
Fund expenditures while total fund balance represents 184 percent of the same amount. During the 
year the City of El Mirage’s General Fund balance increased by $11.2 million. This increase in 
fund balance is primarily attributable to increased City sales tax and Intergovernmental revenue.  
 
The Special Projects (Special Revenue) Fund has a total fund balance of $6.3 million, all of which 
is restricted for special projects and grants per state and federal directives.   
 
The Streets (Capital Projects) Fund has a total fund balance of $14.8 million, an increase of $0.2 
million from the prior year, all of which is assigned for road and street construction and 
improvements.

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
14 
 
General Fund Budgetary Highlights 
Tax revenues have a positive variance of $4.7 million due to stronger than budgeted City sales tax 
collections.  Intergovernmental and Interest earning revenues each have a negative variance of 
$0.5 million, due to reduced tax collections statewide and an accommodative money supply.  Total 
revenues have a positive variance of 21 percent or $5.3 million.  General Fund expenditures were 
$22.7 million or 11 percent less than budgeted with the most significant positive variances in the 
following areas: 
x In the General Government category, total spending was $1.8 million or 19 percent less 
than budget.  Most notable in this category was Non-departmental spending $0.6 million 
less than budget due to Personnel savings.   
x Capital Outlay spending was $0.5 million or 35 percent less than budget as major capital 
projects were under construction but not completed. 
 
CAPITAL ASSET AND DEBT ADMINISTRATION 
Capital Assets 
 
The capital assets of the City are those assets that are used in performance of City functions 
including land, construction in progress, system improvements, buildings, improvements, 
machinery, vehicles, equipment and infrastructure/roads. Depreciation expense of $3.5 million on 
capital assets is recognized in the Government-Wide financial statements. The following schedule 
presents capital asset balances for the fiscal years ended June 30, 2021 and 2020. 
06/30/21
06/30/20
06/30/21
06/30/20
Governmental
Governmental
Business-type
Business-type
Activities
Activities
Activities
Activities
Non-depreciable assets
11,713,099
$   
10,543,552
$     
2,160,257
$     
1,437,239
$        
Depreciable assets
97,378,415
     
96,472,198
       
79,526,097
     
78,560,383
        
Less: Accumulated depreciation
(31,675,264)
    
(28,309,421)
     
(43,508,021)
    
(40,957,450)
       
Total capital assets, net
77,416,250
$   
78,706,329
$     
38,178,333
$   
39,040,172
$       
 
x The most significant increase in governmental capital assets $2.2 million is related to 
projects currently under construction (Construction in progress). 
x The most significant increase in business type capital assets $1.8 million is related to 
projects currently under construction (Construction in progress). 
 
Additional information regarding the City’s capital assets can be found at Note 5.

CITY OF EL MIRAGE, ARIZONA 
MANAGEMENT’S DISCUSSION AND ANALYSIS 
For the Year Ended June 30, 2021 
 
 
15 
 
Long-Term Debt 
 
At year-end, the City had $21.1 million in governmental-type bond debt, and $17.2 million in 
business-type direct borrowing debt.  The debt is a liability of the government and amounts to 
approximately $1,071 per capita (U.S. Census population 35,805).   During the current fiscal year, 
the City’s total debt had a net increase of $6.2 million. The following schedule presents outstanding 
long-term debt for the fiscal years ended June 30, 2021 and 2020. 
 
As of
As of
June 30, 2021
June 30, 2020
General obligation bonds
21,130,822
$   
22,475,911
$     
WIFA loans
17,198,541
     
9,665,210
        
Total
38,329,363
$   
32,141,121
$     
 
The Arizona Constitution and State Statues limit a municipality’s bonded debt capacity to certain 
percentages of its net full cash assessed valuation and by the type of project to be constructed with 
general obligation (GO) bonds. For projects involving water, wastewater, artificial lighting, parks, 
open space, recreational facility improvements, streets, public safety, and fire and emergency 
facilities, the City can issue GO bonds up to 20 percent of its net full cash assessed valuation. For 
any other general-purpose improvements, the City may issue bonds up to 6 percent of its net full 
cash assessed valuation. The City’s debt limit at year-end was $15.0 million in the 6 percent 
capacity and $50.0 million in the 20 percent capacity. The City has $1.3 million of G.O. debt 
applicable to the 6 percent limit and $18.7 million of debt applicable to the 20 percent limit. The 
limits do not apply to $1.1 million of bond premium. 
 
Additional information regarding the City’s long-term debt can be found in Note 6.  
 
NEXT YEAR’S BUDGET AND ECONOMIC FACTORS 
 
The City of El Mirage is experiencing continued, steady economic growth and expects to see similar 
growth in the coming fiscal year.  The City’s proximity to Phoenix and major road and rail networks 
provides tremendous opportunity for commercial growth. 
 
CONTACTING THE CITY’S FINANCIAL MANAGEMENT 
 
This financial report is designed to provide our citizens, taxpayers, customers, investors and 
creditors with a general overview of the City’s finances and to show the City’s accountability for 
the resources it receives. If you have questions about this report or need additional financial 
information, contact the City’s Finance Department, City of El Mirage, 10000 N. El Mirage Road, 
El Mirage, Arizona 85335.

16 
 
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17 
BASIC FINANCIAL STATEMENTS

18 
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CITY OF EL MIRAGE, ARIZONA 
Statement of Net Position 
June 30, 2021 
The accompanying notes are an integral part of the financial statements. 
19 
Governmental
Business-type
Activities
Activities
Total
Assets
Cash and cash equivalents
68,744,917
$         
29,890,115
$         
98,635,032
$         
Receivables (net of allowance)
1,493,333
         
1,556,512
        
3,049,845
       
Prepaid items
13,510
    
11,611
    
25,121
   
Inventory
-
12,477,001
12,477,001
     
Net pension/OPEB asset
92,980
    
11,147
    
104,127
          
Capital assets (net of accumulated depreciation)
Land
9,701,487
         
921,620
  
10,623,107
     
Construction in progress
2,011,612
         
1,238,637
        
3,250,249
       
System improvements
-
31,770,671
31,770,671
     
Buildings
21,904,576
       
1,033,210
22,937,786
     
Improvements
1,152,209
         
1,120,627
        
2,272,836
       
Machinery, vehicles, and equipment
3,454,316
         
2,093,568
        
5,547,884
       
Infrastructure/Roads
39,192,050
       
-
39,192,050
Total assets
147,760,990
     
82,124,719
      
229,885,709
   
Deferred Outflows of Resources
Deferred outflows related to pensions/OPEB
7,678,591
         
553,513
  
8,232,104
       
Deferred charge on refunding
376,462
  
-
376,462
 
Total deferred outflows
8,055,053
         
553,513
  
8,608,566
       
Liabilities
Accounts payable and other current liabilities
1,744,440
         
3,477,117
        
5,221,557
       
Interest payable
-
202,556
202,556
          
Unearned revenues
87,366
    
-
87,366
Due to other governments
51,935
    
3,520
      
55,455
   
Noncurrent liabilities:
        Due within one year
1,527,739
         
1,480,222
        
3,007,961
       
        Due in more than one year
20,824,132
       
15,848,761
      
36,672,893
     
   Net pension/OPEB liabilities
20,193,811
       
2,735,206
        
22,929,017
     
Total liabilities
44,429,423
       
23,747,382
      
68,176,805
     
Deferred Inflows of Resources
Deferred inflows related to pensions/OPEB
1,494,374
         
33,455
    
1,527,829
       
Net Position
Net investment in capital assets
56,661,890
       
29,667,292
      
86,329,182
     
Restricted for:
490,075
  
-
490,075
 
16,927,302
       
-
16,927,302
228,682
  
-
228,682
 
Debt service
Streets projects
Court and police programs
SpecLal projects
6,252,318
         
-
6,252,318
Unrestricted
29,331,979
       
29,230,103
      
58,562,082
Total net position
109,892,246
$       
58,897,395
$         
168,789,641
$

CITY OF EL MIRAGE, ARIZONA  
Statement of Activities 
For the Year Ended June 30, 2021 
 
The accompanying notes are an integral part of the financial statements. 
 
20 
Functions/Programs
Expenses
Governmental activities:
General government
9,025,363
$            
2,426,077
$       
5,990,117
$            
-
$                           
Public safety
17,072,200
            
778,946
            
2,094,064
              
9,392
                     
Highways and streets
4,279,942
              
821,676
            
2,569,980
              
422,633
                 
Interest on long-term debt
815,347
                 
-
                       
-
                             
-
                             
Total governmental activities
31,192,852
            
4,026,699
         
10,654,161
            
432,025
                 
Business-type activities:
Water
6,467,410
              
9,473,740
         
-
                             
15,000
                   
Sewer
2,604,974
              
3,304,323
         
-
                             
-
                             
Sanitation
1,619,256
              
1,636,203
         
-
                             
-
                             
Total business-type activities
10,691,640
            
14,414,266
       
-
                             
15,000
                   
Total primary government
41,884,492
$          
18,440,965
$     
10,654,161
$          
447,025
$               
General Revenues:
Taxes:
City sales tax
Franchise tax
Property tax, levied for general purposes
Property tax, levied for debt purposes
Unrestricted state revenues
Unrestricted investment earnings
Gain on sale of capital assets
Transfers
Total general revenues & transfers
Change in net position
Net position - beginning
 
Net position - ending
Program Revenues
Operating
Grants &
Contributions
Capital
Grants &
Contributions
Charges for
Services

21 
Governmental
Business-type
Activities
Activities
Total
(609,169)
$               
-
$                        
(609,169)
$            
(14,189,798)
            
-
                          
(14,189,798)
         
(465,653)
                 
-
                          
(465,653)
              
(815,347)
                 
-
                          
(815,347)
              
(16,079,967)
            
-
                          
(16,079,967)
         
-
                              
3,021,330
           
3,021,330
             
-
                              
699,349
              
699,349
                
-
                              
16,947
                
16,947
                  
-
                              
3,737,626
           
3,737,626
             
13,385,017
              
-
                          
13,385,017
           
772,317
                   
-
                          
772,317
                
2,316,023
                
-
                          
2,316,023
             
1,992,160
                
-
                          
1,992,160
             
11,046,696
              
-
                          
11,046,696
           
70,999
                     
30,354
                
101,353
                
42,411
                     
30,750
                
73,161
                  
3,205,000
                
(3,205,000)
          
-
                           
32,830,623
              
(3,143,896)
          
29,686,727
           
16,750,656
              
593,730
              
17,344,386
           
93,141,590
              
58,303,665
         
151,445,255
         
109,892,246
$          
58,897,395
$       
168,789,641
$       
Net (Expense) Revenue and 
Changes in Net Position

CITY OF EL MIRAGE, ARIZONA  
Balance Sheet 
Governmental Funds  
June 30, 2021 
 
The accompanying notes are an integral part of the financial statements. 
 
 
 
22 
Non-major
Total
Special Projects
Streets
Governmental
Governmental
General
(Special Revenue)
(Capital Projects)
Funds
Funds
ASSETS
Cash and cash equivalents 
43,805,437
$     
6,186,622
$       
14,760,073
$     
3,992,785
$       
68,744,917
$     
Receivables:
Taxes 
74,668
-
                        
-
                        
67,144
              
141,812
            
Other
225,035
-
                        
-
                        
-
                        
225,035
            
Intergovernmental
669,274
65,218
              
34,698
              
357,296
            
1,126,486
         
Due from other funds
132,621
-
                        
-
                        
-
                        
132,621
            
Prepaid items
7,345
6,165
-
                        
-
                        
13,510
              
Total assets 
44,914,380
$     
6,258,005
$       
14,794,771
$     
4,417,225
$       
70,384,381
$     
LIABILITIES
Accounts payable
569,384
$          
4,122
$              
23,113
$            
295,871
$          
892,490
$          
Accrued wages and benefits
838,502
            
-
                        
-
                        
11,901
              
850,403
            
Deposits held
-
                        
-
                        
-
                        
1,547
                
1,547
                
Due to other governments
50,370
              
1,565
                
-
                        
-
                        
51,935
              
Due to other funds
-
                        
-
                        
-
                        
132,621
            
132,621
            
Unearned revenue
87,366
              
-
                        
-
                        
-
                        
87,366
              
Total liabilities
1,545,622
         
5,687
                
23,113
              
441,940
            
2,016,362
         
DEFERRED INFLOWS OF RESOURCES
Unavailable revenue-property taxes
37,493
-
                        
-
                        
36,240
              
73,733
              
Total deferred inflows of resources
37,493
              
-
                        
-
                        
36,240
              
73,733
              
FUND BALANCES 
Nonspendable:
Prepaid items
7,345
                
6,165
                
-
                        
-
                        
13,510
              
Restricted:
Public safety
-
                        
-
                        
-
                        
228,682
            
228,682
            
Public works/streets
-
                        
-
                        
14,771,658
       
2,155,644
         
16,927,302
       
Special projects
-
                        
6,246,153
         
-
                        
-
                        
6,246,153
         
Debt service
-
                        
-
                        
-
                        
490,075
            
490,075
            
Committed:
Court and police programs
-
                        
-
                        
-
                        
1,064,644
         
1,064,644
         
Other purposes
838,502
            
-
                        
-
                        
-
                        
838,502
            
Assigned:
Court and police programs
404,336
            
-
                        
-
                        
-
                        
404,336
            
Unassigned
42,081,082
       
-
                        
-
                        
-
                        
42,081,082
       
Total fund balances 
43,331,265
       
6,252,318
         
14,771,658
       
3,939,045
         
68,294,286
       
Total liabilities, deferred inflows of resources,
and fund balances 
44,914,380
$     
6,258,005
$       
14,794,771
$     
4,417,225
$       
70,384,381
$

CITY OF EL MIRAGE, ARIZONA  
Reconciliation of Total Governmental Fund Balances 
to Net Position of Governmental Activities 
June 30, 2021 
 
The accompanying notes are an integral part of the financial statements. 
 
 
23 
Total governmental fund balances
68,294,286
$         
Amounts reported for governmental activities in the
statement of net position are different because:
  Capital assets used in governmental activities are not financial
resources and, therefore, are not reported in the funds.
Governmental capital assets
109,091,514
$       
Less accumulated depreciation
(31,675,264)
          
77,416,250
           
  Net OPEB asset is not an available resource and, therefore
is not reported in the funds.
92,980
                  
  Some liabilities, including bonds payable and capital leases,
    are not due and payable in the current period and therefore are
    not reported in the funds.
Compensated absences
(1,221,049)
$          
Net pension/OPEB liability
(20,193,811)
          
Bonds payable
(21,130,822)
          
(42,545,682)
          
Property tax receivables are not available to pay for current period 
expenditures and, therefore, are reported as unavailable
revenues in the funds
73,733
                  
Deferred items related to the net cost of issuance of bonds
are amortized over the life of the associated bond issue
in the government-wide statements but not reported in the funds
376,462
                
Deferred outflows and inflows of resources related to pensions
are applicable to future reporting periods and, therefore, are
not reported in the funds.
Deferred outflows
7,678,591
$           
Deferred inflows
(1,494,374)
            
6,184,217
             
Total net position of governmental activities
109,892,246
$

CITY OF EL MIRAGE, ARIZONA  
Statement of Revenues, Expenditures, and Changes in Fund Balances 
Governmental Funds 
For the Year Ended June 30, 2021 
 
The accompanying notes are an integral part of the financial statements. 
 
24 
Non-major
Total
Special Projects
Streets
Governmental
Governmental
REVENUES
General
(Special Revenue) (Capital Projects)
Funds
Funds
Property taxes
2,326,061
$      
-
$                    
-
$                    
2,001,619
$      
4,327,680
$        
City sales taxes
13,385,017
      
-
                      
-
                      
-
                      
13,385,017
        
Franchise taxes
772,317
           
-
                      
-
                      
-
                      
772,317
             
Licenses, permits and fees
708,361
           
-
                      
-
                      
-
                      
708,361
             
Intergovernmental revenue
11,095,571
      
8,005,275
-
                      
2,992,613
        
22,093,459
        
Charges for services
234,762
           
-
                      
-
                      
-
                      
234,762
             
Fees
1,414,414
        
-
                      
-
                      
-
                      
1,414,414
          
Fines and forfeitures
555,715
           
-
                      
-
                      
104,442
           
660,157
             
Investment earnings
51,737
             
-
                      
15,593
             
3,669
               
70,999
               
Other revenues
186,530
           
32,442
             
821,176
           
8,280
               
1,048,428
          
Total revenues
30,730,485
      
8,037,717
        
836,769
           
5,110,623
        
44,715,594
        
EXPENDITURES
Current:
General government
7,638,489
        
7,552
               
-
                      
-
                      
7,646,041
          
Public safety
14,704,179
      
412,635
           
-
                      
134,988
           
15,251,802
        
Public works/streets
-
                      
-
                      
500,000
           
2,131,223
        
2,631,223
          
Capital outlay
1,144,547
        
179,816
           
113,229
           
794,550
           
2,232,142
          
Debt service
Principal
-
                      
-
                      
-
                      
1,230,000
        
1,230,000
          
Interest and fiscal charges
-
                      
-
                      
-
                      
870,038
           
870,038
             
Total expenditures
23,487,215
      
600,003
           
613,229
           
5,160,799
        
29,861,246
        
Excess (deficiency) of revenues
over (under) expenditures
7,243,270
        
7,437,714
        
223,540
           
(50,176)
           
14,854,348
        
OTHER FINANCING 
SOURCES (USES)
Sale of assets
42,411
             
-
                      
-
                      
-
                      
42,411
               
Transfers out
(826,500)
         
(1,501,910)
      
-
                      
-
                      
(2,328,410)
        
Transfers in
4,706,910
        
100,000
           
-
                      
726,500
           
5,533,410
          
Total other financing
    sources (uses)
3,922,821
        
(1,401,910)
      
-
                      
726,500
           
3,247,411
          
Net change in fund balances
11,166,091
      
6,035,804
        
223,540
           
676,324
           
18,101,759
        
Fund balances, beginning of year
32,165,174
      
216,514
14,548,118
3,262,721
        
50,192,527
        
Fund balances, end of year
43,331,265
$    
6,252,318
$      
14,771,658
$    
3,939,045
$      
68,294,286
$

CITY OF EL MIRAGE, ARIZONA  
Reconciliation of the Statement of Revenues,  
Expenditures, and Changes in Fund Balances of Governmental Funds  
to the Statement of Activities 
For the Year Ended June 30, 2021 
 
The accompanying notes are an integral part of the financial statements. 
 
25 
Amounts reported for governmental activities in the statement of activities are
different because:
Net change in fund balances - total governmental funds
18,101,759
$    
Governmental funds report capital outlays as expenditures. However, in the 
statement of activities, the costs of those assets are allocated over their 
estimated useful lives and reported as depreciation expense.  This is the  
difference between depreciation expense and capital outlay in the current period.
    Capital outlay
2,232,142
$      
    Depreciation expense
(3,522,221)
      
(1,290,079)
      
Property tax revenues in the Statement of Activities that do not provide
current financial resources are not reported as revenues in the funds. 
(19,497)
           
Governmental funds report the effect of premiums, discounts, and other similar 
 items when debt is first issued, whereas these items are deferred and amortized 
over the term of the long-term debt in the Statement of Activities.
Amortization of bond premium
115,089
$         
Amortization of deferred charge on refunding
(60,398)
           
54,691
             
Repayment of long-term debt (e.g., bonds, leases) principal is an expenditure 
in the governmental funds, but the repayment reduces long-term liabilities in the 
Statement of Net Position. 
Bond principal retirement
1,230,000
$      
1,230,000
        
Pension/OPEB contributions are reported as expenditures in the governmental
funds when made. However, they are reported as deferred outflows of
resources in the Statement of Net Position because the net pension/OPEB 
liability is measured a year before the City's report date. Pension/OPEB
expense, which is the change in the net pension liability/OPEB adjusted
for changes in deferred outflows and inflows of resources related to
pensions/OPEB, is reported in the Statement of Activities.
Pension/OPEB contributions
2,177,516
$      
Pension/OPEB expense
(3,289,337)
      
(1,111,821)
      
Compensated absences expenses reported in the Statement of Activities do not
(214,397)
         
Change in net position of governmental activities
16,750,656
$    
require the use of current financial resources and therefore are not reported as 
expenditures in governmental funds.

CITY OF EL MIRAGE, ARIZONA  
Statement Revenues, Expenses, and Changes in Net Position 
Proprietary Funds 
For the Year Ended June 30, 2021 
 
 
The accompanying notes are an integral part of the financial statements. 
 
26 
(Nonmajor)
ASSETS
Water
Sewer
Sanitation
Totals
Current Assets:
Cash
18,857,401
$      
10,013,741
$      
1,018,973
$        
29,890,115
$      
Receivables (net of allowance)
1,063,544
          
332,425
             
145,543
             
1,541,512
          
Due from other governments
15,000
               
-
                         
-
                         
15,000
               
Prepaid items
11,611
               
-
                         
-
                         
11,611
               
Inventories
12,477,001
        
-
                         
-
                         
12,477,001
        
Total current assets
32,424,557
        
10,346,166
        
1,164,516
          
43,935,239
        
Noncurrent Assets:
Net pension/OPEB asset
8,174
                 
2,973
                 
-
                         
11,147
               
Land
129,768
             
791,852
             
-
                         
921,620
             
Construction in progress
712,920
             
525,717
             
-
                         
1,238,637
          
System improvements
36,840,295
        
30,539,419
        
-
                         
67,379,714
        
Land improvements
3,871,675
          
1,807,671
          
-
                         
5,679,346
          
Buildings and improvements
961,996
             
781,311
             
-
                         
1,743,307
          
Equipment and vehicles
2,267,357
          
2,456,373
          
-
                         
4,723,730
          
Accumulated depreciation
(25,330,704)
       
(18,177,317)
       
-
                         
(43,508,021)
       
Total noncurrent assets
19,461,481
        
18,727,999
        
-
                         
38,189,480
        
Total Assets
51,886,038
        
29,074,165
        
1,164,516
          
82,124,719
        
Deferred Outflows of Resources
Deferred outflows related to pensions/OPEB
405,910
147,603
-
                         
553,513
             
Total deferred outflows of resources
405,910
147,603
-
                         
553,513
LIABILITIES
Current liabilities:
Accounts payable
432,195
788,108
160,082
1,380,385
          
Accrued wages and benefits
62,600
               
27,123
               
-
                         
89,723
               
Compensated absences
16,699
               
8,220
                 
-
                         
24,919
               
Interest payable
197,734
             
4,822
                 
-
                         
202,556
             
Due to other governments
3,520
-
                         
-
                         
3,520
                 
Customer deposits
2,007,009
          
-
                         
-
                         
2,007,009
          
Loans payable - current portion
1,430,756
          
24,547
               
-
                         
1,455,303
          
Total current liabilities
4,150,513
          
852,820
             
160,082
             
5,163,415
          
Noncurrent liabilities:
Compensated absences
56,679
               
48,844
               
-
                         
105,523
             
Net pension/OPEB liabilities
2,005,817
          
729,389
             
-
                         
2,735,206
          
Loans payable, net of
    current portion
15,423,347
        
319,891
             
-
                         
15,743,238
        
Total noncurrent liabilities
17,485,843
        
1,098,124
          
-
                         
18,583,967
        
Total liabilities
21,636,356
        
1,950,944
          
160,082
             
23,747,382
        
Deferred Inflows of Resources
Deferred inflows related to pensions/OPEB
24,533
               
8,922
                 
-
                         
33,455
               
NET POSITION
Net investment in capital assets
11,286,704
        
18,380,588
        
-
                         
29,667,292
        
Unrestricted
19,344,355
        
8,881,314
          
1,004,434
          
29,230,103
        
Total net position
30,631,059
$      
27,261,902
$      
1,004,434
$        
58,897,395
$      
Business-type Activities - Enterprise Funds

CITY OF EL MIRAGE, ARIZONA  
Statement Revenues, Expenses, and Changes in Net Position 
Proprietary Funds 
For the Year Ended June 30, 2021 
 
 
The accompanying notes are an integral part of the financial statements. 
 
27 
(Nonmajor)
Operating Revenues
Water
Sewer
Sanitation
Totals
Charges for services
9,346,812
$        
3,304,236
$        
1,636,203
$        
14,287,251
$      
Other revenues
126,928
             
87
                      
-
                         
127,015
             
    Total operating revenues
9,473,740
          
3,304,323
          
1,636,203
          
14,414,266
        
Operating Expenses
Cost of sales and services
2,826,702
848,977
1,589,256
5,264,935
          
Salaries and benefits
1,697,646
628,307
30,000
2,355,953
          
Depreciation 
1,530,384
1,118,046
-
                         
2,648,430
          
    Total operating expenses
6,054,732
          
2,595,330
          
1,619,256
          
10,269,318
        
Operating income
3,419,008
          
708,993
             
16,947
               
4,144,948
          
Non-operating Revenues (Expenses)
Interest income
19,029
               
10,008
               
1,317
                 
30,354
               
Grant revenue
15,000
               
-
                         
-
                         
15,000
               
Gain/(loss) on disposal of assets
30,750
               
-
                         
-
                         
30,750
               
Interest expense and fiscal charges
(412,678)
            
(9,644)
                
-
                         
(422,322)
            
Total non-operating 
    revenue (expense)
(347,899)
            
364
                    
1,317
                 
(346,218)
            
Income (loss) before contributions
and transfers
3,071,109
          
709,357
             
18,264
               
3,798,730
          
Transfers out
(2,820,000)
         
(1,582,000)
         
(357,000)
            
(4,759,000)
         
Transfers in
160,000
1,394,000
-
                         
1,554,000
          
Change in net position
411,109
             
521,357
             
(338,736)
            
593,730
             
Total net position, beginning of year
30,219,950
        
26,740,545
        
1,343,170
          
58,303,665
        
Total net position, end of year
30,631,059
$      
27,261,902
$      
1,004,434
$        
58,897,395
$      
Business-type Activities - Enterprise Funds

CITY OF EL MIRAGE, ARIZONA  
Statement of Cash Flows 
Proprietary Funds 
For the Year Ended June 30, 2021 
 
The accompanying notes are an integral part of the financial statements. 
 
28 
(Nonmajor)
Water
Sewer
Sanitation
Totals
Cash Flows From Operating Activities:
Cash received from customers, service fees
9,272,924
$      
3,273,837
$      
1,624,245
$      
14,171,006
$      
Cash received from customers, other
182,237
           
87
                    
-
                      
182,324
             
Cash paid to suppliers
(1,761,191)
      
(115,967)
          
(1,512,255)
      
(3,389,413)
         
Cash paid to employees
(1,730,280)
      
(603,912)
          
(30,000)
           
(2,364,192)
         
Cash flows from operating activities
5,963,690
        
2,554,045
        
81,990
             
8,599,725
          
Cash Flows From Noncapital 
    Financing Activities:
Transfers to other funds
(2,820,000)
      
(1,582,000)
       
(357,000)
         
(4,759,000)
         
Transfers from other funds
160,000
           
1,394,000
        
-
                      
1,554,000
          
Cash flows from noncapital 
    financing activities
(2,660,000)
      
(188,000)
          
(357,000)
         
(3,205,000)
         
Cash Flows From Capital and Related
    Financing Activities:
Purchase of capital assets
(613,934)
         
(1,172,657)
       
-
                      
(1,786,591)
         
Proceeds from capital contributions and grants
15,000
             
-
                       
-
                      
15,000
               
Proceeds from sale of capital assets
30,750
             
-
                       
-
                      
30,750
               
Proceeds from loans
8,687,500
        
-
                       
-
                      
8,687,500
          
Principal paid on loans
(1,130,291)
      
(23,878)
            
-
                      
(1,154,169)
         
Interest paid
(326,607)
         
(9,978)
              
-
                      
(336,585)
            
Cash flows from capital and related
    financing activities
6,662,418
        
(1,206,513)
       
-
                      
5,455,905
          
Cash Flows From Investing Activities:
Interest on investments
19,029
             
10,008
             
1,317
               
30,354
               
Net change in cash and cash equivalents
9,985,137
        
1,169,540
        
(273,693)
         
10,880,984
        
Cash and cash equivalents, including
    temporarily restricted cash, beginning of year
8,872,264
        
8,844,201
        
1,292,666
        
19,009,131
        
Cash and cash equivalents, including
    temporarily restricted cash, end of year
18,857,401
$    
10,013,741
$    
1,018,973
$      
29,890,115
$      
Reconciliation of operating income to net 
 cash flows from operating activities:
Net operating income 
3,419,008
$      
708,993
$         
16,947
$           
4,144,948
$        
  Adjustments to reconcile operating income  
  to net cash flows from operating activities:
Depreciation 
1,530,384
        
1,118,046
        
-
                      
2,648,430
          
Pension/OPEB expense
126,955
           
62,957
             
-
                      
189,912
             
Employer pension/OPEB contributions
(156,754)
         
(57,001)
            
-
                      
(213,755)
            
    Changes in operating assets and liabilities:
(Increase) decrease in receivables
(73,888)
           
(30,399)
            
(11,958)
           
(116,245)
            
(Increase) decrease in prepaids
(1,902)
             
-
                       
-
                      
(1,902)
                
(Increase) decrease in inventory
847,381
           
-
                       
-
                      
847,381
             
Increase (decrease) in accounts payable
216,512
           
733,010
           
77,001
             
1,026,523
          
7,790
               
2,723
               
-
                      
10,513
               
Increase (decrease) in compensated absences 
(10,625)
           
15,716
             
-
                      
5,091
                 
Increase (decrease) in due to other governments
3,520
               
-
                       
-
                      
3,520
                 
Increase (decrease) in customer deposits
55,309
             
-
                       
-
                      
55,309
               
Net cash flows from operating activities
5,963,690
$      
2,554,045
$      
81,990
$           
8,599,725
$        
Business-type Activities - Enterprise Funds
Increase (decrease) in accrued payroll and 
employee benefits

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
 
29 
Note 1.  
Summary of Significant Accounting Policies 
 
 
The financial statements of the City of El Mirage, Arizona have been prepared in conformity with 
accounting principles generally accepted in the United States of America as applied to government units. 
The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for 
establishing governmental accounting and financial reporting principles.  
 
Description of government-wide financial statements 
 
The government-wide financial statements (i.e., the statement of net position and the statement of 
activities) report information on all of the nonfiduciary activities of the primary government and its 
component units. All fiduciary activities are reported only in the fund financial statements. Governmental 
activities, which normally are supported by taxes, intergovernmental revenues, and other nonexchange 
transactions, are reported separately from business-type activities, which rely to a significant extent on fees 
and charges to external customers for support.  Likewise, when applicable, the primary government is 
reported separately from certain legally separate component units for which the primary government is 
financially accountable. 
 
Reporting entity 
 
The City is a municipal entity governed by an elected mayor and council.  As required by accounting 
principles generally accepted in the United States of America, these financial statements present the City 
and its component units, entities for which the City is considered to be financially accountable. Blended 
component units, although legally separate entities, are, in substance, part of the City’s operations and so 
data from these units are combined with data of the City, the primary government. 
 
The financial reporting entity consists of a primary government and its component units.  A component 
unit is a legally separate entity that must be included in the reporting entity in conformity with generally 
accepted accounting principles.  The City is a primary government that has a separately elected governing 
body, is legally separate, and is fiscally independent of other state or local governments.  Furthermore, 
component units combined with the City for financial statement presentation purposes, and the City, are 
not included in any other governmental reporting entity. Consequently, the City’s financial statements 
include the funds of those organizational entities for which its elected governing body is financially 
accountable.  
 
Basis of presentation – government-wide financial statements 
 
While separate government-wide and fund financial statements are presented, they are interrelated. The 
governmental activities column incorporates data from governmental funds and internal service funds, 
while business-type activities incorporate data from the City’s enterprise funds. Separate financial 
statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the 
latter are excluded from the government-wide financial statements. 
 
As a general rule, the effect of interfund activity has been eliminated from the government-wide financial 
statements. Exceptions to this general rule are charges between the government’s water and wastewater 
functions and various other functions of the government. Elimination of these charges would distort the 
direct costs and program revenues reported for the various functions concerned.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
30 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
Basis of presentation – fund financial statements 
 
The fund financial statements provide information about the City’s funds, including its fiduciary funds and 
blended component units. Separate statements for each fund category—governmental, proprietary, and 
fiduciary—are presented. The emphasis of fund financial statements is on major governmental and 
enterprise funds, each displayed in a separate column. All remaining governmental and enterprise funds are 
aggregated and reported as nonmajor funds. Major individual governmental and enterprise funds are 
reported as separate columns in the fund financial statements. 
 
The City reports the following major governmental funds: 
 
The General Fund is the City’s primary operating fund.  It accounts for all financial resources of 
the general government, except for those accounted for in another fund. 
 
The Special Projects Fund is used to account for the funding for various City special projects. 
 
The Streets (Capital Projects) Fund is used to account for the City’s construction and 
acquisition of streets and street department facilities. 
 
The City reports the following major enterprise funds: 
 
The Water Fund accounts for the activities of pumping, treating and distribution of water. 
 
The Sewer Fund account for the activities of sewer collection and treatment. 
 
The Sanitation Fund is a nonmajor enterprise fund and it accounts for the collection of solid waste and 
related services.  
 
During the course of operations the City has activity between funds for various purposes. Any residual 
balances outstanding at year end are reported as due from/to other funds and advances to/from other 
funds. While these balances are reported in fund financial statements, certain eliminations are made in the 
preparation of the government-wide financial statements. Balances between the funds included in 
governmental activities (i.e., the governmental and internal service funds) are eliminated so that only the 
net amount is included as internal balances in the governmental activities column. Similarly, balances 
between the funds included in business-type activities (i.e., the enterprise funds) are eliminated so that only 
the net amount is included as internal balances in the business-type activities column. 
 
Further, certain activity occurs during the year involving transfers of resources between funds. In fund 
financial statements these amounts are reported at gross amounts as transfers in/out. While reported in 
fund financial statements, certain eliminations are made in the preparation of the government-wide 
financial statements. Transfers between the funds included in governmental activities are eliminated so 
that only the net amount is included as transfers in the governmental activities column. Similarly, 
balances between the funds included in business-type activities are eliminated so that only the net amount 
is included as internal balances in the business-type activities column.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
31 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
Measurement focus and basis of accounting 
 
The accounting and financial reporting treatment is determined by the applicable measurement focus and 
basis of accounting. Measurement focus indicates the type of resources being measured such as current 
financial resources or economic resources. The basis of accounting indicates the timing of transactions or 
events for recognition in the financial statements. 
 
The government-wide financial statements are reported using the economic resources measurement focus 
and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when 
a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as 
revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon 
as all eligibility requirements imposed by the provider have been met. 
 
The governmental fund financial statements are reported using the current financial resources 
measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as 
they are both measurable and available. Revenues are considered to be available when they are collectible 
within the current period or soon enough thereafter to pay liabilities of the current period. For this 
purpose, the City considers revenues to be available if they are collected within 60 days of the end of the 
current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual 
accounting. However, debt service expenditures, as well as expenditures related to compensated absences, 
and claims and judgments, are recorded only when payment is due. General capital asset acquisitions are 
reported as expenditures in governmental funds. Issuance of long-term debt and acquisitions under capital 
leases are reported as other financing sources. 
 
Property taxes, sales taxes, state shared revenues, licenses, and interest associated with the current fiscal 
period are all considered to be susceptible to accrual and so have been recognized as revenues of the 
current fiscal period. Entitlements are recorded as revenues when all eligibility requirements are met, 
including any time requirements, and the amount is received during the period or within the availability 
period for this revenue source (within 60 days of year-end). Expenditure-driven grants are recognized as 
revenue when the qualifying expenditures have been incurred and all other eligibility requirements have 
been met, and the amount is received during the period or within the availability period for this revenue 
source (within 60 days of year-end). All other revenue items are considered to be measurable and 
available only when cash is received by the City. 
 
The proprietary funds are reported using the economic resources measurement focus and the accrual 
basis of accounting.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
32 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
Assets, liabilities, deferred outflows/inflows of resources, and net position/fund balance 
 
Deposits and investments 
 
Cash includes cash on hand, demand deposits with banks and other financial institutions, deposits in other 
types of accounts or cash management pools that have the general characteristics of demand deposit 
accounts and short-term investments with original maturities of three months or less from the date of 
acquisition.  The City's policy allows for the investment of funds in time certificates of deposit with 
federally insured depositories, investment in the state treasurer's pool, obligations of the U. S. 
Government and other investments as allowed by Arizona State Statutes.   
 
Nonparticipating interest-earning investment contracts are stated at cost.   Money market investments and 
participating interest investment contracts with a remaining maturity of one year or less at time of 
purchase are stated at amortized cost. All other investments are stated at fair value. The reported value of 
the state treasurer’s pool is the same as the fair value of the pools shares. 
 
Receivables and payables 
 
Activity between funds that are representative of lending/borrowing arrangements outstanding at the end 
of the fiscal year are referred to as “Internal balances” in the Statement of Net Position and as “Due to” or 
“Due from” other funds in the fund financial statements. All trade accounts receivable in the General 
Fund and proprietary funds are shown net of an allowance for doubtful accounts.  
 
Inventories and prepaid items 
 
The costs of governmental fund-type inventories are recorded as expenditures when purchased rather than 
when consumed.  Inventories for the proprietary funds consist of water credits purchased and held for 
future consumption. Inventories of materials used in the repair of the distribution, collection and treatment 
systems and are not deemed material and have not been reported.   
 
Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as 
prepaid items in both the government-wide and fund financial statements.  The cost of prepaid items is 
recorded as expenditures/expenses when consumed rather than when purchased. 
 
Capital assets 
 
Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, 
sidewalks, and similar items), are reported in the applicable governmental or business-type activity 
columns in the government-wide financial statements.  Capital assets are defined by the City as assets 
with an individual cost of more than $5,000 and an estimated useful life in excess of one year.  
Capitalized assets are recorded at cost if purchased or constructed.  Donated capital assets are recorded at 
estimated acquisition value at the date of donation.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
33 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend 
assets lives are not capitalized.  Interest incurred during the construction phase of capital assets of 
business-type activities is included as part of the capitalized value of the assets constructed. General 
government infrastructure capital assets include only those assets acquired or constructed since July 1, 
2003. 
 
Land and construction in progress are not depreciated.  Depreciation for other property, plant, equipment, 
and infrastructure is computed using the straight-line method over the following estimated useful lives: 
 
Building and improvements 
Machinery and equipment 
Vehicles 
Streets, sidewalks & other infrastructure 
Land improvements 
Sewer plant 
Sewer collection system 
Water infrastructure 
10 to 50 years 
5 to 20 years 
5 to 15 years 
7 to 30 years 
10 to 25 years 
20 to 50 years 
15 to 25 years 
10 years 
 
Deferred outflows/inflows of resources 
 
In addition to assets, the statement of financial position will sometimes report a separate section for 
deferred outflows of resources. This separate financial statement element, deferred outflows of resources, 
represents a consumption of net position that applies to a future period(s) and so will not be recognized as 
an outflow of resources (expense/ expenditure) until then. The City has one type of item that qualifies for 
reporting in this category.  It is pension/OPEB related items reported on the government-wide and 
proprietary fund financial statements.  See footnote 8 for more information. 
 
In addition to liabilities, the statement of financial position will sometimes report a separate section for 
deferred inflows of resources. This separate financial statement element, deferred inflows of resources, 
represents an acquisition of net position that applies to a future period(s) and so will not be recognized as 
an inflow of resources (revenue) until that time. The City has two types of items that qualify for reporting 
in this category. Pension/OPEB related items reported on the government-wide and proprietary fund 
financial statements.  See footnote 8 for more information. Another item, which arises only under a 
modified accrual basis of accounting, unavailable revenue, is reported only in the governmental funds 
balance sheet. The governmental funds report unavailable revenues from one source: property taxes. 
These amounts are deferred and recognized as an inflow of resources in the period that the amounts 
become available.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
34 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
Postemployment benefits 
 
For purposes of measuring the net pension and other postemployment benefits (OPEB) assets and 
liabilities, deferred outflows of resources and deferred inflows of resources related to pensions and OPEB, 
and pension and OPEB expense, information about the plan’s fiduciary net position of the Arizona State 
Retirement System (ASRS) and the Arizona Public Safety Personnel Retirement System (PSPRS), and 
additions to/deductions from the plan’s fiduciary net position have been determined on the same basis as 
they are reported by ASRS and PSPRS. For this purpose, benefit payments (including refunds of 
employee contributions) are recognized when due and payable in accordance with the benefit terms. 
Investments are reported at fair value. 
 
Net position flow assumption 
 
Sometimes the City will fund outlays for a particular purpose from both restricted (e.g., restricted bond or 
grant proceeds) and unrestricted resources. In order to calculate the amounts to report as restricted – net 
position and unrestricted – net position in the government-wide and proprietary fund financial statements, 
a flow assumption must be made about the order in which the resources are considered to be applied. It is 
the City’s policy to consider restricted – net position to have been depleted before unrestricted – net 
position is applied. 
 
Fund balance flow assumptions 
 
Sometimes the City will fund outlays for a particular purpose from both restricted and unrestricted 
resources (the total of committed, assigned, and unassigned fund balance). In order to calculate the 
amounts to report as restricted, committed, assigned, and unassigned fund balance in the governmental 
fund financial statements a flow assumption must be made about the order in which the resources are 
considered to be applied. It is the City’s policy to consider restricted fund balance to have been depleted 
before using any of the components of unrestricted fund balance. Further, when the components of 
unrestricted fund balance can be used for the same purpose, committed fund balance is depleted first, 
followed by assigned fund balance. Unassigned fund balance is applied last. 
 
Fund balance policies 
 
Fund balance of governmental funds is reported in various categories based on the nature of any 
limitations requiring the use of resources for specific purposes. The City itself can establish limitations on 
the use of resources through either a commitment (committed fund balance) or an assignment (assigned 
fund balance). 
 
The committed fund balance classification includes amounts that can be used only for the specific 
purposes determined by a formal action of the City’s highest level of decision-making authority. The 
governing council is the highest level of decision-making authority for the City that can, by adoption of an 
ordinance prior to the end of the fiscal year, commit fund balance. Once adopted, the limitation imposed by 
the ordinance remains in place until a similar action is taken (the adoption of another ordinance) to 
remove or revise the limitation.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
35 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
Amounts in the assigned fund balance classification are intended to be used by the City for specific 
purposes but do not meet the criteria to be classified as committed. The council has authorized the City 
Manager to assign fund balance. The council may also assign fund balance as it does when appropriating 
fund balance to cover a gap between estimated revenue and appropriations in the subsequent year’s 
appropriated budget. Unlike commitments, assignments generally only exist temporarily. In other words, 
an additional action does not normally have to be taken for the removal of an assignment. Conversely, as 
discussed above, an additional action is essential to either remove or revise a commitment. 
 
Unassigned fund balance is a residual classification of the General Fund. This classification represents 
fund balance that has not been assigned to other funds and that has not been restricted, committed, or 
assigned to a specific purpose within the General Fund. However, in governmental funds other than the 
General Fund, if expenditures incurred for specific purposes exceed the amounts that are restricted, 
committed, or assigned to those purposes, it may be necessary to report a negative unassigned fund 
balance in that fund. 
 
Revenues and expenditures/expenses 
 
Program revenues 
 
Amounts reported as program revenues include 1) charges to customers or applicants who purchase, use, 
or directly benefit from goods, services, or privileges provided by a given function or segment and 2) 
grants and contributions (including special assessments) that are restricted to meeting the operational or 
capital requirements of a particular function or segment. All taxes, including those dedicated for specific 
purposes, and other internally dedicated resources are reported as general revenues rather than as program 
revenues. 
 
Property taxes 
 
Property tax revenues are recognized as revenues in the year collected or if collected within 60 days 
thereafter unless they are prepaid. Maricopa County levies real property taxes on or before the third 
Monday in August, which become due and payable in two equal installments on October 1 of the current 
year and March 1 of the subsequent year. Taxes become delinquent after the first business day of 
November and May, respectively. Interest attaches on installments after the delinquency date.  
 
The County also levies various personal property taxes during the year. A lien against property assessed 
attaches on the first day of January preceding the assessment and levy.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
36 
 
Note 1.  
Summary of Significant Accounting Policies, Continued 
 
 
Compensated absences 
 
The City’s employee vacation and sick leave policies generally provide for granting vacation and sick 
leave with pay. Vacation benefits vest at the employee’s current rate of pay. For governmental funds, 
amounts of vested or accumulated paid time off leave that is not expected to be liquidated with 
expendable available financial resources is reported as a liability in the government-wide statement of net 
position and as an expense in the government-wide statement of activities.  No expenditures are reported 
for these amounts in the fund financial statements unless they have matured, for example, as a result of 
employee resignations and retirements.  Vested or accumulated paid time off leave in the proprietary fund 
is recorded as an expense and a liability of that fund as the benefits accrue to the employees and are thus 
recorded in both the government-wide financial statements and the individual fund financial statements. 
 
Proprietary funds operating and nonoperating revenues and expenses 
 
Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating 
revenues and expenses generally result from providing services and producing and delivering goods in 
connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of 
the water fund, wastewater fund, refuse fund, and internal service funds are charges to customers for sales 
and services. The water and wastewater funds also recognize as operating revenue the portion of tap fees 
intended to recover the cost of connecting new customers to the system. Operating expenses for enterprise 
funds and internal service funds include the cost of sales and services, administrative expenses, and 
depreciation on capital assets. All revenues and expenses not meeting this definition are reported as 
nonoperating revenues and expenses. 
 
Tax abatements 
 
The City has not entered into any tax abatement agreements and the City is not aware of any tax 
abatement agreements that have been entered into by other governments that would reduce the City’s tax 
revenues.   
 
Use of estimates 
 
The preparation of financial statements in conformity with accounting principles generally accepted in the 
United States of America requires management to make estimates and assumptions that affect the 
reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of 
the financial statements and the reported amounts of revenues and expenditures/expenses during the 
reporting period.  Actual results could differ from those estimates.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
37 
 
Note 2.  
Reconciliation of Government-Wide and Fund Financial Statements 
 
 
The governmental fund balance sheet includes a reconciliation between total governmental fund balances 
and net position of governmental activities as reported in the government-wide statement of net position.  
This difference primarily results from the long-term economic focus of the statement of net position 
versus the current financial resources focus of the governmental fund balance sheets.  The details of these 
differences are reported in the reconciliation on page 23.    
 
The governmental fund statement of revenues, expenditures, and changes in fund balance includes 
reconciliation between net changes in fund balances-total governmental funds and changes in net position 
of governmental activities as reported in the government-wide statement of activities.  These differences 
are the result of converting from the current resources measurement focus and modified accrual basis for 
governmental fund statements to the economic resources measurement focus and full accrual basis used 
for government-wide statements.  The details of these differences are reported in the reconciliation on 
page 25. 
 
 
 
Note 3.  
Stewardship, Compliance, and Accountability 
 
 
Stewardship, compliance, and accountability are key concepts in defining the responsibilities of the City.  
The use of budgets and monitoring of equity status facilitate the City’s compliance with legal 
requirements. 
 
Budgets and budgetary accounting 
 
Annual budgets are adopted on a basis consistent with generally accepted accounting principles for all 
governmental funds.  All annual appropriations lapse at year end.  The City Council follows these 
procedures in establishing the budgetary data reflected in the financial statements: 
 
1. In accordance with Arizona Revised Statutes, the City Manager submits a proposed budget for the 
fiscal year commencing the following July 1 to the City Council.  The operating budget includes 
proposed expenditures and the means of financing them for the upcoming year. 
 
2. Public hearings are conducted to obtain taxpayer comment. 
 
3. Prior to the third Monday in August, the expenditure limitation for the City is legally enacted through 
passage of a resolution.  To ensure compliance with the expenditure limitation, a uniform expenditure 
report must be filed with the State each year.  This report, issued under a separate cover, reconciles 
total City expenditures from the audited financial statements to total expenditures for reporting in 
accordance with the State’s uniform expenditure reporting system (A.R.S. §41-1279.07).

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
38 
 
Note 3.  
Stewardship, Compliance, and Accountability, Continued 
 
 
4. State law requires that, prior to April 1, the Economic Estimates Commission provide the City with a 
final expenditure limit for the coming fiscal year. 
 
5. Expenditures may not legally exceed the expenditure limitation of all fund types as a whole.  For 
management purposes, the City adopts a budget by department for the General Fund and in total by 
fund for other funds.  The City Council has adopted a budget transfer policy and all amendments must 
be done in accordance with this policy. 
 
6. The City has adopted budgets in accordance with A.R.S. requirements and utilizes the budgets as a 
management control device during the year for the General, Special Revenue, Capital Projects, Debt 
Service, and Enterprise funds. The budgets are prepared on essentially the same modified accrual 
basis of accounting used to record actual revenues and expenditures. 
 
The City is subject to the State of Arizona’s Spending Limitation Law for Towns and Cities.  This law 
does not permit the City to spend more than budgeted expenses.  The limitation is applied to the total of 
the combined funds.  The City complied with this law during the year. 
 
Supplementary budgetary appropriations were made during the year ended June 30, 2021. 
 
Encumbrance accounting, under which purchase orders, contracts, and other commitments for the 
expenditure of monies are recorded in order to reserve that portion of the applicable appropriation for 
future years, is employed by the City 
 
Expenditures over appropriations 
 
Arizona state law stipulates that no expenditures may be made for a purpose not authorized in the annual 
budget. The individual Statements of Revenues, Expenditures and Changes in Fund Balances - Budget 
and Actual reports as listed in the table of contents present all of the departments which incurred an 
excess of expenditures/expenses over appropriations for the year ended June 30, 2021, if any.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
39 
 
Note 4.  
Deposits and Investments 
 
 
Deposits 
 
Custodial Credit Risk 
 
For deposits this is the risk that in the event of a bank failure, the City’s deposit may not be returned to it.  
The City does not have a formal policy for custodial credit risk.  At year end, the carrying amount of the 
City’s deposits was $7,286,584 and the bank balance was $7,170,591. The bank balance was fully 
covered by FDIC coverage or collateral held by the pledging financial institution in the City’s name. 
 
Investments 
 
The Arizona State Treasurer’s Office operates the Local Government Investment Pool (LGIP) with no 
regulatory oversight.  The LGIP is available for investment of funds administered by any Arizona Public 
Treasurer.   
 
The LGIP is not registered with the SEC as an investment company.  The State Board of Investments 
provides oversight for the State Treasurer’s investment pools. Deposits in the LGIP are not insured or 
otherwise guaranteed by the State of Arizona, and participants share proportionally in any realized gain or 
losses on investments.   
 
The provisions of State law (A.R.S. 35-323) govern the investment of funds in excess of $100,000.  
A.R.S. 35-323 allows for investment in certificates of deposit, interest bearing savings accounts, 
repurchase agreements with a maximum maturity of 180 days, pooled investment funds established by the 
State Treasurer, obligations guaranteed by the United States, bonds of the State of Arizona or other local 
municipalities, commercial paper of prime quality that is rated “P1” by Moody’s investors or “A1” by 
Standard and Poor’s rating service, and bonds, debentures or notes that are issued by corporations 
organized and doing business in the United States subject to certain restrictions.  For investments of less 
than $100,000, procedures as specified by local ordinance or resolution must be followed. 
 
As of June 30, 2021, the carrying amount of the City’s deposits and investments are as follows: 
 
Weighted
Fair
Credit
Average
Value
Rating (1)
Maturity (2)
Cash on deposit
7,286,584
$         
N/A
N/A
Cash on hand
3,950
                  
N/A
N/A
Local Governments Investment Pool 5
91,344,498
AAAF/S1+
0.18 years
98,635,032
$       
 
 
(1) Ratings are provided where applicable to indicate associated Credit Risk. N/A indicates not 
applicable. 
(2) Interest Rate Risk is estimated using the weighted average years to maturity.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
40 
 
Note 4.  
Deposits and Investments, Continued 
 
 
Credit risk 
 
Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations.  
The City’s policy for reducing its exposure to credit risk is to comply with State law (A.R.S. 35-323).  
A.R.S. 35-323 limits investment in commercial paper and corporate bonds to the top ratings issued by 
nationally recognized statistical rating organizations such as Standard & Poor’s and Moody’s Investor 
Services.   
 
Interest rate risk 
 
Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an 
investment.  The City’s policy for managing its exposure to fair value loss arising from increasing interest 
rates is to comply with the provisions of State law (A.R.S. 35- 323).  A.R.S. 35-323 requires that the 
City’s investment portfolio maturities do not exceed five years from the time of purchase. 
 
Fair value measurements 
 
As noted above, the City holds investments that are measured at fair value on a recurring basis. The City 
categorizes its fair value measurements within the fair value hierarchy established by generally accepted 
accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the 
asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant 
other observable inputs; Level 3 inputs are significant unobservable inputs.  
 
The Local Government Investment Pool, as listed above, is valued using quoted market prices (Level 2 
inputs).

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
41 
 
Note 5.  
Capital Assets 
 
 
The following table summarizes the changes to capital assets for governmental activities during the year: 
 
Governmental Activities:
Balance
Balance
06/30/20
Additions
Deletions
06/30/21
Capital assets, not being depreciated:
Land
9,701,487
$       
-
$                      
-
$                      
9,701,487
$       
Construction in progress
842,065
            
2,232,142
         
(1,062,595)
        
2,011,612
         
Total capital assets, not being depreciated
10,543,552
       
2,232,142
         
(1,062,595)
        
11,713,099
       
Capital assets, being depreciated:
Buildings and improvements
25,846,729
       
201,389
            
-
                        
26,048,118
       
Equipment and vehicles
8,820,261
         
805,391
            
(156,378)
           
9,469,274
         
Land improvements
2,150,605
         
55,815
              
-
                        
2,206,420
         
Infrastructure
59,654,603
       
-
                        
-
                        
59,654,603
       
Total capital assets, being depreciated
96,472,198
       
1,062,595
         
(156,378)
           
97,378,415
       
Less accumulated depreciation for:
Buildings and improvements
(3,596,030)
        
(547,512)
           
-
                        
(4,143,542)
        
Equipment and vehicles
(5,492,192)
        
(679,144)
           
156,378
            
(6,014,958)
        
Land improvements
(923,290)
           
(130,921)
           
-
                        
(1,054,211)
        
Infrastructure
(18,297,909)
      
(2,164,644)
        
-
                        
(20,462,553)
      
Total accumulated depreciation
(28,309,421)
      
(3,522,221)
        
156,378
            
(31,675,264)
      
Total capital assets, being depreciated, net
68,162,777
       
(2,459,626)
        
-
                        
65,703,151
       
Governmental activities capital assets, net
78,706,329
$     
(227,484)
$         
(1,062,595)
$      
77,416,250
$     
Depreciation expense was charged to the functions/programs of the City as follows:
Governmental Activities:
General government
Public safety
Public works/streets
Total depreciation expense - governmental activities
3,522,221
$           
717,909
                
1,619,208
             
1,185,104
$

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
42 
 
 
Note 5.  
Capital Assets, Continued 
 
 
The following table summarizes the changes to capital assets for business-type activities during the year: 
 
Business-Type Activities:
Balance
Balance
06/30/20
Additions
Deletions
06/30/21
Capital assets not being depreciated:
Land
921,620
$            
-
$                     
-
$                   
921,620
$            
Construction in progress
515,619
              
1,786,591
         
(1,063,573)
     
1,238,637
           
Total capital assets, not being depreciated
1,437,239
           
1,786,591
         
(1,063,573)
     
2,160,257
           
Capital assets being depreciated:
Sewer Plant
20,455,101
         
616,478
            
-
                     
21,071,579
         
Water mains and lines
36,709,604
         
130,691
            
-
                     
36,840,295
         
Sewer collection system
9,467,840
           
-
                       
-
                     
9,467,840
           
Land improvements
5,554,327
           
125,019
            
-
                     
5,679,346
           
Buildings and improvements
1,693,257
           
50,050
              
-
                     
1,743,307
           
Equipment and vehicles
4,680,254
           
141,335
            
(97,859)
          
4,723,730
           
Total capital assets, being depreciated
78,560,383
         
1,063,573
         
(97,859)
          
79,526,097
         
Less accumulated depreciation for:
Sewer Plant
(7,439,185)
          
(471,663)
          
-
                     
(7,910,848)
         
Water mains and lines
(19,136,954)
        
(1,288,720)
       
-
                     
(20,425,674)
       
Sewer collection system
(6,912,222)
          
(360,299)
          
-
                     
(7,272,521)
         
Land improvements
(4,463,745)
          
(94,974)
            
-
                     
(4,558,719)
         
Buildings and improvements
(603,192)
             
(106,905)
          
-
                     
(710,097)
            
Equipment and vehicles
(2,402,152)
          
(325,869)
          
97,859
           
(2,630,162)
         
Total accumulated depreciation
(40,957,450)
        
(2,648,430)
       
97,859
           
(43,508,021)
       
Total capital assets, being depreciated, net
37,602,933
         
(1,584,857)
       
-
                     
36,018,076
         
Business-type activities capital assets, net
39,040,172
$       
201,734
$          
(1,063,573)
$   
38,178,333
$       
Depreciation expense was charged to the functions/programs of the City as follows:
Business-Type Activities:
Water 
Sewer
Total depreciation expense - business-type activities
2,648,430
$           
1,118,046
             
1,530,384
$

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
43 
 
Note 6. 
Long-Term Liabilities 
 
 
The following is a summary of changes in long-term obligations for the current fiscal year: 
 
Balance
Balance
Current
06/30/20
Additions
Retirements
06/30/21
Portion
Governmental activities
Bonds payable
21,250,000
$    
-
$                    
(1,230,000)
$    
20,020,000
$    
1,285,000
$   
1,225,911
        
-
                      
(115,089)
         
1,110,822
        
-
                    
22,475,911
      
-
                      
(1,345,089)
      
21,130,822
      
1,285,000
     
Net pension/OPEB liabilities 
17,007,603
      
3,186,208
       
-
                      
20,193,811
      
-
                    
Accrued compensated absences
1,006,652
892,140
          
(677,743)
1,221,049
        
242,739
        
Total governmental activities
40,490,166
$    
4,078,348
$     
(2,022,832)
$    
42,545,682
$    
1,527,739
$   
Business-Type activities
Accrued compensated absences
125,352
$         
84,984
$          
(79,894)
$         
130,442
$         
24,919
$        
9,665,210
        
8,687,500
       
(1,154,169)
      
17,198,541
      
1,455,303
     
Net pension/OPEB liabilities 
2,322,866
        
412,340
          
-
                      
2,735,206
        
-
                    
Total business-type activities
12,113,428
$    
9,184,824
$     
(1,234,063)
$    
20,064,189
$    
1,480,222
$   
Total long-term liabilities
52,603,594
$    
13,263,172
$   
(3,256,895)
$    
62,609,871
$    
3,007,961
$   
Bond premium
Loans payable from direct borrowings
Net bonds payable
 
Generally, resources from the General fund are used to liquidate net pension liabilities, OPEB liabilities, 
and compensated absences for governmental activities.  
 
The City’s outstanding notes from direct borrowings related to business-type activities of $17,198,541 are 
secured with pledged system revenues from future water and sewer operations.  The agreement contains a 
provision that the future net revenues will exceed 1.2 times the annual debt service.   In 2005 the voters 
authorized the City to enter into agreements for water and sewer debt up to $32,000,000.  To date the City 
has issued all its voter authorized water and sewer debt.  However, the City is no longer required to 
receive voter approval to issue water and sewer debt. 
 
In an event of default, the lender shall have the right to take action permitted in the agreement and by law 
to collect the amounts then due and thereafter to become due on their scheduled payment dates as well as 
other actions including without limitation appointment of a receiver of the System. 
 
Nothing in this Note is intended to provide legal advice related to City issued debt.  For further guidance 
on debt instruments and guarantees consult with a professional or review the loan documents.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
44 
 
Note 6.  
Long-Term Liabilities, Continued 
 
 
The City has entered into Greater Arizona Development Authority (GADA) bond agreements and issued 
other general obligation, revenue and refunding bonds to refund prior year issuances and to finance 
various municipal, public safety, streets, and park projects. The total outstanding principal does not 
include related bond premiums of $1,110,822. 
 
Original
Outstanding
amount
Interest
Remaining
principal
Governmental activities
issued
rate
maturities
June 30, 2021
G.O. Bonds 2012A
14,900,000
$        
3.00-5.00%
7/1/21-42
11,990,000
$  
Refunding  Bonds 2012B
3,305,000
2.125-4.00%
7/1/21-24
1,015,000
G.O. Refunding Bonds, Series 2017
8,385,000
2.00-4.00%
7/1/21-29
7,015,000
Total
20,020,000
$  
 
Principal payments on the governmental activities bonds payable at year end are summarized as follows: 
 
Years ending June 30:
Principal
Interest
2022
1,285,000
$    
819,713
$             
2023
1,330,000
775,363
               
2024
1,365,000
741,413
2025
1,420,000
698,575
2026
1,470,000
644,925
2027-2031
5,600,000
2,087,738
2032-2036
2,945,000
1,406,400
2037-2041
3,740,000
680,875
2042
865,000
21,625
20,020,000
$  
7,876,627
$          
Governmental Activities
 
 
The City currently has no outstanding direct borrowings related to governmental-type activities.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
45 
 
Note 6.  
Long-Term Liabilities, Continued 
 
 
The City has entered into a number of separate Water Infrastructure Finance Authority (WIFA) loan 
agreements to refund a prior year issuance and to finance water and sewer facilities and infrastructure 
upgrades. The funding is drawn down from the lender as the upgrade costs are incurred, as such not all 
proceeds have been received as of year-end. 
 
Original
Outstanding
amount
Interest
Remaining
principal
Business-type activities
issued
rate
maturities
June 30, 2021
WIFA loan, DE 050-2005
16,550,000
$        
2.93%
7/1/21-25
3,772,962
$    
WIFA loan, DW 2008
4,040,000
2.75%
7/1/21-27
1,808,729
WIFA loan, 920227-13
4,550,000
2.80%
7/1/21-26
2,584,912
WIFA loan, 910145-13
500,000
2.80%
7/1/21-32
344,438
WIFA loan, 920305-21
8,687,500
1.87%
7/1/21-45
8,687,500
Total
17,198,541
$  
 
Principal and interest payments on business-type activities loans payable at year end are summarized as 
follows: 
 
Years ending June 30:
Principal
Interest
2022
1,455,303
$    
385,596
$             
2023
1,494,336
      
346,029
               
2024
1,534,439
      
305,377
               
2025
1,575,641
      
263,610
               
2026
1,504,377
      
239,662
               
2027-2031
3,389,606
      
791,510
               
2032-2036
2,280,649
      
469,018
               
2037-2041
1,890,172
      
284,166
               
2042-2046
2,074,018
      
98,597
                 
Amount not drawn down
-
                    
-
                           
17,198,541
$  
3,183,565
$          
Direct Borrowings
Business-Type Activities
 
 
Pledged revenues – business-type activities. The City has pledged future water and sewer revenues to 
repay the outstanding WIFA loans of $17.2 million as of year-end. The agreement contains a provision 
that the future net revenues will exceed 1.2 times the annual debt service.   In 2005 the voters authorized 
the City to enter into agreements for water and sewer debt up to $32,000,000. To date the City has issued 
all its voter authorized water and sewer debt.  However, the City is no longer required to receive voter 
approval to issue water and sewer debt. Proceeds from the original loan issuance provided financing for 
improvements to the City’s water and sewer systems infrastructure and to refund certificates of 
participation. The loans are paid solely from water and sewer revenues and are payable through 2046.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
46 
 
Note 6.  
Long-Term Liabilities, Continued 
 
 
In an event of default, the lender shall have the right to take action permitted in the agreement and by law 
to collect the amounts then due and thereafter to become due on their scheduled payment dates as well as 
other actions including without limitation appointment of a receiver of the System. 
 
Nothing in this Note is intended to provide legal advice related to City issued debt.  For further guidance 
on debt instruments and guarantees consult with a professional or review the loan documents. 
 
Due to reporting requirements and the timing of the July 1st WIFA payments, other City bonded 
indebtedness reports may not equal the amounts reported in these financial statements. 
 
 
Note 7.  
Interfund Receivables, Payables, and Transfers  
 
 
Interfund receivables and payables for the fiscal year ended June 30, 2021 are as follows:   
 
Due To
Due From
General
Total
Non-major
132,621
$       
132,621
$     
Total
132,621
$       
132,621
$     
 
Interfund balances resulted from the time lag between the dates that (1) interfund goods and services are 
provided or reimbursable expenditures occur, (2) transactions are recorded in the accounting system, and 
(3) payments between funds are made.   
 
Interfund transfers for the fiscal year ended June 30, 2021 are as follows: 
 
Transfers Out
General
Special Projects
Non-major
Water
Sewer
Total
General Fund
-
$              
100,000
$     
726,500
$     
-
$             
-
$              
826,500
$      
Special Projects
1,501,910
      
-
               
-
               
-
               
-
                
1,501,910
     
Sewer
1,422,000
      
-
               
-
               
160,000
       
-
                
1,582,000
     
Water
1,426,000
      
-
               
-
               
-
               
1,394,000
     
2,820,000
     
Sanitation
357,000
         
-
               
-
               
-
               
-
                
357,000
        
Total
4,706,910
$    
100,000
$     
726,500
$     
160,000
$     
1,394,000
$   
7,087,410
$   
Transfers In
 
Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to 
the fund that statute or budget requires to expend them and (2) use unrestricted revenues collected in the 
general fund to finance various programs accounted for in other funds in accordance with budgetary 
authorizations.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
47 
 
Note 8.  
Pensions and Other Postemployment Benefits 
 
 
The City contributes to the Arizona State Retirements System and Public Safety Personnel Retirement 
System plans described below. The plans are component units of the State of Arizona. At June 30, 2021, 
the City reported the following aggregate amounts related to pensions and other postemployment benefits 
(OPEB) for all plans to which it contributes:  
 
Statement of Net Position
Governmental
Business-Type
and Statement of Activities
ASRS
PSPRS
Combined Total
Activities
Activities
Net pension/OPEB asset
42,197
$            
61,930
$            
104,127
$          
92,980
$            
11,147
$            
Net pension/OPEB liabilities
10,354,416
       
12,574,601
       
22,929,017
       
20,193,811
       
2,735,206
         
Deferred outflows of resources
2,095,387
         
6,136,717
         
8,232,104
         
7,678,591
         
553,513
            
Deferred inflows of resources
126,647
            
1,401,182
         
1,527,829
         
1,494,374
         
33,455
              
Pension/OPEB expense
972,951
            
2,413,227
         
3,386,178
         
3,129,165
         
257,013
            
 
The City reported $2,484,277 of pension and OPEB contributions as expenditures in the governmental 
funds related to all plans to which it contributes. 
 
Arizona State Retirement System (ASRS) 
 
Plan description – City employees not covered by the other pension plans described below participate in 
the Arizona State Retirement System (ASRS). The ASRS administers a cost-sharing multiple-employer 
defined benefit pension plan, a cost-sharing multiple-employer defined benefit health insurance premium 
benefit (OPEB) plan, and a cost-sharing multiple-employer defined benefit long-term disability (OPEB) 
plan. The Arizona State Retirement System Board governs the ASRS according to the provisions of 
A.R.S. Title 38, Chapter 5, Articles 2 and 2.1. The ASRS issues a publicly available financial report that 
includes its financial statements and required supplementary information. The report is available on its 
website at www.azasrs.gov. 
 
Benefits provided – The ASRS provides retirement, health insurance premium supplement, long-term 
disability, and survivor benefits. State statute establishes benefit terms. Retirement benefits are calculated 
on the basis of age, average monthly compensation, and service credit as follows: 
 
Initial Membership Date 
Initial Membership Date 
  
  
Before July 1, 2011 
  
On or After July 1, 2011 
Years of service and 
age required to receive 
benefit 
 
Sum of years and age equals 80 
 
30 years age 55 
 
10 years age 62 
 
25 years age 60 
 
5 years age 50* 
 
10 years age 62 
 
 
any years age 65 
 
5 years age 50* 
  
  
  
  
any years age 65 
Final average salary is 
based on 
  
Highest 36 consecutive months 
of last 120 months 
  
Highest 60 consecutive months 
of last 120 months 
Benefit percent per 
year of service 
  
2.1% to 2.3% 
  
2.1% to 2.3% 
 
* With actuarially reduced benefits.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
48 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
Retirement benefits for members who joined the ASRS prior to September 13, 2013, are subject to 
automatic cost-of-living adjustments based on excess investment earning. Members with a membership 
date on or after September 13, 2013, are not eligible for cost-of-living adjustments. Survivor benefits are 
payable upon a member's death. For retired members, the survivor benefit is determined by the retirement 
benefit option chosen. For all other members, the beneficiary is entitled to the member's account balance 
that includes the member's contributions and employer's contributions, plus interest earned. 
 
Health insurance premium benefits are available to retired or disabled members with 5 years of credited 
service. The benefits are payable only with respect to allowable health insurance premiums for which the 
member is responsible. For members with 10 or more years of service, benefits range from $100 per 
month to $260 per month depending on the age of the member and dependents. For members with 5 to 9 
years of service, the benefits are the same dollar amounts as above multiplied by a vesting fraction based 
on completed years of service. 
 
Active members are eligible for a monthly long-term disability benefit equal to two-thirds of monthly 
earnings. Members receiving benefits continue to earn service credit up to their normal retirement dates. 
Members with long-term disability commencement dates after June 30, 1999, are limited to 30 years of 
service or the service on record as of the effective disability date if their service is greater than 30 years. 
 
Contributions – In accordance with state statutes, annual actuarial valuations determine active member 
and employer contribution requirements. The combined active member and employer contribution rates 
are expected to finance the costs of benefits employees earn during the year, with an additional amount to 
finance any unfunded accrued liability. For the year ended June 30, 2021, statute required active ASRS 
members to contribute at the actuarially determined rate of 12.22 percent (12.04 percent for retirement 
and 0.18 percent for long-term disability) of the members' annual covered payroll, and statute required the 
City to contribute at the actuarially determined rate of 12.22 percent (11.65 percent for retirement, 0.39 
percent for health insurance premium benefit, and 0.18 percent for long-term disability) of the active 
members' annual covered payroll. In addition, the City was required by statute to contribute at the 
actuarially determined rate of 10.21 percent (10.14 percent for retirement and 0.07 percent for long-term 
disability) of annual covered payroll of retired members who worked for the City in positions that an 
employee who contributes to the ASRS would typically fill. 
 
The City's contributions to the pension, health insurance premium benefit, and long-term disability plans 
for the year ended June 30, 2021, were $771,446, $25,825, and $11,919, respectively.  
 
Liability – At June 30, 2021, the City reported the following asset and liabilities for its proportionate 
share of the ASRS' net pension/OPEB liability.  
 
Net pension/OPEB
(asset) liability
Pension
10,309,279
$     
Health insurance premium benefit
(42,197)
             
Long-term disability
45,137

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
49 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
The net asset and net liabilities were measured as of June 30, 2020.  The total liability used to calculate 
the net asset and net liability was determined using update procedures to roll forward the total liability 
from an actuarial valuation as of June 30, 2019, to the measurement date of June 30, 2020.  
 
The City's proportion of the net asset or net liability was based on the City's actual contributions to the 
plan relative to the total of all participating employers' contributions for the year ended June 30, 2020. 
The City's proportion measured as of June 30, 2020, and the change from its proportions measured as of 
June 30, 2019, were:  
 
Proportion 
June 30, 2019
Proportion 
June 30, 2020
Increase 
(decrease) from 
June 30, 2019
Pension
0.058300%
0.059500%
0.001200%
Health insurance premium benefit
0.058420%
0.059600%
0.001180%
Long-term disability
0.058320%
0.059500%
0.001180%
 
 
Expense – For the year ended June 30, 2021, the City recognized pension and OPEB expense: 
 
Pension/OPEB Expense
Pension
945,372
$          
Health insurance premium benefit
13,291
              
Long-term disability
14,288
              
 
 
Deferred outflows/inflows of resources – At June 30, 2021, the City reported deferred outflows of 
resources and deferred inflows of resources related to pensions and OPEB from the following sources:

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
50 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
Deferred 
Outflows of 
Resources
Deferred Inflows 
of Resources
Deferred 
Outflows of 
Resources
Deferred Inflows 
of Resources
Deferred 
Outflows of 
Resources
Deferred Inflows 
of Resources
93,265
$            
-
$                      
-
$                      
83,146
$            
3,928
$              
1,162
$              
-
                        
-
                        
23,393
              
-
                        
4,863
                
-
                        
994,342
            
-
                        
43,175
              
-
                        
4,969
                
-
                        
117,778
            
41,804
              
-
                        
208
                   
483
                   
327
                   
771,446
            
-
                        
25,825
              
-
                        
11,919
              
-
                        
Total
1,976,831
$       
41,804
$            
92,393
$            
83,354
$            
26,162
$            
1,489
$              
Long-Term Disability
Differences between expected 
and actual experience
Changes of assumptions or other 
inputs
Net difference between projected 
and actual earnings on pension 
plan investments
Changes in proportion and 
differences between contributions 
and proportionate share of 
contributions
Contributions subsequent to the 
measurement date
Pension
Health Insurance Premium Benefit
 
The amounts reported as deferred outflows of resources related to ASRS pensions and OPEB resulting 
from City contributions subsequent to the measurement date will be recognized as an increase of the net 
asset or a reduction of the net liability in the year ending June 30, 2022. Other amounts reported as 
deferred outflows of resources and deferred inflows of resources related to ASRS pensions and OPEB 
will be recognized as expenses as follows: 
 
Year Ended
June 30,
Pension
Health Insurance 
Premium Benefit
Long-term 
disability
2022
135,679
$          
(9,024)
$             
2,079
$              
2023
360,693
            
112
                   
2,886
                
2024
359,664
            
2,118
                
3,034
                
2025
307,545
            
(2,341)
               
2,727
                
2026
-
                        
(7,651)
               
1,437
                
Thereafter
-
                        
-
                        
591

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
51 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
Actuarial Assumptions – The significant actuarial assumptions used to measure the total pension 
liability are as follows: 
 
Actuarial valuation date  
June 30, 2019 
Actuarial roll forward date  
June 30, 2020 
Actuarial cost method  
Entry age normal 
Investment rate of return  
7.5% 
Projected salary increases  
2.7-7.2% for pensions/not applicable for OPEB 
Inflation 
2.3% 
Permanent benefit increase 
Included for pensions/not applicable for OPEB 
Mortality rates 
2017 SRA Scale U-MP for pensions and health 
insurance premium benefit 
Recovery rates 
2012 GLDT for long-term disability 
Healthcare cost trend rate 
Not applicable 
 
Actuarial assumptions used in the June 30, 2019, valuation were based on the results of an actuarial 
experience study for the 5-year period ended June 30, 2016. 
 
The long-term expected rate of return on ASRS plan investments was determined to be 7.5 percent using 
a building-block method in which best-estimate ranges of expected future real rates of return (expected 
returns, net of plan investment expense and inflation) are developed for each major asset class. These 
ranges are combined to produce the long-term expected rate of return by weighting the expected future 
real rates of return by the target asset allocation percentage and by adding expected inflation. The target 
allocation and best estimates of geometric real rates of return for each major asset class are summarized 
in the following table: 
 
Asset Class 
Target 
Allocation 
Long-Term Expected 
Geometric Real Rate of 
Return 
Equity  
50% 
6.39% 
Fixed income – credit 
20% 
5.44% 
Fixed income – interest rate 
sensitive 
10% 
0.22% 
Real estate 
20% 
5.85% 
Totals 
100% 
 
Discount rate – The discount rate used to measure the ASRS total pension/OPEB liability was 7.5 
percent.  The projection of cash flows used to determine the discount rate assumed that contributions 
from participating employers will be made based on the actuarially determined rates based on the ASRS 
Board's funding policy, which establishes the contractually required rate under Arizona statute. Based on 
those assumptions, the plan's fiduciary net position was projected to be available to make all projected 
future benefit payments of current plan members. Therefore, the long-term expected rate of return on 
plan investments was applied to all periods of projected benefit payments to determine the total 
pension/OPEB liability.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
52 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
Sensitivity of the proportionate share of the net pension/OPEB (asset) liability to changes in the 
discount rate – The following table presents the City's proportionate share of the net pension/OPEB 
(asset) liability calculated using the discount rate of 7.5 percent, as well as what the City's proportionate 
share of the net pension liability would be if it were calculated using a discount rate that is 1 percentage 
point lower (6.5 percent) or 1 percentage point higher (8.5 percent) than the current rate: 
 
1% Decrease
Discount Rate
1% Increase
(6.50%)
(7.50%)
(8.50%)
Proportionate share of 
Net pension liability
14,097,800
$     
10,309,279
$     
7,142,271
$       
Net insurance premium benefit liability (asset)
55,366
              
(42,197)
             
(125,226)
           
Net long-term disability liability
49,283
              
45,137
              
41,114
              
 
Plan fiduciary net position – Detailed information about the plan's fiduciary net position is available in 
the separately issued ASRS financial report. 
 
Public Safety Personnel Retirement System (PSPRS) 
 
Plan description – City police and fire employees who are regularly assigned hazardous duty participate 
in the Public Safety Personnel Retirement System (PSPRS). The PSPRS administers agent and cost-
sharing multiple-employer defined benefit pension plans and agent and cost-sharing multiple-employer 
defined benefit health insurance premium benefit (OPEB) plans. A nine-member board known as the 
Board of Trustees and the participating local boards govern the PSPRS according to the provisions of 
A.R.S. Title 38, Chapter 5, Article 4. Employees who were PSPRS members before July 1, 2017, 
participate in the agent plans, and those who became PSPRS members on or after July 1, 2017, participate 
in the cost-sharing plans (PSPRS Tier 3 Risk Pool), which are not further disclosed because of their 
relative insignificance to the City’s financial statements. 
 
The PSPRS issues a publicly available financial report that includes financial statements and required 
supplementary information for PSPRS. The reports are available on the PSPRS website at 
www.psprs.com.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
53 
Note 8. 
Pensions and Other Postemployment Benefits, Continued 
Benefits provided – The PSPRS provides retirement, health insurance premium supplement, disability, 
and survivor benefits. State statute establishes benefit terms. Retirement, disability, and survivor benefits 
are calculated on the basis of age, average monthly compensation, and service credit as follows: 
Initial Membership Date: 
Before January 1, 2012 
On or After January 1, 2012 
and before July 1, 2017 
On or after July 1, 2017 
Retirement and Disability 
Years of service and 
age required to receive 
benefit 
20 years of service, any age 
25 years of service or 15 years  
15 years of credited service, age 52.5* 
15 years of service, age 62 
of credited of service, age 52.5 
15 years or more of service, age 55 
Final average salary is 
based on 
Highest 36 consecutive months 
of last 20 years 
Highest 60 consecutive months 
of last 20 years 
Highest 60 consecutive months of last 
15 years 
Benefit percent 
Normal Retirement 
50% less 4.0% for each year of 
credited service less than 20 
years OR plus 2.0% to 2.5% for 
each year of credited service over 
20 years, not to exceed 80% 
1.5% to 2.5% per year of credited service, not to exceed 80% 
Accidental DiVability 
Retirement 
50% or normal retirement, whichever is greater 
Catastrophic  
Disability  
Retirement 
90% for the first 60 months then reduced to either 62.5% or normal retirement, whichever is greater 
Ordinary Disability 
Retirement 
Normal retirement calculated with actual years of credited service or 20 years of credited service, whichever is greater, 
multiplied by years of credited service (not to exceed 20 years) divided by 20 
Survivor Benefit 
Retired Members 
80% to 100% of retired member's pension benefit 
Active Members 
80% to 100% of accidental disability retirement benefit or 100% of average monthly compensation if death was the 
result of injuries received on the job 
* With actuarially reduced benefits 
Retirement and survivor benefits are subject to automatic cost-of-living adjustments based on inflation. 
PSPRS also provides temporary disability benefits of 50 percent of the member’s compensation for up to 
12 months. 
Health insurance premium benefits are available to retired or disabled members with 5 years of credited 
service. The benefits are payable only with respect to allowable health insurance premiums for which the 
member is responsible. Benefits range from $100 per month to $260 per month depending on the age of 
the member and dependents

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
54 
 
Note 8. 
Pensions and Other Postemployment Benefits, Continued 
 
 
Employees covered by benefit terms – At June 30, 2021, the following employees were covered by the 
agent plans’ benefit terms: 
 
PSPRS - Police
Pension
Health
Inactive employees or beneficiaries currently receiving benefits
15
15
Inactive employees entitled to but not yet receiving benefits
9
4
Active employees
36
36
Total
60
55
 
PSPRS - Fire
Pension
Health
Inactive employees or beneficiaries currently receiving benefits
3
3
Inactive employees entitled to but not yet receiving benefits
3
0
Active employees
22
22
Total
28
25
 
 
Contributions – State Statutes establish the pension contribution requirements for active PSPRS 
employees. In accordance with state statutes, annual actuarial valuations determine employer contribution 
requirements for pension and health insurance premium benefits. The combined active member and 
employer contribution rates are expected to finance the costs of benefits employees earn during the year, 
with an additional amount to finance any unfunded accrued liability. Contribution rates for the year ended 
June 30, 2021, are indicated below. Rates are a percentage of active members’ annual covered payroll. 
 
PSPRS Police
7.65-11.65%
35.73%
0.35%
PSPRS Tier 3 risk pool
9.21%
9.21%
0.14%
Active member -
Pension
City - Pension
City-Health 
insurance 
premium
 
PSPRS Fire
7.65-11.65%
18.89%
0.18%  
 
In addition, statute required the City to contribute at the actuarially determined rate of 19.14% for police 
and 3.52% for fire of annual covered payroll of retired members who worked for the City in positions that 
an employee who contributes to the PSPRS would typically fill and employees participating in the PSPRS 
Tier 3 Risk Pool.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
55 
 
Note 8. 
Pensions and Other Postemployment Benefits, Continued 
 
 
The City’s contributions to the plans for the year ended June 30, 2021, were: 
 
PSPRS - Police
Pension
PSPRS
1,144,242
$      
11,209
$           
PSPRS Tier 3 risk pool
176,485
           
2,683
               
Health 
insurance 
premium 
benefit
 
PSPRS - Fire
Pension
PSPRS
422,602
$         
4,027
$             
PSPRS Tier 3 risk pool
89,036
             
1,353
               
Health 
insurance 
premium 
benefit
 
 
During fiscal year 2021, the City paid for PSPRS pension and OPEB contributions 100% from the general 
fund. 
 
Liability – At June 30, 2021, the City reported the following assets and liabilities. 
 
Net pension
Net OPEB
(asset) liability
(asset) liability
PSPRS Police
10,925,223
$    
(1,469)
$            
 
PSPRS Fire
1,649,378
$      
(60,461)
$          
 
 
The net assets and net liabilities were measured as of June 30, 2020, and the total liability used to 
calculate the net asset or liability was determined by an actuarial valuation as of that date.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
56 
 
Note 8. 
Pensions and Other Postemployment Benefits, Continued 
 
 
Actuarial assumptions – The significant actuarial assumptions used to measure the total pension/OPEB 
liability are as follows:  
 
Actuarial valuation date 
June 30, 2020 
Actuarial cost method 
Entry Age Normal 
Investment rate of return 
7.30% 
Wage inflation 
3.5% for pensions/not applicable for OPEB  
Price inflation 
2.5% for pensions/not applicable for OPEB 
Cost-of-living adjustment 
benefit increase 
1.75% for pensions/not applicable for OPEB 
Mortality rates 
PubS-2010 tables. 
Healthcare cost trend rate 
Not applicable 
 
Actuarial assumptions used in the June 30, 2020, valuation were based on the results of an actuarial 
experience study for the 5-year period ended June 30, 2017. 
 
The long-term expected rate of return on PSPRS plan investments was determined to be 7.3 using a 
building-block method in which best-estimate ranges of expected future real rates of return (expected 
returns, net of plan investment expenses and inflation) are developed for each major asset class. The 
target allocation and best estimates of geometric real rates of return for each major asset class are 
summarized in the following table: 
Asset Class 
Target 
Allocation 
Long-Term 
Expected 
Geometric Real 
Rate of Return 
U.S. Public Equity 
23.00% 
4.93% 
International Public 
Equity 
15.00% 
6.09% 
Global Private Equity 
18.00% 
8.42% 
Other Assets (Capital 
Appreciation) 
7.00% 
5.61% 
Core Bonds 
2.00% 
0.22% 
Private credit 
22.00% 
5.31% 
Diversifying Strategies 
12.00% 
3.22% 
Cash - Mellon 
1.00% 
-0.60% 
Total 
100.00%

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
57 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
Discount Rate –At June 30, 2020, the discount rate used to measure the PSPRS total pension/OPEB 
liability was 7.30 percent. The projection of cash flows used to determine the discount rate assumed that 
plan member contributions will be made at the current contribution rate and that employer contributions 
will be made at rates equal to the difference between actuarially determined contribution rates and the 
member rate. Based on these assumptions, the plans’ fiduciary net position was projected to be available 
to make all projected future benefit payments of current plan members. Therefore, the long-term expected 
rate of return on plan investments was applied to all periods of projected benefit payments to determine 
the total pension/OPEB liability. 
 
Changes in the net pension/OPEB liability 
 
PSPRS-Police
Total Pension 
Liability
(a)
Plan Fiduciary 
Net Position
(b)
Net Pension 
Liability
(a) - (b)
Total OPEB 
Liability
(a)
Plan Fiduciary 
Net Position
(b)
Net OPEB 
Liability
(a) - (b)
Balances at June 30, 2020
23,257,788
$    
13,523,482
$    
9,734,306
$      
314,658
$         
379,123
$         
(64,465)
$          
Changes for the year:
Service cost
766,394
           
-
                       
766,394
           
16,051
             
-
                       
16,051
             
Interest on total pension/OPEB liability
1,722,174
        
-
                       
1,722,174
        
24,239
             
-
                       
24,239
             
Difference between expected and 
582,250
           
-
                       
582,250
           
40,104
             
-
                       
40,104
             
Changes of assumptions
-
                   
-
                       
-
                   
-
                   
-
                       
-
                   
Contributions - employer
-
                       
1,326,972
        
(1,326,972)
       
-
                       
13,025
             
(13,025)
            
Contributions - employee
-
                       
390,184
           
(390,184)
          
-
                       
-
                       
-
                       
Net investment income
-
                       
177,191
           
(177,191)
          
-
                       
4,760
               
(4,760)
              
Benefit payments, including refunds 
of employee contributions
(865,527)
          
(865,527)
          
-
                       
(6,323)
              
(6,323)
              
-
                       
Plan administrative expenses
-
                       
(14,447)
            
14,447
             
-
                       
(387)
                 
387
                  
Net changes
2,205,291
        
1,014,373
        
1,190,918
        
74,071
             
11,075
             
62,996
             
Adjustment to beginning of year
-
                   
1
                      
(1)
                     
-
                   
-
                   
-
                   
Balances at June 30, 2021
25,463,079
$    
14,537,856
$    
10,925,223
$    
388,729
$         
390,198
$         
(1,469)
$            
Pension
Increase (decrease)
Increase (decrease)
actual experience in the measurement of 
the pension/OPEB liability
Health insurance premium benefit

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
58 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
PSPRS-Fire
Total Pension 
Liability
(a)
Plan Fiduciary 
Net Position 
(b)
Net Pension 
Liability
(a) - (b)
Total OPEB 
Liability
(a)
Plan Fiduciary 
Net Position 
(b)
Net OPEB 
Liability
(a) - (b)
Balances at June 30, 2020
8,530,755
$      
7,455,911
$      
1,074,844
$      
99,130
$           
169,701
$         
(70,571)
$          
Changes for the year:
Service cost
408,259
           
-
                       
408,259
           
7,878
               
-
                       
7,878
               
Interest on total pension/OPEB liability
646,493
           
-
                       
646,493
           
7,919
               
-
                       
7,919
               
Difference between expected and 
151,811
           
-
                       
151,811
           
(898)
                 
-
                       
(898)
                 
Changes of assumptions
-
                       
-
                       
-
                   
-
                       
-
                       
-
                   
Contributions - employer
-
                       
380,514
           
(380,514)
          
-
                       
2,827
               
(2,827)
              
Contributions - employee
-
                       
172,106
           
(172,106)
          
-
                       
-
                       
-
                       
Net investment income
-
                       
96,947
             
(96,947)
            
-
                       
2,136
               
(2,136)
              
Benefit payments, including refunds 
of employee contributions
(165,904)
          
(165,904)
          
-
                       
-
                       
-
                       
-
                       
Plan administrative expenses
-
                       
(7,905)
              
7,905
               
(174)
                 
174
                  
Net changes
1,040,659
        
475,758
           
564,901
           
14,899
             
4,789
               
10,110
             
Adjustment to beginning of year
-
                   
(9,633)
              
9,633
               
-
                   
-
                   
-
                   
Balances at June 30, 2021
9,571,414
$      
7,922,036
$      
1,649,378
$      
114,029
$         
174,490
$         
(60,461)
$          
Pension
Increase (decrease)
Health insurance premium benefit
Increase (decrease)
actual experience in the measurement of 
the pension/OPEB liability
 
Sensitivity of the City’s net pension/OPEB (asset) liability to changes in the discount rate – The 
following table presents the City's net pension/OPEB (assets) liabilities calculated using the discount rate 
of 7.3%, as well as what the City's net pension/OPEB (assets) liability would be if it were calculated 
using a discount rate that is 1 percentage point lower or 1 percentage point higher than the current rate: 
 
1% Decrease
Discount Rate
1% Increase
(6.30%)
(7.30%)
(8.30%)
PSPRS-Police
Net pension (asset) / liability
14,788,260
$    
10,925,223
$    
7,806,410
$      
Net OPEB (asset)/ liability
47,555
             
(1,469)
              
(42,496)
            
 
PSPRS-Fire
Net pension (asset) / liability
3,322,947
$      
1,649,378
$      
311,995
$         
Net OPEB (asset)/ liability
(44,013)
            
(60,461)
            
(74,181)

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
59 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
Plan fiduciary net position – Detailed information about the plans’ fiduciary net position is available in 
the separately issued PSPRS financial report. 
 
Expense – For the year ended June 30, 2021, the City recognized the following pension and OPEB 
expense:  
 
Pension expense
OPEB expense
PSPRS Police
1,915,488
$      
3,130
$             
 
PSPRS Fire
495,351
$         
(742)
$               
 
 
Deferred outflows/inflows of resources – At June 30, 2021, the City reported deferred outflows of 
resources and deferred inflows of resources related to pensions and OPEB from the following sources: 
 
PSPRS - Police
Deferred 
Outflows of 
Resources
Deferred 
Inflows of 
Resources
Deferred 
Outflows of 
Resources
Deferred 
Inflows of 
Resources
Differences between expected and actual experience
1,709,549
$      
324,392
$         
34,374
$           
78,963
$           
Changes in assumptions
661,499
           
-
                       
2,982
               
16,367
             
765,018
           
-
                       
20,792
             
-
                       
Contributions subsequent to the measurement date
1,144,242
        
-
                       
11,209
             
-
                       
Total
4,280,308
$      
324,392
$         
69,357
$           
95,330
$           
Health Insurance Premium Benefit
Net difference between projected and actual earnings on 
pension/OPEB plan investments
Pension
 
 
PSPRS - Fire
Deferred 
Outflows of 
Resources
Deferred 
Inflows of 
Resources
Deferred 
Outflows of 
Resources
Deferred 
Inflows of 
Resources
Differences between expected and actual experience
520,245
$         
925,098
$         
-
$                     
45,983
$           
Changes in assumptions
402,976
           
-
                       
1,144
               
10,379
             
426,688
           
-
                       
9,370
               
-
                       
Contributions subsequent to the measurement date
422,602
           
-
                       
4,027
               
-
                       
Total
1,772,511
$      
925,098
$         
14,541
$           
56,362
$           
Health Insurance Premium Benefit
Net difference between projected and actual earnings on 
pension/OPEB plan investments
Pension

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
60 
 
Note 8.  
Pensions and Other Postemployment Benefits, Continued 
 
 
The amounts reported as deferred outflows of resources related to pensions and OPEB resulting from City 
contributions subsequent to the measurement date will be recognized as an increase in the net asset or a 
reduction of the net liability in the year ending June 30, 2022. Other amounts reported as deferred 
outflows of resources and deferred inflows of resources related to pensions and OPEB will be recognized 
as expenses as follows: 
 
Year Ended 
June 30
Pension
Health 
Insurance 
Premium 
Benefit
2022
608,829
$         
(9,642)
$            
2023
626,508
           
(7,178)
              
2024
721,021
           
(7,204)
              
2025
592,244
           
(1,718)
              
2026
179,893
           
(6,153)
              
Thereafter
83,179
             
(5,287)
              
PSPRS - Police
Pension
Health 
Insurance 
Premium 
Benefit
84,260
$           
(4,230)
$            
125,357
           
(3,181)
              
119,738
           
(3,307)
              
90,345
             
(3,936)
              
(32,042)
            
(6,006)
              
37,153
             
(25,188)
            
PSPRS - Fire

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
61 
 
Note 9.   
Risk Management  
 
 
The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; 
errors and omissions; and natural disasters.   
 
The City’s insurance protection is provided by the Arizona Risk Retention Pool, of which the City is a 
participating member. The limit for basic coverage is $2,000,000 per occurrence on a claims made basis. 
Excess coverage is for an additional $8,000,000 per occurrence on a follow form, claims made basis. The 
aggregate limit is also $2,000,000. The Arizona Risk Retention Pool is structured such that member 
premiums are based on an actuarial review that will provide adequate reserves to allow the Pool to meet 
its expected financial obligations. The Pool has the authority to assess its members additional premiums 
should reserves and annual premiums be insufficient to meet the Pool’s obligations. No significant 
reduction in insurance coverage occurred during the year and no settlements exceeded insurance coverage 
during any of the past three fiscal years.   
 
The City is self-insured through the Arizona Metropolitan Trust (AzMT) for employee’s medical, dental, 
life and employee assistance program coverage (EAP). AzMT is a self-insured benefits pool established 
pursuant to A.R.S. 11-952 et. seq. that provides coverage for each of its member entities. The City pays a 
monthly premium to AzMT for the employee’s medical, dental, life and EAP coverage. AzMT reinsures 
through commercial companies for claims in excess of specified and aggregate amounts.  
 
The City is insured by Arizona Municipal Workers Compensation Pool for potential worker related 
accidents.  
 
 
 
Note 10.   
Contingent Liabilities and Significant Commitments  
 
 
The City is contingently liable with respect to lawsuits and other claims incidental to the ordinary course 
of its operations. In the opinion of City management, such matters will not have a material adverse effect 
on the City’s financial position at June 30, 2021. 
 
The City received federal funding for specific purposes that are subject to review and audit by the grantor 
agencies. Such audits could result in disallowances under the terms of the grants. There are no required 
disbursements identified or recorded at the date of these financial statements. 
 
As of June 30, 2021 the City had the following amounts encumbered for unperformed contracts to be 
completed after June 30, 2021: General Fund $360,162, Streets (HURF) $720,635, Community 
Development Block Grant $486,970, Special Projects $206,632, Streets (Capital Projects) $286,514, 
Water $58,068, and Sewer $4,475.

CITY OF EL MIRAGE, ARIZONA  
Notes to the Financial Statements 
June 30, 2021 
 
62 
 
Note 10.   
Contingent Liabilities and Significant Commitments, Continued 
 
 
At year end, the City had the following major construction projects/commitments open: 
 
Project
Estimated Cost
Construction   
in Progress
Dysart Road Improvements
13,844,000
$   
914,258
$        
121st Ave. and Cheryl Dr. Improvements
230,000
          
3,850
              
 
The COVID-19 outbreak has caused business disruptions and has had an economic impact on most of the 
United States. The City may be impacted in some manner but the extent is uncertain and cannot be 
estimated at this time.

63 
REQUIRED SUPPLEMENTARY INFORMATION

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of the Proportionate Share of the Net Pension Liability 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
64 
 
ASRS - Pension
2021
2020
2019
2018
2017
2016
2015
(2020)
(2019)
(2018)
(2017)
(2016)
(2015)
(2014)
Proportion of the net pension liability (asset)
0.059500%
0.058300%
0.059200%
0.059400%
0.061520%
0.061230%
0.0633100%
Proportionate share of the net pension 
liability (asset)
10,309,279
$  
8,483,328
$  
8,256,317
$    
9,253,362
$  
9,929,946
$  
9,537,628
$  
9,163,794
$   
Covered payroll
6,381,844
$    
5,982,621
$  
5,832,827
$    
5,699,811
$  
5,570,055
$  
5,677,172
$  
5,598,748
$   
Proportionate share of the net pension 
liability (asset) as a percentage of its 
covered payroll
161.54%
141.80%
141.55%
162.35%
178.27%
168.00%
163.68%
Plan fiduciary net position as a percentage 
of the total pension liability
69.33%
73.24%
73.40%
69.92%
67.06%
68.35%
69.49%
(Measurement Date)
Reporting Fiscal Year
 
 
Note: In accordance with GASB 68, employers will need to disclose a 10-year history for the pension 
schedule above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of the Proportionate Share of the Net OPEB Liability 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
65 
 
ASRS - Health insurance premium benefit
2021
2020
2019
2018
2017
(2020)
(2019)
(2018)
(2017)
(2016)
Proportion of the net OPEB (asset)
0.059600%
0.058420%
0.059360%
0.059340%
0.059337%
Proportionate share of the net OPEB (asset)
(42,197)
$        
(16,145)
$        
(21,375)
$      
(32,305)
$      
17,158
$       
Covered payroll
6,381,844
$     
5,982,621
$     
5,832,827
$  
5,699,811
$  
5,570,055
$  
Proportionate share of the net OPEB (asset) as a 
percentage of its covered payroll
-0.66%
-0.27%
-0.37%
-0.57%
0.31%
Plan fiduciary net position as a percentage of the total 
OPEB liability
104.33%
101.62%
102.20%
103.57%
98.02%
(Measurement Date)
Reporting Fiscal Year
 
 
 
ASRS - Long-term disability
2021
2020
2019
2018
2017
(2020)
(2019)
(2018)
(2017)
(2016)
Proportion of the net OPEB (asset)
0.059500%
0.058320%
0.059270%
0.059190%
0.059191%
Proportionate share of the net OPEB (asset)
45,137
$          
37,992
$          
30,969
$       
21,455
$       
21,271
$       
Covered payroll
6,381,844
$     
5,982,621
$     
5,832,827
$  
5,699,811
$  
5,570,055
$  
Proportionate share of the net OPEB (asset) as a 
percentage of its covered payroll
0.71%
0.64%
0.53%
0.38%
0.38%
Plan fiduciary net position as a percentage of the total 
OPEB liability
68.01%
72.85%
77.83%
84.44%
85.17%
(Measurement Date)
Reporting Fiscal Year
 
 
Note: In accordance with GASB 75, employers will need to disclose a 10-year history for the OPEB 
schedules above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Changes in the Net Pension Liability and Related Ratios 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
66 
 
PSPRS Police - Pension
2021
2020
2019
2018
2017
2016
2015
(2020)
(2019)
(2018)
(2017)
(2016)
(2015)
(2014)
Total pension liability
Service cost
766,394
$        
736,361
$        
611,179
$        
641,361
$        
579,406
$        
530,107
$        
522,850
$        
Interest on total pension liability
1,722,174
       
1,577,961
       
1,289,327
       
1,245,009
       
1,108,770
       
1,006,969
       
849,641
          
Changes of benefit terms
-
                     
-
                     
-
                     
127,782
          
894,728
          
-
                     
190,732
          
Difference between expected and actual
experience of the total net pension liability
          582,250 
           (51,194)
       2,176,715 
         (760,486)
         (247,754)
          292,348 
         (284,861)
Changes of assumptions
-
                     
728,190
          
-
                     
143,402
          
683,819
          
-
                     
1,185,003
       
Benefit payments, including refunds of 
employee contributions
(865,527)
        
(641,925)
        
(573,147)
        
(544,380)
        
(604,179)
        
(510,323)
        
(415,304)
        
Net change in total pension liability
2,205,291
       
2,349,393
       
3,504,074
       
852,688
          
2,414,790
       
1,319,101
       
2,048,061
       
Total pension liability - beginning
23,257,788
     
20,908,395
     
17,404,321
     
16,551,633
     
14,136,843
     
12,817,742
     
10,769,681
     
Total pension liability - ending (a)
25,463,079
$   
23,257,788
$   
20,908,395
$   
17,404,321
$   
16,551,633
$   
14,136,843
$   
12,817,742
$   
Plan fiduciary net position
Contributions - employer
1,326,972
$     
1,583,042
$     
1,365,177
$     
798,249
$        
809,325
$        
593,877
$        
531,345
$        
Contributions - employee
390,184
          
327,451
          
364,283
          
454,373
          
346,149
          
321,510
          
326,197
          
Net investment income
177,191
          
649,317
          
739,044
          
1,044,757
       
47,376
            
273,401
          
839,169
          
Benefit payments, including refunds of 
employee contributions
(865,527)
        
(641,925)
        
(573,147)
        
(544,380)
        
(604,179)
        
(510,323)
        
(415,304)
        
Hall/Parker Settlement
-
                     
-
                     
(417,731)
        
Administrative Expense
(14,447)
          
(12,273)
          
(11,948)
          
(9,644)
            
(7,217)
            
(7,057)
            
Other (net transfer)
-
                     
-
                     
34,476
            
(92,977)
          
15,359
            
23,149
            
(340,763)
        
Net change in plan fiduciary net position
1,014,373
       
1,905,612
       
1,500,154
       
1,650,378
       
606,813
          
694,557
          
940,644
          
Plan fiduciary net position - beginning
13,523,482
     
11,625,612
     
10,125,458
     
8,475,080
       
7,868,267
       
7,173,710
       
6,233,066
       
Adjustment to beginning of year
1
                     
(7,742)
            
-
                     
-
                     
-
                     
-
                     
-
                     
Plan fiduciary net position - ending (b)
14,537,856
$   
13,523,482
$   
11,625,612
$   
10,125,458
$   
8,475,080
$     
7,868,267
$     
7,173,710
$     
Net pension liability - ending (a) - (b)
10,925,223
$   
9,734,306
$     
9,282,783
$     
7,278,863
$     
8,076,553
$     
6,268,576
$     
5,644,032
$     
Plan fiduciary net position as a percentage of 
the total pension liability
57.09%
58.15%
55.60%
58.18%
51.20%
55.66%
55.97%
Covered payroll
3,147,689
$     
3,162,313
$     
2,733,357
$     
2,824,133
$     
2,968,270
$     
2,769,201
$     
2,738,836
$     
Net pension liability as a percentage of 
covered payroll
347.09%
307.82%
339.61%
257.74%
272.10%
226.37%
206.07%
Reporting Fiscal Year
(Measurement Date)
 
Note: In accordance with GASB 68, employers will need to disclose a 10-year history for the pension 
schedule above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Changes in the Net Pension Liability and Related Ratios 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
67 
 
PSPRS Fire - Pension
2021
2020
2019
2018
2017
2016
2015
(2020)
(2019)
(2018)
(2017)
(2016)
(2015)
(2014)
Total pension liability
Service cost
408,259
$        
443,749
$       
414,433
$        
386,340
$        
317,068
$        
336,932
$        
318,083
$        
Interest on total pension liability
646,493
          
570,104
         
529,468
          
505,857
          
465,137
          
400,223
          
317,292
          
Changes of benefit terms
-
                     
-
                    
-
                     
67,195
            
625,097
          
-
                 
16,409
            
Difference between expected and actual
experience of the total net pension liability
151,811
          
147,078
         
         (423,180)
         (386,730)
         (757,647)
          270,625 
          361,588 
Changes of assumptions
                    -   
         194,141 
-
                     
20,032
            
278,976
          
-
                 
228,856
          
Benefit payments, including refunds of 
employee contributions
(165,904)
        
(169,342)
       
(246,904)
        
(146,164)
        
(141,470)
        
(200,362)
        
(190,050)
        
Net change in total pension liability
1,040,659
       
1,185,730
      
273,817
          
446,530
          
787,161
          
807,418
          
1,052,178
       
Total pension liability - beginning
8,530,755
       
7,345,025
      
7,071,208
       
6,624,678
       
5,837,517
       
5,030,099
       
3,977,921
       
Total pension liability - ending (a)
9,571,414
$     
8,530,755
$    
7,345,025
$     
7,071,208
$     
6,624,678
$     
5,837,517
$     
5,030,099
$     
Plan fiduciary net position
Contributions - employer
380,514
$        
800,812
$       
668,971
$        
330,799
$        
281,360
$        
225,909
$        
258,272
$        
Contributions - employee
172,106
          
168,004
         
167,731
          
187,125
          
202,337
          
199,018
          
182,336
          
Net investment income
96,947
            
349,715
         
397,321
          
572,712
          
27,547
            
159,295
          
464,743
          
Benefit payments, including refunds of 
employee contributions
(165,904)
        
(169,342)
       
(246,904)
        
(146,164)
        
(141,470)
        
(200,362)
        
(190,050)
        
Hall/Parker Settlement
-
                 
-
                
(232,700)
        
                    -   
                    -   
                    -   
                    -   
Pension Plan Administrative Expense
(7,905)
            
(7,073)
           
(6,747)
            
(5,468)
            
(4,363)
            
(4,277)
            
Other (net transfer)
-
                 
-
                
(11,097)
          
(146,642)
        
(223,413)
        
244,344
          
(98,445)
          
Net change in plan fiduciary net position
475,758
          
1,142,116
      
736,575
          
792,362
          
141,998
          
623,927
          
616,856
          
Plan fiduciary net position - beginning
7,455,911
       
6,315,711
      
5,579,136
       
4,786,774
       
4,644,776
       
4,020,849
       
3,403,993
       
Adjustment to beginning of year
(9,633)
            
(1,916)
           
-
                 
-
                 
-
                 
-
                 
-
                 
Plan fiduciary net position - ending (b)
7,922,036
$     
7,455,911
$    
6,315,711
$     
5,579,136
$     
4,786,774
$     
4,644,776
$     
4,020,849
$     
Net pension liability - ending (a) - (b)
1,649,378
$     
1,074,844
$    
1,029,314
$     
1,492,072
$     
1,837,904
$     
1,192,741
$     
1,009,250
$     
Plan fiduciary net position as a percentage of 
the total pension liability
82.77%
87.40%
85.99%
78.90%
72.26%
79.57%
79.94%
Covered payroll
1,877,161
$     
1,773,739
$    
1,812,916
$     
1,725,504
$     
1,687,430
$     
1,765,349
$     
1,735,840
$     
Net pension liability as a percentage of 
covered payroll
87.87%
60.60%
56.78%
86.47%
108.92%
67.56%
58.14%
Reporting Fiscal Year
(Measurement Date)
 
Note: In accordance with GASB 68, employers will need to disclose a 10-year history for the pension 
schedule above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Changes in the Net OPEB Liability and Related Ratios 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
68 
 
PSPRS Police
Health Insurance Premium Benefit
2021
2020
2019
2018
(2020)
(2019)
(2018)
(2017)
Total OPEB liability
Service cost
16,051
$       
10,113
$            
10,387
$            
10,167
$            
Interest on total OPEB liability
24,239
         
27,919
              
25,869
              
27,320
              
Changes of benefit terms
-
                  
                -
                -
3,290
                
Difference between expected and actual
experience of the total net OPEB liability
         40,104 
             (92,103)
               (8,286)
             (11,227)
Changes of assumptions or other inputs
-
                  
3,972
                
                -
(38,439)
            
Benefit payments
(6,323)
         
(4,828)
              
(5,543)
              
(6,280)
              
Net change in total OPEB liability
74,071
         
(54,927)
            
22,427
              
(15,169)
            
Total OPEB liability - beginning
314,658
       
369,585
            
347,158
            
362,327
            
Total OPEB liability - ending (a)
388,729
$     
314,658
$          
369,585
$          
347,158
$          
Plan fiduciary net position
Contributions - employer
13,025
$       
12,412
$            
6,289
$              
11,219
$            
Net investment income
4,760
           
18,821
              
22,528
              
33,784
              
Benefit payments
(6,323)
         
(4,828)
              
(5,543)
              
(6,280)
              
Administrative expense
(387)
            
(325)
                 
(343)
                 
(298)
                 
Net change in plan fiduciary net position
11,075
         
26,080
              
22,931
              
38,425
              
Plan fiduciary net position - beginning
379,123
       
345,301
            
322,370
            
283,945
            
Adjustment to beginning of year
-
              
7,742
                
-
                       
-
                       
Plan fiduciary net position - ending (b)
390,198
$     
379,123
$          
345,301
$          
322,370
$          
Net OPEB liability - ending (a) - (b)
(1,469)
$       
(64,465)
$          
24,284
$            
24,788
$            
Plan fiduciary net position as a percentage of 
the total OPEB liability
100.38%
120.49%
93.43%
92.86%
Covered payroll
3,147,689
$  
3,162,313
$       
2,733,357
$       
2,824,133
$       
Net OPEB (asset) liability as a percentage of 
covered payroll
-0.05%
-2.04%
0.89%
0.88%
Reporting Fiscal Year
(Measurement Date)
 
 
Note: In accordance with GASB 75, employers will need to disclose a 10-year history for the OPEB 
schedule above. Additional information will be displayed as it becomes available

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Changes in the Net OPEB Liability and Related Ratios 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
69 
 
PSPRS Fire
Health Insurance Premium Benefit
2021
2020
2019
2018
(2020)
(2019)
(2018)
(2017)
Total OPEB liability
Service cost
7,878
$         
5,801
$         
6,164
$         
5,694
$         
Interest on total OPEB liability
7,919
           
8,677
           
8,463
           
9,656
           
Changes of benefit terms
-
              
-
              
-
               
1,628
           
Difference between expected and actual
experience of the total net OPEB liability
             (898)
        (28,153)
        (14,462)
        (15,726)
Changes of assumptions or other inputs
-
              
1,352
           
-
               
(15,859)
        
Benefit payments
-
              
-
              
-
               
-
               
Net change in total OPEB liability
14,899
         
(12,323)
       
165
              
(14,607)
        
Total OPEB liability - beginning
99,130
         
111,453
       
111,288
       
125,895
       
Total OPEB liability - ending (a)
114,029
$     
99,130
$       
111,453
$     
111,288
$     
Plan fiduciary net position
Contributions - employer
2,827
$         
3,492
$         
4,208
$         
5,693
$         
Net investment income
2,136
           
8,519
           
10,009
         
14,588
         
Benefit payments
-
              
-
              
-
               
-
               
Administrative expense
(174)
            
(147)
            
(152)
             
(130)
             
Net change in plan fiduciary net position
4,789
           
11,864
         
14,065
         
20,151
         
Plan fiduciary net position - beginning
169,701
       
155,922
       
141,857
       
121,706
       
Adjustment to beginning of year
-
              
1,915
           
-
               
-
               
Plan fiduciary net position - ending (b)
174,490
$     
169,701
$     
155,922
$     
141,857
$     
Net OPEB (asset) liability - ending (a) - (b)
(60,461)
$     
(70,571)
$     
(44,469)
$      
(30,569)
$      
Plan fiduciary net position as a percentage of 
the total OPEB liability
153.02%
171.19%
139.90%
127.47%
Covered payroll
1,877,161
$  
1,773,739
$  
1,812,916
$  
1,725,504
$  
Net OPEB liability as a percentage of covered 
payroll
-3.22%
-3.98%
-2.45%
-1.77%
(Measurement Date)
Reporting Fiscal Year
 
 
Note: In accordance with GASB 75, employers will need to disclose a 10-year history for the OPEB 
schedule above. Additional information will be displayed as it becomes available

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Pension/OPEB Contributions 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
70 
 
ASRS - Pension
2021
2020
2019
2018
2017
2016
2015
Contractually required contribution
771,446
$       
744,652
$     
687,381
$       
641,354
$     
624,521
$     
604,351
$     
618,244
$      
Contributions in relation to the contractually 
required contribution
(771,446)
       
(744,652)
      
(687,381)
       
(641,354)
      
(624,521)
      
(604,351)
      
(618,244)
       
Contribution deficiency (excess)
-
$                  
-
$                 
-
$                  
-
$                 
-
$                 
-
$                 
-
$                  
Covered payroll
6,873,556
$    
6,381,844
$  
5,982,621
$    
5,832,827
$  
5,699,811
$  
5,570,055
$  
5,677,172
$   
Contributions as a percentage of covered 
payroll
11.22%
11.67%
11.49%
11.00%
10.96%
10.85%
10.89%
Reporting Fiscal Year
 
Note: In accordance with GASB 68, employers will need to disclose a 10-year history for the pension schedule  
above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Pension/OPEB Contributions 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
71 
 
ASRS - Health insurance premium benefit
2021
2020
2019
2018
2017
Contractually required contribution
25,825
$          
31,163
$          
27,657
$       
25,476
$       
31,945
$       
Contributions in relation to the contractually required 
contribution
(25,825)
          
(31,163)
          
(27,657)
        
(25,476)
        
(31,945)
        
Contribution deficiency (excess)
-
$                   
-
$                   
-
$                 
-
$                 
-
$                 
Covered payroll
6,873,556
$     
6,381,844
$     
5,982,621
$  
5,832,827
$  
5,699,811
$  
Contributions as a percentage of covered payroll
0.38%
0.49%
0.46%
0.44%
0.56%
Reporting Fiscal Year
 
 
 
ASRS - Long-term disability
2021
2020
2019
2018
2017
Contractually required contribution
11,919
$          
10,906
$          
9,691
$         
9,405
$         
8,050
$         
Contributions in relation to the contractually required 
contribution
(11,919)
          
(10,906)
          
(9,691)
          
(9,405)
          
(8,050)
          
Contribution deficiency (excess)
-
$                   
-
$                   
-
$                 
-
$                 
-
$                 
Covered payroll
6,873,556
$     
6,381,844
$     
5,982,621
$  
5,832,827
$  
5,699,811
$  
Contributions as a percentage of covered payroll
0.17%
0.17%
0.16%
0.17%
0.14%
Reporting Fiscal Year
 
 
 
Note: In accordance with GASB 75, employers will need to disclose a 10-year history for the OPEB 
schedules above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Pension/OPEB Contributions 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
72 
 
PSPRS Police-Pensions
Reporting Fiscal Year
2021
2020
2019
Actuarially determined contribution
1,144,242
$     
1,326,972
$     
1,183,042
$     
Contributions in relation to the actuarially 
determined contribution
(1,144,242)
     
(1,326,972)
     
(1,583,042)
     
Contribution deficiency (excess)
-
$                   
-
$                   
(400,000)
$      
Covered payroll
3,176,605
$     
3,147,689
$     
3,162,313
$     
Contributions as a percentage of covered 
payroll
36.02%
42.16%
50.06%
 
 
 
PSPRS Fire-Pensions
Reporting Fiscal Year
2021
2020
2019
Actuarially determined contribution
422,602
$        
380,514
$       
400,812
$        
Contributions in relation to the actuarially 
determined contribution
(422,602)
        
(380,514)
       
(800,812)
        
Contribution deficiency (excess)
-
$                   
-
$                  
(400,000)
$      
Covered payroll
1,998,419
$     
1,877,161
$    
1,773,739
$     
Contributions as a percentage of covered 
payroll
21.15%
20.27%
45.15%
 
 
 
 
 
Note: In accordance with GASB 68, employers will need to disclose a 10-year history for the pension 
schedule above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Pension/OPEB Contributions 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
73 
 
2018
2017
2016
2015
2014
1,365,177
$     
798,249
$        
809,325
$        
593,877
$        
531,345
$        
(1,365,177)
     
(798,249)
        
(809,325)
        
(593,877)
        
(531,345)
        
-
$                   
-
$                   
-
$                   
-
$                   
-
$                   
2,733,357
$     
2,824,133
$     
2,968,270
$     
2,769,201
$     
2,738,836
$     
49.95%
28.27%
27.27%
21.45%
19.40%
 
 
 
2018
2017
2016
2015
2014
668,971
$        
330,799
$        
281,360
$        
225,909
$        
258,272
$        
(668,971)
        
(330,799)
        
(281,360)
        
(225,909)
        
(258,272)
        
-
$                   
-
$                   
-
$                   
-
$                   
-
$                   
1,812,916
$     
1,725,504
$     
1,687,430
$     
1,765,349
$     
1,735,840
$     
36.90%
19.17%
16.67%
12.80%
14.88%

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Schedule of Pension/OPEB Contributions 
June 30, 2021 
 
See accompanying notes to pension/OPEB plan schedules 
 
74 
 
PSPRS Police
Health Insurance Premium Benefit
2021
2020
2019
2018
2017
Actuarially determined contribution
11,209
$       
13,025
$            
12,412
$            
6,289
$              
11,219
$            
Contributions in relation to the actuarially 
determined contribution
(11,209)
       
(13,025)
            
(12,412)
            
(6,289)
              
(11,219)
            
Contribution deficiency (excess)
-
$                
-
$                     
-
$                     
-
$                     
-
$                     
Covered payroll
3,176,605
$  
3,147,689
$       
3,162,313
$       
2,733,357
$       
2,824,133
$       
Contributions as a percentage of covered 
payroll
0.35%
0.41%
0.39%
0.23%
0.40%
Reporting Fiscal Year
 
 
 
PSPRS Fire
Health Insurance Premium Benefit
2021
2020
2019
2018
2017
Actuarially determined contribution
4,027
$         
2,827
$         
3,492
$         
4,208
$         
5,693
$         
Contributions in relation to the actuarially 
determined contribution
(4,027)
         
(2,827)
         
(3,492)
          
(4,208)
          
(5,693)
          
Contribution deficiency (excess)
-
$                
-
$                
-
$                 
-
$                 
-
$                 
Covered payroll
1,998,419
$  
1,877,161
$  
1,773,739
$  
1,812,916
$  
1,725,504
$  
Contributions as a percentage of covered 
payroll
0.20%
0.15%
0.20%
0.23%
0.33%
Note: The City implemented GASB 75 in fiscal year 2018.  Information prior to 2018 is not available.
Reporting Fiscal Year
 
 
Note: In accordance with GASB 75, employers will need to disclose a 10-year history for the OPEB 
schedule above. Additional information will be displayed as it becomes available.

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Notes to Pension/OPEB Plan Schedules 
June 30, 2021 
 
75 
 
Note 1.  
Actuarially Determined Contribution Rates  
 
 
Actuarially determined contribution rates for PSPRS are calculated as of June 30 two years prior to the 
end of the fiscal year in which contributions are made.  The actuarial methods and assumptions used to 
establish the contribution requirements are as follows: 
 
Actuarial cost method 
Entry Age Normal 
Amortization Method 
Level Percent of Pay, Closed 
Remaining Amortization Period 
As of the 2019 actuarial valuation 
17 years for underfunded liabilities; 20 years for excess 
Asset valuation method 
7-Year smoothed market; 80%/120% market corridor 
Actuarial assumptions: 
 
Investment rate of return 
In the 2017 actuarial valuation, the investment rate of 
return was decreased from 7.5% to 7.4%.  In the 2016 
actuarial valuation, the investment rate of return 
decreased from 7.85% to 7.5%. In the 2013 actuarial 
valuation, the investment rate of return decreased from 
8.0% to 7.85%. 
 
Projected salary increases 
In the 2017 actuarial valuation, projected salary 
increases were decreased from 4.0%-8.0% to 3.5%-
7.5% In the 2014 actuarial valuation, the projected 
salary increases were decreased from 4.5%-8.5% to 
4.0%-8.0%. In the 2013 actuarial valuation, projected 
salary increases were decreased from 5.0%-9.0% to 
4.5%-8.5% 
 
Wage growth 
In the 2017 actuarial valuation, wage growth was 
decreased from 4% to 3.5%. In the 2014 actuarial 
valuation, wage growth was decreased from 4.5% to 
4.0%. In the 2013 actuarial valuation, wage growth was 
decreased from 5.0% to 4.5% 
 
Retirement age 
Experience-based table of rates that is specific to the 
type of eligibility condition. Last updated for the 2012 
valuation pursuant to an experience study of the period 
July 1, 2006 - June 30, 2011. 
Mortality 
In the 2017 actuarial valuation, changed to RP-2014 
tables, with 75% of MP-2016 fully generational 
projection scales. RP-2000 mortality table (adjusted by 
105% for both males and females)

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Notes to Pension/OPEB Plan Schedules 
June 30, 2021 
 
76 
 
Note 2.  
Factors that Affect Trends  
 
 
Arizona courts have ruled that provisions of a 2011 law that changed the mechanism for funding permanent 
pension benefit increases and increased employee pension contribution rates were unconstitutional or a 
breach of contract because those provisions apply to individuals who were members as of the law’s 
effective date. As a result, the PSPRS changed benefit terms to reflect the prior mechanism for funding 
permanent benefit increases for those members and revised actuarial assumptions to explicitly value future 
permanent benefit increases. PSPRS also reduced those members’ employee contribution rates. These 
changes are reflected in the plans’ pension liabilities for fiscal year 2015 (measurement date 2014) for 
members who were retired as of the law’s effective date and fiscal year 2018 (measurement date 2017) for 
members who retired or will retire after the law’s effective date. These changes also increased the PSPRS 
required pension contributions beginning in fiscal year 2019 for members who were retired as of the law’s 
effective date. These changes increased the PSPRS required contributions beginning in fiscal year 2020 to 
cover members who retired or will retire after the law’s effective date.

77 
 
REQUIRED SUPPLEMENTARY INFORMATION 
 
BUDGETARY COMPARISON SCHEDULES 
 
 
FOR THE FOLLOWING MAJOR FUNDS: 
 
 
 
x 
The General Fund is the City’s primary operating fund.  It accounts for all financial resources of 
the general government, except for those accounted for in another fund. 
 
x 
The Special Projects Fund is used to account for the funding for various City special projects

CITY OF EL MIRAGE, ARIZONA  
GENERAL FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
See accompanying notes to budgetary comparison schedule 
 
78 
 
Non-GAAP
Variance with
Original
Final
Actual
Final Budget
REVENUES
Taxes:
City sales tax
8,675,000
$      
8,675,000
$      
13,385,017
$    
4,710,017
$      
Property taxes
2,325,000
2,325,000
2,326,061
1,061
               
Franchise taxes
750,000
750,000
772,317
22,317
             
Total taxes
11,750,000
      
11,750,000
      
16,483,395
      
4,733,395
        
Licenses and permits
255,000
255,000
708,361
453,361
           
Intergovernmental revenues:
State sales tax
5,180,000
        
5,180,000
        
4,241,490
        
(938,510)
         
Auto lieu tax
1,665,000
        
1,665,000
        
1,695,603
        
30,603
             
Urban revenue sharing
4,725,000
        
4,725,000
        
5,109,603
        
384,603
           
Other intergovernmental revenues
40,000
             
40,000
             
48,875
             
8,875
               
Total intergovernmental
11,610,000
      
11,610,000
      
11,095,571
      
(514,429)
         
Charges for services
245,000
           
245,000
           
234,762
           
(10,238)
           
Fees
440,000
           
440,000
           
1,414,414
        
974,414
           
Fines and forfeitures
10,000
             
10,000
             
27,325
             
17,325
             
Interest earnings
600,000
           
600,000
           
51,193
             
(548,807)
         
Other revenues:
Contributions and donations
-
                      
-
                      
6,981
               
6,981
               
Miscellaneous revenues
10,000
             
10,000
             
179,549
           
169,549
           
Total other revenues
10,000
             
10,000
             
186,530
           
176,530
           
Total revenues
24,920,000
      
24,920,000
      
30,201,551
      
5,281,551
        
EXPENDITURES
Current:
General government:
Administration
1,330,500
1,330,500
962,093
368,407
           
City clerk
241,000
241,000
239,054
1,946
               
Community development
1,645,000
1,645,000
1,501,467
143,533
           
Finance
891,000
891,000
736,624
154,376
           
Human resources
552,000
552,000
487,775
64,225
             
Information systems
929,500
929,500
735,796
193,704
           
Mayor and council
293,500
293,500
235,720
57,780
             
Nondepartmental
1,645,500
        
1,595,500
        
948,222
           
647,278
           
Public works
1,939,000
        
1,939,000
        
1,791,738
        
147,262
           
Total general government
9,467,000
        
9,417,000
        
7,638,489
        
1,778,511
        
(Continued)
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
GENERAL FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual (Continued) 
For the Year Ended June 30, 2021 
 
See accompanying notes to budgetary comparison schedule 
 
79 
  
Non-GAAP
Variance with
Original
Final
Actual
Final Budget
Public safety:
Police
9,674,500
        
9,674,500
        
9,493,761
        
180,739
           
Fire
4,446,500
        
4,446,500
        
4,409,962
        
36,538
             
Total public safety
14,121,000
      
14,121,000
      
13,903,723
      
217,277
           
Capital outlay
1,752,000
        
1,678,500
        
1,144,547
        
533,953
           
Debt Service
Principal
170,000
           
170,000
           
-
                      
170,000
           
Interest and fiscal charges
111,500
           
111,500
           
-
                      
111,500
           
281,500
           
281,500
           
-
                      
281,500
           
Total expenditures
25,621,500
      
25,498,000
      
22,686,759
      
2,811,241
        
Excess (deficiency) of revenues over expenditures
(701,500)
         
(578,000)
         
7,514,792
        
8,092,792
        
OTHER FINANCING SOURCES (USES)
Sale of assets
15,000
             
15,000
             
42,411
             
27,411
             
Transfers out
(1,076,000)
      
(1,076,000)
      
(1,076,000)
      
-
                      
Transfers in
3,205,000
        
3,205,000
        
4,706,910
        
1,501,910
        
Total other financing sources and (uses)
2,144,000
        
2,144,000
        
3,673,321
        
1,529,321
        
Net change in fund balance
1,442,500
        
1,566,000
        
11,188,113
      
9,622,113
        
Fund balance, beginning of year
25,494,500
      
25,494,500
      
31,738,816
(6,244,316)
      
Fund balance, end of year
26,937,000
$    
27,060,500
$    
42,926,929
$    
3,377,797
$      
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
Required Supplementary Information 
Notes to General Fund Budget and Actual Schedules 
June 30, 2021 
 
 
80 
The City budget is prepared on a basis consistent with accounting principles generally accepted in the 
United States of America, except for certain activities reported in the General Fund that are budgeted 
separately in a special revenue fund.  
 
The following schedule reconciles the General Fund Non-GAAP Budget and Actual report to the 
Statement of Revenues, Expenditures and Changes in Fund Balances for the General Fund: 
 
 Total 
 Total 
Fund Balance
Revenues
Expenditures
End of Year
Schedule of Revenues, Expenditures and Changes in
Fund Balances - Budget and Actual - Non-GAAP
30,201,551
$   
22,686,759
$   
42,926,929
$     
Activity budgeted as Court Special Revenue Fund
528,934
          
800,456
          
404,336
            
Statement of Revenues, Expenditures and Changes in
Fund Balances - General Fund - GAAP
30,730,485
$   
23,487,215
$   
43,331,265
$     
General Fund

CITY OF EL MIRAGE, ARIZONA  
SPECIAL PROJECTS 
SPECIAL REVENUE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
 
81 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Intergovernmental revenue
1,075,000
$       
1,075,000
$       
8,005,275
$    
6,930,275
$     
Other revenues
10,000,000
       
10,000,000
       
32,442
           
(9,967,558)
      
Total revenues
11,075,000
       
11,075,000
       
8,037,717
      
(3,037,283)
      
EXPENDITURES
Current:
General government
10,302,000
       
10,411,000
       
7,552
             
10,403,448
     
Public safety
467,500
            
467,500
            
412,635
         
54,865
            
Capital outlay
928,500
            
878,500
            
179,816
         
698,684
          
Total expenditures
11,698,000
       
11,757,000
       
600,003
         
11,156,997
     
Excess (deficiency) of revenues
over (under) expenditures
(623,000)
          
(682,000)
          
7,437,714
      
8,119,714
       
OTHER FINANCING 
SOURCES (USES)
Transfers out
-
                       
-
                       
(1,501,910)
     
(1,501,910)
      
Transfers in
100,000
            
100,000
            
100,000
         
-
                      
Total other financing
    sources (uses)
100,000
            
100,000
            
(1,401,910)
     
(1,501,910)
      
Net change in fund balance
(523,000)
          
(582,000)
          
6,035,804
      
6,617,804
       
Fund balance, beginning of year
523,000
            
523,000
            
216,514
(306,486)
         
Fund balance (deficit), end of year
-
$                     
(59,000)
$          
6,252,318
$    
6,311,318
$     
Budgeted Amounts

82 
This page intentionally left blank

83 
SUPPLEMENTARY INFORMATION 
 
BUDGETARY COMPARISON SCHEDULES 
 
MAJOR GOVERNMENTAL FUNDS 
 
Capital Project Funds 
 
Capital Project Funds are used to account for the purchase or construction of capital assets which are not 
financed by the general, special revenue or enterprise funds. 
 
x 
The Streets (Capital Projects fund) is used to account for the construction and acquisition of 
streets and street department facilities.

CITY OF EL MIRAGE, ARIZONA  
STREETS (CAPITAL PROJECTS FUND) 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
84 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Investment earnings
150,000
$            
150,000
$            
15,593
$              
(134,407)
$           
Other revenues
307,000
              
307,000
              
821,176
              
514,176
              
Total revenues
457,000
              
457,000
              
836,769
              
379,769
              
EXPENDITURES
Current:
Public works/streets
500,000
500,000
500,000
-
                          
Capital outlay
13,979,500
14,134,000
113,229
14,020,771
         
Debt service:
Principal
510,000
              
510,000
              
-
                          
510,000
              
Interest and fiscal charges
333,000
              
333,000
              
-
                          
333,000
              
Total expenditures
15,322,500
         
15,477,000
         
613,229
              
14,863,771
         
Excess (deficiency) of revenues
over (under) expenditures
(14,865,500)
        
(15,020,000)
        
223,540
              
15,243,540
         
Fund balance, beginning of year
19,242,000
         
19,242,000
         
14,548,118
(4,693,882)
          
Fund balance (deficit), end of year
4,376,500
$         
4,222,000
$         
14,771,658
$       
10,549,658
$       
Budgeted Amounts

85 
SUPPLEMENTARY INFORMATION 
 
COMBINING STATEMENTS 
AND BUDGETARY COMPARISON SCHEDULES 
 
NON-MAJOR GOVERNMENTAL FUNDS 
 
Special Revenue Funds 
 
Special Revenue Funds are used to account for specific revenues that are legally restricted to expenditures 
for a particular purpose. 
 
x 
The Municipal Court Enhancement fund is used to account for the technology and functional 
improvements of court operations.  
 
x 
The Dial-A-Ride (LTAF) fund is used to account for state funding for taxi voucher service and 
street construction. 
 
x 
The Police Towing fund is used to account for charges for services to be used to enhance police 
department operations. 
 
x 
The Community Development Block Grant fund is used to account for CDBG grant activities. 
 
x 
The Streets (HURF) Fund is used to account for state shared highway use tax revenues for street 
improvements, maintenance, and capital additions. 
 
 
 
Debt Service Funds 
 
x 
The Debt Service fund is used to account for the accumulation of resources and the payment of 
long-term debt principal, interest, and related costs.

CITY OF EL MIRAGE, ARIZONA  
Combining Balance Sheet 
Nonmajor Governmental Funds 
June 30, 2021 
 
86 
 
Municipal
Court
Dial-A-Ride
Enhancement
(LTAF)
ASSETS
Cash and cash equivalents
1,072,613
$       
269,741
$          
Receivables:
Taxes 
-
                       
-
                       
Intergovernmental
-
                       
-
                       
Total assets
1,072,613
$       
269,741
$          
LIABILITIES
Accounts payable
6,422
$              
16,284
$            
Accrued wages and salaries
-
                       
-
                       
Customer deposits
1,547
                
-
                       
Due to other funds
-
                       
-
                       
Total liabilities
7,969
                
16,284
              
DEFERRED INFLOWS OF RESOURCES
Unavailable revenue-property taxes
-
                       
-
                       
Total deferred inflows of resources
-
                       
-
                       
FUND BALANCES 
Restricted:
Public safety
-
                       
-
                       
Public works/streets
-
                       
253,457
            
Debt service
-
                       
-
                       
Committed
1,064,644
         
-
                       
Total fund balances 
1,064,644
         
253,457
            
Total liabilities, deferred inflows of resources,
and fund balances
1,072,613
$       
269,741
$          
Special Revenue

87 
 
Community 
Police
Development
Streets
Towing
Block Grant
(HURF)
Debt Service
Total
228,682
$          
-
$                     
1,962,578
$       
459,171
$          
3,992,785
$       
-
                       
-
                       
-
                       
67,144
              
67,144
              
-
                       
132,621
            
224,675
            
-
                       
357,296
            
228,682
$          
132,621
$          
2,187,253
$       
526,315
$          
4,417,225
$       
-
$                     
-
$                     
273,165
$          
-
$                     
295,871
$          
-
                       
-
                       
11,901
              
-
                       
11,901
              
-
                       
-
                       
-
                       
-
                       
1,547
                
-
                       
132,621
            
-
                       
-
                       
132,621
            
-
                       
132,621
            
285,066
            
-
                       
441,940
            
-
                       
-
                       
-
                       
36,240
              
36,240
              
-
                       
-
                       
-
                       
36,240
              
36,240
              
228,682
            
-
                       
-
                       
-
                       
228,682
            
-
                       
-
                       
1,902,187
         
-
                       
2,155,644
         
-
                       
-
                       
-
                       
490,075
            
490,075
            
-
                       
-
                       
-
                       
-
                       
1,064,644
         
228,682
            
-
                       
1,902,187
         
490,075
            
3,939,045
         
228,682
$          
132,621
$          
2,187,253
$       
526,315
$          
4,417,225
$       
Special Revenue

CITY OF EL MIRAGE, ARIZONA  
Combining Statement of Revenues, Expenditures and Changes in Fund Balance 
Nonmajor Governmental Funds 
For the Fiscal Year Ended June 30, 2021 
 
88 
 
Municipal
Court
Dial-A-Ride
Enhancement
(LTAF)
REVENUES
Property taxes
-
$                   
-
$                   
Intergovernmental
-
                     
92,467
           
Fines and forfeitures
67,392
           
-
                     
Investment earnings
522
                
247
                
Other revenues
-
                     
-
                     
Total revenues
67,914
           
92,714
           
EXPENDITURES
Current:
Public safety
100,369
         
-
                     
Public works/streets
-
                     
89,887
           
Capital outlay
6,530
             
-
                     
Debt service:
Principal
-
                     
-
                     
Interest and fiscal charges
-
                     
-
                     
Total expenditures
106,899
         
89,887
           
Excess (deficiency) of revenues
over (under) expenditures
(38,985)
          
2,827
             
OTHER FINANCING 
SOURCES (USES)
Transfers in
-
                     
-
                     
Total other financing
    sources (uses):
-
                     
-
                     
Net change in fund balances
(38,985)
          
2,827
             
Fund balances, beginning of year
1,103,629
      
250,630
         
Fund balances, end of year
1,064,644
$    
253,457
$       
Special Revenue

89 
 
Community 
Police
Development
Streets
Towing
Block Grant
(HURF)
Debt Service
Total
-
$                   
-
$                   
-
$                   
2,001,619
$    
2,001,619
$    
-
                     
422,633
         
2,477,513
      
-
                     
2,992,613
      
37,050
           
-
                     
-
                     
-
                     
104,442
         
249
                
-
                     
1,698
             
953
                
3,669
             
-
                     
-
                     
-
                     
8,280
             
8,280
             
37,299
           
422,633
         
2,479,211
      
2,010,852
      
5,110,623
      
34,619
           
-
                     
-
                     
-
                     
134,988
         
-
                     
-
                     
2,041,336
      
-
                     
2,131,223
      
-
                     
422,633
         
365,387
         
-
                     
794,550
         
-
                     
-
                     
-
                     
1,230,000
      
1,230,000
      
-
                     
-
                     
-
                     
870,038
         
870,038
         
34,619
           
422,633
         
2,406,723
      
2,100,038
      
5,160,799
      
2,680
             
-
                     
72,488
           
(89,186)
          
(50,176)
          
-
                     
-
                     
626,500
         
100,000
         
726,500
         
-
                     
-
                     
626,500
         
100,000
         
726,500
         
2,680
             
-
                     
698,988
         
10,814
           
676,324
         
226,002
         
-
                     
1,203,199
      
479,261
         
3,262,721
      
228,682
$       
-
$                   
1,902,187
$    
490,075
$       
3,939,045
$    
Special Revenue

CITY OF EL MIRAGE, ARIZONA  
MUNICIPAL COURT ENCHANCEMENT  
SPECIAL REVENUE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
90 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Fines and forfeitures
75,000
$         
75,000
$         
67,392
$         
(7,608)
$          
Investment earnings
15,000
           
15,000
           
522
                
(14,478)
          
Total revenues
90,000
           
90,000
           
67,914
           
(22,086)
          
EXPENDITURES
Current:
Public safety
109,500
109,500
100,369
9,131
             
Capital outlay
550,000
550,000
6,530
             
543,470
         
Total expenditures
659,500
         
659,500
         
106,899
         
552,601
         
Excess (deficiency) of revenues
over (under) expenditures
(569,500)
        
(569,500)
        
(38,985)
          
530,515
         
Fund balance, beginning of year
1,053,500
      
1,053,500
      
1,103,629
      
50,129
           
Fund balance, end of year
484,000
$       
484,000
$       
1,064,644
$    
580,644
$       
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
DIAL-A-RIDE (LTAF) 
SPECIAL REVENUE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
91 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Intergovernmental revenue
95,000
$         
95,000
$         
92,467
$       
(2,533)
$       
Investment earnings
-
                     
-
                     
247
              
247
              
Total revenues
95,000
           
95,000
           
92,714
         
(2,286)
         
EXPENDITURES
Current:
Public works/streets
150,000
         
150,000
         
89,887
         
60,113
         
Total expenditures
150,000
         
150,000
         
89,887
         
60,113
         
Excess (deficiency) of revenues
over (under) expenditures
(55,000)
          
(55,000)
          
2,827
           
57,827
         
Fund balance, beginning of year
198,000
         
198,000
         
250,630
52,630
         
Fund balance (deficit), end of year
143,000
$       
143,000
$       
253,457
$     
110,457
$     
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
POLICE TOWING 
SPECIAL REVENUE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
92 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Fines and forfeitures
40,000
$       
40,000
$       
37,050
$       
(2,950)
$       
Investment earnings
-
                  
-
                  
249
              
249
              
Total revenues
40,000
         
40,000
         
37,299
         
(2,701)
         
EXPENDITURES
Current:
Public safety
40,000
         
40,000
         
34,619
         
5,381
           
Total expenditures
40,000
         
40,000
         
34,619
         
5,381
           
Excess (deficiency) of revenues
over (under) expenditures
-
                  
-
                  
2,680
           
2,680
           
Fund balance, beginning of year
176,000
       
176,000
       
226,002
50,002
         
Fund balance, end of year
176,000
$     
176,000
$     
228,682
$     
52,682
$       
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
COMMUNITY DEVELOPMENT BLOCK GRANT 
SPECIAL REVENUE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
93 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Intergovernmental revenue
600,000
$         
600,000
$         
422,633
$         
(177,367)
$        
Total revenues
600,000
           
600,000
           
422,633
           
(177,367)
          
EXPENDITURES
Capital outlay
1,100,000
        
1,100,000
        
422,633
           
677,367
           
Total expenditures
1,100,000
        
1,100,000
        
422,633
           
677,367
           
Excess (deficiency) of revenues
over (under) expenditures
(500,000)
          
(500,000)
          
-
                       
500,000
           
Fund balance, beginning of year
500,000
           
500,000
           
-
                       
(500,000)
          
Fund balance, end of year
-
$                     
-
$                     
-
$                     
-
$                     
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
STREETS (HURF) 
SPECIAL REVENUE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
94 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Intergovernmental revenue
2,510,000
$    
2,510,000
$    
2,477,513
$    
(32,487)
$        
Investment earnings
-
                     
-
                     
1,698
             
1,698
             
Total revenues
2,510,000
      
2,510,000
      
2,479,211
      
(32,487)
          
EXPENDITURES
Current:
Public works/streets
1,288,500
      
1,288,500
      
2,041,336
      
(752,836)
        
Capital outlay
2,924,500
      
2,525,500
      
365,387
         
2,160,113
      
Total expenditures
4,213,000
      
3,814,000
      
2,406,723
      
1,407,277
      
Excess (deficiency) of revenues
over (under) expenditures
(1,703,000)
     
(1,304,000)
     
72,488
           
1,376,488
      
OTHER FINANCING 
SOURCES (USES)
Transfers in
626,500
         
626,500
         
626,500
         
-
                     
Total other financing
    sources (uses)
626,500
         
626,500
         
626,500
         
-
                     
Net change in fund balance
(1,076,500)
     
(677,500)
        
698,988
         
1,376,488
      
Fund balance, beginning of year
1,076,500
      
1,076,500
      
1,203,199
126,699
         
Fund balance, end of year
-
$                   
399,000
$       
1,902,187
$    
1,503,187
$    
Budgeted Amounts

CITY OF EL MIRAGE, ARIZONA  
DEBT SERVICE FUND 
Schedule of Revenues, Expenditures and Changes in Fund Balance 
Budget and Actual 
For the Year Ended June 30, 2021 
 
95 
 
Variance with
Original
Final
Actual
Final Budget
REVENUES
Property taxes
2,030,000
$    
2,030,000
$    
2,001,619
$    
(28,381)
$        
Investment earnings
5,000
             
5,000
             
953
                
(4,047)
            
Other revenues
-
                     
-
                     
8,280
             
8,280
             
Total revenues
2,035,000
      
2,035,000
      
2,010,852
      
(24,148)
          
EXPENDITURES
Debt service
Principal
1,230,000
      
1,230,000
      
1,230,000
      
-
                     
Interest and fiscal charges
900,000
         
900,000
         
870,038
         
29,962
           
Total expenditures
2,130,000
      
2,130,000
      
2,100,038
      
29,962
           
Excess (deficiency) of revenues
over (under) expenditures
(95,000)
          
(95,000)
          
(89,186)
          
5,814
             
OTHER FINANCING 
SOURCES (USES)
Transfers in
100,000
         
100,000
         
100,000
         
-
                     
Total other financing
    sources (uses)
100,000
         
100,000
         
100,000
         
-
                     
Net change in fund balance
5,000
             
5,000
             
10,814
           
5,814
             
Fund balance, beginning of year
466,500
         
466,500
         
479,261
         
12,761
           
Fund balance, end of year
471,500
$       
471,500
$       
490,075
$       
18,575
$         
Budgeted Amounts

96 
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97 
STATISTICAL SECTION 
 
 
This part of the City of El Mirage’s comprehensive annual financial report presents detailed information 
as a context for understanding what the information in the financial statements, notes disclosures, and 
required supplementary information says about the government’s overall financial health. 
 
Contents 
 
Page 
 
Financial Trends ......................................................................................... 99 
 
These schedules contain trend information to help the reader 
understand how the government’s financial performance and 
well being have changed over time. 
 
Revenue Capacity ....................................................................................... 113 
 
These schedules contain information to help the reader assess 
the government’s property taxes and the most significant local 
revenues source, the sales tax. 
 
Debt Capacity ............................................................................................. 119 
 
These schedules present information to help the reader assess 
the affordability of the government’s current levels of 
outstanding debt and the government’s ability to issue additional 
debt in the future. 
 
Demographic and Economic Information ................................................... 123 
 
These schedules offer demographic and economic indicators to 
help the reader understand the environment within which the 
government’s financial activities take place. 
 
Operating Information ................................................................................ 125 
 
These schedules contain service and infrastructure data to help 
the reader understand how the information in the government’s 
financial report relates to the services the government provides 
and the activities it performs.

98 
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2021
2020
2019
2018
2017
Net Position:
Governmental activities
Net investment in capital assets
56,661,890
$       
56,667,278
$       
46,624,411
$       
45,836,176
$       
41,199,897
$       
Restricted
23,898,377
         
16,923,724
         
12,133,608
         
8,409,993
           
9,603,813
           
Unrestricted
29,331,979
         
19,550,588
         
22,139,333
         
15,984,452
         
12,322,852
         
Total governmental activities net position
109,892,246
$     
93,141,590
$       
80,897,352
$       
70,230,621
$       
63,126,562
$       
Business-type activities
Net investment in capital assets
29,667,292
$       
29,392,545
$       
29,457,397
$       
27,884,333
$       
27,309,076
$       
Restricted
Unrestricted
29,230,103
         
28,911,120
         
25,538,037
         
23,325,153
         
20,063,673
         
Total business-type activities net position
58,897,395
$       
58,303,665
$       
54,995,434
$       
51,209,486
$       
47,372,749
$       
Primary government
Net investment in capital assets
86,329,182
$       
86,059,823
$       
76,081,808
$       
73,720,509
$       
68,508,973
$       
Restricted
23,898,377
         
16,923,724
         
12,133,608
         
8,409,993
           
9,603,813
           
Unrestricted
58,562,082
         
48,461,708
         
47,677,370
         
39,309,605
         
32,386,525
         
Total primary government net position
168,789,641
$     
151,445,255
$     
135,892,786
$     
121,440,107
$     
110,499,311
$     
2016
2015
2014
2013
2012
Net Position:
Governmental activities
Net investment in capital assets
34,794,822
$       
30,947,824
$       
31,357,672
$       
28,939,841
$       
30,394,556
$       
Restricted
15,546,294
         
8,155,286
           
9,768,498
           
15,870,123
         
3,787,197
           
Unrestricted
5,335,865
           
8,709,862
           
12,788,899
         
7,656,179
           
13,128,085
         
Total governmental activities net position
55,676,981
$       
47,812,972
$       
53,915,069
$       
52,466,143
$       
47,309,838
$       
Business-type activities
Net investment in capital assets
24,888,693
$       
24,691,276
$       
25,975,719
$       
29,473,825
$       
31,646,838
$       
Restricted
Unrestricted
19,137,165
         
15,330,216
         
11,634,797
         
5,487,935
           
1,010,211
           
Total business-type activities net position
44,025,858
$       
40,021,492
$       
37,610,516
$       
34,961,760
$       
32,657,049
$       
Primary government
Net investment in capital assets
59,683,515
$       
55,639,100
$       
57,333,391
$       
58,413,666
$       
62,041,394
$       
Restricted
15,546,294
         
8,155,286
           
9,768,498
           
15,870,123
         
3,787,197
           
Unrestricted
24,473,030
         
24,040,078
         
24,423,696
         
13,144,114
         
14,138,296
         
Total primary government net position
99,702,839
$       
87,834,464
$       
91,525,585
$       
87,427,903
$       
79,966,887
$       
CITY OF EL MIRAGE, ARIZONA
NET POSITION BY COMPONENT
LAST TEN FISCAL YEARS
Fiscal Year Ended June 30
(Accrual basis of accounting)
The source of this information is the City's financial records.
Source:
Page 99
99

2021
2020
2019
2018
2017
Governmental activities:
General government
9,025,363
$         
8,185,259
$         
7,193,712
$         
6,994,848
$         
7,056,222
$         
Public safety
17,072,200
         
15,777,067
         
13,367,955
         
11,935,458
         
13,162,982
         
Highways and streets
4,279,942
           
4,465,392
           
4,464,599
           
3,372,194
           
3,492,003
           
Culture and recreation
-
                         
443,385
              
1,265,719
           
1,255,915
           
1,231,510
           
Redevelopment and housing
-
                         
Health and welfare
-
                         
-
                         
-
                         
-
                         
Interest on long-term debt
815,347
              
483,363
              
1,299,795
           
1,242,059
           
1,630,076
           
Total governmental activities expenses
31,192,852
         
29,354,466
         
27,591,780
         
24,800,474
         
26,572,793
         
Business-type activities:
Water and sewer
$
$
$
$
$
Water
6,467,410
6,005,567
5,711,196
5,580,755
5,801,324
Sewer
2,604,974
2,684,309
2,482,493
2,415,160
2,434,685
Solid waste
1,619,256
1,075,446
1,086,988
1,135,506
1,090,678
Total business-type activities expenses
10,691,640
         
9,765,322
           
9,280,677
           
9,131,421
           
9,326,687
           
Total primary government expenses
41,884,492
$       
39,119,788
$       
36,872,457
$       
33,931,895
$       
35,899,480
$       
The source of this information is the District's financial records.
The provisions of the Governmental Accounting Standards Board (GASB) Statement No. 34 were adopted in fiscal year 2001 therefore 
   
only six years are shown.        
(Continued)
Note:
CITY OF EL MIRAGE, ARIZONA
GOVERNMENTAL AND BUSINESS-TYPE ACTIVITIES EXPENSE
Source:  
LAST TEN FISCAL YEARS
(Accrual basis of accounting)
Fiscal Year Ended June 30
Expenses
Page 100
100

2016
2015
2014
2013
2012
Expenses
Governmental activities:
General government
5,793,877
$         
5,563,291
$         
6,066,519
$         
5,740,420
$         
5,217,013
$         
Public safety
11,167,283
         
11,638,718
         
11,083,112
         
10,474,809
         
10,207,265
         
Highways and streets
3,367,393
           
2,998,087
           
3,391,878
           
2,224,551
           
2,386,465
           
Culture and recreation
1,739,508
           
1,739,595
           
1,594,482
           
1,463,716
           
1,243,125
           
Redevelopment and housing
105,336
              
Health and welfare
395,627
              
395,627
              
395,851
              
396,127
              
469,933
              
Interest on long-term debt
1,428,706
           
1,080,786
           
1,111,716
           
1,118,359
           
623,167
              
Total governmental activities expenses
23,892,394
         
23,416,104
         
23,643,558
         
21,417,982
         
20,252,304
         
Business-type activities:
Water and sewer
$
$
$
$
9,370,528
$         
Water
5,470,323
5,687,906
9,234,221
           
5,369,790
           
Sewer
2,364,833
2,250,655
2,242,448
           
2,305,425
           
Solid waste
1,076,709
1,054,154
1,036,762
945,224
              
1,482,640
           
Total business-type activities expenses
8,911,865
           
8,992,715
           
12,513,431
         
8,620,439
           
10,853,168
         
Total primary government expenses
32,804,259
$       
32,408,819
$       
36,156,989
$       
30,038,421
$       
31,105,472
$       
   
(Concluded)
Notes: (1) In fiscal year 2013 the City separated the Water and Sewer funds from a combined reporting fund into individual reporting 
funds.
CITY OF EL MIRAGE, ARIZONA
GOVERNMENTAL AND BUSINESS-TYPE ACTIVITIES EXPENSE
The source of this information is the City's financial records.
Source:
(Accrual basis of accounting)
LAST TEN FISCAL YEARS
Fiscal Year Ended June 30
Page 101
101

2021
2020
2019
2018
2017
Program Revenues
Governmental activities:
Charges for services:
General government
2,426,077
$              
2,183,952
$        
2,372,111
$        
1,610,087
$        
1,268,421
$        
Public safety
778,946
                   
976,983
             
966,452
             
805,240
             
658,215
             
Highways and streets
821,676
                   
2,070,878
          
-
                         
-
                         
-
                         
Culture and recreation
-
                               
57,486
               
71,474
               
72,206
               
52,160
               
Revelopment and housing
-
                               
-
                         
-
                         
-
                         
-
                         
Health and welfare
-
                               
-
                         
-
                         
-
                         
-
                         
Interest on long-term debt
-
                               
-
                         
-
                         
-
                         
-
                         
Operating grants and contributions
10,654,161
              
5,939,482
          
3,314,161
          
2,941,043
          
2,710,165
          
Capital grants and contributions
432,025
                   
15,530
               
5,137,683
          
1,951,817
          
6,747,130
          
Total governmental activities program revenues
15,112,885
              
11,244,311
        
11,861,881
        
7,380,393
          
11,436,091
        
Business-type activities:
Charges for services:
Water
9,473,740
$              
9,055,461
$        
9,245,531
$        
9,656,519
$        
9,529,705
$        
Sewer
3,304,323
                
3,264,492
          
3,298,488
          
3,243,532
          
3,361,689
          
Solid Waste
1,636,203
                
1,626,216
          
1,601,564
          
1,601,087
          
1,608,769
          
Capital grants and contributions
15,000
                     
-
                         
887,861
             
374,732
             
-
                         
Total business-type activities program revenues
14,429,266
              
13,946,169
        
15,033,444
        
14,875,870
        
14,500,163
        
Total primary government revenues
29,542,151
$            
25,190,480
$      
26,895,325
$      
22,256,263
$      
25,936,254
$      
Net (Expense)/Revenue
Governmental activities
(16,079,967)
$           
(18,110,155)
$     
(15,729,899)
$     
(17,420,081)
$     
(15,136,702)
$     
Business-type activities
3,737,626
6,889,847
5,752,767
5,744,449
5,173,476
Total primary government net (expense)/revenues
(12,342,341)
$           
(11,220,308)
$     
(9,977,132)
$       
(11,675,632)
$     
(9,963,226)
$       
The source of this information is the City's financial records.
(Continued)
CITY OF EL MIRAGE, ARIZONA
PROGRAM REVENUES AND NET (EXPENSE)/REVENUE
Source:  
LAST TEN FISCAL YEARS
(Accrual basis of accounting)
Fiscal Year Ended June 30
Page 102
102

2015
2015
2014
2013
2012
Program Revenues
Governmental activities:
Charges for services:
General government
2,706,401
$              
2,574,115
$        
3,050,487
$        
3,670,957
$        
2,661,625
$        
Public safety
858,161
                   
884,433
             
759,473
             
634,969
             
435,437
             
Highways and streets
-
                               
-
                         
2,500
                 
10,299
               
46,409
               
Culture and recreation
91,431
                     
75,609
               
72,953
               
74,194
               
52,055
               
Revelopment and housing
-
                               
-
                         
-
                         
-
                         
96,066
               
Health and welfare
-
                               
-
                         
-
                         
-
                         
32,000
               
Interest on long-term debt
-
                               
-
                         
-
                         
-
                         
-
                         
Operating grants and contributions
2,725,912
                
2,440,443
          
2,355,917
          
1,722,354
          
1,757,715
          
Capital grants and contributions
4,350,917
                
2,482,244
          
1,787,244
          
1,328,998
          
642,943
             
Total governmental activities program revenues
10,732,822
              
8,456,844
          
8,028,574
          
7,441,771
          
5,724,250
          
Business-type activities:
Charges for services:
Water
9,544,865
$              
9,424,373
$        
8,777,834
$        
8,003,552
$        
-
$                   
Sewer
3,164,369
                
3,198,445
          
3,127,298
          
3,203,962
          
-
                     
Water and sewer
1,598,383
                
1,582,522
          
-
                     
-
                     
9,768,612
          
Solid Waste
-
                               
-
                         
1,558,263
          
1,409,148
          
1,267,723
          
Capital grants and contributions
-
                               
-
                         
-
                         
-
                         
-
                         
Total business-type activities program revenues
14,307,617
              
14,205,340
        
13,463,395
        
12,616,662
        
11,036,335
        
Total primary government revenues
25,040,439
$            
22,662,184
$      
21,491,969
$      
20,058,433
$      
16,760,585
$      
Net (Expense)/Revenue
Governmental activities
(13,159,572)
$           
(14,959,260)
$     
(15,614,984)
$     
(13,976,211)
$     
(14,528,054)
$     
Business-type activities
5,395,752
5,212,625
1,471,834
3,996,223
183,167
Total primary government net (expense)/revenues
(7,763,820)
$             
(9,746,635)
$       
(14,143,150)
$     
(9,979,988)
$       
(14,344,887)
$     
Source:  The source of this information is the City's financial records.
   
(Concluded)
CITY OF EL MIRAGE, ARIZONA
PROGRAM REVENUES AND NET (EXPENSE)/REVENUE
LAST TEN FISCAL YEARS
(Accrual basis of accounting)
Page 103
103

2021
2020
2019
2018
2017
General Revenues: 
Governmental activities:
Taxes:
Property taxes
4,308,183
$            
4,169,021
$            
4,295,776
$            
3,678,093
$           
3,683,700
$         
City sales taxes
13,385,017
            
11,673,068
            
8,538,740
             
8,020,802
             
7,445,186
           
Franchise taxes
772,317
                
696,912
                
742,741
                
774,856
                
712,143
              
Unrestricted state shared revenues
11,046,696
            
9,811,695
             
9,353,989
             
9,157,332
             
8,604,293
           
Investment income 
70,999
                  
798,697
                
1,433,459
             
733,215
                
297,461
              
Development impact fees
-
                        
-
                        
-
                        
-
                        
-
                     
Miscellaneous
42,411
                  
-
                        
309,537
                
291,357
                
Transfers
3,205,000
             
3,205,000
             
2,010,500
             
1,933,000
             
1,843,500
           
Total governmental activities
32,830,623
$          
30,354,393
$          
26,684,742
$          
24,588,655
$         
22,586,283
$       
Business-type activities:
Investment income 
30,354
$                
305,058
$              
43,681
$                
24,865
$                
16,915
$              
Development impact fees
-
                        
-
                        
-
                        
-
                        
-
                     
Miscellaneous
30,750
                  
-
                        
-
                        
-
                        
-
                     
Transfers
(3,205,000)
            
(3,205,000)
            
(2,010,500)
            
(1,933,000)
            
(1,843,500)
          
Total business-type activities
(3,143,896)
$          
(2,899,942)
$          
(1,966,819)
$          
(1,908,135)
$          
(1,826,585)
$        
Changes in Net Position
Governmental activities
16,750,656
$          
12,244,238
$          
10,666,731
$          
7,168,574
$           
7,449,581
$         
Business-type activities
593,730
3,989,905
3,785,948
3,836,314
3,346,891
Total primary government 
17,344,386
$          
16,234,143
$          
14,452,679
$          
11,004,888
$         
10,796,472
$       
(Continued)
Fiscal Year Ended June 30
CITY OF EL MIRAGE, ARIZONA
GENERAL REVENUES, TRANSFERS, AND TOTAL CHANGES IN NET POSITION
LAST TEN FISCAL YEARS
(Accrual basis of accounting)
Page 104
104

2016
2015
2014
2013
2012
General Revenues: 
Governmental activities:
Taxes:
Property taxes
3,663,163
$            
3,505,551
$            
3,587,541
$            
3,738,856
$           
3,068,722
$         
City sales taxes
6,990,668
             
6,685,666
             
6,480,147
             
6,051,967
             
5,534,445
           
Franchise taxes
745,088
                
692,154
                
688,216
                
687,341
                
667,559
              
Unrestricted state shared revenues
8,086,986
             
7,970,499
             
7,447,112
             
6,914,460
             
6,188,822
           
Investment income 
107,055
                
50,727
                  
30,894
                  
41,983
                  
23,535
                
Development impact fees
Miscellaneous
Transfers
1,430,621
             
2,000,000
             
(1,170,000)
            
1,697,909
             
1,648,418
           
Total governmental activities
21,023,581
$          
20,904,597
$          
17,063,910
$          
19,132,516
$         
17,131,501
$       
Business-type activities:
Investment income 
39,235
$                
5,764
$                  
6,922
$                  
6,397
$                  
5,546
$                
Development impact fees
Miscellaneous
Transfers
(1,430,621)
            
(2,000,000)
            
1,170,000
             
(1,697,909)
            
(1,648,418)
          
Total business-type activities
(1,391,386)
$          
(1,994,236)
$          
1,176,922
$            
(1,691,512)
$          
(1,642,872)
$        
Changes in Net Position
Governmental activities
7,864,009
$            
5,945,337
$            
1,448,926
$            
5,156,305
$           
2,603,447
$         
Business-type activities
4,004,366
3,218,389
2,648,756
2,304,711
(1,459,705)
Total primary government 
11,868,375
$          
9,163,726
$            
4,097,682
$            
7,461,016
$           
1,143,742
$         
(Concluded)
GENERAL REVENUES, TRANSFERS, AND TOTAL CHANGES IN NET POSITION
LAST TEN FISCAL YEARS
(Accrual basis of accounting)
The source of this information is the City's financial records.
Fiscal Year Ended June 30
Source:
CITY OF EL MIRAGE, ARIZONA
Page 105
105

2021
2020
2019
2018
2017
General Fund:
Nonspendable
7,345
$                  
89,069
$               
94,526
$               
100,435
$             
34,042
$               
Restricted
-
                            
-
                           
-
                           
Committed
838,502
                
720,886
               
534,313
               
456,968
               
1,048,009
            
Assigned
404,336
                
426,359
               
321,145
               
338,795
               
201,680
               
Unassigned
42,081,082
           
30,928,860
          
32,566,934
          
27,711,606
          
22,985,787
          
Total General Fund
43,331,265
$         
32,165,174
$        
33,516,918
$        
28,607,804
$        
24,269,518
$        
All Other Governmental Funds:
Nonspendable
6,165
$                  
-
$                     
-
$                     
-
$                     
5,102
$                 
Restricted
23,892,212
           
16,923,724
          
12,133,608
          
8,409,993
            
9,598,711
            
Committed
1,064,644
             
1,103,629
            
1,536,016
            
1,742,741
            
2,291,094
            
Assigned
-
                        
Unassigned
-
                        
Total all other governmental funds
24,963,021
$         
18,027,353
$        
13,669,624
$        
10,152,734
$        
11,894,907
$        
(Continued)
CITY OF EL MIRAGE, ARIZONA
FUND BALANCES - GOVERNMENTAL FUNDS
Fiscal Year Ended June 30
LAST TEN FISCAL YEARS
(Modified accrual basis of accounting)
Page 106
106

2016
2015
2014
2013
2012
General Fund:
Nonspendable
2,002
$                  
3,731
$                 
2,665
$                 
2,585
$                 
130,827
$             
Restricted
2,138,430
             
158,508
               
Committed
388,197
                
322,037
               
151,041
               
80,500
                 
59,267
                 
Assigned
316,212
                
209,007
               
270,978
               
163,436
               
Unassigned
22,848,735
           
18,961,922
          
14,032,607
          
16,754,043
          
13,398,103
          
Total General Fund
25,693,576
$         
19,496,697
$        
14,615,799
$        
16,837,128
$        
13,751,633
$        
All Other Governmental Funds:
Nonspendable
5,102
$                  
400
$                    
-
$                     
-
$                     
-
$                     
Restricted
13,356,982
           
8,118,790
            
9,567,702
            
15,824,795
          
4,395,075
            
Committed
2,870,981
             
3,150,260
            
3,688,958
            
3,346,167
            
989,644
               
Assigned
26,868
                 
Unassigned
(54,168)
               
Total all other governmental funds
16,233,065
$         
11,269,450
$        
13,283,528
$        
19,170,962
$        
5,330,551
$          
Source:
Note:
(Concluded)
The provisions of the Governmental Accounting Standards Board (GASB) Statement No. 54 were adopted in fiscal year 2011.  The 
standard replaces the previous reserved and unreserved fund balance categories with the following five fund balance classifications: 
nonspendable, restricted, committed, assigned, and unassigned fund balance.
The source of this information is the City's financial records.
CITY OF EL MIRAGE, ARIZONA
FUND BALANCES - GOVERNMENTAL FUNDS
LAST TEN FISCAL YEARS
(Modified accrual basis of accounting)
Page 107
107

2021
2020
2019
2018
2017
Revenues:
Property taxes
4,327,680
$            
4,192,488
$            
4,295,776
$            
3,683,118
$            
3,692,071
$          
City sales taxes
13,385,017
            
11,673,068
            
8,538,740
              
8,020,802
             
7,445,186
            
Franchise taxes
772,317
                
696,912
                 
742,741
                 
774,856
                
712,143
               
Licenses and permits
708,361
                
837,063
                 
449,482
                 
295,737
                
269,103
               
Intergovernmental
22,093,459
            
15,763,318
            
17,801,633
            
14,027,647
            
18,072,336
          
Charges for services
1,649,176
             
1,318,619
              
1,213,951
              
620,855
                
272,747
               
Fines and forfeits
660,157
                
864,969
                 
1,417,360
              
1,376,994
             
1,220,377
            
Investment income (loss)
70,999
                  
798,697
                 
1,433,459
              
733,215
                
297,461
               
Miscellaneous
1,048,428
             
2,272,037
              
309,537
                 
221,632
                
221,746
               
Total revenues
44,715,594
$          
38,417,171
$          
36,202,679
$          
29,754,856
$          
32,203,170
$        
(Continued)
Fiscal Year Ended June 30
(Modified accrual basis of accounting)
CITY OF EL MIRAGE, ARIZONA
GOVERNMENTAL FUNDS REVENUES
LAST TEN FISCAL YEARS
Page 108
108

2016
2015
2014
2013
2012
Revenues:
Property taxes
3,647,913
$            
3,516,609
$            
3,596,707
$            
3,756,880
$            
3,104,974
$          
City sales taxes
6,990,668
             
6,685,666
              
6,480,147
              
6,051,967
             
5,534,445
            
Franchise taxes
745,088
                
692,154
                 
688,216
                 
687,341
                
667,559
               
Licenses and permits
243,974
                
344,937
                 
333,821
                 
369,465
                
193,211
               
Intergovernmental
14,735,815
            
12,893,186
            
10,862,941
            
10,012,341
            
8,503,662
            
Charges for services
371,669
                
441,040
                 
300,296
                 
224,086
                
208,970
               
Fines and forfeits
2,769,074
             
2,525,323
              
3,078,326
              
3,641,326
             
2,695,603
            
Investment income (loss)
107,055
                
50,727
                   
30,894
                   
41,983
                  
23,535
                 
Rents
71,753
                  
67,487
                   
61,854
                   
49,029
                  
34,952
                 
Development impact fees
-
                            
-
                             
-
                             
-
                        
38,094
                 
Contributions and donations
41,151
                  
47,848
                   
6,524
                     
4,800
                    
2,100
                   
Miscellaneous
158,372
                
107,522
                 
97,624
                   
141,804
                
181,597
               
Total revenues
29,882,532
$          
27,372,499
$          
25,537,350
$          
24,981,022
$          
21,188,702
$        
(Concluded)
Source: The source of this information is the City's financial records.
CITY OF EL MIRAGE, ARIZONA
GOVERNMENTAL FUNDS REVENUES
LAST TEN FISCAL YEARS
(Modified accrual basis of accounting)
Page 109
109

2021
2020
2019
2018
2017
Expenditures:
Current
General government
7,646,041
$            
7,399,877
$             
6,617,738
$           
6,327,081
$         
6,493,561
$           
Public safety*
15,251,802
            
14,395,837
             
13,684,610
           
10,912,583
         
10,757,510
           
Highways and streets
2,631,223
             
2,704,575
               
2,855,137
             
2,481,258
           
2,562,531
             
Culture and recreation**
854,348
                
840,136
              
794,042
                
Redevelopment and housing
 
Health and welfare
 
Capital outlay
2,232,142
             
2,353,516
               
3,044,751
             
5,573,151
           
16,507,748
           
Debt service
 
Principal retirement
1,230,000
             
10,425,000
             
1,785,000
             
1,880,000
           
1,075,000
             
Interest and fiscal charges
870,038
                
1,368,688
               
1,431,632
             
1,373,346
           
1,618,494
             
Bond issuance costs
186,700
              
-
                           
Total expenditures
29,861,246
$          
38,647,493
$           
30,273,216
$         
29,574,255
$       
39,808,886
$         
Expenditures for capitalized assets
2,232,142
$            
2,353,516
$             
3,044,751
$           
5,581,120
$         
16,507,750
$         
Debt service as a percentage of
noncapital expenditures
8%
32%
12%
14%
12%
Source:  The source of this information is the District's financial records.
Notes:
*FY2019 Public Safety includes $800k spent using contigency dollars to fund Public Safety Retirement System
**FY2019 Culture and recreation includes $3,162 spent using contigency dollars to fund Council initiative " El Mirage Cares"
(Continued)
CITY OF EL MIRAGE, ARIZONA
GOVERNMENTAL FUNDS EXPENDITURES AND DEBT SERVICE RATIO
Fiscal Year Ended June 30
LAST TEN FISCAL YEARS
(Modified accrual basis of accounting)
Page 110
110

2016
2015
2014
2013
2012
Expenditures:
Current
General government
5,427,402
$           
5,285,104
$          
5,243,949
$           
5,461,931
$          
4,876,034
$          
Public safety
10,785,548
           
10,713,942
          
10,364,107
           
10,050,592
          
9,469,637
            
Highways and streets
2,450,730
             
2,057,440
            
2,510,736
             
1,121,260
            
1,308,612
            
Culture and recreation
1,314,039
             
1,315,472
            
1,283,670
             
1,158,665
            
954,131
               
Redevelopment and housing
53,003
                 
Health and welfare
5,370
                   
Capital outlay
11,578,785
           
5,018,031
            
10,979,663
           
5,600,612
            
4,201,944
            
Debt service
Principal retirement
1,038,074
             
1,007,829
            
971,329
                
932,252
               
630,868
               
Interest and fiscal charges
1,531,293
             
1,107,861
            
1,138,791
             
1,117,939
            
615,426
               
Bond issuance costs
203,349
                
380,705
               
Total expenditures
34,329,220
$         
26,505,679
$        
32,492,245
$         
25,823,956
$        
22,115,025
$        
Expenditures for capitalized assets
11,636,254
$         
5,007,725
$          
10,969,912
$         
4,943,382
$          
3,470,798
$          
Debt service as a percentage of
noncapital expenditures
11%
10%
10%
12%
7%
Source:
(Concluded)
CITY OF EL MIRAGE, ARIZONA
GOVERNMENTAL FUNDS EXPENDITURES AND DEBT SERVICE RATIO
The source of this information is the City's financial records.
Fiscal Year Ended June 30
LAST TEN FISCAL YEARS
(Modified accrual basis of accounting)
Page 111
111

2021
2020
2019
2018
2017
Excess (deficiency)  of 
revenues over expenditures
14,854,348
$        
(230,322)
$           
5,929,463
$           
180,601
$            
(7,605,716)
$       
Other financing sources (uses):
Issuance of bonds
-
                          
-
                          
-
                            
8,385,000
           
-
                         
Premium on sale of bonds
-
                          
-
                          
-
                            
881,581
              
-
                         
Payment to refunded bond escrow agent
-
                          
-
                          
-
                            
(9,073,030)
         
-
                         
Sale of assets
42,411
                 
31,307
                
486,041
                
288,961
              
-
                         
Capital lease agreements
-
                          
-
                          
-
                            
-
                         
-
                         
Transfers in
(2,328,410)
          
14,939,142
         
4,501,500
             
5,252,508
           
4,299,991
          
Transfers out
5,533,410
            
(11,734,142)
        
(2,491,000)
            
(3,319,508)
         
(2,456,491)
         
Total other financing sources (uses)
3,247,411
            
3,236,307
           
2,496,541
             
2,415,512
           
1,843,500
          
Changes in fund balances
18,101,759
$        
3,005,985
$         
8,426,004
$           
2,596,113
$         
(5,762,216)
$       
2016
2015
2014
2013
2012
Excess (deficiency)  of 
revenues over expenditures
(4,446,688)
$        
866,820
$            
(6,954,895)
$          
(842,934)
$          
(926,323)
$          
Other financing sources (uses):
Issuance of bonds
12,470,000
          
-
                          
-
                            
18,205,000
         
-
                         
Premium on sale of bonds
1,132,682
            
-
                          
-
                            
864,326
              
-
                         
Payment to refunded bond escrow agent
-
                          
-
                          
-
                            
(3,363,986)
         
-
                         
Sale of assets
-
                          
-
                          
-
                            
-
                     
-
                         
Capital lease agreements
-
                          
-
                          
16,132
                  
-
                     
-
                         
Transfers in
4,558,633
            
4,628,554
           
8,224,707
             
2,936,500
           
2,764,716
          
Transfers out
(2,554,133)
          
(2,628,554)
          
(9,394,707)
            
(873,000)
            
(787,716)
            
Total other financing sources (uses)
15,607,182
          
2,000,000
           
(1,153,868)
            
17,768,840
         
1,977,000
          
Changes in fund balances
11,160,494
$        
2,866,820
$         
(8,108,763)
$          
16,925,906
$       
1,050,677
$        
Source: The source of this information is the City's financial records.
CITY OF EL MIRAGE, ARIZONA
OTHER FINANCING SOURCES AND USES AND NET CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS
LAST TEN FISCAL YEARS
Fiscal Year Ended June 30
(Modified accrual basis of accounting)
Page 112
112

2021
2020
2019
2018
2017
Construction
2,066,141
$    
2,422,165
$    
563,521
$       
568,288
$       
510,571
$       
Retail trade
6,771,495
      
5,127,687
      
4,123,416
      
3,969,173
      
3,756,157
      
Communications and utilities
1,264,410
      
1,176,867
      
1,286,327
      
1,296,524
      
1,244,929
      
Restaurant and bar
425,209
         
380,627
         
382,105
         
363,693
         
336,090
         
Real estate, rental and leasing
2,341,345
      
2,082,355
      
1,835,406
      
1,546,723
      
1,326,679
      
Accomodation
21,389
           
18,666
           
-
                 
-
                 
-
                 
Services
58,287
           
42,078
           
-
                 
-
                 
-
                 
Other
436,741
         
407,574
         
320,871
         
273,408
         
207,683
         
Total
13,385,017
$  
11,658,020
$  
8,511,646
$    
8,017,809
$    
7,382,109
$    
2016
2015
2014
2013
2012
Construction
376,265
$       
246,914
$       
353,889
$       
210,964
$       
238,256
$       
Retail trade
3,067,046
      
3,082,885
      
2,830,200
      
2,765,499
      
2,517,612
      
Communications and utilities
1,347,177
      
1,375,321
      
1,308,741
      
1,305,915
      
1,234,096
      
Restaurant and bar
299,083
         
262,924
         
232,918
         
248,927
         
250,297
         
Real estate, rental and leasing
973,584
         
1,048,292
      
1,060,021
      
942,324
         
673,735
         
Accomodation
162,821
         
180,105
         
182,758
         
160,274
         
175,383
         
Services
140,777
         
116,345
         
132,962
         
142,586
         
117,129
         
Other
509,391
         
363,134
         
362,329
         
277,488
         
256,347
         
Total
6,876,144
$    
6,675,920
$    
6,463,818
$    
6,053,977
$    
5,462,855
$    
Source:  The source of this information is the Arizona Department of Revenue.
Arizona Department of Revenue changed its way of reporting number of filers and categories effective June 2016.
CITY OF EL MIRAGE, ARIZONA
TAXABLE SALES BY CATEGORY
LAST TEN FISCAL YEARS
Fiscal Year
Page 113
113

Fiscal Year 2021
Fiscal Year 2012
Number of 
Filers
Percentage 
of Total
Tax 
Collections
Percentage 
of Total
Number of 
Filers
Percentage 
of Total
Tax 
Collections
Percentage 
of Total
Description of Payers Business
Construction
58
             
2%
2,066,141
$     
15%
750
           
24%
238,256
$     
4%
Retail trade
1,597
        
51%
6,771,495
        
51%
635
           
20%
2,517,612
    
46%
Communications and utilities
78
             
2%
1,264,410
        
9%
91
             
3%
1,234,096
    
23%
Restaurant and bar
24
             
1%
425,209
           
3%
27
             
1%
250,297
       
5%
Real estate, rental and leasing
806
           
26%
2,341,345
        
17%
740
           
23%
673,735
       
12%
Accomodation
6
               
0%
21,389
             
0%
3
               
0%
175,383
       
3%
Services
7
               
0%
58,287
             
3%
295
           
9%
117,129
       
2%
Other
546
           
17%
436,741
           
3%
647
           
20%
256,347
       
5%
Total
3,122
        
100%
13,385,017
$   
100%
3,188
        
100%
5,462,855
$  
100%
Tax Collections from top ten taxpayers
10
             
<1%
4,293,608
        
32%
10
             
<1%
3,260,168
    
60%
Source: Arizona Department of Revenue
Note: Due to confidentiality issues, the names of the ten largest revenue payers are not available.  The categories presented are intended to provide
alternative information regarding the sources of the state's revenue. 
Arizona Department of Revenue collections only, does not include local audits.
Arizona Department of Revenue changed its way of reporting number of filers and categories effective June 2016.
CITY OF EL MIRAGE, ARIZONA
TRANSACTION PRIVILEGE (SALES) TAX REVENUE PAYERS BY INDUSTRY
FISCAL YEARS 2021 AND 2012
Page 114
114

Fiscal 
Year 
General
Total
Peoria 
Dysart #89
Ended 
Basic
Obligation
Direct
Unified
Unified
June 30
Rate
Debt Service
Rates
Unorganized
El Mirage
2021
1.98
1.70
3.68
15.32
21.20
2020
1.98
1.76
3.74
15.68
21.74
2019
2.06
1.90
3.96
16.15
22.51
2018
1.63
2.00
3.63
15.56
21.95
2017
1.70
2.08
3.78
16.00
22.42
2016
1.73
2.12
3.85
16.08
22.04
2015
1.74
1.80
3.54
15.66
22.09
2014
1.86
2.18
4.04
16.24
23.25
2013
1.86
2.03
3.89
15.35
22.44
2012
1.67
1.20
2.87
13.41
18.67
Source:     The source of this information is the Maricopa County Department of Finance Annual Tax Rate Report.
Note:
The City rounds the rate to two digits from the four presented by the County.
CITY OF EL MIRAGE, ARIZONA
DIRECT AND OVERLAPPING PROPERTY TAX RATES
LAST TEN FISCAL YEARS
Overlapping Rates
City of El Mirage
Page 115
115

Fiscal
Primary
Primary Taxes
Year
Taxes Levied
Collected in 
Ended 
for the
Subsequent  
June 30
Fiscal Year
Amount
Fiscal Years (2)
Amount
2021
2,405,564
$     
2,352,036
$     
97.77
2,352,036
$     
97.77 %
2020
2,226,252
       
2,169,120
       
97.43 %
41,921
$             
2,211,041
       
99.32
2019
2,257,335
       
2,185,480
       
96.82
9,307
                 
2,194,787
       
97.23
2018
1,656,452
       
1,624,691
       
98.08
20,921
               
1,645,612
       
99.35
2017
1,659,775
       
1,611,809
       
97.11
31,837
               
1,643,646
       
99.03
2016
1,661,854
       
1,614,373
       
97.14
22,787
               
1,637,160
       
98.51
2015
1,621,765
       
1,570,135
       
96.82
30,317
               
1,600,452
       
98.69
2014
1,663,972
       
1,608,532
       
96.24
33,209
               
1,641,741
       
98.66
2013
1,784,458
       
1,717,299
       
96.37
63,540
               
1,780,839
       
99.80
2012
1,786,544
       
1,719,599
       
94.90
60,919
               
1,780,518
       
99.66
Source:
Notes: 1)  
2)  Includes collections and resolutions.
     
Fiscal Year of the Levy
Collected within the 
of the Current Fiscal Year 
CITY OF EL MIRAGE, ARIZONA
PROPERTY TAX LEVIES AND COLLECTIONS
LAST TEN FISCAL YEARS
Collected to the End 
Primary Taxes
Primary Taxes
Amounts collected are on a cash basis.
The source of this information is the Maricopa County Treasurer- Secured Levy Report.
 of Levy
Percentage
of Levy
Percentage
Page 116
116

Fiscal
Year
Assessed Value
Assessed Value
Less:
Total Taxable
Total
Estimated
Ended 
Residential
Commercial
Tax Exempt
Assessed
Direct
Actual 
June 30
Property
Property
Real Property
Valuation
Tax Rate 
Taxable Value
 
2021
160,304,204
$      
68,767,721
$           
26,201,746
$        
202,870,179
$         
3.6834
      
2,025,278,943
$    
10.02 %
2020
142,385,468
        
59,999,475
             
23,971,020
          
178,413,923
           
3.7438
      
1,793,206,477
      
9.95
2019
129,515,106
        
54,520,047
             
23,514,110
          
160,521,043
           
3.9610
      
1,632,991,596
      
9.83
2018
112,870,585
        
52,180,577
             
23,551,578
          
141,499,584
           
3.6337
      
1,451,693,976
      
9.75
2017
105,602,966
        
48,744,113
             
22,985,968
          
131,361,111
           
3.7834
      
1,359,620,899
      
9.66
 
2016
101,978,841
        
44,831,478
             
20,199,683
          
126,610,636
           
3.8440
      
1,286,131,251
      
9.84
 
2015
74,983,878
          
44,634,235
             
18,393,917
          
101,224,196
           
3.5406
      
1,012,776,750
      
9.99
 
2014
57,040,759
          
41,454,636
             
17,329,628
          
81,165,767
             
4.0400
      
810,973,826
         
10.01
 
2013
60,334,448
          
39,588,129
             
11,598,951
          
88,323,626
             
3.8900
      
814,853,756
         
10.84
 
2012
66,285,384
          
44,371,128
             
12,947,874
          
97,708,638
             
2.8740
      
912,660,076
         
10.71
Source:
CITY OF EL MIRAGE, ARIZONA
ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY
LAST TEN FISCAL YEARS
Ratio of 
The source of this information is the State and County Abstract of the Assessment Roll, Arizona Department of Revenue.
Net Assessed 
to Estimated
Actual Value
Real Property
Page 117
117

Net Assessed 
Full Cash Value 
Rank
Net Assessed 
Full Cash Value 
Rank
MICROSOFT CORPORATION                        
10,078,650
$       
1
4.97%
ARIZONA PUBLIC SERVICE COMPANY               
3,839,970
$         
1
3.93%
ARIZONA PUBLIC SERVICE COMPANY              
4,815,874
2
2.37%
ROBERTS PROPERTIES LTD                       
2,822,457
           
2
2.89%
PUEBLO EL MIRAGE LLC                         
3,806,280
3
1.88%
WAL MART STORES INC                          
2,385,057
           
3
2.44%
PIPE PORTFOLIO OWNER (MULTI) LP              
3,312,293
4
1.63%
HANSON PIPE & PRODUCTS INC                   
2,380,530
           
4
2.44%
WAL MART STORES INC                          
3,129,678
5
1.54%
CLAYTON HOMES INC                            
1,617,732
           
5
1.66%
CLAYTON HOMES INC                            
2,113,509
6
1.04%
QWEST CORPORATION                            
1,596,759
           
6
1.63%
BNSF RAILWAY COMPANY                         
1,746,099
7
0.86%
BNSF RAILWAY COMPANY                         
1,588,920
           
7
1.63%
COYOTE PASS RV AND MINI STORAGE LLC     
1,648,062
8
0.81%
PREMIERE RV & MINI STORAGE LLC               
993,040
              
8
1.02%
EL MIRAGE RV & BOAT STORAGE                  
1,340,170
9
0.66%
JIA CORP                                     
784,716
              
9
0.80%
CIVES CORPORATION                            
1,278,234
10
0.63%
EL MIRAGE DYSART INVESTORS 1 LLC             
768,058
              
10
0.79%
ARIZONA SAND & ROCK CO                       
1,207,227
11
0.60%
ARIZONA SAND & ROCK CO                       
740,027
              
11
0.76%
UNION ROCK & MATERIAL CORP                   
931,662
12
0.46%
MCS ENTERPRISES LLC                          
635,800
              
12
0.65%
2018-1 1H BORROWER LP                        
891,350
13
0.44%
AAWC: SUN CITY WATER DIVISION                
620,066
              
13
0.63%
JIA CORP                                     
825,383
14
0.41%
SUMERLIN LLC                                 
608,574
              
14
0.62%
EPCOR (SUN CITY SEWER)                       
771,258
15
0.38%
UNION ROCK & MATERIAL CORP                   
599,338
              
15
0.61%
PREMIERE RV & MINI STORAGE LLC               
760,158
16
0.37%
COYOTE PASS RV AND MINI STORAGE LLC          
574,766
              
16
0.59%
SOUTHWEST GAS CORPORATION (T&D)           
755,631
17
0.37%
T BAR C LAND AND CAMEL COMPANY LLC           
535,475
              
17
0.55%
EPCOR (SUN CITY WATER DIVISION)              
690,549
18
0.34%
AAWC: SUN CITY SEWER DIVISION                
533,987
              
18
0.55%
THE ORCHARDS AT EL MIRAGE LLC                
680,670
19
0.34%
JDL & COMPANY L L C                          
513,080
              
19
0.53%
REALTY INCOME PROPERTIES 25 LLC              
663,426
20
0.33%
PARTNERSHIP FOR QUALITY AFFORD HOUS #1       
500,000
              
20
0.51%
K & L DIRT COMPANY LC                        
657,954
21
0.32%
HANLEY PROPERTIES IV LLC                     
438,903
              
21
0.45%
REM PLAZA LLC                                
654,786
22
0.32%
MOYES CRAIG                                  
437,940
              
22
0.45%
MCS ENTERPRISES LLC                          
648,450
23
0.32%
EL MIRAGE MARKET PLACE LLC                   
434,483
              
23
0.44%
T BAR C LAND AND CAMEL COMPANY LLC     
625,554
24
0.31%
SOUTHWEST GAS CORPORATION (T&D)              
428,876
              
24
0.44%
CPI EL MIRAGE OWNER LLC                      
618,710
25
0.30%
LJ VESTED HOLDINGS LLC                       
425,841
              
25
0.44%
Source:
The source of this information is the Maricopa County Assessor's Office- Data Request Report. 
CITY OF EL MIRAGE, ARIZONA
PRINCIPAL PROPERTY TAXPAYERS
CURRENT FISCAL YEAR AND NINE YEARS PRIOR
Percentage of 
Net Assessed 
Full Cash Value 
2012
Taxpayer
2021
Taxpayer
Percentage of 
Net Assessed 
Full Cash Value 
Page 118
118

Business-Type Activities
Water 
Infrastructure
Fiscal
Revenue
Capital
Certificates of 
Water and Sewer
Certificates of 
Financing Authority
Total Primary
Percentage of 
Debt Per
Year
Bonds
Leases
Participation
Revenue Bonds
Participation
Loan
Government
Personal Income
Capita
2021
 $               21,130,822  $                              -   
-
$                  
-
$                        
-
$                        
-
$                        
17,198,541
$           
38,329,363
$    
N/A    
1,066
         
2020
22,475,911
                  
-
                              
-
                    
-
                          
-
                          
-
                          
9,665,211
               
32,141,122
      
N/A    
899
            
2019
23,780,971
                  
10,065,663
                  
-
                    
-
                          
-
                          
-
                          
9,821,367
               
43,668,001
      
N/A    
1,224
         
2018
25,052,723
                  
10,771,146
                  
-
                    
-
                          
-
                          
-
                          
10,912,026
             
46,735,895
      
N/A    
1,327
         
2017
25,713,367
                  
11,451,658
                  
-
                    
-
                          
-
                          
-
                          
12,059,849
             
49,224,874
      
0.03
1,405
         
2016
26,750,296
                  
11,602,682
                  
8,900
                
-
                          
-
                          
-
                          
16,523,152
             
54,885,030
      
0.03
1,617
         
2015
25,899,465
                  
11,974
              
-
                          
-
                          
-
                          
17,679,093
             
43,590,532
      
0.02
1,327
         
2014
26,943,122
                  
14,803
              
-
                          
-
                          
-
                          
18,614,362
             
45,572,287
      
0.03
1,403
         
2013
27,999,013
                  
-
                          
-
                          
-
                          
16,716,896
             
44,715,909
      
0.03
1,373
         
2012
13,121,296
                  
7,252
                
-
                          
-
                          
-
                          
14,220,261
             
27,348,809
      
0.02
858
            
Source: The source of this information is the City's financial records.
Note: Details of the outstanding debt can be found in the notes to the financial statements.
Governmental Activities
General Obligation 
Bonds (including 
Greater Arizona 
Development Authority 
Loan)
CITY OF EL MIRAGE, ARIZONA
RATIOS OF OUTSTANDING DEBT BY TYPE
LAST TEN FISCAL YEARS
Page 119
119

RATIOS OF GENERAL BONDED DEBT OUTSTANDING
LAST TEN FISCAL YEARS
Percentage
of Estimated
General
Less: Amounts
Actual Taxable
Fiscal
Obligation 
Available in Debt
Value of
Year
Bonds
Service Fund
Total
Property
Per Capita
2021
21,130,822
$       
490,075
$                  
20,640,747
$     
1.019 %
574
               
2020
22,475,911
         
479,261
                    
21,996,650
       
1.227
615
               
2019
23,780,971
         
493,370
                    
23,287,601
       
1.426
653
               
2018
25,052,723
         
428,812
                    
24,623,911
       
1.696
699
               
2017
25,713,367
         
431,298
                    
25,282,069
       
1.859
721
               
2016
26,750,296
         
477,058
                    
26,273,238
       
2.043
750
               
2015
25,899,465
         
542,227
                    
25,357,238
       
2.504
772
               
2014
26,943,122
         
643,861
                    
26,299,261
       
3.141
775
               
2013
27,999,013
         
695,004
                    
27,304,009
       
3.367
838
               
2012
13,121,296
         
152,811
                    
12,968,485
       
1.592
407
               
Source:   
The source of this information is the City's financial records.
Note:
N/A indicates that the information is not available.
CITY OF EL MIRAGE, ARIZONA
Page 120
120

Estimated
Estimated
Percentage
Amount
Debt
Applicable
Applicable
Outstanding
to City
to City
Debt repaid with property taxes:
Dysart Unified School District No. 89
111,671,000
$      
8.7250 %
9,743,295
$              
       Subtotal, Overlapping Debt
9,743,295
                
Direct:
City of El Mirage
21,130,822
              
Total Direct and Overlapping Debt
30,874,117
$            
Source:
Note:
 
CITY OF EL MIRAGE, ARIZONA
DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT
JUNE 30, 2021
The source of this information is the City's records and the State and County Abstract of the Assessment Roll,
Arizona Department of Revenue and the applicable governmental unit.
Governmental Unit
Estimated percentage of debt outstanding applicable to the City is calculated based on the City's secondary 
assessed valuation as a percentage of the secondary assessed valuation of the overlapping jurisdiction.
Page 121
121

2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Debt limit 6%
15,000,211
     
12,683,453
   
11,375,002
   
10,117,323
   
8,932,155
     
8,049,641
     
6,540,468
     
6,540,468
     
5,762,741
     
6,483,550
         
Total net debt applicable to limit
1,300,000
       
1,374,500
     
1,835,000
     
1,900,000
     
5,018,600
     
6,093,600
     
4,097,905
     
5,762,741
     
5,762,741
     
Unrestricted legal debt margin
13,700,211
     
11,308,953
   
9,540,002
     
8,217,323
     
3,913,555
     
1,956,041
     
2,442,563
     
777,727
        
-
                
6,483,550
         
Total net debt applicable to the 6% limit
as a percentage of 6% debt limit
8.67%
10.84%
16.13%
18.78%
56.19%
75.70%
62.65%
88.11%
100.00%
0.00%
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Debt limit 20%
50,000,702
     
42,278,177
   
37,916,673
   
33,724,408
   
29,773,849
   
26,832,138
   
21,801,560
   
21,804,560
   
19,209,136
   
21,611,833
       
Total net debt applicable to limit
19,830,822
     
21,101,411
   
22,605,000
   
21,695,000
   
19,986,400
   
19,986,400
   
21,801,560
   
21,180,381
   
22,236,272
   
22,236,272
       
Restricted legal debt margin
30,169,880
     
21,176,766
   
15,311,673
   
12,029,408
   
9,787,449
     
6,845,738
     
-
                
624,179
        
(3,027,136)
    
(624,439)
           
Total net debt applicable to the 20% limit
as a percentage of 20% debt limit
39.66%
49.91%
59.62%
64.33%
67.13%
74.49%
100.00%
97.14%
115.76%
102.89%
Source: Arizona Department of Revenue and Arizona State Treasurer - Bonded Indebtedness and Debt Limitations.
Note: Outstanding debt includes bond premium 
Unrestricted
LAST TEN FISCAL YEARS
LEGAL DEBT MARGIN INFORMATION UNRESTRICTED AND RESTRICTED
CITY OF EL MIRAGE, ARIZONA
Restricted
Page 122
122

City of 
Personal 
El Mirage
Income
Per Capita
Year
Population
Population
(thousands)
Income
2021
35,957
         
N/A
$
N/A
$
N/A
6.6
     
%
2020
35,753
         
4,485,414
    
222,943,072
   
49,704
          
9.8
     
2019
35,670
         
4,402,403
    
211,812,685
   
48,113
          
5.0
     
2018
35,216
         
4,307,033
    
210,370,180
   
48,843
          
4.9
     
2017
35,043
         
4,307,033
    
196,286,191
   
45,573
          
4.9
     
2016
33,935
         
4,233,383
    
185,613,641
   
43,845
          
5.5
     
2015
32,857
         
4,154,076
    
178,469,460
   
42,962
          
6.2
     
2014
32,472
         
4,076,708
    
168,450,841
   
41,320
          
7.4
     
2013
32,067
         
4,006,307
    
158,054,524
   
39,451
          
8.9
     
2012
31,862
         
3,939,776
    
154,137,019
   
39,123
          
9.7
     
Source: The source of this information is the U.S. Census Bureau,
U.S. Department of Commerce and Arizona Office of Economic Opportunity. 
Note: All personal income figures and per capita income are for Maricopa County.
N/A indicates that the information is not available.
Rate
Unemployment
CITY OF EL MIRAGE, ARIZONA
COUNTY-WIDE DEMOGRAPHIC AND ECONOMIC STATISTICS
LAST TEN FISCAL YEARS
Maricopa County
Page 123
123

Percentage
Percentage
of Total
of Total
Employees
Employment
Employees
Employment
Dysart Unified School District 89
510
                
13.71
             
%
456
                
14.88
             
%
Walmart
280
                
7.53
               
324
                
10.57
             
City of El Mirage
200
                
5.38
               
153
                
4.99
               
Dvc Construction Company Inc
160
                
4.30
               
CalPortland Company
150
                
4.03
               
Parks Sons of Sun City Inc
130
                
3.49
               
134
                
4.37
               
BNSF Railway Co
120
                
3.23
               
Somerset Landscape
110
                
2.96
               
Southwest Steel Inc
100
                
2.69
               
Top Line Construction Inc
90
                  
2.42
               
Bashas (Food City)
41
                  
1.34
               
Walgreens (Dysart and Greenway)
22
                  
0.72
               
Walgreens (El Mirage and Cactus)
26
                  
0.85
               
Total
1,850
             
49.74
             
%
1,156
             
37.72
             
%
Total employment
3,720
             
3,065
             
Source: The source of this information is the City of El Mirage and Maricopa Association of Governments
Note: Amounts presented are as of December 31.
CITY OF EL MIRAGE, ARIZONA
PRINCIPAL EMPLOYERS
CURRENT YEAR AND NINE YEARS PRIOR
Employer
2020
2011
Page 124
124

2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
General Government
38.20
       
34.10
       
29.10
       
30.10
       
30.10
       
31.20
       
31.20
       
29.30
       
23.50
       
24.50
       
Public Safety
Police
69.50
       
72.00
       
68.50
       
59.50
       
59.00
       
61.20
       
60.20
       
58.50
       
56.00
       
48.50
       
Fire
31.00
       
31.00
       
34.00
       
27.00
       
27.00
       
29.00
       
29.00
       
29.00
       
28.00
       
25.00
       
Court
10.00
       
10.10
       
11.10
       
9.60
         
8.60
         
13.10
       
13.10
       
12.20
       
13.10
       
10.10
       
Public Works
 
 
4.00
         
3.00
         
Streets
4.00
         
4.00
         
4.00
         
4.00
         
4.00
         
6.00
         
6.00
         
6.00
         
6.00
         
6.00
         
Development Services
10.30
       
10.30
       
6.00
         
3.00
         
4.00
         
4.00
         
4.00
         
3.00
         
3.00
         
10.25
       
Economic Development
1.00
         
1.00
         
1.00
         
1.00
         
Parks and Recreation
7.80
         
7.80
         
7.80
         
7.80
         
7.80
         
4.80
         
4.80
         
4.80
         
4.80
         
6.00
         
Health and Welfare
Water
13.00
       
13.00
       
18.00
       
18.00
       
18.00
       
16.70
       
16.70
       
18.00
       
18.00
       
18.00
       
Sewer 
7.00
         
7.00
         
8.00
         
8.00
         
8.00
         
8.00
         
8.00
         
9.00
         
10.00
       
10.00
       
Customer Service
6.00
         
6.00
         
6.00
         
5.30
         
5.30
         
5.40
         
4.50
         
4.50
         
4.50
         
4.00
         
197.80
     
196.30
     
193.50
     
173.30
     
171.80
     
179.40
     
177.50
     
174.30
     
170.90
     
165.35
     
Source:
The source of this information is the City of El Mirage Annual Budget
  
CITY OF EL MIRAGE, ARIZONA
FULL-TIME-EQUIVALENT CITY GOVERNMENT EMPLOYEES BY TYPE
LAST TEN FISCAL YEARS
Full-time Equivalent Employees as of June 30
Page 125
125

2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Function/Program
Police
Stations
1
1
1
1
1
1
1
1
1
1
Patrol units (1)
28
44
44
42
42
43
43
43
43
41
Fire
Fire stations
1
1
1
1
1
1
1
1
1
1
Fire engines and ladder trucks
3
3
2
3
4
3
3
3
3
3
Other Public Works
Street miles
248
248
248
248
242
240
240
240
240
240
Traffic signals
17
17
17
17
13
11
11
11
10
10
Community Development
Inspection vehicles
8
5
10
10
10
8
8
8
8
8
Culture and recreation
Parks acreage
52
52
52
52.3
52.3
52.3
52.3
52.3
44.8
44.8
Parks  
13
13
13
13
13
13
13
13
12
12
Softball fields
2
2
2
2
2
2
2
2
2
2
Baseball fields
3
3
3
3
3
3
3
3
3
3
Libraries
1
1
1
1
1
1
1
1
1
1
Water
Maximum pump capacity (MGD)(2)
11.25
11.25
11.80
11.58
11.58
11.58
11.58
11.58
11.58
25.07
Total Storage (MGD)
7.76
7.76
7.76
7.36
7.36
7.36
7.36
7.36
7.36
Wells
10
10
10
10
10
10
10
10
10
Miles of water lines
122
122
121
120
120
120
120
120
120
Valves
2,750
2,750
2,636
2,621
2,626
2,626
2,514
2,501
2,501
Hydrants
1,450
1,450
1,419
1,417
1,413
1,171
1,171
1,160
1,160
Sewer
Sewer treatment plants
1
1
1
1
1
1
1
1
1
1
Maximum daily treatment capacity
2.5
2.5
2.5
2.5
2.5
2.5
2.5
2.5
2.5
2.5
Miles of sewer lines
64
64
63
63
63
63
63
63
63
(1) Patrol units are now distinguished between total police fleet (43 in FY 2021) and marked patrol units.  
(2) MGD= million gallons per day
Note:
The source of this information is the various government departments.
Source:
CITY OF EL MIRAGE, ARIZONA
CAPITAL ASSETS INFORMATION
LAST TEN FISCAL YEARS
Fiscal Year Ended June 30
Page 126
126

2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Function/Program
Public Safety
Police
Calls/incidents responded to
28,847
    
33,629
    
27,771
       
26,362
   
28,611
   
28,597
 
29,530
 
29,587
 
29,884
 
32,412
 
Citations issued
3,409
      
3,820
      
2,542
         
2,465
     
2,263
     
2,241
   
2,246
   
1,807
   
1,825
   
1,785
   
Fire
Number of responses
4,657
      
4,406
      
4,009
         
4,277
     
4,559
     
4,513
   
4,054
   
4,564
   
3,685
   
3,372
   
Inspections
60
           
430
         
255
            
131
        
324
        
302
      
267
      
214
      
295
      
298
      
Public Works and Streets
Square feet of buildings to maintain
109,654
  
109,654
  
109,654
     
109,654
 
109,654
 
87,654
 
87,654
 
87,654
 
76,425
 
63,425
 
Vehicles/equipment maintained per month
153
         
151
         
149
            
134
        
125
        
125
      
123
      
119
      
113
      
108
      
Street miles maintained
248
         
248
         
248
            
248
        
242
        
240
      
240
      
240
      
240
      
240
      
Community Development
Building safety inspections performed
2,206
      
2,005
      
2,208
         
2,558
     
2,825
     
3,143
   
3,919
   
3,978
   
2,681
   
1989
Annual new residential starts
45
           
124
         
6
                
26
          
26
          
48
        
58
        
77
        
47
        
18
        
Water
Water accounts billed
11,968
    
11,728
    
11,517
       
Residential
11,246
    
11,020
    
10,858
       
10,471
   
12,741
   
10,308
 
10,447
 
10,630
 
10,015
 
12,787
Commercial
722
         
708
         
659
            
606
        
665
        
634
      
611
      
512
      
584
      
652
Acre feet of water delivered
5,659
      
4,986
      
4,696
         
4,790
     
4,829
     
4,543
   
4,612
   
4,415
   
4,426
   
4,460
Sewer
Sewage treated (million gallons per day)
2.10
        
2.00
        
2.00
           
1.81
       
1.92
       
1.93
     
1.87
     
1.87
     
1.87
     
1.87
     
Sewer service connections
10,970
    
10,730
    
10,630
       
10,628
   
10,620
   
10,614
 
10,606
 
9,077
   
9,077
   
11,754
 
The source of this information is the various government departments.
LAST TEN CALENDAR YEARS
OPERATING INDICATORS BY FUNCTION
CITY OF EL MIRAGE, ARIZONA
Calendar Year
Source:
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127

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129 
 
 
OTHER COMMUNICATIONS FROM INDEPENDENT AUDITORS

130 
 
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131 
 
 
Independent Auditors’ Report on Internal Control Over  
Financial Reporting and on Compliance and Other Matters 
Based on an Audit of Financial Statements Performed 
in Accordance with Government Auditing Standards 
 
The Honorable Mayor and 
City Council 
El Mirage, Arizona 
 
 
We have audited, in accordance with auditing standards generally accepted in the United States of 
America and the standards applicable to financial audits contained in Government Auditing Standards, 
issued by the Comptroller General of the United States, the financial statements of the governmental 
activities, the business-type activities, each major fund, and the aggregate remaining fund information of 
the City of El Mirage, Arizona as of and for the year ended June 30, 2021, and the related notes to the 
financial statements, which collectively comprise the City of El Mirage, Arizona’s basic financial 
statements, and have issued our report thereon dated October 14, 2021. 
 
Internal Control over Financial Reporting 
 
In planning and performing our audit of the financial statements, we considered the City of El Mirage, 
Arizona’s internal control over financial reporting (internal control) as a basis for designing audit 
procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the 
financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City of 
El Mirage, Arizona’s internal control. Accordingly, we do not express an opinion on the effectiveness of 
the City El Mirage, Arizona’s internal control. 
 
A deficiency in internal control exists when the design or operation of a control does not allow 
management or employees, in the normal course of performing their assigned functions, to prevent, or 
detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or combination 
of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement 
of the entity’s financial statements will not be prevented, or detected and corrected, on a timely basis.  A 
significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less 
severe than a material weakness, yet important enough to merit attention by those charged with 
governance. 
 
Our consideration of internal control was for the limited purpose described in the first paragraph of this 
section and was not designed to identify all deficiencies in internal control that might be material 
weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may 
exist that were not identified.  Given these limitations, during our audit we did not identify any 
deficiencies in internal control that we consider to be material weaknesses.  However, material 
weaknesses may exist that have not been identified. 
 




132 
 
Compliance and Other Matters 
 
As part of obtaining reasonable assurance about whether the City of El Mirage, Arizona’s financial 
statements are free of material misstatement, we performed tests of its compliance with certain provisions 
of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and 
material effect on the financial statements.  However, providing an opinion on compliance with those 
provisions was not an objective of our audit, and accordingly, we do not express such an opinion.  The 
results of our tests disclosed no instances of noncompliance or other matters that are required to be 
reported under Government Auditing Standards. 
 
Purpose of this Report 
 
The purpose of this report is solely to describe the scope of our testing of internal control and compliance 
and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal 
control or on compliance.  This report is an integral part of an audit performed in accordance with 
Government Auditing Standards in considering the entity’s internal control and compliance.  
Accordingly, this communication is not suitable for any other purpose. 
 
 
HintonBurdick, PLLC 
Gilbert, Arizona 
October 14, 2021 
 




133 
 
Independent Auditors’ Report on 
State Legal Compliance 
 
The Honorable Mayor and 
City Council 
El Mirage, Arizona 
 
We have audited the basic financial statements of the City of El Mirage, Arizona for the year ended June 
30, 2021, and have issued our report thereon dated October 14, 2021.  Our audit also included test work 
on the City of El Mirage’s compliance with selected requirements identified in the State of Arizona 
Revised Statutes and the Arizona State Constitution including, but not limited to, Title 28, Chapter 18, 
Article 2. 
 
The management of the City of El Mirage is responsible for the City's compliance with all requirements 
identified above.  Our responsibility is to express an opinion on compliance with those requirements 
based on our audit; accordingly, we make the following statements: 
 
The City of El Mirage has established separate funds to account for Highway User Revenue funds 
and Local Transportation Assistance funds. Highway user revenue fund monies received by the 
City of El Mirage pursuant to Title 28, Chapter 18, Article 2 and other dedicated state 
transportation revenues received during the current fiscal year appear to have been used solely for 
authorized purposes. The funds are administered in accordance with Generally Accepted 
Accounting Principles. Sources of revenues available and fund balances are reflected in the 
individual fund financial statements. 
 
Our opinion regarding the City’s compliance with annual expenditure limitations has been issued 
separately with the City’s Annual Expenditure Limitation Report. 
 
We conducted our audit in accordance with auditing standards generally accepted in the United States of 
America and Government Auditing Standards, issued by the Comptroller General of the United States.  
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether 
material noncompliance with the requirements referred to above occurred.  An audit includes examining, 
on a test basis, evidence about the City's compliance with those requirements.  We believe that our audit 
provides a reasonable basis for our opinion. 
 
In our opinion, The City of El Mirage complied, in all material respects, with the requirements identified 
above for the year ended June 30, 2021. 
 
The purpose of this report is solely to describe the scope of our testing of the applicable compliance 
requirements identified in the Arizona Revised Statutes as noted above and the results of that testing 
based on the state requirements. Accordingly, this report is not suitable for any other purpose.  
 
HintonBurdick, PLLC 
Gilbert, Arizona 
October 14, 2021 




134 
 
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