200144-ATTACHMENT 3-MCHIP HANDBOOK AND PROGRAM GUIDELINES 2019.PDF

Maricopa County — Formal (2020-01-29)

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ATTACHEMENT 3 
Maricopa County Human Services Department 
MCHIP HANDBOOK  
AND  
PROGRAM GUIDELINES 
Maricopa County Home Improvement Program 
ATTACHMENT 3
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Contents 
Program Purpose (Goals) .............................................................................................................................. 4 
Leveraged Funding ........................................................................................................................................ 4 
Program Design ............................................................................................................................................. 4 
Weatherization ......................................................................................................................................... 4 
Emergency and Minor Repairs .................................................................................................................. 4 
Major Rehabilitation ................................................................................................................................. 5 
Target Area.................................................................................................................................................... 6 
The Responsibilities of the Parties ................................................................................................................ 6 
Maricopa County Human Services Department ....................................................................................... 6 
Homeowner .............................................................................................................................................. 6 
Rehabilitation Specialist ............................................................................................................................ 6 
Contractor ................................................................................................................................................. 6 
Eligibility Requirements ................................................................................................................................ 7 
Homeowner Eligibility ............................................................................................................................... 7 
Property Eligibility ..................................................................................................................................... 8 
Ineligible Properties .................................................................................................................................. 9 
Property Standards ....................................................................................................................................... 9 
Allowable Work Items ................................................................................................................................... 9 
MCHIP Process ............................................................................................................................................ 10 
MCHIP Staff Responsibilities ................................................................................................................... 10 
Rehabilitation Specialist Responsibilities ................................................................................................ 11 
Process .................................................................................................................................................... 12 
Program Summary for the Homeowner ..................................................................................................... 13 
Prioritization of Applications .................................................................................................................. 13 
Application Processing ............................................................................................................................ 13 
Completeness Review and Preliminary Approval ............................................................................... 13 
Denial of Application ........................................................................................................................... 13 
Scope of Work and Bid Process .............................................................................................................. 13 
Reasonable Accommodation ...................................................................................................................... 13 
Temporary Relocation During Housing Rehabilitation ............................................................................... 14 
The Rehabilitation Process .......................................................................................................................... 14 
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Bid Process .............................................................................................................................................. 14 
Codes and Standard Specifications ......................................................................................................... 14 
Bid Award ............................................................................................................................................ 14 
Owner Bid Rejection ........................................................................................................................... 15 
Contract Closing ...................................................................................................................................... 15 
Security Instruments ........................................................................................................................... 15 
Rehabilitation Contract Signing .......................................................................................................... 15 
Permits .................................................................................................................................................... 16 
Clean-Up.................................................................................................................................................. 16 
Waste Management Plan ........................................................................................................................ 16 
Timely Manner ........................................................................................................................................ 16 
Owner Selections .................................................................................................................................... 16 
Payment .................................................................................................................................................. 17 
Warranties and Owners Manuals ........................................................................................................... 17 
Final Inspection ....................................................................................................................................... 17 
Equipment Maintenance Education ....................................................................................................... 17 
Energy Efficiency Guidelines ................................................................................................................... 17 
Complaint and Grievance Procedure .......................................................................................................... 18 
Non-Discrimination ..................................................................................................................................... 18 
Fair Labor Standards ................................................................................................................................... 18 
Applicable Documents ................................................................................................................................ 18 
MCHIP Program Guideline Updates ............................................................................................................ 18 
 
 
 
 
 
 
 
 
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The Maricopa County Housing & Community Development Division (HCD) adopts the following Home 
Improvement Program Guidelines to assist in administering emergency and minor/major housing 
rehabilitation programs.  The Maricopa County Home Improvement Program (MCHIP) is intended to 
provide safe and decent housing to the residents of the Urban County areas of Maricopa County by 
offering homeowners with rehabilitation or modification of their home. 
Program Purpose (Goals) 
1. 
Eliminate situations causing emergencies in homes     
2. 
Eliminate health and safety hazards in homes 
3. 
Benefit low to moderate income residents 
4. 
Provide needed adaptations for persons with disabilities  
5. 
Improve energy efficiency 
6. 
Comply with property rehabilitation standards 
Leveraged Funding 
MCHIP rehabilitation will be used in conjunction with the established Weatherization (WX) program 
whenever possible and be leveraged with the WX program funding or funding from any other source as 
long as the guidelines required of each available funding source are met. Rehabilitation projects can be 
conducted without leveraged funding from WX and completed as separate projects.  When completing a 
home energy assessment for WX, Maricopa County will assess and identify additional issues to be 
remedied with leveraged funding to maximize the improvement of the home.  
Program Design 
The purpose of the Maricopa County Home Improvement Program is to alleviate situations detrimental 
to health and safety, reduce energy consumption, and improve the livability of homes owned by income 
qualified families. MCHIP is comprised of four (4) types of assistance including 1) emergency repairs 2) 
minor home rehabilitation 3) major home rehabilitation, and 4) Veterans’ Homeowner Rehabilitation 
based on the requirements of the available funding sources as follows:  
Weatherization  
Weatherization (WX) installs cost-effective energy efficiency measures for existing residential housing. It 
includes a wide variety of energy efficiency measures that encompass the building envelope, its heating 
and cooling systems, its electrical system, and electricity consuming appliances. 
Emergency and Minor Repairs 
HCD administers the Community Development Block Grant (CDBG) funding for the Urban County 
communities to provide emergency repair or rehabilitation to properties owned and occupied as the 
primary residence of income-qualified homeowners. These funds may be used when:  
• Elimination of home related emergency situations and hazardous conditions including disability-
related accessibility or lead-based paint removal, resulting in a unit that is decent, safe, and 
sanitary;  
• Correction of the hazardous conditions is necessary to avoid displacement of the owner occupants.  
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Assistance is available in the form of no-interest, deferred payment forgivable loans:  
• 
Emergency repairs and minor rehabilitation $1,000 to $25,000 (excluding administrative cost of 
MCHIP or Contracted Program Management Firm) funded with CDBG.   
• 
There is a limit of one loan per property. 
 
Major Rehabilitation 
Maricopa County Human Services Department (HCD) administers the HOME Investment Partnerships 
Program (HOME) and various non-federal funds related to Veterans’ Homeowner Rehabilitation for 
programs to provide rehabilitation to eligible property types owned and occupied as the primary 
residence of income-qualified homeowners.  Rehabilitation activities may include:  improvement and 
replacement of major systems in danger of failure, installation of essential improvements critical to the 
health, safety and security of the occupants, improvements and removal of barriers that prohibit or limit 
accessibility for any household members’ medical issues, and improvements relating to energy 
conservation, accessibility, or lead-based paint removal. Assistance is available in the form of no-interest, 
deferred payment, forgivable loans.  
• 
Major Rehab - $25,001 up to the HUD approved Homeownership Value Limit for Maricopa County as 
a deferred forgivable loan.   Repayment of the loan is due at the time of title change, resale, refinance 
with cash out, or non-compliance with the program requirements. Depending on funding source, 
loans must be repaid if the home is sold, rented, or transferred during the forgiveness period. The 
loans will be forgiven at the rate of $10,000 per year. These loans are not a conventional equity loan 
or equity line of credit. Funding must be used to correct code violations, health and safety and 
deferred maintenance which may cause code violations in the near future. If the homeowner passes 
prior to the loan forgiveness end date, the home and the deferred loan may be transferred to an 
immediate family member (immediate family member: spouse, children, grandchildren, niece, or 
nephew). The property must be the immediate family member’s primary residence within 6 months.  
The immediate family member must meet income qualifications for the program.  A new title and lien 
documents will be signed and recorded in the new owner’s name.  
 
• 
Accessibility and related improvements – When funds are available, eligible veterans may apply 
to HSD for the Veterans’ Rehabilitation Program by submitting an application. Verification shall 
determine the homeowner is a U.S. Veteran. This program requires a deed of trust that must be 
repaid if the home is sold, rented, or transferred.  The service-related disability is a medical 
determination indicating that improvements and structural alterations are necessary or 
appropriate for the effective and economical treatment of his/her disability. Additionally, the 
application will include documentation supporting homeownership by the applicant.  
 
For applicants that meet the qualifications of more than one program, funds may be combined and may 
total more than the individual program limits. 
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Target Area 
To be eligible for emergency repair, minor or major rehabilitation programs, clients must be full-time 
permanent residents who live in Buckeye, El Mirage, Fountain Hills, Gila Bend, Goodyear, Guadalupe, 
Litchfield Park, Tolleson, Youngtown, and Wickenburg, or within unincorporated areas or county islands 
in Maricopa County. To be eligible for Veterans Homeowner Rehabilitation program, residents of other 
communities in Maricopa County that are served by another HUD funded rehabilitation program may also 
qualify for assistance. For the Weatherization (WX) program only, residents in Maricopa County, outside 
of the Cities of Phoenix and Mesa and all unincorporated areas or county islands.  
The Responsibilities of the Parties 
Maricopa County Human Services Department 
Maricopa County Human Services Department (MCHSD) is the grantee.  MCHSD is responsible through 
the MCHIP Coordinator for ensuring that homeowners are eligible and qualified for the assistance 
provided by the funding sources, that the funding is utilized for the purposes required, and that the other 
parties meet their performance responsibilities before payments are disbursed from grant funds. 
Homeowner 
The homeowner is responsible for providing complete and accurate information required to qualify for 
MCHIP assistance; keeping appointments with the other parties related to the rehabilitation work; 
executing and complying with all required applications, contracts and security instruments; authorizing 
payment when specified work has been completed in a reasonable workmanlike manner; and complying 
with all terms of contracts. 
Selected Rehabilitation Specialist 
The Rehabilitation Services Provider (Rehabilitation Specialist) is sub-contracted and is responsible for 
contacting the homeowner once the application has been approved; inspecting the home and preparing 
a scope of work; reviewing the scope of work with the homeowner; securing and reviewing bids with the 
homeowner; reviewing the contract between the homeowner and contractor with each party; providing 
contract closing with the homeowner and the contractor; coordinating temporary relocation when 
required; providing contract management services; reviewing disputes between the homeowner and the 
contractor, and providing written determinations if contract arbitration is needed; coordinating the 
transmittal of warranty documents; and preparing change orders and payment authorizations with the 
consent of the homeowner for presentation to the MCHIP Coordinator for payment.  
Contractor 
The contractor is responsible for being licensed for the type of work specified in the scope of work, in 
good standing with the Registrar of Contractors (ROC), in good standing with the Arizona Corporation 
Commission, in possession of a Dun & Bradstreet (DUNS) number, and not debarred from HUD funded 
contracts. The Contractor is responsible for complying with the terms and conditions of the contract; 
completing only the work that is listed in the contract unless a contract change order is executed by the 
Rehab Specialist and acknowledged in writing by the MCHIP staff; performing all work specified; and 
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completing work to meet high quality work standards.  It shall be the responsibility of the contractor to 
ensure that all subcontractors meet the same standards as those required of the contractor. 
Eligibility Requirements 
Homeowner Eligibility 
Application Process – For each application for assistance, the MCHIP coordinator will determine eligibility 
based on income, assets, the stated needs of the homeowner by funding source, and the resources 
available to the applicant before processing an application. Processed applications will be forwarding to 
the Rehabilitation Specialist. 
To be eligible, the homeowner/applicant and the property to be rehabilitated must meet the following 
threshold criteria: 
• 
The applicant must own and occupy the property to be rehabilitated; 
• 
The applicant must be listed on the title of the home. If additional persons are listed on the lien, 
but do not reside in the home, the procedures below will be followed; 
• 
An owner-occupant who is the sole grantor of a family trust that holds no other real property may 
also qualify. If multiple persons in family trust they must sign as stated below; 
• 
A.R.S. 1-501 and 1-502 requires that all homeowners who receive services under the MCHIP shall 
provide proof of lawful presence in the United States including a sworn affidavit that the required 
documentation is true under penalty of perjury; 
• 
Applicants must be income qualified at the time of verification of income.  Income verification is 
valid for a period of six (6) months (for CDBG & HOME) and twelve (12) Months (for WX). Upon 
expiration of income verification information, applicants must complete and submit new income 
verification documentation. 
o Applicants for HOME and CDBG funded rehabilitation must have a verifiable income from 
all sources that falls below 80% of the current Area Median Income as indicated by HUD. 
Income guidelines are updated annually by HUD. MCHSD will utilize Part 5 Income 
Guidelines to calculate the gross projected annual income for all applicants, including 
applicable income inclusions and exclusions, and calculation of assets. 
o Applicants for Weatherization assistance must have incomes below 200% of Federal 
Poverty Levels distributed by the Department of Energy, updated every year.   
o Applicants for Veterans Rehabilitation assistance are not required to meet income 
criteria; however, an application may be rejected if liquid household assets are readily 
available to cover the cost of needed modifications or if they fail to meet the affordability 
assessment. 
• 
Households applying for funding are assessed and placed on wait lists based on level of emergency 
and type of funding for which they are qualified. Priority may be given to, in no certain order, 
households with 1) One or more children aged 17 or under residing in the residence; 2) No heating 
or cooling in the corresponding season;  3) Health, safety, or security issues that are an immediate 
threat to occupants;  
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• 
If homeowner is currently undertaking any construction projects, they must complete any 
projects currently underway, prior to the County’s approval of MCHIP assistance;  
• 
Homeowners unwilling to follow the MCHIP guidelines are not generally eligible for rehabilitation 
under this program. 
Additional Persons on the Lien – If multiple owners are listed on the deed, the person who applied and 
signed the application must reside in the home and be the signatory on all documents according to the 
following process.  The other person(s) listed on the title not residing in the home must sign a document 
stating they do not reside in the home, and supply a copy of their ID, and sign the lien documents 
whenever possible (best practice).  If the persons live out of state, for example, or signing would otherwise 
be too onerous, the persons will sign a statement upfront granting the owner-occupant the authority to 
approve the scope of work and sign all documents, and that they understand that a lien will be placed on 
the property.   
Property Eligibility 
The following property types are eligible:  
• 
Single-family (one-unit structures);  
• 
Condominium units;  
• 
Manufactured and Mobile Homes where the land is owned by the mobile home 
owner. 
To be eligible, the property to be rehabilitated must also meet the following criteria: 
• 
Located within the cities/towns and areas listed in Target Area section above; 
• 
Feasible for rehabilitation under the time and monetary constraints of the program as determined 
by the Rehabilitation Specialist in consultation with the MCHIP Coordinator; 
• 
Owned and occupied by a full-time permanent resident; 
• 
The current owner must have owned and occupied the structure for at least one (1) year prior to 
program entry. In the event of extenuating circumstances or an emergency in home having been 
owned less than one (1) year, MCHIP staff may approve applicants to program.  
• 
Homes of historical value may only be eligible upon favorable review by the State Historic 
Preservation Office; 
• 
Properties with an open building or code case are generally not eligible for rehabilitation. 
However, if the case is relating to a correctable building condition that MCHIP funds can correct 
under the requirements of the program, then the unit will be deemed eligible; 
• 
Properties may be encumbered by a mortgage in the first position so long as a financial institution 
or other such mortgage company holds that mortgage. MCHIP loans can be filed in second or third 
position behind a primary mortgage; 
• 
Properties located in the 100-year floodplain may be ineligible unless the property owner carries 
flood insurance; 
• 
Properties served by a homeowners association (HOA) may be ineligible if the needed repair is 
the responsibility of the HOA or if the HOA refuses consent to the repair; 
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Ineligible Properties 
• 
Properties in which the owner listed on the deed does not live in the home or has not lived in the 
home for the prior 12 months from the date of the application. In the event of extenuating 
circumstances or an emergency in home having been owned less than one (1) year, MCHIP staff 
may approve applicants to program. 
• 
Properties that are vacant, in escrow, or currently listed for sale;  
• 
Properties having additions not properly licensed and inspected from the state and/or local 
building inspectors. May be eligible on a case by case basis, depending on the quality of the 
additions and the rehabilitation work to be performed; 
• 
Properties located in the 100-year floodplain that do not have flood insurance; 
• 
Properties having issues causing safety hazards to workers; 
• 
Properties whose owner or any occupants are not being cooperative or endangering staff or 
workers;    
• 
Properties with severe moisture or mold issues. May be eligible on a case by case basis, after 
inspection of the severity of the issues; 
• 
Manufactured and mobile homes that do not meet the requirements listed under Property 
Eligibility for Manufactured Housing. 
Property Standards 
The property standards that must be achieved as a result of assisted rehabilitation are established by the 
source of funds. They include the HUD Uniform Physical Condition Standards and the Maricopa County 
Rehabilitation Standards. Projects may also include the Owner Occupied Housing Rehabilitation 
Weatherization Standards and the Department of Energy’s Standard Work Specifications if applicable. 
Scopes of work will incorporate the energy efficiency requirements of the funding sources being made 
available for the rehabilitation project.  
Allowable Work Items 
The following are examples of work that may be included in an assisted rehabilitation project: 
• 
Roofing 
• 
Plumbing 
• 
Cooling/heating 
• 
Electrical 
• 
Stoves 
• 
Accessibility items 
• 
Ceilings/walls 
• 
Water heaters 
• 
Energy efficiency modifications 
• 
Painting/sheetrock 
• 
Exterior doors 
• 
Stairs/steps 
• 
Windows 
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• 
Floor coverings 
• 
Lead abatement 
• 
Refrigerators 
• 
       Concrete work needed to correct tripping hazards or meet code 
• 
Asbestos testing and abatement 
• 
Mold/Fungi testing on a case by case basis 
• 
Any condition in the home that may affect the occupant’s safety (e.g. sharp edges, 
electrical hazards, tripping etc.) 
• 
Any condition or item in the home that may affect any occupant’s health conditions. 
 
(Example- badly worn, torn, or soiled carpet, etc.) 
 
Additionally, when the MCHIP Coordinator determines that a homeowner is eligible for HOME funds, the 
HOME guidelines require that an entire dwelling be brought up to local code; if such improvements are 
eligible under this program. A preliminary property inspection must be completed by the Rehabilitation 
Specialist to assist with ensuring homes meet Uniform Physical Condition Standards (UPCS) and are safe, 
sanitary and decent and that major systems, which include: structural support; roofing; cladding and 
weatherproofing (e.g., windows, doors, siding, gutters); plumbing; electrical; and heating, ventilation, and 
air conditioning have a projected useful life of at least five (5) years. 
Priorities have been established for determining the work that will be completed in the eligible homes. 
The following are taken into consideration when determining items for inclusion in the work-write up 
(Scope of Work): 
• 
The age and the physical condition of the building; 
• 
The goal of the source of funding; 
• 
The amount of funds available for rehabilitation of each unit; and  
• 
The projected value of the unit after rehabilitation. 
 
Although condominium properties that are owner occupied are generally eligible for assistance, certain 
conditions may be present which could render the provision of assistance infeasible/ineligible.  Repairs to 
major components determined by CC&Rs to be the responsibility of the HOA cannot be included in an 
assisted contract.  A dilapidated component, such as a roof would have to be repaired by the HOA prior 
to an assisted rehabilitation contract.  A roof owned by an applicant but shared with an adjacent unit with 
no architectural separation would also make repair infeasible and render the property ineligible for 
assistance. 
MCHIP Process 
There will be two levels of oversight on every project. 
MCHIP Staff Responsibilities 
• 
Receive and process Inquiry Form from Maricopa County website and other referrals. 
• 
Prescreen homeowner for financial and non-financial eligibility. 
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• 
Schedule interview with homeowner. 
• 
Collect necessary documents and complete the application that covers all home improvement 
programs during interview. Facilitate homeowner signature on all required documents. 
• 
Order and review the preliminary title report for all properties that will require recording of 
security instruments. 
• 
Approve application and determine programs for which the applicant is eligible.  
For projects which require a lien, MCHIP staff will order an owner occupied title search report. 
 • Send job order to Rehabilitation Specialist for processing. 
• 
Inspect home before scope of work is approved.  
For CDBG and HOME funded properties, ensure an environmental review has been approved for 
the site.   These funds may not be used for a property where the Rehabilitation Specialist has 
awarded the bid before the environmental review been approved.  
• 
Approve scope of work.  
• 
Conduct the execution of the rehabilitation contract by the homeowner at time of closing to 
explain and secure signatures for deferred loan security instruments. 
• 
Convey security instruments for recording/servicing. 
• 
Review monthly job closed billings. 
• 
Approve billings for payment. 
 
Rehabilitation Specialist Responsibilities 
• 
Schedule a date and time convenient with homeowner on approved job orders for a 
 
home assessment. 
• 
Initial walk through. 
• 
Perform home assessment at time of in-home application intake with MCHIP staff, 
whenever possible.  Provide for any testing required to complete the scope of work, 
including lead, mold, asbestos, or roofing. 
• 
Create a scope of work and submit to the MCHIP Coordinator and homeowner for 
approval.  
• 
Solicit bids for the approved scope of work. 
• 
Assist homeowner in the review of bids and acceptance. 
 
• 
Send successful bid and contractor information to MCHIP for approval. 
• 
Verify registration of all contractors and subcontractors on SAM.gov to ensure all 
contractors are not debarred from receipt of federal funds. Print documentation and put 
in project files.  
• 
Secure Conflict of Interest documentation from general contractor and subcontractors. 
• 
Obtain Section 3 documentation from the general contractor and subcontractors. 
• 
Coordinate relocation of tenant where necessary and appropriate. 
• 
Upon the MCHIP Coordinator’s approval, schedule a start date for construction. 
• 
Conduct contract closing with the homeowner and rehabilitation contractor. 
• 
Frequently monitor work while in process. 
• 
Process draw requests and change orders under the terms of the rehabilitation contract. 
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• 
Conduct final inspection and sign form verifying work has been completed. 
• 
Have homeowner sign form verifying work has been completed. 
• 
At end of month in which the job has been completed, send completed job to the MCHIP 
Coordinator for payments to contractors and Rehabilitation Specialist.   
 
Process 
1. 
Common referrals to program may include: 
• 
Urban County Community Action Programs 
• 
Urban County Cities and Towns 
• 
Network agencies 
• 
Homeowners who have received services 
• 
Maricopa County’s Weatherization Program 
• 
Website searches 
 
2. 
An Inquiry Form must is completed by the homeowner on the Maricopa County Website.  
 
If the homeowner has limited access to internet, or is otherwise unable to complete the Inquiry Form, 
with permission from the homeowner, other individuals may complete the form, including: 
• 
Family members 
• 
Case managers 
• 
Human Services Department staff 
• 
Urban County Community Action Programs 
• 
Network agencies 
• 
Maricopa County’s Weatherization Program staff 
 
A paper Inquiry Form may also be completed and submitted to the address below. The Inquiry will be 
entered into the online database by program staff. 
 
Attn: MCHIP Inquiry  
Maricopa County Human Services Department 
234 N Central Ave.  
Phoenix, AZ 85004  
 
3. 
Once an Inquiry Form has been submitted, MCHIP program staff will contact the homeowner 
within 10 days by phone or email to discuss their inquiry and program status (e.g. not eligible, on wait list 
etc.) 
 
For an emergency situation, MCHIP staff will evaluate the situation to determine extent of the emergency. 
The above steps will be conducted in order, however the client may not be put on a waiting list depending 
of severity of the crisis. If more than one homeowner has a crisis situation, they will be handled in the 
order they are received.  
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Program Summary for the Homeowner 
Prioritization of Applications 
Eligible applicants will be prioritized based on program eligibility, and funding availability, unless the 
nature of the project constitutes an eminent threat to health or safety, as determined by the MCHIP staff. 
Homes with conditions that threaten health and safety will be given highest priority. 
Application Processing 
Completeness Review and Preliminary Approval 
Application processing will begin with a “completeness review.” All applications will be processed by HCD 
for program eligibility, and MCHIP Staff will advise the homeowner of the resources available for the 
project.  
Complete applications will be forwarded to “preliminary approval” and determination of the types of 
assistance.  If funding application is approved, MCHIP staff will request a preliminary title report on the 
property to verify ownership and any exceptions to the filing of security instruments to secure the period 
of the deferred loan.  Upon confirmation of preliminary approval, an eligible applicant will be referred to 
the Rehabilitation Specialist for preparation of the scope of work for eligible repairs.  
Denial of Application 
If at any time prior to the issuance of the Notice to Proceed for the rehabilitation contract, it becomes 
necessary to deny the application for assistance, the MCHIP coordinator will prepare a letter of denial, 
providing the reason(s) for denial and whether or not there may be conditions under which the applicant 
could reapply to the MCHIP Program. 
Scope of Work and Bid Process 
The homeowner will be referred to the Rehabilitation Specialist for a housing inspection and the 
development of the scope of work.  The homeowner will be advised of the specific work items eligible for 
inclusion in the assisted contract. During the preparation of the scope of work, program specific conditions 
will be identified and discussed with the homeowner.  For example, the Veterans Rehabilitation program 
will identify modifications needed for disabled veterans and it will be determined if relocation is 
necessary.  If relocation is necessary, temporary relocation assistance services will be provided as a direct 
program cost and included in the deferred loan, secured by a lien (if lien is required by funding source 
used). 
Reasonable Accommodation 
For projects where it is an eligible program cost, the Rehabilitation Specialist may include in the scope of 
work common adaptions for accessibility including ramps, grab bars, door bells, and smoke alarms for 
persons who are sensory impaired.  In some cases, the owner may feel that additional modifications are 
needed to allow the person with a disability to have use of the home in a manner equal to a person 
without disabilities.  In order to document the request, the considerations and the decision, the 
Rehabilitation Specialist will treat these requests as requests for reasonable accommodation and will 
immediately refer such requests to the MCHIP Coordinator.  Although requests for reasonable 
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accommodation are not complaints, the process to address these requests will follow the steps of the 
Complaints and Grievance Procedure described later in this handbook. 
Temporary Relocation during Housing Rehabilitation 
Owner occupied housing rehabilitation programs do not fall under the Uniform Relocation Assistance 
(URA) definition of “displaced person”, therefore all reasonable measures will be taken to have the 
household move in with friends, relatives, or neighbors.  MCHIP will use an optional relocation policy as 
follows for all rehabilitations, if the owner is unable to secure temporary housing: 
1. The temporary dwelling must be suitable and decent, safe and sanitary --- but not necessarily 
comparable. All other conditions must be “reasonable.” 
2. Relocation will follow Lead Safe Housing measures. 
3. Reasonable out of pocket expenses may include, but are not limited to: 
 
Housing costs of temporary dwelling (rent, utilities)  
 
Rehab contractor will provide a storage pod on site and give homeowner reasonable time 
to move household items into pod and remove items when project is compete. If 
homeowner is unable, or family or friends unable, to move items this cost may be included.  
Rehabilitation Process 
Bid Process 
The “bid process” will be administered by the Rehabilitation Specialist and will include multiple 
contractors selected from a preapproved qualified bidders list, as well as licensed contractors proposed 
by the homeowner.  All bids will be reviewed with the homeowner and responsibility for selection of the 
qualified bid will rest with the homeowner.  The homeowner may select any bidder who submits a 
responsive bid; however if they homeowner does not select the lowest responsible bidder they are 
required to pay the difference in cost between the lowest responsible bid and the bid of their choice. 
Codes and Standard Specifications 
The contractor is responsible for knowledge of the City and County’s building codes. All work must 
conform to that City’s Building Codes and/or meet approved Uniform Building Codes unless otherwise 
specified in writing. The property standards that must be achieved as a result of assisted rehabilitation 
are established by that City’s Building Codes, the Federal Uniform Physical Condition Standards, the 
Maricopa HOME Consortium’s Housing Rehabilitation Standards with the MCHIP Supplement, and/or the 
Owner Occupied Housing Rehabilitation Standards. ICC 2012 
Bid Award 
Bid selection award is made by the homeowner; however, the Rehabilitation Specialist will recommend 
the lowest priced most responsible and responsive bidder. The County reserves the right to reject any 
and/or all bids for reasons including, but not limited to, the following: 
1.  The contractor is not licensed, has a license that is suspended, or has been debarred from 
federal procurement or receipt of federal funds. 
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2.  The contractor is not able to proceed with the project in a timely manner, has failed to 
complete past projects in a timely manner or has failed to respond appropriately to requests for 
warranty service. 
3.  The bid submitted is more than 15% above or below the estimate and may not be able to 
complete the project for the estimated amount. 
4.  The contractor’s bidding forms are improperly filled out, incomplete, or the contractor is not 
using the correct bidding forms provided. 
 
Owner Bid Rejection 
The homeowner may reject any or all bids without cause, subject to the following provisions: 
• 
The homeowner may choose to reject the lowest bid and select a contractor other than 
the lowest bidder if the owner is willing to provide, from the homeowner’s own funds, an 
amount equal to the difference between the lowest bid and the selected bid.  If the 
homeowner selects a bid other than the lowest responsive bid, the homeowner must 
provide a certified check for the difference between the low bid and the selected bid prior 
to contract closing.  The check will be made out to the rehabilitation contractor, given to 
the Rehabilitation Specialist for disbursal as a credit against the total of the approved first 
draw.  
• 
The owner may reject all bids at any time up to three working days after the contract is 
closed. 
Contract Closing 
Security Instruments 
HOME and CDBG funded rehabilitation projects require a one year lien for every $10,000 in federal funds 
invested in the home.  The liens are forgiven at a rate of $10,000 per year after the project completes (for 
example, a loan for $40,000 would be forgiven at $10,000 per year for a total of 4 years). For these 
contracts, MCHIP staff will meet with the homeowner prior to the rehab contract signing to assist the 
homeowner in the execution of the security instruments.  These security instruments in the form of notes, 
deeds and loan agreements will not be recorded until three days after the contract between the 
contractor and the homeowner is signed.  In the event that the homeowner decides to cancel the contract 
during the three day rescission period, the security instruments will be returned to the homeowner 
without being recorded. 
Rehabilitation Contract Signing 
The Rehabilitation Specialist will facilitate the contract signing between the homeowner and the 
contractor. 
The contract will be between the homeowner and the contractor.  However, the contractor and 
homeowner may not discuss the award or non-award of the project until the Rehabilitation Specialist has 
completed the required procurement process. The County will serve only as an administrator/financier to 
the contract. The contractor must be a licensed contractor in the State of Arizona, hold a City business 
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license, be in good standing with the Registrar of Contractors, and not appear on the excluded parties 
listing as verified in SAM.gov. 
Permits 
The permit application for the project is prepared, submitted, and paid by the Contractor. The Building 
Permit will be issued upon receipt of payment from the contractor. All required permits must be picked 
up before beginning any work on the property. The contractor must follow the Building Department’s 
procedures for scheduling inspections. The contractor is responsible for all necessary inspections of the 
property. 
Clean-Up 
The job site should be thoroughly cleaned during and upon completion of the project. All construction 
debris of every sort should be removed along with other debris that may have been on the property or 
collected during the work. Compact, grade, and rake any area disturbed by construction for proper 
drainage. 
Construction debris is to be hauled to the landfill and disposed of in accordance with all local ordinances. 
Under no condition is debris to be left for City pick-up.  
Waste Management Plan 
All contractors must submit a waste management plan during the construction contract period. This plan 
will describe the contractor’s plan to dispose of any sanitary or hazardous waste (construction debris, old 
light bulbs, lead ballasts, piping, roofing materials, discarded appliances, lead and asbestos, etc.). Once a 
waste management plan is on file this document can be used on subsequent jobs. This plan will be 
updated on July 1st of each year.  
Timely Manner 
Work should proceed in a diligent manner after start-up. Progress inspections will be made frequently. 
While material or subcontractor delays are sometimes unavoidable, extended periods without progress 
or repeated unnecessary delays in completing a project may constitute grounds for rejecting future bids. 
For typical rehab projects, the contractor is expected to complete the job within 45-60 days from the 
notice to proceed. There is a two-year warranty on workmanship and materials. 
Owner Selections 
The homeowner is allowed to select the following items from available standard colors, if applicable: 
1.  One interior paint color 
2.  Exterior wall and trim color 
3.  Counter top 
4.  One carpet color 
5.  One color and pattern for floor tile and one color for grout. (Grout to be sealed) 
 
The contractor must supply the homeowner with a minimum of three (3) color samples. 
 
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Payment 
No payments shall be made to the contractors without written approval from the Rehabilitation Specialist, 
the County and the homeowner, with the exception of disputed discrepancies which may be resolved and 
paid with the signature of the Rehabilitation Specialist and the County. The Rehabilitation Specialist will 
frequently monitor all rehabilitation work. No payments will be made to the contractor until the job is 
inspected by the Rehabilitation Specialist and final inspection completed by MCHIP staff and the job is 
deemed complete.   
Warranties and Owners Manuals 
The contractor shall warrant all work for a period of two (2) years or more, exclusive of the manufacturer’s 
warranty, from the date on the approval of the final inspection, which will be signed by the homeowner 
and the Rehabilitation Specialist.  Major systems or items necessary to make the property meet code 
should be analyzed on the basis of a five year life expectancy. Major systems include: roofs, heating, 
cooling, plumbing, water heaters, and electrical components. When included in a project, warranties for 
all items such a new appliances/hot water heaters shall be given to the Rehabilitation Specialist. The 
Rehabilitation Specialist will provide copies of warranties (can be pictures of warranty papers) to the 
MCHIP Coordinator and forward originals to the homeowner. 
Final Inspection 
After the contractor has passed all permit inspections from the Building Department, the contractor will 
inform the Rehabilitation Specialist so that a final inspection can be scheduled. 
Approval of the work by the City Building Inspector does not replace the requirement for acceptance of 
the workmanship by the homeowner, Rehabilitation Specialist, and the County. 
Upon the homeowner’s acceptance of the work completed, payment will be issued after final invoice and 
final inspection acceptance, and lien paperwork are presented to the County. Final payment can be 
expected within 30-45 days of Rehabilitation Specialists invoice submission. Final payment is due seven 
(7) working days after the month in which the work was completed and approved.  
In the event of any dispute between the owner and the contractor concerning the completion of 
rehabilitation, the Rehabilitation Specialist will work with both parties to negotiate a satisfactory solution.  
If a solution cannot be arrived at, a grievance can be filed as outlined in this handbook. 
Equipment Maintenance Education 
The Rehabilitation Specialist and contractor shall conduct training in the home to instruct the 
homeowners on the new equipment, appliances, and general housing maintenance counseling on items 
installed in the home.  
Energy Efficiency Guidelines 
The Rehabilitation Specialist will write the bid specifications to include energy efficiency measures as 
required by the funding source.  
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Complaint and Grievance Procedure 
Applicants, program participants, and/or contractors may initiate a complaint by submitting concerns in 
writing to the Maricopa County Human Services Department, Attn: MCHIP Coordinator, at 234 N. Central, 
Third Floor Phoenix, Arizona 85004. 
The MCHIP Coordinator is responsible for receiving, reviewing, and responding to all complaints, including 
those related to prequalification of applicant or contractor qualification. The County must issue a written 
response to any complaint within fifteen (15) working days of receipt. 
If unsatisfactory to the complainant, a written appeal of the County’s response shall be filed within fifteen 
(15) working days of receipt of the County’s response. Appeals shall be made to Maricopa County’s 
Housing and Community Development Assistant Director, by sending such appeal to Maricopa County 
Human Services Department, Attn: HCD Assistant Director, 234 N. Central, Third Floor, Phoenix, AZ 85004.  
The Assistant Director of Housing and Community Development shall be the final administrative decision 
maker. Further judicial appeals shall be in accordance with A.R.S. Title 12, 12-901. 
Non-Discrimination 
MCHIP, or any of its sub-recipients, do not discriminate in any activity on the basis of race, color, religion, 
sex, disability, familial status, or national origin. 
Fair Labor Standards 
The provisions of the Fair Labor Standards Act (FLSA) are not applicable to the rehabilitation of single-
family homes under this program. 
Applicable Documents 
The County uses guidance from the following sources of information pertaining to the administration of 
the programs: 
1) Maricopa County Housing Rehab Standards.    
2) Uniform Physical Condition Standards (UPCS). 
3)  HUD Information regarding Lead Based Paint and Lead Safe Housing Rule. 
4) Maricopa HOME Consortium Owner Occupied Housing Rehabilitation Standards with the 
MCHIP Supplement. 
5) Weatherization Standards which include Standard Work Specifications. 
6) County/Cities Ordinances, and adopted Building Codes. 
7) MCHIP Program Guidelines. 
MCHIP Program Guideline Updates 
The MCHIP Program Guidelines are generally adopted with revisions annually. However, should an 
emergency change occur within the Housing Rehabilitation Standards, or funding requirements change, 
these changes may be made throughout the program year.  
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