Financial Audit Report

City of Chandler — Regular Meeting (2022-02-03)

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November 11, 2021 
 
 
Board of Trustees 
Chandler Worker’s Compensation and Employer Liability Trust 
 
We have audited the financial statements Chandler Worker’s Compensation and Employer Liability 
Trust (Trust), an internal service fund of the City of Chandler, Arizona, for the year ended  
June 30, 2021. Professional standards require that we provide you with information about our 
responsibilities under generally accepted auditing standards, Government Auditing Standards as well 
as certain information related to the planned scope and timing of our audit. We have communicated 
such information in our engagement letter provided to you during the planning phase of the audit.  
Professional standards also require that we communicate to you the following matters related to our 
audit. 
 
Qualitative Aspects of Accounting Practices 
Management is responsible for the selection and use of appropriate accounting policies. The significant 
accounting policies used by Chandler Worker’s Compensation and Employer Liability Trust are 
described in Note 1 to the financial statements. No new accounting policies were adopted and the 
application of existing policies was not changed during the year. We noted no transactions entered into 
by the Trust during the year for which there is a lack of authoritative guidance or consensus. All 
significant transactions have been recognized in the financial statements in the proper period.  
 
Accounting estimates are an integral part of the financial statements prepared by management and are 
based on management’s knowledge and experience about past and current events and assumptions 
about future events. Certain accounting estimates are particularly sensitive because of their 
significance to the financial statements and because of the possibility that future events affecting them 
may differ significantly from those expected.  
 
The most sensitive estimates affecting the financial statements are management’s estimates of the 
insurance claims incurred but not reported (IBNR) and case reserves, which are based on information 
provided by the entity’s third party administrator and subsequent claims activity. 
 
The financial statement disclosures are neutral, consistent, and clear. 
 
Difficulties Encountered in Performing the Audit 
We encountered no significant difficulties in dealing with management in performing and completing 
our audit.

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Audit Adjustments 
Professional standards require us to accumulate all known and likely misstatements identified during 
the audit, other than those that we believe are trivial, and communicate them to the appropriate level 
of management. During the course of the audit we did not identify any misstatements which require 
communication.   
 
In addition, as part of the professional services we provided to the Trust we assisted with the 
preparation of the financial statements and the notes to financial statements. In providing these services 
we prepared adjusting journal entries (if necessary) to convert the accounting records to the basis of 
accounting required by generally accepted accounting principles. If applicable, those adjusting journal 
entries have been provided to management who reviewed and approved those entries and accepted 
responsibility for them.   
 
Disagreements with Management 
For purposes of this letter, a disagreement with management is a financial accounting, reporting, or 
auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial 
statements or the auditor’s report. We are pleased to report that no such disagreements arose during 
the course of our audit. 
 
Management Representations 
We have requested certain written representations from management, which are included in the 
management representation letter provided to us at the conclusion of the audit. 
 
Management Consultations with Other Independent Accountants 
In some cases, management may decide to consult with other accountants about auditing and 
accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation 
involves application of an accounting principle to the Trust’s financial statements or a determination 
of the type of auditor’s opinion that may be expressed on those statements, our professional standards 
require the consulting accountant to check with us to determine that the consultant has all the relevant 
facts.  To our knowledge, there were no such consultations with other accountants regarding auditing 
and accounting matters. 
 
Discussions with Management 
We generally discuss a variety of matters, including the application of accounting principles and 
auditing standards, with management throughout the course of the year. However, these discussions 
occurred in the normal course of our professional relationship and our responses were not a condition 
to our retention as the Trust’s auditors. 
 
Other Matters – Accounting Restatement 
The auditor’s report includes an emphasis-of-matter paragraph related to the Trust’s inclusion of 
actuarially-determined case reserves in the current year claims liability. As a result of this change, and 
as discussed in Note 4 to the financial statements, the beginning net position has been restated to reflect 
this correction for prior periods. Our opinion is not modified with respect to this matter.

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Compliance with Ethics Requirements Regarding Independence 
The engagement team, others in our firm, and as appropriate, our firm, have complied with all relevant 
ethical requirements regarding independence.  Heinfeld, Meech & Co., P.C. continually assesses client 
relationships to comply with relevant ethical requirements, including independence, integrity, and 
objectivity, and policies and procedures related to the acceptance and continuance of client 
relationships and specific engagements. Our firm follows the “Independence Rule” of the AICPA Code 
of Professional Conduct and the rules of state boards of accountancy and applicable regulatory 
agencies.  It is the policy of the firm that all employees be familiar with and adhere to the independence, 
integrity, and objectivity rules, regulations, interpretations, and rulings of the AICPA, U.S. 
Government Accountability Office (GAO), and applicable state boards of accountancy. 
 
Responsibility for Fraud 
It is important for both management and the members of the governing body to recognize their role in 
preventing, deterring, and detecting fraud. One common misconception is that the auditors are 
responsible for detecting fraud. Auditors are required to plan and perform an audit to obtain reasonable 
assurance that the financial statements do not include material misstatements caused by fraud. 
Unfortunately most frauds which occur in an organization do not meet this threshold. 
 
The attached document prepared by the Association of Certified Fraud Examiners (ACFE) is provided 
as a courtesy to test the effectiveness of the fraud prevention measures of your organization.  Some of 
these steps may already be in place, others may not. Not even the most well-designed internal controls 
or procedures can prevent and detect all forms of fraud.  However, an awareness of fraud related 
factors, as well as the active involvement by management and the members of the governing body in 
setting the proper “tone at the top”, increases the likelihood that fraud will be prevented, deterred and 
detected.   
 
Other Important Communications Related to the Audit 
Attached to this letter are a copy of the signed engagement letter provided to us at the initiation of the 
audit, and a copy of the management representation letter provided to us at the conclusion of the audit. 
If there are any questions on the purpose or content of these letters please contact the engagement 
partner identified in the attached engagement letter. 
 
Restriction on Use 
This information is intended solely for the use of the members of the Board of Trustees and 
management of Chandler Worker’s Compensation and Employer Liability Trust and is not intended to 
be, and should not be, used by anyone other than these specified parties. 
 
Very truly yours, 
 
 
 
 
Heinfeld, Meech & Co., P.C. 
Tucson, Arizona

Fraud Prevention Checklist 
 
 
The most cost-effective way to limit fraud losses is to prevent fraud from occurring.  This checklist is 
designed to help organizations test the effectiveness of their fraud prevention measures. 
 
1. Is ongoing anti-fraud training provided to all employees of the organization? 
 
Do employees understand what constitutes fraud? 
 
Have the costs of fraud to the company and everyone in it — including lost profits, adverse 
publicity, job loss and decreased morale and productivity — been made clear to employees? 
 
Do employees know where to seek advice when faced with uncertain ethical decisions, and 
do they believe that they can speak freely? 
 
Has a policy of zero-tolerance for fraud been communicated to employees through words and 
actions? 
 
2. Is an effective fraud reporting mechanism in place? 
 
Have employees been taught how to communicate concerns about known or potential 
wrongdoing? 
 
Is there an anonymous reporting channel available to employees, such as a third-party 
hotline? 
 
Do employees trust that they can report suspicious activity anonymously and/or 
confidentially and without fear of reprisal? 
 
Has it been made clear to employees that reports of suspicious activity will be promptly and 
thoroughly evaluated? 
 
Do reporting policies and mechanisms extend to vendors, customers and other outside 
parties? 
 
3. To increase employees’ perception of detection, are the following proactive measures taken 
and publicized to employees? 
 
Is possible fraudulent conduct aggressively sought out, rather than dealt with passively? 
 
Does the organization send the message that it actively seeks out fraudulent conduct through 
fraud assessment questioning by auditors? 
 
Are surprise fraud audits performed in addition to regularly scheduled audits? 
 
Is continuous auditing software used to detect fraud and, if so, has the use of such software 
been made known throughout the organization?

4. Is the management climate/tone at the top one of honesty and integrity? 
 
Are employees surveyed to determine the extent to which they believe management acts with 
honesty and integrity? 
 
Are performance goals realistic? 
 
Have fraud prevention goals been incorporated into the performance measures against which 
managers are evaluated and which are used to determine performance-related compensation? 
 
Has the organization established, implemented and tested a process for oversight of fraud 
risks by the board of directors or others charged with governance (e.g., the audit committee)? 
 
5. Are fraud risk assessments performed to proactively identify and mitigate the company’s 
vulnerabilities to internal and external fraud? 
 
6. Are strong anti-fraud controls in place and operating effectively, including the following? 
 
Proper separation of duties 
 
Use of authorizations 
 
Physical safeguards 
 
Job rotations 
 
Mandatory vacations 
 
7. Does the internal audit department, if one exists, have adequate resources and authority to 
operate effectively and without undue influence from senior management? 
 
8. Does the hiring policy include the following (where permitted by law)? 
 
Past employment verification 
 
Criminal and civil background checks 
 
Credit checks 
 
Drug screening 
 
Education verification 
 
References check 
 
9. Are employee support programs in place to assist employees struggling with addictions, 
mental/ emotional health, family or financial problems? 
 
10. Is an open-door policy in place that allows employees to speak freely about pressures, 
providing management the opportunity to alleviate such pressures before they become 
acute? 
 
11. Are anonymous surveys conducted to assess employee morale?

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August 9, 2021 
Board of Trustees and Management 
P. O. Box 4008 
Chandler, AZ  85244-4008   
Compensation and Employer Liability Trust (Trust) for the year ended June 30, 2021. We encourage 
you to read this letter carefully as it includes important information regarding the services we will be 
providing to the Trust. If there are any questions on the content of the letter, or the services we will be 
providing, we would welcome the opportunity to meet with you to discuss this information further. 
Audit Scope and Objectives 
We will audit the financial statements and the related notes to the financial statements of Chandler 
as of and for the year ended June 30, 2021.  
Accounting standards generally accepted in the United States provide for certain required 
information, although not part of the basic financial statements, is required by the Governmental 
Accounting Standards Board who considers it to be an essential part of financial reporting for placing 
the basic financial statements in an appropriate operational, economic, or historical context. As part of 
our engagement, we will apply certain limited proce
auditing standards generally accepted in the United States of America. These limited procedures will 
consist of inquiries of management regarding the methods of preparing the information and comparing 
responses to our inquiries, the basic financial 
statements, and other knowledge we obtained during our audit of the basic financial statements. We 
will not express an opinion or provide any assurance on the information because the limited procedures 
do not provide us with sufficient evidence to express an opinion or provide any assurance. The 
following RSI is required by generally accepted accounting principles and will be subjected to certain 
limited procedures, but will not be audited: 
1.
The objectives of our audit are to obtain reasonable assurance about whether the financial statements 
report that includes our opinion about whether your financial statements are fairly presented, in all 
material respects, in conformity with accounting principles generally accepted in the United States of 
America. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore 
is not a guarantee that an audit conducted in accordance with auditing standards generally accepted in 
the United States of America will always detect a material misstatement when it exists. Misstatements, 
including omissions, can arise from fraud or error and are considered material if there is a substantial 
likelihood that, individually or in the aggregate, they would influence the judgment of a reasonable 
user made based on the financial statements.

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An important aspect to our expression of opinions on the financial statements is understanding the 
concept of materiality. Our determination of materiality is a matter of professional judgment and is 
affected by our perception of the financial information needs of users of the financial statements.  In 
1.
have a reasonable knowledge of business and economic activities and accounting principles, 
and a willingness to study the information in the financial statements with reasonable diligence;  
2.
understand that financial statements are prepared, presented, and audited to levels of 
materiality;  
3.
recognize the uncertainties inherent in the measurement of amounts based on the use of 
estimates, judgment, and the consideration of future events; and  
4.
make reasonable economic decisions on the basis of the information in the financial statements.  
Audit of the Financial Statements 
We will conduct our audit in accordance with auditing standards generally accepted in the United 
States of America and the standards for financial audits contained in Government Auditing Standards, 
issued by the Comptroller General of the United States, and will include tests of your accounting 
records and other procedures we consider necessary to enable us to express such opinions. As part of 
an audit in accordance with auditing standards generally accepted in the United States of America, we 
exercise professional judgment and maintain professional skepticism throughout the audit.  
We will evaluate the appropriateness of accounting policies used and the reasonableness of significant 
accounting estimates made by management. We will also evaluate the overall presentation of the 
financial statements, including the disclosures, and determine whether the financial statements 
represent the underlying transactions and events in a manner that achieves fair presentation. We will 
plan and perform the audit to obtain reasonable assurance about whether the financial statements are 
free of material misstatement, whether from (1) errors, (2) fraudulent financial reporting, (3) 
misappropriation of assets, or (4) violations of laws or governmental regulations that are attributable 
to the Trust or to acts by management or employees acting on behalf of the Trust. Because the 
determination of abuse is subjective, Government Auditing Standards do not expect auditors to perform 
specific procedures to detect waste or abuse in the financial statements nor do they expect auditors to 
provide reasonable assurance of detecting waste or abuse. 
Because of the inherent limitations of an audit, combined with the inherent limitations of internal 
control, and because we will not perform a detailed examination of all transactions, there is an 
unavoidable risk that some material misstatements may not be detected by us, even though the audit is 
properly planned and performed in accordance with auditing standards generally accepted in the United 
States of America and Government Auditing Standards. In addition, an audit is not designed to detect 
immaterial misstatements or violations of laws or governmental regulations that do not have a direct 
and material effect on the financial statements. However, we will inform the appropriate level of 
management of any material errors, fraudulent financial reporting, or misappropriation of assets that 
comes to our attention. We will also inform the appropriate level of management of any violations of 
laws or governmental regulations that come to our attention, unless clearly inconsequential. We will 
include such matters in the report the Government Auditing Standards report on internal control over 
financial reporting and on compliance and other matters. Our responsibility as auditors is limited to 
the period covered by our audit and does not extend to any later periods for which we are not engaged 
as auditors.

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We will obtain an understanding of the Trust and its environment, including internal control relevant 
to the audit, sufficient to identify and assess the risks of material misstatement of the financial 
statements, whether due to error or fraud, and to design and perform audit procedures responsive to 
those risks and obtain evidence that is sufficient and appropriate to provide a basis for our opinion. The 
risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from 
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentation, or the override 
of internal control. An audit is not designed to provide assurance on internal control or to identify 
deficiencies in internal control. Accordingly, we will express no such opinion. However, during the 
audit, we will communicate to you and those charged with governance internal control related matters 
that are required to be communicated under professional standards. 
We will also conclude, based on the audit evidence obtained, whether there are conditions or events, 
considered in the aggregate, that raise substantia
concern for a reasonable period of time. 
Our procedures will include tests of documentary evidence supporting the transactions recorded in the 
accounts. Our procedures will also include, as deemed necessary, tests of the physical existence of 
inventories, and direct confirmation of receivables and certain assets and liabilities by correspondence 
with selected individuals, funding sources, creditors, and financial institutions. We will also request, if 
they may bill you for responding to this inquiry.  
An audit is not designed to provide assurance on internal control or to identify significant deficiencies 
or material weaknesses. Accordingly, we will express no such opinion in our report on internal control 
issued pursuant to Government Auditing Standards. However, during the audit, we will communicate 
to management and those charged with governance internal control related matters that are required to 
be communicated under AICPA professional standards and Government Auditing Standards. 
As part of obtaining reasonable assurance about whether the financial statements are free of material 
s compliance with applicable laws, regulations, 
contracts, and agreements, including grant agreements. However, the objective of those procedures 
will not be to provide an opinion on overall compliance and we will not express such an opinion in our 
report on compliance issued pursuant to Government Auditing Standards. 
Reporting
We will issue a written report upon completion of our audit of 
Employer Liability Trust
of the Trust. Circumstances may arise in which our report may differ from its expected form and 
content based on the results of our audit. Depending on the nature of these circumstances, it may be 
necessary for us to modify our opinion or add an emphasis-of-matter or other-matter paragraph to our 
auditor's report, or if necessary, withdraw from this engagement. If our opinion is other than 
unmodified, we will discuss the reasons with you in advance. If, for any reason, we are unable to 
complete the audit or are unable to form or have not formed an opinion, we may decline to express an 
opinion or withdraw from this engagement.

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We will issue a written report on Internal control over financial reporting and compliance with 
provisions of laws, regulations, contracts, and award agreements, noncompliance with which could 
have a material effect on the financial statements in accordance with Government Auditing Standards. 
The Government Auditing Standards report on internal control over financial reporting and on 
compliance and other matters will include a paragraph that states that (1) the purpose of the report is 
solely to describe the scope of testing of internal control and compliance and the results of that testing, 
and (2) the report is an integral part of an audit performed in accordance with Government Auditing 
Standards
Nonaudit Services 
As part of the audit, we will assist with preparation of your financial statements and notes to the 
financial statements. You have expressed your intention to use these nonaudit services within the scope 
of your request for proposal for audit services. These nonaudit services do not constitute an audit and 
such services will not be conducted in accordance with Government Auditing Standards.  
Upon engagement of the audit we will utilize the general ledger, accounting records, Trust prepared 
schedules and other information provided by Trust personnel in order to prepare the necessary year-
end adjusting journal entries and to prepare drafts of the financial statements and notes to the financial 
statements. You are responsible for the information provided by the Trust and for assuming all 
management responsibilities related to the financial statements, notes to the financial statements, and 
the nonaudit services we provide. You are also responsible for designing, implementing, and 
maintaining internal controls over the financial statements process. Prior to their issuance you will be 
required to acknowledge in the management representation letter that you have reviewed and approved 
the financial statements and acknowledge that you have accepted responsibility for them. Further, you 
are required to designate an individual with suitable skill, knowledge, or experience to oversee the 
nonaudit services we provide; evaluate the adequacy and results of these nonaudit services; and accept 
responsibility for the nonaudit services.  
andards place specific requirements on our provision 
of certain nonaudit services. We are strictly prohibited from assuming management responsibilities or 
making management decisions; therefore, the nonaudit services we provide are limited to those 
indicated above. We, in our sole professional judgment, reserve the right to refuse to perform any 
procedure or take any action that could be construed as assuming management responsibilities or 
making management decisions. Accordingly, to maintain our independence it is imperative that 
management understand its responsibilities and is capable of fulfilling these responsibilities. If there 
are any questions or concerns regarding manage
responsibilities we request that you immediately contact us so that we may assess the circumstance 
and our continued independence with respect to providing audit services. 
Responsibilities of Management for the Financial Statements 
Our audit will be conducted on the basis that you acknowledge and understand your responsibility for 
designing, implementing, and maintaining internal controls relevant to the preparation and fair 
presentation of financial statements that are free from material misstatement, whether due to fraud or 
error, including monitoring ongoing activities; for the selection and application of accounting 
principles; and for the preparation and fair presentation of the financial statements in conformity with 
accounting principles generally accepted in the United States of America.

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Management is also responsible for making all financial records, and related information available to 
us and for the accuracy and completeness of that information (including information from outside of 
the general and subsidiary ledgers). You are also responsible for providing us with (1) access to all 
information of which you are aware that is relevant to the preparation and fair presentation of the 
financial statements, such as records, documentation, identification of all related parties and all related-
party relationships and transactions, and other matters; (2) additional information that we may request 
for the purpose of the audit; (3) other information as needed to perform an audit under Government 
Auditing Standards; (4) and unrestricted access to persons within the Trust from whom we determine 
it necessary to obtain audit evidence. At the conclusion of our audit, we will require certain written 
representations from you about the financial statements; compliance with laws, regulations, contracts, 
and grant agreements; and other responsibilities required by generally accepted auditing standards.
misstatements and confirming to us in the representation letter that the effects of any uncorrected 
misstatements aggregated by us during the current engagement and pertaining to the latest period 
presented are immaterial, both individually and in the aggregate, to the financial statements taken as a 
whole. 
Management is responsible for the financial statements and all accompanying information as well as 
all representations contained therein. Management is also responsible for identifying government 
award programs and understanding and complying with the compliance requirements.  
Management is responsible for (1) designing, implementing, establishing and maintaining effective 
internal controls relevant to the preparation and fair presentation of financial statements that are free 
from material misstatement, whether due to fraud or error, including internal controls over federal 
awards, and for evaluating and monitoring ongoing activities, to help ensure that appropriate goals and 
objectives are met; (2) following laws and regulations; (3) ensuring that there is reasonable assurance 
that government programs are administered in compliance with compliance requirements; and (4) 
ensuring that management is reliable and financial information is reliable and properly reported. 
Management is also responsible for implementing systems designed to achieve compliance with 
applicable laws, regulations, contracts, and grant agreements. You are also responsible for the selection 
and application of accounting principles; for the preparation and fair presentation of the financial 
statements, and all accompanying information in conformity with accounting principles generally 
accepted in the United States of America; and for compliance with applicable laws and regulations 
(including federal statutes) and the provisions of contracts and grant agreements (including award 
agreements). Your responsibilities also include identifying significant contractor relationships in which 
the contractor has responsibility for program compliance and for the accuracy and completeness of that 
information. 
Management is required to disclose in the financial statements the date through which subsequent 
events have been evaluated and whether that date is the date the financial statements were issued or 
were available to be issued.  You agree that you will not date the subsequent event note earlier than 
the date of your management representation letter.

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Management is responsible for establishing and maintaining a process for tracking the status of audit 
findings and recommendations. Management is also responsible for identifying and providing report 
copies of previous financial audits, attestation engagements, performance audits or studies related to 
the objectives discussed in the Audit Objectives section of this letter. This responsibility includes 
relaying to us corrective actions taken to address significant findings and recommendations resulting 
from those audits, attestation engagements, performance audits or studies. You are also responsible for 
your planned corrective actions, for the report, and for the timing and format for providing that 
information.  
With regard to the electronic dissemination of audited financial statements, including financial 
statements published electronically on your website, management understands that electronic sites are 
a means to distribute information and, therefore, we are not required to read the information contained 
in these sites or to consider the consistency of other information in the electronic site with the original 
document. 
Planned Scope and Timing of the Audit 
An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the 
financial statements; therefore, our audit will involve judgment about the number of transactions to be 
examined and the areas to be tested. Our tests will not include a detailed check of all transactions for 
the period. 
We have identified the following significant risks of material misstatement as part of our audit 
planning: 
1.
Management override of controls 
2.
Improper revenue recognition 
Our audit will include obtaining an understanding of the entity and its environment, including internal 
control, sufficient to assess the risks of material misstatement of the financial statements and to design 
the nature, timing, and extent of further audit procedures. Material misstatements may result from (1) 
errors, (2) fraudulent financial reporting, (3) misappropriation of assets, or (4) violations of laws or 
governmental regulations that are attributable to the entity or to acts by management or employees 
acting on behalf of the entity. We will generally communicate our significant findings at the conclusion 
of the audit. However, some matters could be communicated sooner, particularly if significant 
difficulties are encountered during the audit where assistance is needed to overcome the difficulties or 
if the difficulties may lead to a modified opinion. We will also communicate any internal control related 
matters that are required to be communicated under professional standards.  
We expect to begin our audit in August 2021 and conclude audit procedures and date our report in 
December 2021.

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Use of Third-Party Service Providers 
We maintain internal policies, procedures, and safeguards to protect the confidentiality of your 
information. We may, depending on the circumstances, use third-party service providers in providing 
our professional services. The following service providers may be utilized in the completion of our 
engagement: 
You hereby consent and authorize us to use the above service providers, if deemed necessary, to 
complete the professional services outlined in this letter. 
Engagement Administration, Fees, and Other 
Mike Hoerig is the engagement partner and is responsible for supervising the engagement and signing 
the reports or authorizing another individual to sign them. 
We will provide copies of our reports to the Trust; however, management is responsible for distribution 
of the reports and the financial statements. 
The audit documentation for this engagement is the property of Heinfeld, Meech & Co., P.C., and 
constitutes confidential information. However, we may be requested to make certain audit 
documentation available to a cognizant or oversight agency or its designee, a federal agency providing 
direct or indirect funding, the U.S. Government Accountability Office, or other authorized 
governmental agency for the purposes of a quality review of the audit, to resolve audit findings, or to 
carry out oversight responsibilities. We will notify you of any such request. If requested, access to such 
audit documentation will be provided under the supervision of Heinfeld, Meech & Co., P.C., personnel. 
Furthermore, upon request, we may provide copies of selected audit documentation to the 
aforementioned parties. These parties may intend, or decide, to distribute the copies or information 
contained therein to others, including other governmental agencies. 
The audit documentation for this engagement will be retained for a minimum of five (5) years after the 
report release date, or for any additional period requested by a regulator, cognizant agency, oversight 
agency for audit, or pass through entity. Upon expiration of the five year period, or any additional 
period, we will commence the process of destroying the contents of our engagement files. If we are 
aware that a federal awarding agency, pass through entity, or auditee is contesting an audit finding, we 
will contact the party(ies) contesting the audit finding for guidance prior to destroying the audit 
documentation. 
In the event we are required to respond to a subpoena, court order or other legal process for the 
production of documents and/or testimony relative to information we obtained and/or prepared during 
the course of this engagement, you agree to compensate us at our hourly rates, for the time we expend 
in connection with such response, and to reimburse us for all of our out-of-pocket costs incurred in that 
regard.

Page 8 
 that may arise from any aspect of our services, 
including this engagement or any prior engagement, will be submitted to mediation. The parties will 
engage in the mediation process in good faith once a written request to mediate has been given by any 
party. Any mediation initiated as a result of this engagement shall be administered by The American 
Arbitration Association, according to its mediation rules before resorting to litigation. The results of 
any such mediation shall be binding only upon agreement of each party to be bound. Each party will 
bear its own costs in the mediation. The fees and expenses of the mediator will be shared equally. 
The nature of our services makes it difficult, with the passage of time, to gather and present evidence 
that fully and fairly establishes the facts underlying any dispute that may arise between us. The parties 
agree that, notwithstanding any statute or law of limitations that might otherwise apply to a dispute, 
including one arising out of this agreement or the services performed under this agreement, for breach 
of contract or fiduciary duty, tort, fraud, misrepresentation or any other cause of action or remedy, any 
action or legal proceeding by you against us must be commenced within twenty four (24) months 
 final audit report under this agreement to you, 
regardless of whether we do other services for you relating to the audit report, or you shall be forever 
barred from commencing a lawsuit or obtaining any legal or equitable relief or recovery. The limitation 
period applies and begins to run even if you have not suffered any damage or loss, or have not become 
aware of the existence or possible existence of a dispute. 
Professional standards prohibit auditors from agreeing to indemnify attest clients for damages, losses 
acts. As such, professional standards will prevail for indemnification clauses included in audit 
contracts. In addition, we are unable to obtain waivers on our professional liability insurance policy 
for certain provisions, including indemnification provisions, provisions requiring the firm to name the 
Trust as an additional insured party, and a waiver of subrogation rights. 
Professional standards require us to be independent with respect to you in the performance of these 
services. Any discussion that you have with our personnel regarding potential employment with you 
could impair our independence with respect to this engagement. Therefore, we request that you inform 
us prior to any such discussions so that we can implement appropriate safeguards to maintain our 
independence and objectivity. Further, any employment offers to any staff members working on this 
engagement without our prior knowledge may require substantial additional procedures to ensure our 
independence. You will be responsible for any additional costs incurred to perform these procedures. 
Our fee for these services will be $6,950. We exercised care in estimating the fee and believe it 
accurately indicates the scope of the work. Our invoices for these fees will be rendered each month as 
work progresses and are payable on presentation. 
Our fees are based on anticipated cooperation from your personnel, timely receipt of information, and 
the assumption that unexpected circumstances will not be encountered during the audit, including 
factors beyond our control, such as new accounting pronouncements or legal requirements, additional 
consultation, and assistance in correcting errors in your financial records. We will plan the engagement 
based on the assumption that your personnel will prepare and provide us with the items listed in our 
request for audit information, including preparing requested schedules, retrieving supporting 
documents, and preparing confirmations. If, for whatever reason, your personnel are unavailable to 
provide the necessary assistance in a timely manner, it may substantially increase the work we have to 
do to complete the engagement within the established deadlines, resulting in an increase in fees over 
our original fee estimate. If significant additional time is necessary, we will discuss it with you and 
arrive at a new fee estimate before we incur the additional costs. Additional fees incurred will be billed 
at the following hourly rates: Partner - $284; Manager - $207; Senior - $163; Staff - $114.

Page 9 
If any term or provision of this agreement is determined to be invalid or unenforceable, such term or 
provision will be deemed stricken, and all other terms and provisions will remain in full force and 
effect. 
Government Auditing Standards require that we provide you with a copy of our most recent external 
peer review report and any letter of comment, and any subsequent peer review reports and letters of 
comment received during the period of the contract. Our 2018 peer review report accompanies this 
letter. 
We appreciate the opportunity to be of service to you and believe this letter accurately summarizes the 
significant terms of our engagement.  Please feel free to contact us at any time if you have any questions 
or concerns. If you have any questions regarding this letter, please let us know. If you agree with the 
terms of our engagement as described in this letter, please sign the enclosed copy and return it to us. 
Very truly yours, 
Heinfeld, Meech & Co., P.C. 
Tucson, Arizona 
cc: 
Dawn Lang, Management Services Director 
 
Kristi Smith, Accounting Manager 
RESPONSE 
Please indicate the name of the individual responsible for overseeing the nonaudit services of preparing 
the year-end adjusting journal entries and the preparation of the financial statements: 
Name:  __________________________________________________ 
Employer Liability Trust. 
Printed Name:  ____________________________________________ 
Title:  ___________________________________________________ 
Signature:  _______________________________________________ 
Date:  ___________________________________________________

Grant Bennett Associates
A PROFESSIONAL CORPORATION
www.gbacpa.com
1375 Exposition Boulevard, Suite 230
P.O. Box 223096
Sacramento, CA 95815
Princeville, HI 96722
916/922 5109 FAX 916/641 5200
888/769 7323
Report on the Firm·s System of Quality Control
August 16, 2018 
To the Shareholders of Heinfeld, Meech & Co., P. C. and the Peer Review Committee of the California Society of 
CPAs 
We have reviewed the system of quality control for the accounting and auditing practice of Heinfeld, Meech & 
Co., P. C.  (the firm) in effect for the year ended May 31, 2018. Our peer review was conducted in accordance 
with the Standards for Performing and Reporting on Peer Reviews established by the Peer Review Board of the 
American Institute of Certified Public Accountants (Standards). 
A summary of the nature, objectives, scope, limitations of, and the procedures performed in a System Review as 
described in the Standards may be found at www.aicpa.org/prsummary. The summary also includes an 
explanation of how engagements identified as not performed or reported in conformity with applicable 
professional standards, if any, are evaluated by a peer reviewer to determine a peer review rating. 
Firm·s Responsibility 
The firm is responsible for designing a system of quality control and complying with it to provide the firm with 
reasonable assurance of performing and reporting in conformity with applicable professional standards in all 
material respects. The firm is also responsible for evaluating actions to promptly remediate engagements 
deemed as not performed or reported in conformity with professional standards, when appropriate, and for 
remediating weaknesses in its system of quality control, if any.  
Peer Reviewer·s Responsibility 
Our responsibility is to express an opinion on the desi
compliance therewith based on our review. 
Required Selections and Considerations 
Engagements selected for review included engagements performed under Government Auditing Standards, 
including compliance audits under the Single Audit Act and an audit of an employee benefit plan. 
As a part of our peer review, we considered reviews by regulatory entities as communicated by the firm, if 
applicable, in determining the nature and extent of our procedures. 
Opinion 
In our opinion, the system of quality control for the accounting and auditing practice of Heinfeld, Meech & Co., 
P. C.  in effect for the year ended May 31, 2018, has been suitably designed and complied with to provide the 
firm with reasonable assurance of performing and reporting in conformity with applicable professional 
standards in all material respects. Firms can receive a rating of pass, pass with deficiency(ies) or fail.  Heinfeld, 
Meech & Co., P. C.  has received a peer review rating of pass. 
GRANT BENNETT ASSOCIATES 
A PROFESSIONAL CORPORATION 
Certified Public Accountants

Heinfeld, Meech & Co., P.C. 
CPAs and Business Consultants 
10120 N. Oracle Road  
Tucson, AZ  85704   
This representation letter is provided in connection with your audit of the financial statements of 
ility Trust (Trust), an internal service fund 
of the City of Chandler, Arizona, which comprises the financial position as of June 30, 2021, and 
the respective changes in financial position and cash flows for the period then ended, and the 
e of expressing opinions as to 
whether the financial statements are presented fairly, in all material respects, in accordance with 
accounting principles generally accepted in the United States of America (U.S. GAAP). 
Certain representations in this letter are described as being limited to matters that are material. 
Items are considered material, regardless of size, if they involve an omission or misstatement of 
accounting information that, in light of surrounding circumstances, makes it probable that the 
judgment of a reasonable person relying on the information would be changed or influenced by 
the omission or misstatement. An omission or misstatement that is monetarily small in amount 
could be considered material as a result of qualitative factors. 
We confirm, to the best of our knowledge and belief, as of the date of our signature, the following 
representations made to you during your audit. 
Financial Statements 
1.
We have fulfilled our responsibilities, as set out in the terms of the audit engagement letter, 
including our responsibility for the preparation and fair presentation of the financial 
statements in accordance with U.S. GAAP. 
2.
The financial statements referred to above are fairly presented in conformity with U.S. 
GAAP and include all properly classified financial information required by generally 
accepted accounting principles to be included in the financial reporting entity. 
3.
We acknowledge our responsibility for the design, implementation, and maintenance of 
internal control relevant to the preparation and fair presentation of financial statements that 
are free from material misstatement, whether due to fraud or error. 
4.
We acknowledge our responsibility for the design, implementation, and maintenance of 
internal control to prevent and detect fraud.

Page 2 
5.
Significant assumptions we used in making accounting estimates, including those measured 
at fair value, are reasonable. 
6.
Related party relationships and transactions, including revenues, expenditures/expenses, 
loans, transfers, leasing arrangements, and guarantees, and amounts receivable from or 
payable to related parties have been appropriately accounted for and disclosed in accordance 
with U.S. GAAP. 
7.
Adjustments or disclosures have been made for all events, including instances of 
noncompliance, subsequent to the date of the financial statements that would require 
adjustment to or disclosure in the financial statements or in the schedule of findings and 
responses. 
8.
The effects of all known actual or possible litigation, claims, and assessments have been 
evaluated, and if necessary, have been accounted for and disclosed in accordance with U.S. 
GAAP. 
9.
Guarantees, whether written or oral, under which the Trust is contingently liable, if any, have 
been properly recorded or disclosed. 
Information Provided 
10.
We have provided you with: 
a.
Access to all information, of which we are aware, that is relevant to the preparation and 
fair presentation of the financial statements, such as records (including information 
obtained from outside of the general and subsidiary ledgers), documentation, and other 
matters and all audit or relevant monitoring reports, if any, received from funding 
sources. 
b. Additional information that you have requested from us for the purpose of the audit. 
c.
Unrestricted access to persons within the Trust from whom you determined it necessary 
to obtain audit evidence. 
d. Minutes of the meetings of the Board of Trustees or summaries of actions of recent 
meetings for which minutes have not yet been prepared. 
11.
All material transactions have been recorded in the accounting records and are reflected in 
the financial statements. 
12.
We have disclosed to you the results of our assessment of the risk that the financial statements 
may be materially misstated as a result of fraud. 
13.
We have no knowledge of any fraud or suspected fraud that affects the Trust and involves: 
Management, 
Employees who have significant roles in internal control, or 
Others where the fraud could have a material effect on the financial statements.

Page 3 
14.
We have no knowledge of any allegations of fraud or suspecte
financial statements communicated by employees, former employees, grantors, regulators, 
or others. 
15.
We have no knowledge of any instances of noncompliance or suspected noncompliance with 
provisions of laws, regulations, contracts, or grant agreements, or waste or abuse, whose 
effects should be considered when preparing financial statements.  
16.
We have disclosed to you all known actual or possible litigation, claims, and assessments 
whose effects should be considered when preparing the financial statements.  
17.
We have disclosed to you the identity of the 
relationships and transactions, including any side agreements. 
Government-specific 
18.
There have been no communications from regulatory agencies concerning noncompliance 
with, or deficiencies in, financial reporting practices.  
19.
If applicable we have taken timely and appropriate steps to remedy fraud, noncompliance 
with provisions of laws, regulations, contracts, and grant agreements that you have reported 
to us. 
20.
We have a process to track the status of audit findings and recommendations. 
21.
We have identified and communicated to you any previous audits, attestation engagements, 
and other studies related to the audit objectives and whether related recommendations have 
been implemented. 
22.
We have identified to you any investigations or legal proceedings that have been initiated 
with respect to the period under audit. 
23.
If applicable, we have provided our views on reported findings, conclusions, and 
recommendations, as well as our planned corrective actions, for the report.  
24.
The Trust has no plans or intentions that may materially affect the carrying value or 
classification of assets, liabilities, deferred outflows/inflows of resources, and net position. 
25.
We are responsible for compliance with the laws, regulations, and provisions of contracts 
and grant agreements applicable to us, including tax or debt limits and debt contracts, and 
legal and contractual provisions for reporting specific activities in separate funds. 
26.
We have appropriately disclosed all information for conduit debt obligations in accordance 
with U.S. GAAP.

Page 4 
27.
We have identified and disclosed to you all instances of identified fraud and suspected fraud 
that we believe have a material effect on the financial statements or other financial data 
significant to the audit objectives, and any other instances that warrant the attention of those 
charged with governance. 
28.
We have identified and disclosed to you all instances of identified noncompliance with 
provisions of contracts and grant agreements that we believe have a material effect on the 
determination of financial statement amounts or other financial data significant to the audit 
objectives. 
29.
We have identified and disclosed to you all instances of identified abuse that could be 
quantitatively or qualitatively material to the financial statements or other financial data 
significant to the audit objectives. 
30.
There are no violations or possible violations of budget ordinances, laws and regulations 
(including those pertaining to adopting, approving, and amending budgets), provisions of 
contracts and grant agreements, tax or debt limits, and any related debt covenants whose 
effects should be considered for disclosure in the financial statements, or as a basis for 
recording a loss contingency, or for reporting on noncompliance. 
31.
In addition to your audit, you assisted with preparation of the financial statements and notes 
to the financial statements. We acknowledge our responsibility as it relates to those nonaudit 
services, including that  
we assume all management responsibilities;  
oversee the nonaudit services by designating an individual, preferably within senior 
management, who possesses suitable skill, knowledge, or experience;  
evaluate the adequacy and results of the nonaudit services performed;  
and accept responsibility for the results of the nonaudit services.  
32.
We have reviewed, approved, and accepted responsibility for the financial statements, and 
notes to the financial statements.  
33.
The Trust has satisfactory title to all owned assets, and there are no liens or encumbrances 
on such assets nor has any asset been pledged as collateral. 
34.
The Trust has complied with all aspects of contractual agreements that would have a material 
effect on the financial statements in the event of noncompliance. 
35.
We have followed all applicable laws and regulations in adopting, approving, and amending 
budgets. 
36.
If applicable, the financial statements include all component units, appropriately present 
majority equity interest in legally separate organizations and joint ventures with an equity 
interest, and properly disclose all other joint ventures and other related organizations. 
37.
The financial statements include all fiduciary activities required by U.S. GAAP.

Page 5 
38.
The financial statements properly classify all funds and activities in accordance with U.S. 
GAAP. 
39.
Components of net position are properly classified and, if applicable, approved. 
40.
Investments are properly valued. 
41.
With regard to investments and other instruments reported at fair value: 
The underlying assumptions are reasonable and they appropriately reflect 
management's intent and ability to carry out its stated courses of action. 
The measurement methods and related assumptions used in determining fair value are 
appropriate in the circumstances and have been consistently applied. 
The disclosures related to fair values are complete, adequate, and in conformity with 
U.S. GAAP. 
There are no subsequent events that require adjustments to the fair value 
measurements and disclosures included in the financial statements. 
42.
If applicable, provisions for uncollectible receivables have been properly identified and 
recorded. 
43.
Expenses have been appropriately classified in the statement of revenues, expenses and 
changes in net position; and allocations have been made on a reasonable basis. 
44.
Revenues are appropriately classified in the statement of revenues, expenses and changes in 
net position. 
45.
Special and extraordinary items, if any, are appropriately classified and reported. 
46.
Deposits and investment securities are properly classified as to risk and are properly 
disclosed. 
47.
y regarding whether to first apply restricted 
or unrestricted resources when an expense is incurred for purposes for which both restricted 
and unrestricted net position is available and have determined that net position is properly 
recognized under the policy. 
48.
We have disclosed to you all significant estimates and material concentrations known to 
management that are required to be disclosed. Significant estimates are estimates at the 
balance sheet date that could change materially within the next year. Concentrations refer to 
volumes of business, revenues, available sources of supply, or markets or geographic areas 
for which events could occur that would significantly disrupt normal finances within the next 
year. 
49.
We acknowledge our responsibility for the required supplementary information (RSI).  The 
RSI is measured and presented within prescribed guidelines and the methods of measurement 
and presentation have not changed from those used in the prior period.  We have disclosed 
to you any significant assumptions and interpretations underlying the measurement and 
presentation of the RSI.

Page 6 
We have reviewed the drafts of the financial statements and related notes and believe the amounts 
are properly presented based on the books and records of our Trust. We hereby take responsibility 
for the financial statements and authorize Heinfeld, Meech & Co., P.C. to issue the reports in final 
form and to distribute to those parties as outlined in the contract.  
We understand that at the conclusion of the audit Heinfeld, Meech & Co, P.C. will submit to the 
Board of Trustees a communication to those charged with governance that will include a copy of 
this representation letter and a copy of the engagement letter. 
________________________________________________ 
___________________ 
Dawn Lang, Deputy City Manager | CFO 
Date