ARIZONA CHRISTIAN UNIVERSITY 2023 - SUMMARY LETTER.PDF

Maricopa County — Formal (2023-10-18)

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250 West Street | Suite 700 | Columbus, OH 43215 
 
 
 
 
September 27, 2023 
 
 
To: 
Board of Supervisors  
 
 
Board of Directors 
 
Maricopa County, Arizona 
 
 
The Industrial Development Authority 
 
 
 
 
 
 
 
of the County of Maricopa 
 
Re: 
Not to Exceed $27,000,000 – The Industrial Development Authority of the 
County of Maricopa Educational Facilities Revenue Bonds (Arizona Christian 
University Project), Series 2023 
Ladies and Gentlemen: 
At the Authority Board meeting on October 10, 2023, the Authority Board will be asked to 
grant final approval to the financing for the Arizona Christian University Project and to adopt a 
resolution authorizing the issuance and sale of the bonds as described above (the “Bonds”).  This 
letter provides a summary of the proposed financing.   
THE AUTHORITY 
The Authority is an Arizona nonprofit corporation, formed with the permission of 
Maricopa County and incorporated under and pursuant to the Arizona Industrial Development 
Financing Act, Title 35, Chapter 5, Arizona Revised Statutes, as amended (the “Act”), and the 
Authority is designated by law to be a political subdivision of the State of Arizona. 
THE APPLICANT/BORROWER 
The Applicant/Borrower, Arizona Christian University (“Borrower”), is an Arizona 
nonprofit corporation and a tax-exempt organization described in Section 501(c)(3) of the Internal 
Revenue Code of 1986, as amended.  The Borrower operates Arizona Christian University, which 
was founded in 1960 in Phoenix, Arizona.    Over the past 60 years, the Borrower transitioned 
from a small, denominational bible college to a rapidly growing, nondenominational Christian 
university recognized for academic excellence and for preparing graduates for careers of influence. 
The Borrower has seen rapid growth in the past decade, tripling in size from fewer than 
400 students in 2009 to more than 1,200 in 2023. The Chronicle of Higher Education recently 
recognized the Borrower as the 9th-fastest growing of 318 baccalaureate colleges in America 
between 2011 and 2021. The Borrower outgrew its original Phoenix site and acquired and moved 
to a 68-acre campus located at 1 W Firestorm Way, Glendale, AZ 85306 (the “Facilities”) in 2019.  
The Borrower acquired the Facilities with proceeds of bonds from the Arizona Industrial 
Development Authority in the original aggregate principal amount of $24,960,000 (the “Series 
2019 Bonds”). The Series 2019 Bonds are secured by a deed of trust on the Facilities and two 
obligations (the “Series 2019 Obligations”) issued by the Borrower under a Master Trust Indenture

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September 27, 2023 
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between the Borrower and U.S. Bank Trust Company, National Association (as amended and 
supplemented, the “Master Indenture”). 
The Facilities improved with proceeds of the Series 2019 Bonds feature more than three 
times the acreage, parking, dining hall space, dormitory rooms, classroom space and building 
square footage than the prior Phoenix site and includes a 134-room hotel and conference center. 
Since relocating to the Facilities, the Borrower has made substantial improvements, including 
construction of science laboratories for the biology and pre-med programs, installation of turf 
soccer, football, and softball fields, conversion of a classroom into a performing arts auditorium, 
and acquisition of a former YMCA adjacent to campus that is now the Firestorm Recreation 
Center, bringing the Borrower’s total footprint to approximately 75 acres. The requested financing 
will help the Borrower continue to improve the campus facilities and academic programming to 
support future enrollment growth. In addition, the financing will allow the Borrower to refinance 
a portion of outstanding taxable debt used to finance initial capital improvements to and operations 
at the Facilities, under better financing and repayment terms. 
THE PROJECT 
The Authority will loan the proceeds of the Bonds to the Borrower, to (a) finance, refinance 
or reimburse the Borrower to pay all or a portion of the costs of acquiring, constructing, renovating, 
improving, maintaining and equipping, as applicable, in connection with the Facilities, (b) prepay 
all or a portion of certain outstanding loans of the Borrower, (c) establish a debt service reserve 
fund, (d) establish a repair and replacement fund, (e) fund certain program expenses, including 
online programs and enrollment and retention programs, (f) pay capitalized interest on the Bonds, 
if any, (g) fund working capital expenses, if any, and (h) pay certain cost of issuance relating to 
the sale of the Bonds.  
The Facilities are owned and operated by the Borrower. 
NOTIFICATION TO ARIZONA ATTORNEY GENERAL 
As required by the provisions of Arizona Revised Statutes, Section 35-721.F, the Authority 
will notify the Arizona Attorney General of the Authority’s intention to issue the Bonds.   
ALLOCATION FOR TAX EXEMPT FINANCING 
No allocation of the Arizona “volume cap” is required for the issuance of the Bonds for the 
benefit of a 501(c)(3) organization. 
FINANCING PARTICIPANTS 
The major participants in the financing are as follows:

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4870-2975-7311.2 
Issuer:  
The Industrial Development Authority of the County 
of Maricopa 
Issuer Counsel: 
 
Ice Miller LLP  
Applicant/Borrower:  
 
Arizona Christian University 
Underwriter:  
 
B.C. Ziegler and Company 
Underwriter’s Counsel: 
 
Clark Hill PLC 
Bond Counsel: 
 
The Stratton Law Firm, PLLC 
Applicant/Borrower Counsel:  
The Stratton Law Firm, PLLC 
Trustee: 
 
U.S. Bank Trust Company, National Association 
Trustee’s Counsel: 
 
Tucker Ellis LLP 
PRINCIPAL FINANCING DOCUMENTS 
 
Document 
Parties 
Series 2023 Bond Trust Indenture (the “Bond 
Indenture”) 
Issuer and Trustee 
Series 2023 Loan Agreement (the “Loan Agreement”) 
Issuer and Borrower 
Deed of Trust  
Borrower 
Bond Purchase Agreement 
Borrower, Issuer and Underwriter 
Preliminary Official Statement   
Borrower 
 
PLAN OF FINANCING  
The Bonds will be issued in one or more tax exempt and taxable series in an aggregate 
principal amount of not to exceed $27,000,000.   
The proceeds from the sale of the Bonds will be loaned by the Authority to the Borrower 
pursuant to the terms of the Loan Agreement.  The Borrower will be obligated to make loan 
repayments in amounts and at such times as required to pay principal and interest on the Bonds on 
their respective due dates. 
The Borrower will enter into the Loan Agreement to evidence the obligations of the 
Borrower to make loan repayments in amounts necessary to pay the principal and interest on the 
Bonds.  The Borrower will also enter into a Fifth Supplemental Master Indenture of Trust and 
issue one or more Obligations to further secure the Bonds and amounts due under the Loan 
Agreement. Such Obligations will be secured on parity with the Series 2019 Obligations (and any 
additional obligations under the Master Indenture). 
 The obligations of the Borrower to make periodic loan repayments as well as to perform 
the other obligations of the Borrower as set forth in the Loan Agreement and the Master Indenture

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will be secured by the Deed of Trust, Security Agreement, Assignment of Rents and Leases and 
Fixture Filing (or modification thereto, “Deed of Trust”) that will encumber the Facilities. Such 
Deed of Trust will secure amounts due under the Master Indenture with respect to both the Series 
2019 Bonds and the Bonds on parity.   
The Bonds will be offered for sale by the Underwriter pursuant to the Preliminary Official 
Statement only to (1) “Qualified Institutional Buyers” (as defined in Rule 144A promulgated under 
the Securities Act) and (2) “Accredited Investors” (as defined in Rule 501(a) of the Securities Act).  
FINAL APPROVAL 
At the Authority Board meeting on October 10, 2023, the Authority Board will be asked 
by the Applicant/Borrower to grant final approval to the application for financing and to adopt a 
resolution authorizing the issuance and sale of the Bonds. 
BOARD OF SUPERVISORS APPROVAL 
Under the provisions of A.R.S. § 35-721.B., the proceedings under which the Bonds of the 
Authority are to be issued require the approval of the Maricopa County Board of Supervisors for 
each issuance of bonds.  If the Authority Board acts to grant final approval for the financing and 
to adopt a resolution authorizing the issuance and sale of the Bonds, the Maricopa County Board 
of Supervisors will be requested, at its meeting on October 18, 2023 or thereafter, to act as required 
by law to adopt a resolution approving the proceedings of the Authority for the issuance of the 
Bonds. 
Under the provisions of the Act, specifically A.R.S. § 35-742, Maricopa County is not 
in any event liable for the payment of principal or interest on bonds issued by the Authority 
or for the performance by the Authority of any pledge, mortgage, obligation or agreement 
of any kind undertaken by the Authority and bonds of the Authority or any of its agreements 
or obligations shall not be construed to constitute an indebtedness of Maricopa County 
within the meaning of any constitution or statutory provision. 
TRANSACTION CLOSING 
If the required approvals of the Authority Board and the Maricopa County Board of 
Supervisors are received, it is currently anticipated that the Bonds will be issued in November 
2023.  At the time the Bonds are issued, it is anticipated the designated Bond Counsel will deliver 
its written opinion to the effect the Bonds have been validly issued and that as to the portion of the 
Bonds designated as being tax-exempt, the interest on the Bonds is exempt from federal and 
Arizona income taxation and that as to the portion of the Bonds that are not designated as tax-
exempt, the interest on such Bonds will be exempt from Arizona income taxation.

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September 27, 2023 
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LEGAL COUNSEL RECOMMENDATION 
 
As counsel to the Authority, we have reviewed drafts of the principal financing documents, 
we have been advised that these documents are now in substantially final form with respect to the 
provisions related to the Authority, and based upon our review of such and our review of the 
proceedings to date relating to the proposed issuance of the Bonds, we believe the financing 
documents and proceedings are in substantial conformance with the policies and guidelines of the 
Authority and are in both form and substance acceptable for the Authority Board and Maricopa 
County Board of Supervisors to act upon and that the Resolution presented to the Authority Board 
relating to authorizing the issuance and sale of the Bonds, and related matters, and the Resolution 
of the Maricopa County Board of Supervisors will be asked to adopt are in form and substance 
acceptable for the adoption.