Exhibit E Insurance Requirements

City of Chandler — Study Session (2024-07-15)

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EXHIBIT E 
INSURANCE REQUIREMENTS 
 
The City’s insurance requirements are minimum requirements for this Agreement and in no 
way limit the indemnity covenants contained in this Agreement. The City in no way warrants 
that the minimum limits required of GPEC are sufficient to protect GPEC from liabilities that 
might arise out of this Agreement for GPEC, its agents, representatives, employees or 
Contractors and GPEC is free to purchase such additional insurance as may be determined 
necessary. 
 
A. 
Minimum Scope and Limits of Insurance.  GPEC shall provide coverage at least as 
broad as the categories set forth below with limits of liability in amounts acceptable to 
the City.   
 
1. 
Commercial General Liability - Occurrence Form 
(Form CG 0001, ed. 10/13 or any replacements thereof) 
 
General Aggregate/ per Project  
 
 
 
 
Products-Completed Operations Aggregate  
 
Personal & Advertising Injury 
 
 
 
 
Each Occurrence 
 
 
 
 
 
 
Fire Damage (Any one fire)   
 
 
 
Directors and Officers 
Medical Expense (Any one person)   
 
 Optional 
 
2. 
Automobile Liability - Any Auto or Owned, Hired and Non-Owned Vehicles 
(Form CA 0001, ed. 10/13 or any replacement thereof) Combined Single Limit 
Per Accident for Bodily Injury and Property Damage 
 
3. 
Workers' Compensation and Employers' Liability 
Workers' Compensation 
 
 
 
 
Statutory 
Employers' Liability 
 
 
 
B.       Self-insured Retentions.  Any self-insured retentions must be declared to and approved 
by the City.  If not approved, the City may request that the insurer reduce or eliminate such 
self-insured retentions with respect to City, its officers, officials, agents, employees and 
volunteers.

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C. Other Insurance Requirements.  The policies are to contain, or be endorsed to contain, the 
following provisions: 
 
1. 
Commercial General Liability 
 
a.  
The City, its officers, officials, agents, employees and volunteers are to be 
named as additional insureds with respect to liability arising out of: activities 
performed by or on behalf of GPEC, including the City's general supervision of 
GPEC; products and completed operations of GPEC; and automobiles owned, 
leased, hired or borrowed by GPEC. 
 
b.  
GPEC's insurance shall include broad form contractual liability coverage. 
 
c. 
 The City, its officers, officials, agents, employees and volunteers shall be 
additional insureds to the full limits of liability purchased by GPEC, even if those 
limits of liability are in excess of those required by this Agreement. 
 
d.  
GPEC's insurance coverage shall be primary insurance with respect to City, 
its officers, officials, agents, employees and volunteers.  Any insurance or self-
insurance maintained by City, its officers, officials, employees or volunteers shall 
be in excess of GPEC's insurance and shall not contribute to it. 
 
e.  
GPEC's insurance shall apply separately to each insured against whom 
claim is made or suit is brought, except with respect to the limits of the insurer's 
liability. 
  
 
f. 
 Coverage provided by GPEC shall not be limited to the liability assumed 
under the indemnification provisions of this Agreement. 
 
g. 
 The policies shall contain a waiver of subrogation against City, its officers, 
officials, agents, employees and volunteers for losses arising from work performed 
by GPEC for the City. 
 
2. 
Workers' Compensation and Employers' Liability Coverage.    The insurer shall 
agree to waive all rights of subrogation against City, its officers, officials, agents, 
employees and volunteers for any and all losses arising from work performed by 
the Contractor for the City. 
 
D.  
Notice of Cancellation.  Each insurance policy required by the insurance provisions of 
this Agreement shall provide the required coverage and shall not be suspended, voided, 
canceled by either party, reduced in coverage or in limits except after thirty (30) calendar 
days’ prior written notice has been sent to City at the address provided herein for the giving 
of notice.  Such notice shall be by certified mail, return receipt requested.

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E.  
Acceptability of Insurers.  Insurance is to be placed with insurers duly licensed or 
approved unlicensed companies in the State of Arizona and with a "Best's" rating of not 
less than A-:VII.  City in no way warrants that the above required minimum insurer rating 
is sufficient to protect GPEC from potential insurer insolvency. 
 
F.  
Verification of Coverage.   GPEC shall furnish City with Certificates of Insurance 
(ACORD form or equivalent approved by City) and with original endorsements effecting 
coverage as required by this Agreement. The certificates and endorsements for each 
insurance policy are to be signed by a person authorized by that insurer to bind coverage 
on its behalf.  Any policy endorsements that restrict or limit coverage shall be clearly noted 
on the Certificate of Insurance. 
 
All certificates and endorsements are to be received and approved by City before work 
commences.  Each insurance policy required by this Agreement must be in effect at or prior 
to commencement of work under this Agreement and remain in effect for the duration of 
the project. 
 
All certificates of insurance required by this Agreement shall be sent directly to City at the 
address and in the manner provided in this Agreement for the giving of notice.  City's 
Agreement/Agreement number, GPEC's name and description of the Agreement shall be 
provided on the Certificates of Insurance. City reserves the right to require complete 
certified copies of all insurance policies required by this Agreement, at any time. 
 
G.   
Approval.  During the term of this Agreement, no modification may be made to any of 
GPEC's insurance policies which will reduce the nature, scope or limits of coverage which 
were in effect and approved by the City prior to execution of this Agreement.