Segal Report

Rachel Calisi, GBDS, CEBS 
Senior Health Consultant 
T 602.381.4027 
M 480.490.7306 
rcalisi@segalco.com 
1501 West Fountainhead Parkway 
Suite 370 
Tempe, AZ 85282-1936 
segalco.com 
5943456v2/00914.015 
May 14, 2025 
Rae Lynn Nielsen 
Human Resources Director 
City of Chandler  
PO Box 4008   
Chandler, AZ 85244-4008 
Re:    City of Chandler 
  Medical and Prescription Drug Plan Monthly Reporting 
  January 1, 2025 through December 31, 2025 – Data through March 
Dear Rae Lynn: 
Enclosed is the monthly experience reporting for the City’s medical and prescription drug plans. 
The report contains medical claims, prescription drug claims, enrollment, and expense 
information as furnished by Blue Cross Blue Shield of Arizona (Whyzen Analytics reporting tool) 
through March 31, 2025. 
For the month of March, Medical paid claims were approximately $2,482,400 while net Rx 
claims were about $379,800. For the 2025 plan year to date, claims and expenses (after stop-
loss reimbursements and pharmacy rebates) exceeded contributions by approximately 
$331,700 or 4.5% of contributions. Based on paid claims and expenses, Retirees and Actives 
on the Red Plan, as well as Actives on the Blue Plan and Retirees on the White Plan, 
experienced an operating deficit, as displayed on Page 8. 
There is one claimant with paid claims in excess of $100,000 during the reporting period. There 
are no claimants in the current plan year to date who have exceeded the stop loss deductible of 
$350,000. 
Expenses included in this report are medical plan administration, stop-loss premium, capitation 
for behavioral health & chiropractic services, value-based services, out-of-network shared 
savings costs, HSA administration, and fees associated with the Affordable Care Act. Also 
included is the amount of $126,692 per month from the estimated 2025 Operating Budget. 
These expenses exclude those funded by Blue Cross Blue Shield of Arizona. These expenses 
include categories such as wellness incentives, personnel support, audit & financial services, 
promotional, operating supplies & equipment, bank charges, contractual services, and health 
savings and flex account contributions.   
In March 2025, approximately 37.1% of all active employees and retirees were enrolled in the 
Red plan, with 5.1% enrolled in the Blue plan, and 57.7% enrolled in the White plan. The 
average total enrollment in 2025 is approximately 1.2% higher than the 2024 average 
enrollment.

5943456v2/00914.015 
 
Rae Lynn Nielsen 
May 14, 2025 
Page 2 
This document has been prepared for the exclusive use and benefit of the City of Chandler, 
based upon information provided by you and your other service providers or otherwise made 
available to Segal at the time this document was created. Segal makes no representation or 
warranty as to the accuracy of any forward-looking statements and does not guarantee any 
particular outcome or result. Except as may be required by law, this document should not be 
shared, copied or quoted, in whole or in part, without the consent of Segal. This document does 
not constitute legal, tax or investment advice or create or imply a fiduciary relationship. You are 
encouraged to discuss any issues raised with your legal, tax and other advisors before taking, 
or refraining from taking, any action. 
I look forward to discussing this report with you. 
Sincerely yours, 
Rachel Calisi, GBDS, CEBS 
Senior Health Consultant

City of Chandler
(Data Through March 2025)
05/14/2025
Presented by: Rachel Calisi
© 2025 by The Segal Group Inc.
Medical/Rx Monthly Reporting:    
January 2025 - December 2025

Mar'25
Jan'25-Mar'25
Jan'24-Dec'24
Mar'25
Jan'25-Mar'25
Jan'24-Dec'24
Contributions (PEPM)
$1,306.55
$1,305.87
$1,218.43
Avg. # of Employees
1,891
1,890
1,868
Net Paid Medical Claims (PEPM)
$1,312.24
$944.02
$868.80
Avg. # of Members
4,806
4,803
4,732
Net Paid Rx Claims (PEPM)
$200.85
$194.88
$258.63
Ratio Members to EEs
2.54
2.54
2.53
Total Claims (PEPM)
$1,513.09
$1,138.90
$1,127.43
Age/Gender Index 1
-
0.941
0.944
Stop Loss & Adm Expenses (PEPM)
$228.30
$225.41
$212.71
Total Claims & Expenses (PEPM)
$1,741.39
$1,364.31
$1,340.14
Surplus/Deficit (PEPM)
-$434.85
-$58.43
-$121.71
Loss Ratio
133%
104%
110%
PEPM % Change
27.6%
1.8%
Jan'25-Mar'25
Jan'24-Mar'24
% Change
# of Claimants
1
4
-75.0%
$ of Medical/Rx Paid Claims
$200,221
$469,204
-57.3%
% of Medical/Rx Paid Claims
3.0%
7.6%
-60.0%
Jan'25-Mar'25
Jan'24-Dec'24
% Change
Jan'25-Mar'25
Jan'24-Dec'24
% Change
Bed Days/1,000
110.8
234.0
-52.7%
Generic (PEPM)
$16.36
$23.34
-29.9%
Avg Length of Stay
4.4
5.3
-17.1%
Brand Preferred (PEPM)
$175.46
$196.82
-10.9%
Brand Non-Preferred (PEPM)
$10.44
$20.70
-49.5%
Specialty (PEPM)
$205.34
$278.25
-26.2%
Total (PEPM)
$407.60
$519.10
-21.5%
Jan'25-Mar'25
Jan'24-Dec'24
% Change
Jan'25-Mar'25
Jan'24-Dec'24
% Change
In-Network Allowed %
98.6%
96.2%
2.5%
Retail Scripts PMPY
9.40
11.00
-14.6%
Discount from Billed5
68.1%
68.2%
-0.1%
Mail Order Scripts PMPY
0.34
0.39
-14.2%
% Mail Order
3.5%
3.5%
0.4%
Jan'25-Mar'25
Jan'24-Dec'24
% Change
Generic Dispensing Rate
83.9%
83.4%
0.6%
Jan'25-Mar'25
Jan'24-Dec'24
% Change
Generic Plan Paid/Script
$7.91
$9.86
-19.8%
Member Cost Share %
26.7%
14.7%
81.6%
Brand Plan Paid/Script
$506.95
$499.13
1.6%
Plan Paid %
73.3%
85.3%
-14.1%
Specialty Plan Paid/Script
$6,562.74
$7,541.56
-13.0%
Total Plan Paid/Script
$165.29
$182.82
-9.6%
1
Pharmacy Spend 2
Medical In-Network Usage & Discounts
Pharmacy Retail vs Mail Order
Pharmacy Per Script Metrics2
Medical/Rx Plan - Member Cost Sharing 3
(1) BCBS factor for measuring the cost deviation of a population from that of a benchmark population based on age and gender attributes.
(2) The amount that plan participants enrolled in the White plan pay for their prescription drugs is not included in the Pharmacy Spend and Pharmacy Per Script Metric sections of the Dashboard because the information is not available 
broken down by pharmacy category in the BCBSAZ Whyzen system. Differences in pharmacy spend may also be due to the reporting data source.
(3) Cost share means the member's out-of-pocket expense compared to the sum of plan paid claims plus member out-of-pocket. Percentages do not reflect employee contributions.
(4) Percentages are rounded to the first decimal.   (5) Dashboard Large Claims data is taken from the BCBSAZ Whyzen reporting tool, which is a utilization "snapshot in time" possibly resulting in a difference between the dashboard and 
the monthly report.                                                                                                                                                                                                   
Inpatient Hospital
City of Chandler
HealthPlan Dashboard - Data thru March 2025
Income vs Paid Medical/Rx Claims + Expenses
Demographics
Large Claimants (> $100,000)
5943439
Financial
Prescription Drugs (Rx)
Enrollment
Medical Utilization
Medical Network
Medical/Rx Plan Design

Month
Enrollment
Contributions1
Medical Paid2,3
Stop Loss Refunds
Rx Paid
Rx Rebates
Net Claims
Expenses4
Total Paid Claims 
and Expenses
Surplus/
(Deficit)
Total Loss 
Ratio
Jan-24
1,837
$2,255,077
$2,391,086
($121,423)
$410,269
$0
$2,679,932
$327,895
$3,007,827
($752,750)
133.4%
Feb-24
1,871
$2,282,167
$1,181,504
($92,637)
$432,642
$0
$1,521,510
$386,675
$1,908,185
$373,982
83.6%
Mar-24
1,866
$2,276,847
$1,419,172
($20,165)
$414,950
$0
$1,813,957
$395,792
$2,209,748
$67,098
97.1%
Apr-24
1,861
$2,267,739
$1,725,393
($8,572)
$409,060
$0
$2,125,881
$428,808
$2,554,689
($286,950)
112.7%
May-24
1,867
$2,269,373
$1,793,138
$0
$565,709
$0
$2,358,847
$393,110
$2,751,957
($482,584)
121.3%
Jun-24
1,866
$2,268,861
$1,764,187
($1,853)
$591,275
$0
$2,353,608
$390,143
$2,743,751
($474,890)
120.9%
Jul-24
1,879
$2,282,875
$1,783,173
($67,503)
$560,440
$0
$2,276,109
$428,029
$2,704,139
($421,264)
118.5%
Aug-24
1,879
$2,285,642
$1,861,896
($2,003)
$565,136
$0
$2,425,029
$401,274
$2,826,303
($540,662)
123.7%
Sep-24
1,873
$2,282,149
$1,649,463
($477)
$515,968
$0
$2,164,953
$411,554
$2,576,508
($294,358)
112.9%
Oct-24
1,881
$2,290,288
$1,446,977
($18)
$526,203
$0
$1,973,162
$394,475
$2,367,637
($77,349)
103.4%
Nov-24
1,880
$2,290,795
$1,219,703
$0
$586,109
($319,040)
$1,486,772
$409,738
$1,896,510
$394,285
82.8%
Dec-24
1,886
$2,297,060
$1,620,147
($40,176)
$546,539
$0
$2,126,510
$406,916
$2,533,427
($236,367)
110.3%
2024 Total
22,446
$27,348,873
$19,855,837
($354,825)
$6,124,299
($319,040)
$25,306,271
$4,774,410
$30,080,680
($2,731,808)
110.0%
2024 Avg.
1,871
$2,279,073
$1,654,653
($29,569)
$510,358
($26,587)
$2,108,856
$397,867
$2,506,723
($227,651)
110.0%
Jan-25
1,893
$2,472,662
$1,305,024
($24,025)
$445,129
$0
$1,726,127
$421,745
$2,147,872
$324,790
86.9%
Feb-25
1,893
$2,470,093
$1,597,614
($883)
$458,094
($176,701)
$1,878,125
$426,198
$2,304,323
$165,770
93.3%
Mar-25
1,891
$2,470,680
$2,482,351
($897)
$379,806
$0
$2,861,261
$431,712
$3,292,973
($822,292)
133.3%
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
2025 Total
5,677
$7,413,435
$5,384,989
($25,804)
$1,283,029
($176,701)
$6,465,513
$1,279,655
$7,745,167
($331,732)
104.5%
2025 Avg.
1,892
$2,471,145
$1,794,996
($8,601)
$427,676
($58,900)
$2,155,171
$426,552
$2,581,722
($110,577)
104.5%
2
City of Chandler
2024-2025 Medical/Rx Contributions and Expenses
Year-to-date through March 2025
(1) Contributions for COBRA are assumed to be the same as the Actives. (2) Medical Paid claims include BCBSAZ AEA amounts, access fees, and capitation.
(3) Medical Paid claims includes retroactive adjustments which causes discrepancies when comparing to BCBSAZ invoices. (4) Expenses include prorated monthly PCORI fees.
(5) Enrollment may change retrospectively based on updated BCBSAZ reporting.
$2,147,872 
$4,452,195 
$7,745,167 
$3,007,827 
$4,916,012 
$7,125,760 
$9,680,449 
$12,432,405 
$15,176,157 
$17,880,295 
$20,706,599 
$23,283,106 
$25,650,743 
$27,547,254 
$30,080,680 
 $-
 $5,000,000
 $10,000,000
 $15,000,000
 $20,000,000
 $25,000,000
 $30,000,000
 $35,000,000
Jan.
Feb.
Mar.
Apr.
May
Jun.
Jul.
Aug.
Sept.
Oct.
Nov.
Dec.
2025 vs 2024 Cumulative Paid Claims & Expenses
2025 Cumulative Claims & Expenses
2024 Cumulative Claims & Expenses
5943439

Red
Blue
White
Total
Red
Blue
White
Total
Red
Blue
White
Total
Jan-25
639
75
967
1,681
63
20
129
212
702
95
1,096
1,893
Feb-25
639
77
963
1,679
65
20
129
214
704
97
1,092
1,893
Mar-25
638
77
963
1,678
64
20
129
213
702
97
1,092
1,891
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
2025 Avg.
639
76
964
1,679
64
20
129
213
703
96
1,093
1,892
% of Total
34%
4%
51%
89%
3%
1%
7%
11%
37%
5%
58%
100%
2024 Avg.
660
75
915
1,650
71
21
129
221
730
96
1,044
1,871
% Change
-3.2%
1.2%
5.4%
1.8%
-9.2%
-4.8%
-0.3%
-3.5%
-3.8%
-0.1%
4.7%
1.2%
3
City of Chandler
2025 Enrollment by Status and Plan
Year-to-date through March 2025
TOTAL
ACTIVE
RETIREE
0
500
1,000
1,500
Jan-25
Feb-25
Mar-25
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
Active Enrollment by Plan 
ACTIVE Red
ACTIVE Blue
ACTIVE White
0
20
40
60
80
100
120
140
Jan-25
Feb-25
Mar-25
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
Retiree Enrollment by Plan
RETIREE Red
RETIREE Blue
RETIREE White
5943439

Notes:
Paid claims illustrated include capitation but are not reduced for stop loss reimbursements and prescription drug rebates.
The claims information by Active and Retiree status is approximate based on the status information reported to Blue Cross Blue Shield as of the date the claim was adjudicated.
4
City of Chandler
2025 Medical/Rx Paid Claims by Plan and Status
Year-to-date through March 2025
$1,543 
$1,176 
$792 
$1,095 
$3,299 
$783 
$1,214 
$1,800 
$1,703 
$1,095 
$842 
$1,175 
$0
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
Red
Blue
White
All Plans
Claims per Employee per Month
Medical/Rx YTD Claims Paid by Plan and Status -- 2025 Plan Year
Actives '25
Retirees '25
All '25
$1,565 
$1,384 
$741 
$1,100 
$2,065 
$1,544 
$1,338 
$1,590 
$1,613 
$1,419 
$815 
$1,157 
$0
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
Red
Blue
White
All Plans
Claims per Employee per Month
Medical/Rx Claims Paid by Plan and Status -- 2024 Plan Year
Actives '24
Retirees '24
All '24
5943439

Enrollment
Contributions
Claims & 
Expenses
Active Loss 
Ratio
Enrollment Contributions
Claims & 
Expenses
Retiree 
Loss Ratio Enrollment Contributions
Total Claims 
& Expenses
Total Loss 
Ratio
All Plans
5,038
$6,724,710
$6,653,407
99%
639
$688,725
$1,294,266
188%
5,677
$7,413,435
$7,947,673
107%
% of Total
89%
91%
84%
11%
9%
16%
100%
100%
100%
Red Plan
1,916
$3,153,399
$3,387,968
107%
192
$262,988
$676,676
257%
2,108
$3,416,387
$4,064,644
119%
% of Total
91%
92%
83%
9%
8%
17%
37%
46%
51%
Blue Plan
229
$280,321
$320,968
115%
60
$64,146
$60,487
94%
289
$344,467
$381,455
111%
% of Total
79%
81%
84%
21%
19%
16%
5%
5%
5%
White Plan
2,893
$3,290,991
$2,944,471
89%
387
$361,591
$557,103
154%
3,280
$3,652,582
$3,501,574
96%
% of Total
88%
90%
84%
12%
10%
16%
58%
49%
44%
04/10/2015
*
5
The claims information by Active and Retiree is approximate based on the status information reported to Blue Cross Blue Shield as of the date the claim was adjudicated.
Notes: Paid claims include capitation but are unadjusted for stop loss reimbursements and prescription drug rebates.  
City of Chandler
2025 Contributions and Paid Claims by Status and Plan
Year-to-date through March 2025
ACTIVE
RETIREE
TOTAL
Percent of Total rows sum Active and Retiree columns by plan and show each plan's percentage of the total in the Total columns.                             
 $-
 $1,000,000
 $2,000,000
 $3,000,000
 $4,000,000
 $5,000,000
 $6,000,000
 $7,000,000
 $8,000,000
Jan-25
Feb-25
Mar-25
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
$ Year-to-Date
Active Contributions vs Claims and Expenses
 $-
 $200,000
 $400,000
 $600,000
 $800,000
 $1,000,000
 $1,200,000
 $1,400,000
Jan-25
Feb-25
Mar-25
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
$ Year-to-Date
Retiree Contributions vs Claims and Expenses 
 Contributions
 Claims & Expenses
5943439

Month
EE
EE+SP
EE+Ch(rn)
EE+Fam
EE
EE+SP
EE+Ch(rn)
EE+Fam
EE
EE+SP
EE+Ch(rn)
EE+Fam
Jan-25
186
147
89
217
38
9
11
17
330
107
103
427
Feb-25
186
146
91
216
40
9
11
17
333
104
103
423
Mar-25
186
144
90
218
39
10
11
17
333
104
101
425
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
2025 Total
558
437
270
651
117
28
33
51
996
315
307
1,275
2025 Avg.
186
146
90
217
39
9
11
17
332
105
102
425
Month
Retiree
Ret+SP
Ret+Ch(rn)
Ret+Fam
Retiree
Ret+SP
Ret+Ch(rn)
Ret+Fam
Retiree
Ret+SP
Ret+Ch(rn)
Ret+Fam
Jan-25
25
29
6
3
11
7
1
1
65
40
7
17
Feb-25
27
28
6
4
11
7
1
1
63
40
7
19
Mar-25
27
27
6
4
12
6
1
1
62
40
7
20
Apr-25
May-25
Jun-25
Jul-25
Aug-25
Sep-25
Oct-25
Nov-25
Dec-25
2025 Total
79
84
18
11
34
20
3
3
190
120
21
56
2025 Avg.
26
28
6
4
11
7
1
1
63
40
7
19
6
City of Chandler
Enrollment by Tier
Year-to-date through March 2025
 Red
 Blue
 White
Actives
Retirees
Red
Blue
White
5943439

Month
EE
EE+SP
EE+Ch(rn)
EE+Fam
EE
EE+SP
EE+Ch(rn)
EE+Fam
EE
EE+SP
EE+Ch(rn)
EE+Fam
Jan-24
181
148
95
233
37
4
16
17
292
101
93
395
Feb-24
185
147
100
229
37
4
17
18
310
104
94
399
Mar-24
188
149
99
228
36
4
17
18
309
102
93
399
Apr-24
190
146
101
226
34
5
18
18
310
100
93
397
May-24
190
144
100
225
34
5
19
17
315
106
94
396
Jun-24
184
142
100
228
34
5
19
17
321
104
95
397
Jul-24
191
144
100
227
34
5
18
17
321
105
99
400
Aug-24
190
141
98
227
33
5
18
17
321
105
99
405
Sep-24
193
142
98
227
32
5
18
17
317
105
97
404
Oct-24
194
142
100
225
35
5
18
19
320
99
97
407
Nov-24
189
142
100
227
36
5
18
19
323
100
97
408
Dec-24
193
141
99
229
37
6
19
19
323
101
97
405
2024 Total
2,268
1,728
1,190
2,731
419
58
215
213
3,782
1,232
1,148
4,812
2024 Avg.
189
144
99
228
35
5
18
18
315
103
96
401
Month
Retiree
Ret+SP
Ret+Ch(rn)
Ret+Fam
Retiree
Ret+SP
Ret+Ch(rn)
Ret+Fam
Retiree
Ret+SP
Ret+Ch(rn)
Ret+Fam
Jan-24
35
30
4
2
13
8
0
1
65
42
7
18
Feb-24
35
29
4
3
12
8
0
1
65
44
7
19
Mar-24
33
29
4
3
12
8
0
1
65
44
7
18
Apr-24
33
30
4
3
13
7
0
1
65
43
7
17
May-24
33
30
4
3
12
7
0
1
65
41
7
19
Jun-24
34
30
4
3
12
7
0
1
64
41
7
17
Jul-24
33
30
5
3
12
7
1
1
62
40
7
17
Aug-24
32
32
6
3
12
7
1
2
62
39
7
17
Sep-24
31
31
6
3
11
7
1
2
61
40
7
18
Oct-24
30
31
6
4
11
7
1
2
62
41
7
18
Nov-24
28
30
6
4
12
6
1
2
61
41
7
18
Dec-24
29
31
6
4
12
6
1
2
60
41
8
17
2024 Total
386
363
59
38
144
85
6
17
757
497
85
213
2024 Avg.
32
30
5
3
12
7
1
1
63
41
7
18
7
Actives
Retirees
Red
Blue
White
City of Chandler
Enrollment by Tier
Plan Year 2024
 Red
 Blue
 White
5943439

04/10/2015
*
8
City of Chandler
2025 Contributions and Expenses by Status and Plan
Year-to-date through March 2025
Claims include capitation (allocated by claims paid year-to-date), but are unreduced for stop loss reimbursements.
Expenses on these graphs are limited to self-insurance administrative fees, PCORI fees, and paid claims.
The claims information by Active and Retiree status is approximate based on the status information reported to Blue Cross as of the date the claim was adjudicated.
$1,646 
$1,224 
$1,138 
$1,335 
$1,768 
$1,402 
$1,018 
$1,321 
($122)
($177)
$120 
$14 
-$3,000
-$2,000
-$1,000
$0
$1,000
$2,000
$3,000
$4,000
Red
Blue
White
All Plans
$ per Employee per Month
Active Surplus/(Deficit) by Plan
Contributions
Claims+Expenses
Surplus/(Deficit)
$1,370 
$1,069 
$934 
$1,078 
$3,524 
$1,008 
$1,440 
$2,025 
($2,155)
$61 
($505)
($948)
-$3,000
-$2,000
-$1,000
$0
$1,000
$2,000
$3,000
$4,000
Red
Blue
White
All Plans
$ per Employee per Month
Retiree Surplus/(Deficit) by Plan
Contributions
Claims+Expenses
Surplus/(Deficit)
89%
11%
Enrollment
Active %
Retiree %
91%
9%
Contributions
Active
Retiree
84%
16%
Claims and Expenses
Active
Retiree
5943439

Rank
Plan
Medical/Rx Paid YTD
Medical/Rx Paid in Excess of 
$350K Stop Loss Deductible
1
Red Plan
$200,212
$0
$200,212
$0
3.0%
City of Chandler
2025 Incurred Medical Claims Paid in Excess of $100,000
Year-to-date through March 2025
9
Total of one claimants
Percentage of Total Medical/Rx Paid:
3.0%
97.0%
Large Claims
All Other Medical/Rx
Claims
5943439

Twelve Month Period 
Ending
(a)
Enrollment
(b)
Medical Claims 
Paid
(c)
Stop Loss 
Reimbursements
(d)=(b)+(c)
Net Medical 
Claims
(e)
Rx Paid
(f)=(d)+(e)
Net Claims
(d)/(a)
Net Medical 
Claims PEPM
(e)/(a)
Rx Claims PEPM
Mar-24
22,010
$20,072,038
($1,277,469)
$18,794,569
$5,670,366
$24,464,935
$853.91
$257.63
Apr-24
22,068
$20,408,381
($1,256,148)
$19,152,232
$5,607,109
$24,759,341
$867.87
$254.08
May-24
22,120
$20,681,578
($1,228,147)
$19,453,431
$5,674,403
$25,127,835
$879.45
$256.53
Jun-24
22,161
$20,849,263
($1,232,865)
$19,616,398
$5,814,207
$25,430,605
$885.18
$262.36
Jul-24
22,213
$21,074,591
($1,227,870)
$19,846,720
$5,910,029
$25,756,750
$893.47
$266.06
Aug-24
22,272
$21,165,027
($986,152)
$20,178,875
$5,964,326
$26,143,201
$906.02
$267.79
Sep-24
22,310
$21,130,907
($800,784)
$20,330,123
$5,989,654
$26,319,777
$911.26
$268.47
Oct-24
22,357
$20,641,305
($637,894)
$20,003,411
$6,013,052
$26,016,463
$894.73
$268.96
Nov-24
22,402
$19,923,145
($532,383)
$19,390,762
$6,062,379
$25,453,141
$865.58
$270.62
Dec-24
22,446
$19,855,837
($354,825)
$19,501,011
$6,124,299
$25,625,311
$868.80
$272.85
Jan-25
22,502
$18,769,775
($257,428)
$18,512,346
$6,159,159
$24,671,506
$822.70
$273.72
Feb-25
22,524
$19,185,885
($165,674)
$19,020,211
$6,184,611
$25,204,822
$844.44
$274.58
Mar-25
22,549
$20,249,064
($146,406)
$20,102,659
$6,149,467
$26,252,126
$891.51
$272.72
Notes:
Medical Claims Paid includes capitation. 
10
City of Chandler
Thirteen Month Snapshot - Medical and Rx Plan Paid Claims Through March 2025
$854
$868
$879
$885
$893
$906
$911
$895
$866
$869
$823
$844
$892
$760
$780
$800
$820
$840
$860
$880
$900
$920
Claims per Employee per Month
12-Month Period Ending
Rolling Twelve Month Net Medical Claims PEPM
Net Medical Trend 4.4%
$258
$254
$257
$262
$266 $268 $268 $269 $271 $273 $274 $275 $273
$230
$240
$250
$260
$270
$280
Claims per Employee per Month
12-Month Period Ending
Rolling Twelve Month Rx Claims PEPM
Rx Trend 5.9%
5943439