EXHIBIT B INS REQ.PDF

EXHIBIT B - INSURANCE REQUIREMENTS
INSURANCE REQUIREMENTS:
Contractor and subcontractors shall procure and maintain until all of their obligations have been
discharged, including any warranty periods under this Contract are satisfied, insurance against
claims for injury to persons or damage to property which may arise from or in connection with the
performance of the work hereunder by the Contractor, his agents, representatives, employees or
subcontractors.
The insurance requirements herein are minimum requirements for this Contract and in no way
limit the indemnity covenants contained in this Contract. The City in no way warrants that the
minimum limits contained herein are sufficient to protect the Contractor from liabilities that might
arise out of the performance of the work under this contract by the Contractor, his agents,
representatives, employees or subcontractors and Contractor is free to purchase additional
insurance as may be determined necessary.
A. MINIMUM SCOPE AND LIMITS OF INSURANCE: Contractor shall provide coverage with
limits of liability not less than those stated below. An excess liability policy or umbrella
liability policy may be used to meet the minimum liability requirements provided that the
coverage is written on a “following form” basis.
1. Commercial General Liability – Occurrence Form
Policy shall include bodily injury, property damage and broad form contractual liability
coverage.
 General Aggregate $2,000,000
 Products – Completed Operations Aggregate $1,000,000
 Personal and Advertising Injury $1,000,000
 Each Occurrence $1,000,000
a. The policy shall be endorsed to include the following additional insured language:
"The City of Phoenix shall be named as an additional insured with respect to
liability arising out of the activities performed by, or on behalf of the Contractor".
2. Automobile Liability
Bodily Injury and Property Damage for any owned, hired, and non-owned vehicles used
in the performance of this Contract.
Combined Single Limit (CSL) $1,000,000
a. The policy shall be endorsed to include the following additional insured language:
"The City of Phoenix shall be named as an additional insured with respect to
liability arising out of the activities performed by, or on behalf of the Contractor,
including automobiles owned, leased, hired or borrowed by the Contractor".
3. Worker's Compensation and Employers' Liability
Workers' Compensation
Statutory
Employers' Liability
Each Accident $100,000
Disease – Each Employee $100,000
Disease – Policy Limit $500,000
a. Policy shall contain a waiver of subrogation against the City of Phoenix.
b. This requirement shall not apply when a contractor or subcontractor is exempt
under A.R.S. 23-901, AND when such contractor or subcontractor executes the
appropriate sole proprietor waiver form.
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B. ADDITIONAL INSURANCE REQUIREMENTS: The policies shall include, or be endorsed
to include, the following provisions:
1. On insurance policies where the City of Phoenix is named as an additional insured, the
City of Phoenix shall be an additional insured to the full limits of liability purchased by
the Contractor even if those limits of liability are in excess of those required by this
Contract.
2 The Contractor's insurance coverage shall be primary insurance and non-contributory
with respect to all other available sources.
C. NOTICE OF CANCELLATION: For each insurance policy required by the insurance
provisions of this Contract, the Contractor must provide to the City, within 2 business days
of receipt, a notice if a policy is suspended, voided or cancelled for any reason. Such notice
shall be mailed, emailed, hand delivered or sent by facsimile transmission to (Melissa
Magallanez, Community and Economic Development Department, Workforce
Connection Division, 200 W. Washington St., 19th Floor, Phoenix, AZ 85003).
D. ACCEPTABILITY OF INSURERS: Insurance is to be placed with insurers duly licensed or
authorized to do business in the state of Arizona and with an “A.M. Best” rating of not less
than B+ VI. The City in no way warrants that the above-required minimum insurer rating is
sufficient to protect the Contractor from potential insurer insolvency.
E. VERIFICATION OF COVERAGE: Contractor shall furnish the City with certificates of
insurance (ACORD form or equivalent approved by the City) as required by this Contract.
The certificates for each insurance policy are to be signed by a person authorized by that
insurer to bind coverage on its behalf.
All certificates and any required endorsements are to be received and approved by the City
before work commences. Each insurance policy required by this Contract must be in effect
at or prior to commencement of work under this Contract and remain in effect for the
duration of the project. Failure to maintain the insurance policies as required by this
Contract or to provide evidence of renewal is a material breach of contract.
All certificates required by this Contract shall be sent directly to Melissa Magallanez,
Community and Economic Development Department at 200 W. Washington, 19th Fl.,
Phoenix, AZ 85003. The City project/contract number and project description shall be
noted on the certificate of insurance. The City reserves the right to require complete,
certified copies of all insurance policies required by this Contract at any time. DO NOT
SEND CERTIFICATES OF INSURANCE TO THE CITY'S RISK MANAGEMENT DIVISION.
F. SUBCONTRACTORS: Contractors’ certificate(s) shall include all subcontractors as
additional insureds under its policies or Contractor shall furnish to the City separate
certificates and endorsements for each subcontractor. All coverages for subcontractors
shall be subject to the minimum requirements identified above.
G. APPROVAL: Any modification or variation from the insurance requirements in this
Contract shall be made by the Law Department, whose decision shall be final. Such action
will not require a formal Contract amendment, but may be made by administrative action.
H. EXCEPTIONS: In the event the Contractor or sub-contractor(s) is/are a public entity, then
the Insurance Requirements shall not apply. Such public entity shall provide a Certificate of
Self-Insurance.
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