2022-029_KITTELSON_OC_PLANNING_SERVICES.PDF

Maricopa County — Formal (2022-04-20)

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ON-CALL TRANSPORTATION PLANNING SERVICES 
 
 
BETWEEN 
 
MARICOPA COUNTY DEPARTMENT OF TRANSPORTATION 
 
AND 
 
KITTELSON & ASSOCIATES, INC. 
 
CONTRACT NO. 2022-029 
 
 
 
Agenda No. C-64-Enter Agenda # 
 
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Contract No. 2022-029 
ON-CALL TRANSPORTATION PLANNING SERVICES 
 
CONTRACT NO. 2022-029 
 
TABLE OF CONTENTS 
 
Contents 
SECTION 1 - SERVICES OF THE CONSULTANT ....................................................................................... 1 
SECTION 2 - WORK ASSIGNMENTS AND PERIOD OF SERVICE ............................................................. 1 
SECTION 3 - PAYMENTS TO THE CONSULTANT ...................................................................................... 2 
SECTION 4 - THE COUNTY’S RESPONSIBILITIES .................................................................................... 3 
SECTION 5 - ALTERATION IN SCOPE OF WORK ...................................................................................... 3 
SECTION 6 - RECORDS ............................................................................................................................... 3 
SECTION 7 - WORK ASSIGNMENT COMPLETION .................................................................................... 4 
SECTION 8 - TERMINATION ........................................................................................................................ 4 
SECTION 9 - OWNERSHIP OF DOCUMENTS ............................................................................................. 4 
SECTION 10 - COMPLIANCE WITH LAWS .................................................................................................. 5 
CERTIFICATION REGARDING DEBARMENT AND SUSPENSION: ....................................................... 5 
SECTION 11 - GENERAL CONSIDERATIONS ............................................................................................ 6 
SECTION 12 - SUCCESSORS AND ASSIGNS ............................................................................................ 8 
SECTION 13 - NO KICK-BACK CERTIFICATION ......................................................................................... 8 
SECTION 14 - ANTI-DISCRIMINATION PROVISION ................................................................................... 8 
SECTION 15 - INDEMNIFICATION ............................................................................................................... 8 
SECTION 16 - INSURANCE REQUIREMENTS ............................................................................................ 9 
CERTIFICATES OF INSURANCE ........................................................................................................... 10 
CANCELLATION AND EXPIRATION NOTICE........................................................................................ 11 
SECTION 17 - INFLUENCE ........................................................................................................................ 11 
SECTION 18 - TITLE VI .............................................................................................................................. 11 
SECTION 19 - PERFORMANCE EVALUATIONS ....................................................................................... 11 
SECTION 20 - FORCE MAJEURE .............................................................................................................. 11 
SIGNATURE PAGE ..................................................................................................................................... 13 
ATTACHMENTS 
EXHIBIT A – SCOPE OF WORK 
EXHIBIT B – CONSULTANT’S FEE SCHEDULE 
 
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CONTRACT NO. 2022-029 
ON-CALL TRANSPORTATION PLANNING SERVICES 
 
Pursuant to the provisions of the Arizona Revised Statutes § 11-201 the Board of Supervisors has the 
authority to enter into contracts. 
 
The Maricopa COUNTY Department of Transportation, hereinafter called the “COUNTY”, is desirous of 
having ON-CALL TRANSPORTATION PLANNING SERVICES performed when requested by the 
Maricopa County Department of Transportation through a specific Work Assignment for those services 
more fully described in Exhibit A, General Scope of Work, and Exhibit B, Fee Schedule, attached; and 
Kittelson & Associates, Inc., hereinafter called “CONSULTANT”, with its principal offices located at 40 
North Central Avenue, Suite 1920, Phoenix, Arizona 85004, Telephone Number: 480-561-6796 is 
desirous of performing said services; 
 
THEREFORE, the parties hereto mutually agree as follows: 
 
SECTION 1 - SERVICES OF THE CONSULTANT 
 
The CONSULTANT, under the general supervision of the COUNTY Engineering Division Manager, shall 
perform ON-CALL TRANSPORTATION PLANNING SERVICES as are necessary for the Work 
Assignment and according to the directions and designated standards of the COUNTY, and in accordance 
with Exhibit A, General Scope of Work. It is understood and agreed that the COUNTY’S authorized 
representative shall be the Engineering Division Manager or his/her duly authorized representative, 
hereinafter called the “Agent”. For purposes of this contract, the Agent’s duly authorized representative 
shall be the Branch Manager and he/she shall be the sole contact for administering this contract. 
 
The CONSULTANT shall meet periodically with the Agent so as to keep the COUNTY informed of the 
progress of the work in accordance with each work assignment. 
 
SECTION 2 - WORK ASSIGNMENTS AND PERIOD OF SERVICE 
 
Within the guidelines set forth in Exhibit A, General Scope of Work, a detailed scope of work will be 
developed for each Work Assignment and incorporated herein by reference. A not-to-exceed fee will be 
negotiated for each Work Assignment consistent with Exhibit B, Fee Schedule. 
 
The CONSULTANT shall complete all work in accordance with the provisions of Exhibit A, General Scope 
of Work and the detailed Scope of Work as negotiated for each specific Work Assignment. Performance for 
a Work Assignment shall commence only upon receipt of the Agent’s written notice to proceed.  
 
Any work specified in a Work Assignment under this Contract, which commenced prior to the expiration 
date of this Contract, shall be satisfactorily completed within the performance period of the Contract. If an 
extension of the Performance Period is granted as provided in Section VII, the performance period of the 
Contract shall be automatically extended to allow for the satisfactory completion of such work. 
 
 
 
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Contract performance will be for a period of 730 calendar days from the Notice to Proceed date and may be 
renewed, if mutually agreed to by both the CONSULTANT and the COUNTY, for three (3) additional one 
(1) year period(s) or the expenditure of $1,000,000.00, whichever occurs first.
SECTION 3 - PAYMENTS TO THE CONSULTANT 
The CONSULTANT shall be paid a fee not-to-exceed ONE MILLION DOLLARS AND NO CENTS 
($1,000,000.00) for complete and satisfactory performance of work under this contract in accordance with 
the General Scope of Work and the detailed Scope(s) of Work. Payments will be made for the actual hours 
worked and/or other costs incurred or provided for in accordance with Exhibit B, Fee Schedule.  
The COUNTY does not guarantee any minimum or maximum fee during the period of this contract, and 
CONSULTANT, in accepting this contract, does not anticipate any minimum or maximum fee. 
The COUNTY shall pay the CONSULTANT in full for each Work Assignment upon satisfactory completion 
and acceptance by the COUNTY, provided the CONSULTANT returns the executed Certificate of 
Performance furnished by the Agent. Should an assignment require more than thirty (30) days to complete, 
the CONSULTANT may invoice progress payments based on COUNTY approved monthly progress 
reports and subject to the limitations set forth in the Scope of Work negotiated for each Work Assignment. 
No retention shall be withheld from the contract.  
The CONSULTANT shall provide back-up documentation with each invoice progress payment. The back-
up documentation shall clearly indicate the hours worked, date, and employee’s name, including sub-
consultants. All backup documentation shall include copies of any sub-consultants or vendor invoices.  
The Small Business Enterprise Participation Form (Attachment 1) is to be submitted with each pay 
application or invoice. Any pay application or invoice without this form attached is subject to rejection as not 
being a completed pay application or invoice pursuant to the terms of the contract. 
The final invoice shall be paid to the CONSULTANT for each Work Assignment, as applicable, within forty-
five (45) calendar days after: 
A.
final completion of all work per Exhibit A, General Scope of Work and the detailed Scope of Work,
B.
acceptance of the work by the COUNTY,
C.
the COUNTY’S receipt of the “Certificate of Performance” form furnished by the Agent,
A Certificate of Performance will be provided with each Work Assignment. Upon Completion of the specific 
Work Assignment, the CONSULTANT will furnish to the COUNTY a completed Certificate of Performance 
– Work Assignment and Payment of all Claims.
Upon completion of all Work Assignments under this contract, the CONSULTANT will furnish to the 
COUNTY an executed Certificate of Performance (Attachment 2). The Certificate of Performance must be 
notarized. 
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SECTION 4 - THE COUNTY’S RESPONSIBILITIES 
 
The COUNTY shall furnish the CONSULTANT, at no cost to the CONSULTANT, the following information 
or services for each Work Assignment: 
 
A. 
One copy of on-hand maps, records, survey ties, benchmarks, or other data pertinent to the Work 
Assignment. This does not, however, relieve the CONSULTANT of the responsibility of searching 
records for additional information, for requesting specific information, or for verification of that 
information provided. The COUNTY does not warrant the accuracy or comprehensiveness of any 
such information. 
 
B. 
All available information and data relative to policies, standards, criteria, and studies, etc. impacting 
the Work Assignment as identified by the CONSULTANT. 
 
C. 
Available staff for consultation with the CONSULTANT during the performance of the work in order 
to identify the problems, needs, and other functional aspects of the Work Assignment. 
 
D. 
Prompt examination of documents submitted by the CONSULTANT and rendering of decisions 
pertaining thereto in order to avoid unreasonable delay in the progress of the work by the 
CONSULTANT. The COUNTY will keep the CONSULTANT advised concerning the progress of 
the COUNTY’S review of work. 
 
SECTION 5 - ALTERATION IN SCOPE OF WORK 
 
This contract may be amended by mutual agreement of the COUNTY and the CONSULTANT. 
 
Any alteration in the General Scope of Work and/or the detailed Scope(s) of Work that will result in a 
substantial change in the nature of the Work Assignment so as to materially increase or decrease the 
contract fee will require negotiation of an amendment to the contract to be executed by the COUNTY and 
the CONSULTANT. No work shall commence on the change until the contract amendment has been 
approved by the COUNTY and the CONSULTANT has been notified to proceed by the Agent. It is distinctly 
understood and agreed that no claim for extra work done or materials furnished by the CONSULTANT will 
be allowed by the COUNTY except as provided herein, nor shall the CONSULTANT do any work or furnish 
any materials not covered by this agreement unless such work is first authorized in writing by the COUNTY 
and in accordance with the Maricopa County Procurement Code. Any such work or materials furnished by 
the CONSULTANT without such written authorization first being given shall be at CONSULTANT’S own 
risk, cost, and expense, and CONSULTANT hereby agrees that without such written authorization to make 
no claim for compensation for such work or materials furnished. 
 
SECTION 6 - RECORDS 
 
Records of the CONSULTANT’S expenses pertaining to this contract and records of accounts between the 
COUNTY and the CONSULTANT shall be kept on a generally recognized accounting basis and shall be 
available upon request to the COUNTY or its authorized representative for audit during normal business 
hours. 
 
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The CONSULTANT shall maintain procurement records for a period of two (2) years after the completion of 
the contract unless applicable Federal regulations require a longer period of retention. 
 
SECTION 7 - WORK ASSIGNMENT COMPLETION 
 
If, during the course of this Contract, situations beyond the control and not the result of delay attributable to 
CONSULTANT arise which prevent completion of a work assignment within the allotted time, the Agent 
may grant an extension of the Performance Period. 
 
SECTION 8 - TERMINATION 
 
The COUNTY may terminate this contract at any time upon reimbursement to the CONSULTANT of 
expenses that include reasonable charges for time and material for the percentage of work satisfactorily 
completed and turned over to the COUNTY. 
 
The COUNTY reserves the rights to postpone, terminate, or abandon this contract for the CONSULTANT’S 
failure to complete any Work Assignment on time, or failure to comply with the provisions of the contract. 
The COUNTY also reserves the right to terminate any or all parts of this contract for its own convenience 
as the COUNTY may determine at its sole discretion. 
 
The COUNTY hereby gives notice that pursuant to A.R.S. § 38-511 “A” this contract may be canceled 
without penalty or further obligation within three (3) years after execution if any person significantly involved 
in initiating, negotiating, securing, drafting, or creating a contract on behalf of the COUNTY is, at any time 
while the contract or any extension of the contract is in effect, an employee or agent of any other party to 
the contract in any capacity or a CONSULTANT to any other party of the contract with respect to the 
subject matter of the contract. Cancellation under this section shall be effective when written notice from 
the COUNTY Transportation Director is received by all of the parties of the contract. In addition, the 
COUNTY may recoup any fee or commission paid or due to any person significantly involved in initiating, 
negotiating, securing, drafting, or creating the contract on behalf of the COUNTY from any other party to 
the contract arising as a result of the contract. 
 
The CONSULTANT may terminate this contract in the event of nonpayment of fees as specified in 
SECTION III, PAYMENTS TO THE CONSULTANT. 
 
SECTION 9 - OWNERSHIP OF DOCUMENTS 
 
A. 
All original documents including, but not limited to studies, reports, tracings, drawings, physical and 
computer models, estimates, field notes, investigations, design analysis, calculations, computer 
software, and specifications, prepared in the performance of this contract are to be and remain the 
property of the COUNTY and are to be delivered to the Agent before final payment is made to the 
CONSULTANT. The COUNTY will not reuse, alter or modify these documents without noting such 
modifications, alterations, or intent of their reuse, and will hold the CONSULTANT harmless from 
any claims arising from such reuse, modifications, or alterations of the documents. The 
CONSULTANT may retain reproducible copies of all such documents delivered to the COUNTY.  
 
B. 
If the CONSULTANT retains reproducible copies of all such documents delivered to the COUNTY, 
the CONSULTANT may not use those documents in regard to current or future claims or litigation 
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against the COUNTY brought by another party or parties unless the documents are independently 
produced in accordance with a court order or procedural rules and notice of such production is 
given to the COUNTY immediately and prior to their production. 
 
C. 
Copies retained by the CONSULTANT, sub-consultant(s), or any related entities are governed by 
Arizona Law regarding the use of public records and may not be used for commercial purpose 
without additional written permission from the COUNTY and the payment of all applicable fees. 
 
D. 
The COUNTY reserves the right to reuse the documents as it sees fit. 
 
SECTION 10 - COMPLIANCE WITH LAWS 
 
The CONSULTANT is required to comply with all Federal, State, and local laws, local ordinances and 
regulations. The CONSULTANT’S signature on this contract certifies compliance with the provisions of the 
I-9 requirements of the Immigration Reform and Control Act of 1986 for all personnel that the 
CONSULTANT and any subconsultants employ to complete any Work Assignment. It is understood that 
the COUNTY shall conduct itself in accordance with the provisions of the Maricopa County Procurement 
Code. 
 
The CONSULTANT warrants that it is in compliance with A.R.S. §41-4401 and further acknowledges: 
 
(1) 
That the CONSULTANT and its sub-consultants, if any, warrant their compliance with all 
federal immigration laws and regulations that relate to their employees and their 
compliance with A.R.S. §23-214, subsection A; After December 31, 2007, every employer, 
after hiring an employee, shall verify the employment eligibility of the employee through the 
e-verify program and shall keep a record of the verification for the duration of the 
employee’s employment or at least three years, whichever is longer. 
 
(2) 
That a breach of a warranty under subsection 1 above, shall be deemed a material breach 
of the contract that is subject to penalties up to and including termination of the contracts; 
 
(3) 
That the contracting government entity retains the legal right to inspect the papers of any 
CONSULTANT or sub-consultant employee who works on the contract to ensure that the 
CONSULTANT or sub-consultant is complying with the warranty provided under 
subsection 1 above and that the CONSULTANT agrees to make all papers and 
employment records of said employee(s) available during normal working hours in order to 
facilitate such an inspection. 
 
(4) 
That nothing herein shall make any CONSULTANT or sub-consultant an agent or 
employee of the contracting government entity. 
 
CERTIFICATION REGARDING DEBARMENT AND SUSPENSION: 
 
(1) 
The undersigned (authorized official signing for the CONSULTANT) certifies to the best of 
his or her knowledge and belief, that the CONSULTANT, defined as the primary 
participant in accordance with 45 CFR Part 76, and its principals: 
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(a) 
are not presently debarred, suspended, proposed for debarment, declared 
ineligible, or voluntarily excluded from covered transactions by any Federal 
Department or agency; 
 
(b) 
have not within 3-year period preceding this Contract been convicted of or had a 
civil judgment rendered against them for commission of fraud or a criminal offense 
in connection with obtaining, attempting to obtain, or performing a public (Federal, 
State or local) transaction or contract under a public transaction; violation of 
Federal or State antitrust statues or commission of embezzlement, theft, forgery, 
bribery, falsification or destruction of records, making false statements, or 
receiving stolen property;  
 
(c) 
are not presently indicted or otherwise criminally or civilly charged by a 
government entity (Federal, State or local) with commission of any of the offenses 
enumerated in paragraph (2) of this certification; and 
 
(d) 
have not within a 3-year period preceding this Contract had one or more public 
transaction (Federal, State or local) terminated for cause of default. 
 
(2) 
Should the CONSULTANT not be able to provide this certification, an explanation as to 
why should be attached to the Contact. 
 
(3) 
The CONSULTANT agrees to include, without modification, this clause in all lower tier 
covered transactions (i.e. transactions with subcontractors) and in all solicitations for lower 
tier covered transactions related to this Contract. 
 
SECTION 11 - GENERAL CONSIDERATIONS 
 
A. 
The CONSULTANT shall furnish to the COUNTY for approval, the names of its key employees, 
and of its subconsultants and their key employees, to be used on the Work Assignment prior to 
beginning the work under this contract. Any subsequent changes are subject to the written 
approval of the COUNTY. 
 
B. 
The CONSULTANT shall perform, with its own firm, work amounting to fifty percent (50%) or more 
of the total amount of the contract value. Any deviation may be approved, in writing, at the 
discretion of the Agent. 
 
C. 
The failure of either party to enforce any of the provisions of this contract or to require performance 
of the other party of any of the provisions hereof shall not be construed to be a waiver of such 
provisions, nor shall it affect the validity of this contract or any part thereof, or the right of either 
party to thereafter enforce each and every provision. 
 
D. 
If the COUNTY determines that the CONSULTANT had made any errors and/or omissions (E&O) in 
the work product delivered to the COUNTY under the terms of this Contract, the CONSULTANT 
shall make all necessary revisions or corrections resulting from E&O without additional cost to the 
COUNTY. Errors and Omissions is defined as a deviation from the standard of care on the part of a 
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design engineering consultant in the performance of architectural and/or engineering services under 
this Contract. The COUNTY shall actively pursue the resolution of E&O’s at the lowest possible level 
within a reasonable timeframe in accordance with the most current version of MCDOT’s Errors and 
Omissions 
by 
Design 
Consultants 
on 
Projects 
Procedure 
No. 
P5305 
(https://www.maricopa.gov/DocumentCenter/View/69060/New-Procedure-P5305-Errors-and-
Omissions-by-Design-Consultants-on-Projects). 
 
E. 
It is mutually understood and agreed that this contract shall be governed by the laws of the State of 
Arizona, both as to interpretation and performance.  Any action at law, suit in equity, or judicial 
proceeding for the enforcement of this contract, or any provision thereof, shall be instituted only in 
the courts of the State of Arizona. 
 
F. 
When this contract requires the CONSULTANT to study specific geographic areas of Maricopa 
County, the CONSULTANT agrees during the term of this contract and any extensions thereof that 
CONSULTANT will not perform similar services for any clients other than the COUNTY within that 
specific geographic area without the written authorization and approval of the Transportation 
Director of the COUNTY. 
 
G. 
The CONSULTANT agrees that it, its principals, employees, sub-consultants, agents and assigns, 
shall not accept employment as consultants, expert witnesses or otherwise in any pending or 
contemplated litigation against the COUNTY during the term of this contract and any extensions 
thereof without the written authorization and approval of the Transportation Director of the 
COUNTY. 
 
H. 
The CONSULTANT agrees that it, its principals, employees, sub-consultants, agents and assigns, 
shall not accept employment as consultants, expert witnesses or otherwise in any future litigation 
against the COUNTY in regard to the subject matter of this contract without the written 
authorization and approval of the Transportation Director of the COUNTY. 
 
I. 
It is understood that the COUNTY shall have the right to seek and obtain in any court of competent 
jurisdiction an injunction to restrain a violation or alleged violation by the CONSULTANT, its 
principals, employees, sub-consultants, agents or assigns, of the provisions of F., G., and H. of this 
section or of the provisions of B. of Section IX, and the right of action for full damages at law, in 
addition to any other remedies provided by this contract. In no case shall a waiver by the COUNTY 
of the right to seek relief under this provision constitute a waiver of any other or further violation. 
 
J. 
The CONSULTANT shall incorporate stormwater quality best management practices (BMPs) in the 
design of the project and comply with the Maricopa County Stormwater Quality Management and 
Discharge Control Regulation, the Maricopa County Drainage Policies and Standards, and the 
Maricopa County Drainage Regulations, using guidance from the Maricopa County Drainage 
Design Manual, Vol. III, Erosion Control. 
 
L. 
Written Certification Pursuant to A.R.S. § 35-393.01. If CONSULTANT engages in for-profit activity 
and has 10 or more employees, and if this Agreement has a value of $100,000 or more, 
CONSULTANT certifies it is not currently engaged in, and agrees for the duration of this 
Agreement to not engage in, a boycott of goods or services from Israel. This certification does not 
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apply to a boycott prohibited by 50 U.S.C. § 4842 or a regulation issued pursuant to 50 U.S.C. § 
4842. 
 
SECTION 12 - SUCCESSORS AND ASSIGNS 
 
This contract shall not be assigned by either party without prior written approval of the other except that the 
CONSULTANT may use in the performance of this contract without prior approval of the COUNTY, 
personnel or services of its related entities and affiliated companies as if they were an integral part of the 
CONSULTANT; and it shall extend to and be binding upon the heirs, executors, administrators, successors 
and assigns of the parties hereto. 
 
SECTION 13 - NO KICK-BACK CERTIFICATION 
 
The CONSULTANT warrants that no person has been employed or retained to solicit or secure this 
contract upon any agreement or understanding for a commission, percentage, brokerage, or contingent fee; 
and that no member of the Board of Supervisors or any employee of the COUNTY has any interest, 
financially or otherwise, in the CONSULTANT’S firm. 
 
For breach or violation of this warranty, the COUNTY shall have the right to annul this contract without 
liability or at its discretion to deduct from the contract price or consideration, the full amount of such 
commission, percentage, brokerage, or contingent fee. 
 
SECTION 14 - ANTI-DISCRIMINATION PROVISION 
 
The COUNTY will endeavor to ensure in every way possible that minority and women-owned business 
enterprises shall have every opportunity to participate in providing professional services, purchased goods, 
and contractual services to the COUNTY without being discriminated against on the grounds of race, 
religion, gender, age, disability, or national origin. 
 
The CONSULTANT agrees not to discriminate against any employee or applicant for employment because 
of race, religion, gender, age, disability, or national origin, and further agrees not to engage in any unlawful 
employment practices. The CONSULTANT further agrees to insert the foregoing provisions in all 
subcontracts hereunder. 
 
SECTION 15 - INDEMNIFICATION 
 
To the fullest extent permitted by law, CONSULTANT shall defend, indemnify, and hold harmless 
COUNTY, its agents, representatives, officers, directors, officials, and employees from and against all 
claims, damages, losses and expenses, including reasonable attorney fees and court costs, but only to the 
extent caused by the negligence, reckless or intentional wrongful conduct of the CONSULTANT or others 
persons employed or used by the CONSULTANT in the performance of the contract or subcontract. “Other 
persons employed or used” means a sub-consultant to a CONSULTANT or design professional in any tier, 
or any other person or entity who performs work or design professional services, or provides labor, 
services, materials or equipment in connection with the contract. 
 
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The amount and type of insurance coverage requirements set forth herein will in no way be construed as 
limiting the scope of the indemnity in this paragraph. The scope of this indemnification does not extend to 
the sole negligence of COUNTY. 
 
SECTION 16 - INSURANCE REQUIREMENTS 
 
CONSULTANT, at CONSULTANT'S own expense, shall purchase and maintain the herein stipulated 
minimum insurance from a company or companies duly licensed by the State of Arizona and possessing a 
current A.M. Best, Inc. rating of B++. In lieu of State of Arizona licensing, the stipulated insurance may be 
purchased from a company or companies, which are authorized to do business in the State of Arizona, 
provided that said insurance companies meet the approval of COUNTY. The form of any insurance policies 
and forms must be acceptable to COUNTY. 
 
All insurance required herein shall be maintained in full force and effect until all work or service required to 
be performed under the terms of the Contract is satisfactorily completed and formally accepted. Failure to 
do so may, at the sole discretion of COUNTY, constitute a material breach of this Contract. 
 
CONSULTANT’S insurance shall be primary insurance as respects COUNTY, and any insurance or self-
insurance maintained by COUNTY shall not contribute to it. 
 
Any failure to comply with the claim reporting provisions of the insurance policies or any breach of an 
insurance policy warranty shall not affect the COUNTY’S right to coverage afforded under the insurance 
policies. 
 
The insurance policies may provide coverage that contains deductibles or self-insured retentions. Such 
deductible and/or self-insured retentions shall not be applicable with respect to the coverage provided to 
COUNTY under such policies. CONSULTANT shall be solely responsible for the deductible and/or self-
insured retention and COUNTY, at its option, may require CONSULTANT to secure payment of such 
deductibles or self-insured retentions by a surety bond or an irrevocable and unconditional letter of credit. 
 
COUNTY reserves the right to request and to receive, within 10 working days, certified copies of any or all 
of the herein required insurance policies and/or endorsements. COUNTY shall not be obligated, however, 
to review such policies and/or endorsements or to advise CONSULTANT of any deficiencies in such 
policies and endorsements, and such receipt shall not relieve CONSULTANT from, or be deemed a waiver 
of COUNTY’S right to insist on strict fulfillment of CONSULTANT’S obligations under this Contract. 
 
The insurance policies required by this Contract, except Workers’ Compensation, and Errors and 
Omissions, shall name COUNTY, its agents, representatives, officers, directors, officials and employees as 
Additional Insureds. 
 
The policies required hereunder, except Workers’ Compensation, and Errors and Omissions, shall contain 
a waiver of transfer of rights of recovery (subrogation) against COUNTY, its agents, representatives, 
officers, directors, officials and employees for any claims arising out of CONSULTANT’S work or service. 
 
CONSULTANT is required to procure and maintain the following coverages indicated by a checkmark: 
 
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 
(1) 
Commercial General Liability. Commercial General Liability insurance and, if necessary, 
Commercial Umbrella insurance with a limit of not less than $2,000,000 for each 
occurrence, $4,000,000 Products/Completed Operations Aggregate, $4,000,000 General 
Aggregate Limit and $2,000,000 Personal and Advertising Injury. The policy shall include 
coverage for bodily injury, broad form property damage, personal injury, products and 
completed operations and blanket contractual coverage, and shall not contain any 
provision which would serve to limit third party action over claims. There shall be no 
endorsement or modification of the CGL limiting the scope of coverage for liability arising 
from explosion, collapse, or underground property damage. 
 
  
(2) 
Automobile Liability. Commercial/Business Automobile Liability insurance and, if 
unnecessary, Commercial Umbrella insurance with a combined single limit for bodily injury 
and property damage of not less than $2,000,000 each occurrence with respect to any of 
the CONSULTANT’S owned, hired, and non-owned vehicles assigned to or used in 
performance of the CONSULTANT’S work or services under this Contract. 
 
 
(3) 
Workers’ Compensation. Workers’ Compensation insurance to cover obligations 
imposed by federal and state statutes having jurisdiction of CONSULTANT’S employees 
engaged in the performance of the work or services under this Contract; and Employer’s 
Liability insurance of not less than $1,000,000 for each accident, $1,000,000 disease for 
each employee, and $1,000,000 disease policy limit.  
 
CONSULTANT waives all rights against COUNTY and its agents, officers, directors and 
employees for recovery of damages to the extent these damages are covered by the 
Workers’ Compensation and Employer’s Liability or commercial umbrella liability insurance 
obtained by CONSULTANT pursuant to this agreement. 
 
  
(4) 
Errors and Omissions Insurance. Errors and Omissions insurance and, if necessary, 
Commercial Umbrella insurance, which will insure and provide coverage for errors or 
omissions of the CONSULTANT, with limits of no less than $2,000,000 for each claim. 
 
CERTIFICATES OF INSURANCE 
 
Prior to commencing work or services under this Contract, CONSULTANT shall furnish COUNTY with 
Certificates of Insurance in a form acceptable to COUNTY, or formal endorsements as required by the 
Contract in the form provided by the COUNTY, issued by CONSULTANT’S insurer(s), as evidence that 
policies providing the required coverages, conditions and limits required by this Contract are in full force 
and effect. Such certificates shall identify this contract number and title. 
 
In the event any insurance policy(ies) required by this contract is (are) written on a “claims made” basis, 
coverage shall extend for two years past completion and acceptance of CONSULTANT’S work or services 
and as evidenced by annual Certificates of Insurance. 
 
If a policy does expire during the life of the Contract, a renewal certificate must be sent to COUNTY fifteen 
(15) days prior to the expiration date. 
 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Contract No. 2022-029 
Page 11 
CANCELLATION AND EXPIRATION NOTICE 
 
Insurance required herein shall not expire, be canceled, or materially changed without thirty (30) days prior 
written notice to COUNTY. 
 
SECTION 17 - INFLUENCE 
 
As prescribed in MC1-1202 of the Maricopa County Procurement Code, any effort to influence an employee 
or agent to breach the Maricopa County Ethical Code of Conduct or any ethical conduct, may be grounds 
for Disbarment or Suspension under MC1-902.  
 
An attempt to influence includes, but is not limited to: 
 
(1) 
A Person offering or providing a gratuity, gift, tip, present, donation, money, entertainment 
or educational passes or tickets, or any type valuable contribution or subsidy;  
 
(2) 
That is offered or given with the intent to influence a decision, obtain a contract, garner 
favorable treatment, or gain favorable consideration of any kind. 
 
If a Person attempts to influence any employee or agent of Maricopa County, the Chief Procurement 
Officer, or his designee, reserves the right to seek any remedy provided by the Maricopa County 
Procurement Code, any remedy in equity or in the law, or any remedy provided by this contract. 
 
SECTION 18 - TITLE VI 
 
The Maricopa County Department of Transportation, in accordance with the provisions of Title VI of the 
Civil Rights Act of 1964 (78 Stat. 252.42 U.S.C. §§ 2000d-4) and the Regulations, hereby notifies all 
advertisement, disadvantaged business enterprises will be afforded full and fair opportunity to submit bids 
in response to this invitation and will not be discriminated against on the grounds of race, color, or national 
origin in consideration for an award. 
 
SECTION 19 - PERFORMANCE EVALUATIONS 
 
The CONSULTANT’S performance shall be evaluated periodically in accordance with the schedule set 
forth in the Project Development Manual (PDM). Final CONSULTANT evaluations for contracts executed 
after July 1, 2015, shall be considered in the future CONSULTANT selection process as outlined in the 
PDM. 
 
SECTION 20 - FORCE MAJEURE 
 
Neither party shall be liable for failure of performance, nor incur any liability to the other party on account of 
any loss or damage resulting from any delay or failure to perform all or any part of this contract, if such 
delay or failure is caused by events, occurrences, or causes beyond the reasonable control and without 
negligence of the parties. Such events, occurrences, or causes will include acts of God/nature (including 
fire, flood, earthquake, storm, hurricane, or other natural disaster), war, invasion, act of foreign enemies, 
hostilities (whether war is declared or not), civil war, riots, rebellion, revolution, insurrection, military or 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Contract No. 2022-029 
Page 12 
usurped power or confiscation, terrorist activities, nationalization, government sanction, lockout, blockage, 
embargo, labor dispute, strike, and interruption or failure of electricity or telecommunication service. 
 
Each party, as applicable, shall give the other party notice of its inability to perform and particulars in 
reasonable detail of the cause of the inability. Each party must use best efforts to remedy the situation and 
remove, as soon as practicable, the cause of its inability to perform or comply. 
 
The party asserting Force Majeure as a cause for non-performance shall have the burden of proving that 
reasonable steps were taken to minimize delay or damages caused by foreseeable events, that all non-
excused obligations were substantially fulfilled, and that the other party was timely notified of the likelihood 
or actual occurrence which would justify such an assertion, so that other prudent precautions could be 
contemplated. 
 
(END OF SECTION) 
 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Contract No. 2022-029 
Page 13 
IN WITNESS WHEREOF, the parties herein have executed this contract. 
 
Kittelson & Associates, Inc.  
Consultant’s Firm Name 
 
By  
 
Principal of the Firm 
 
 
 
Printed Name 
 
 
 
Title 
 
 
 
Date 
 
 
 
Tax Identification Number 
 
MARICOPA COUNTY DEPARTMENT OF TRANSPORTATION 
 
RECOMMENDED BY 
 
 
By  
 
Jennifer Toth, P.E. 
Date 
Transportation Director/County Engineer 
 
LEGAL REVIEW 
 
Approved as to form and within the powers and authority granted under the laws of the State of Arizona to 
the Maricopa County Department of Transportation. 
 
 
 
Deputy County Attorney 
Date 
 
ACCEPTED AND APPROVED 
 
 
By  
 
Chairman, Board of Supervisors 
 Date 
 
ATTEST 
 
 
By  
 
Clerk of the Board 
Date 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0
Vamshi Yellisetty
Senior Principal Planner
3/25/2022
3/25/2022
3/28/2022

CONTRACT NO. 2022-029 
 
 
ON CALL TRANSPORTATION PLANNING SERVICES 
 
ATTACHMENTS 
 
 
 
1. 
SBE Program Participation Reporting Form 
 
 
2. 
Certificate of Performance 
 
 
3. 
Certificate of Insurance 
 
 
4. 
On Call Consultant Contract Payment Request Form 
 
 
5. 
Title VI Assurances 
 
 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Contract No. 2022-029 
  
Attachment 1 
Maricopa County Small Business Enterprise Program 
Participation Reporting Form 
 
 
 
This form is to be submitted with each pay application or invoice.  Any pay application or invoice without this form attached is subject 
to rejection as not being a completed pay application or invoice pursuant to the terms of the contract. 
 
 
_____________________________ 
 
 
___________________________________ 
Name of Prime Consultant/Contractor 
 
 
Contract No. 
 
_____________________________ 
 
 
___________________________________ 
Contact Person 
 
 
 
 
 
Project No. 
 
_____________________________ 
 
 
$__________________________________ 
Street Address 
 
 
 
 
 
  Amount of this Pay Application/Invoice 
 
_____________________________ 
City, State  ZIP 
 
Complete below with information on the SBE firms utilized as subconsultants/subcontractors for this pay application/invoice.  If work 
was self-performed and your firm, as the prime, is an SBE firm pursuant to A.R.S. § 41-1001, et seq., then you may list your firm as 
the SBE firm. 
SBE Firm Name 
SBE Firm Address 
Type of Work Performed 
$ Pd to SBE this App/Inv 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
 
 
$ 
 
□ A mark in this box certifies that no SBE firms were utilized as the prime, subconsultant or subcontractor with respect to 
this pay application/invoice. 
 
 
Date: ___________________ 
 
 
___________________________________________ 
 
 
 
 
 
 
 
Signature 
 
___________________________________________ 
Printed Name & Telephone Number 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Contract No. 2022-029 
  
 CERTIFICATE OF PERFORMANCE 
ON CALL CONTRACT 2022-029 
 
The   Maricopa County Department of Transportation accepts the completed work by Kittelson & 
Associates, Inc., or its subconsultants in connection with the scope of work described in Contract No. 
2022-029.  Whereas the completion date for this On Call Contract has passed, Maricopa County 
Department of Transportation will not authorize any new work assignments to this Contract. 
 
____________________________________ (Name of Firm Signer) hereby certifies to the Maricopa 
County Department of Transportation that all work covered in and required by Contract No. 2022-029          
has been completed, payments requested and received, and that all claims of any nature or kind 
against Maricopa County Department of Transportation arising out of performance of the Contract are 
settled.  The undersigned hereby certifies that no contractual disputes exist in regard to this Contract 
and that there is no knowledge of any pending or potential claims in regard to this Contract. 
 
This document hereby formally closes the contractual relationship between Maricopa County 
Department of Transportation and Kittelson & Associates, Inc., for Contract No. 2022-029 for On-Call 
Transportation Planning Services.  No further requests for payment will be entertained by Maricopa 
County Department of Transportation. 
 
By affixing signatures below, Maricopa County Department of Transportation and Kittelson & 
Associates, Inc., mutually acknowledge completion and termination of Contract No.  2022-029.       
 
State of Arizona 
) 
)§ 
County of Maricopa ) 
 
Signed this _______ day of   
 
 
, 20 
 . 
 
 
 
 
 
 
 
 
 
Signature 
 
 
 
 
 
 
 
 
 
 
 
 
 
Title 
 
Subscribed and Sworn to before me this  
            day of  
            
, 20 
. 
 
 
 
 
 
 
 
 
Notary Public 
 
 
My Commission Expires:   
 
 
 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

INSR
ADDL SUBR
LTR
INSR WVD
DATE (MM/DD/YYYY)
PRODUCER
CONTACT
NAME:
FAX
PHONE
(A/C, No):
(A/C, No, Ext):
E-MAIL
ADDRESS:
INSURER A :
INSURED
INSURER B :
INSURER C :
INSURER D :
INSURER E :
INSURER F :
POLICY NUMBER
POLICY EFF
POLICY EXP
TYPE OF INSURANCE
LIMITS
(MM/DD/YYYY) (MM/DD/YYYY)
COMMERCIAL GENERAL LIABILITY
AUTOMOBILE LIABILITY
UMBRELLA LIAB
EXCESS LIAB
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
AUTHORIZED REPRESENTATIVE
INSURER(S) AFFORDING COVERAGE
NAIC #
Y / N
N / A
(Mandatory in NH)
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?
EACH OCCURRENCE
$
DAMAGE TO RENTED
$
PREMISES (Ea occurrence)
CLAIMS-MADE
OCCUR
MED EXP (Any one person)
$
PERSONAL & ADV INJURY
$
GENERAL AGGREGATE
$
GEN'L AGGREGATE LIMIT APPLIES PER:
PRODUCTS - COMP/OP AGG
$
$
PRO-
OTHER:
LOC
JECT
COMBINED SINGLE LIMIT
$
(Ea accident)
BODILY INJURY (Per person)
$
ANY AUTO
OWNED
SCHEDULED
BODILY INJURY (Per accident)
$
AUTOS ONLY
AUTOS
AUTOS ONLY
HIRED
PROPERTY DAMAGE
$
AUTOS ONLY
(Per accident)
$
OCCUR
EACH OCCURRENCE
$
CLAIMS-MADE
AGGREGATE
$
DED
RETENTION $
$
PER
OTH-
STATUTE
ER
E.L. EACH ACCIDENT
$
E.L. DISEASE - EA EMPLOYEE $
If yes, describe under
E.L. DISEASE - POLICY LIMIT
$
DESCRIPTION OF OPERATIONS below
POLICY
NON-OWNED
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE    EXPIRATION   DATE    THEREOF,    NOTICE   WILL   BE   DELIVERED   IN
ACCORDANCE   WITH   THE   POLICY   PROVISIONS.
THIS  IS  TO  CERTIFY  THAT  THE  POLICIES  OF  INSURANCE  LISTED  BELOW  HAVE BEEN ISSUED  TO THE  INSURED  NAMED ABOVE  FOR THE  POLICY PERIOD
INDICATED.   NOTWITHSTANDING  ANY   REQUIREMENT,  TERM  OR  CONDITION OF  ANY  CONTRACT OR  OTHER  DOCUMENT  WITH  RESPECT  TO  WHICH  THIS
CERTIFICATE  MAY  BE  ISSUED  OR  MAY  PERTAIN,   THE  INSURANCE  AFFORDED  BY  THE  POLICIES  DESCRIBED  HEREIN  IS  SUBJECT  TO  ALL  THE  TERMS,
EXCLUSIONS  AND  CONDITIONS  OF  SUCH  POLICIES.   LIMITS  SHOWN  MAY  HAVE  BEEN  REDUCED  BY  PAID  CLAIMS.
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer any rights to the certificate holder in lieu of such endorsement(s).
COVERAGES
CERTIFICATE NUMBER:
REVISION NUMBER:
CERTIFICATE HOLDER
CANCELLATION
© 1988-2015 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
ACORD 25 (2016/03)
ACORDTM
CERTIFICATE OF LIABILITY INSURANCE
Hanover Insurance Company
Allmerica Financial Benefit Ins. Co.
XL Specialty Insurance Company
3/08/2022
USI Insurance Services NW PR
601 Union Street, Suite 1000
Seattle, WA  98101
Please See Below:
206 441-6300
610-362-8530
Seattle.PLCertRequest@usi.com
Kittelson & Associates, Inc.
851 SW 6th Avenue, Suite 600
Portland, OR  97204
22292
41840
37885
A
X
X
X Stop Gap
X
X
X
ZD2D78128003
01/01/2022 01/01/2023
1,000,000
100,000
10,000
1,000,000
2,000,000
2,000,000
1,000,000
Stop Gap/EL
B
X
X
X
X
X
AW2D78128704
01/01/2022 01/01/2023
1,000,000
A
X
X
X
0
X
X
UH2D78128103
(Follow Form)
01/01/2022 01/01/2023
5,000,000
5,000,000
B
N
X
WM2D78128903
01/01/2022 01/01/2023 X
1,000,000
1,000,000
1,000,000
C
Professional
Liability
Incl. Pollution
X
DPR9987381
01/01/2022 01/01/2023 $5,000,000 per claim
$5,000,000 annl aggr.
**Please Note:  The limits shown above may not represent the full limits of coverage carried by the Named
Insured, but are shown as evidence that coverage is carried with limits at least as high as is required by
contract.**
RE: KAI PN 27367 - Manteca Downtown Specific Plan.
(See Attached Descriptions)
Maricopa County Department of Transportation
Contracts Branch
2901 West Durango Street
Phoenix, AZ  85009-6357
1 of 2
#S35240045/M34447056
KITTEASC
Client#: 763494
AFTZP
1 of 2
#S35240045/M34447056
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

SAGITTA 25.3 (2016/03)      
DESCRIPTIONS (Continued from Page 1)
The General Liability and Automobile Liability policies includes an automatic Additional Insured
endorsement that provides Additional Insured status to Maricopa County Department of Transportation,
Maricopa County, their agents, representatives, officers, Directors, Officials, and employees, only when
there is a written contract that requires such status, and only with regard to work performed by or on
behalf of the named insured. The General Liability and Automobile Liability policies contains a special
endorsement with Primary and Noncontributory wording, when required by written contract. The General
Liability, Automobile Liability, Workers Compensation and Professional Liability policies provides a 
Waiver of Subrogation when required by written contract. The General Liability, Automobile Liability,
Workers Compensation and Professional Liability policies includes an endorsement providing that 30 days
notice of cancellation will be given to the Certificate Holder by the Insurance Carrier. The Umbrella
Liability policy follows form of underlying liability.
2 of 2
#S35240045/M34447056
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

WM2D78128903
01/01/2022
Allmerica Financial Benefit Insurance Company
Kittelson & Associates, Inc.
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

WM2D78128903
01/01/2022
Allmerica Financial Benefit Insurance Company
Kittelson & Associates Inc
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

This page has been left blank intentionally.
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
GOLD PROPERTY BROADENING ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUILDING AND PERSONAL PROPERTY COVERAGE FORM
CAUSES OF LOSS – SPECIAL FORM
BUSINESS INCOME (AND EXTRA EXPENSE) COVERAGE FORM
BUSINESS INCOME (AND EXTRA EXPENSE) COVERAGE FORM – ACTUAL LOSS SUSTAINED
The following is added to C. Limits Of Insurance of Building and Personal Property Coverage Form CP 00 10:
The limits applicable to the Coverages included in this endorsement may either be in addition to or included within
the applicable Limits of Insurance. For application of the limits, refer to each coverage within this endorsement.
Refer to SECTION V – DEFINITIONS of this endorsement for additional words or phrases which appear in
quotation marks as they have special meanings.
I.
COVERAGES
A. Scheduled Coverages
The coverages in this endorsement amend the coverage provided under the Building and Personal
Property Coverage Form, Causes of Loss – Special Form, Business Income (and Extra Expense)
Coverage Form and Business Income (and Extra Expense) Coverage - Actual Loss Sustained through
new coverages and substitute coverage grants. These coverages are subject to the provisions applicable
to this policy, except where amended within this endorsement. If any of the property covered by this
endorsement is also covered under any other provisions of the policy of which this endorsement is made a
part, or if more than one coverage under this endorsement applies, in the event of loss or damage, you
may choose only one of these coverages to apply to that loss. The most we will pay in this case is the limit
of insurance applying to the coverage you select. Coverages included in this endorsement apply either
separately to each described premises or on an “occurrence” basis. Refer to each coverage within this
endorsement for application of coverage.
411-0793 04 14
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411-0793 04 14
Includes copyrighted materials of Insurance Services Offices, Inc. with its permission
 Page 1 of 39
Limits of
Insurance
Amended Limits
of Insurance
Page
1.
Additional Covered Property
Included
N/A
3
2.
Brands & Labels
Included
N/A 
4
3.
Broadened Building Coverage
Included
N/A 
4
4.
Broadened Business Personal Property
Included
N/A
4
5.
Building Limit - Inflation Guard
Included
N/A 
5
6.
Business Income & Extra Expense from
Dependent Properties
$150,000
$
5
7.
Catastrophe Allowance
$50,000
N/A
5
8.
Computer and Funds Transfer Fraud
$15,000
$
6
9.
Consequential Loss to Stock
Included
N/A
6
10.
Contract Penalties
$50,000
$
6
11.
Debris Removal
$250,000
$
6
12.
Denial of Access to Premises
Included
N/A
7
13.
E-Commerce
$10,000
$
7
14.
Electronic Data Processing Equipment
Included
N/A
8
15.
Employee Theft including ERISA Compliance
$100,000
$
8
16.
Employee Tools and Work Clothing
$25,000
$
10
17.
Expediting Expense
$50,000
$
11
18.
Extended Business Income
180 Days
N/A
11
POLICY: ZD2D78128003
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

ZD2 D781280 01 0901120
411-0793 04 14
Includes copyrighted materials of Insurance Services Offices, Inc. with its permission
411-0793 04 14
Includes copyrighted materials of Insurance Services Offices, Inc. with its permission
 Page 28 of 39
(b) Acceptance of fraudulent bills of
lading or shipping receipts.
(2) The
most
we
will
pay
under
this
additional coverage is $50,000 for any
one
“occurrence”
or
the
Limit
of
Insurance
shown
in
the
Amended
Limits Section of this Endorsement.
59. Water Damage, Other Liquids, Powder
or Molten Material Damage
F.
Additional
Coverage Extensions, 
Paragraph 2. of Causes of Loss – Special
Form
CP
10
30
is
replaced
by
the
following: 
2.
Water
Damage,
Other
Liquids,
Powder or Molten Material Damage
a.
If loss or damage caused by or
resulting
from
covered
water
damage or other liquid, powder or
molten
material
damage
loss
occurs, we will also pay the cost to
tear out and replace any part of
the building or structure, or, in the
case of underground pipes, lawns,
shrubs or paved areas, to repair
damage
to
the
system
or
appliance from which the water or
other substance escapes.
b.
Payment
under
this
Additional
Coverage is included within the
applicable Limit of Insurance. The
maximum we will pay for loss or
damage to lawns, shrubs or paved
areas is $50,000 per “occurrence”
or the Limit of Insurance shown in
the Amended Limits Section of
this Endorsement.
THIS IS NOT FLOOD INSURANCE
OR
PROTECTION
FROM
AN
INUNDATION
OF
SURFACE
WATER, HOWEVER CAUSED.
60. Windblown Debris
The following is added to A. Coverage, 
Paragraph 5. Coverage Extensions of
Building and Personal Property Coverage
Form CP 00 10:
Windblown Debris
(1) We will pay your reasonable expenses
to
remove
the
windblown
debris
(including trees) from the described
premises,
if
it
is
carried
to
the
described premises from the premises
of others by wind, during the policy
period. 
(2) The   most   we  will  pay   in  any  one
“occurrence” in total for the removal of
all
windblown
debris
under
this
Extension is $10,000 or the Limit of
Insurance
shown
in
the
Amended
Limits Section of this Endorsement.
61. Worldwide Property Off-Premises
The following is added to A. Coverage,
Paragraph 5. Coverage Extensions of
Building and Personal Property Coverage
Form CP 00 10:
Worldwide Property Off-Premises
(1) You may extend the insurance that
applies
to
your
Business Personal
Property
and Personal
Property
of
Others to apply to that property while it
is temporarily outside the coverage
territory if it is: 
(a) Temporarily at a location you do
not own, lease or operate;
(b) Temporarily on display or exhibit
at
any
fair,
trade
show
or
exhibition;
(c) Samples of your “stock” in trade in
the
custody
of
your
sales
representatives; or 
(d) While
“in
transit”
between
the
described premises and a location
described in (a), (b) or (c) above.
(2) The most we will pay for loss or
damage
under
this
Extension
is
$75,000 or the Limit
of
Insurance
shown in the Amended Limits Section
of this Endorsement.
(3) This Extension provides an additional
amount of insurance.
B. Coverages
Included
within
the
Blanket
Limit of Insurance
1.
Accounts Receivable
The following is added to A. Coverage, 
Paragraph 4. Additional Coverages of
Building and Personal Property Coverage
Form CP 00 10:
Accounts Receivable
(1) We will pay for loss or damage caused
by or resulting from a Covered Cause
of Loss to your records of Accounts
Receivable.
Accounts Receivable means:
(a) All
amounts
due
from
your
customers that you are unable to
collect;
(b) Interest   charges   on    any   loan
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ZD2 D781280 01 0901120
411-0793 04 14
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411-0793 04 14
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 Page 32 of 39
maintenance
of
data
processing
equipment
or
component parts.
(b) Errors or omissions in processing
or
copying.
But
if
errors
or
omissions
in
processing
or
copying results in fire or explosion,
we will pay for the direct loss or
damage caused by the fire
or
explosion;
(c) Erasure
of
“research
and
development documentation”; or
(d) Unauthorized
instructions
to
transfer property to any person or
place.
(4) Coverage provided by this Extension
does
not
apply
to
“research
and
development
documentation”
which
exist as “electronic data”.
(5) We will not pay for loss or damage to
“research
and
development
documentation”
until
you
actually
replicate such documentation. Repairs
or replication must be made as soon
as reasonably possible after the loss
or damage, but in no event later than
two years after the loss or damage
unless we grant an extension in writing
prior to the expiration of the two-year
period.
(6) We will not pay for loss or damage to
“research
and
development
documentation” applicable to:
(a) Products that are obsolete;
(b) Existing
products
you
have 
withdrawn from the market; or
(c) Existing products you have not
sold in the last twelve months prior
to the loss. 
(7) Regardless of the number of insured
locations involved, the most we will
pay under this Extension for loss or
damage in any one “occurrence” at a
described premises is subject to the
Blanket Coverage Limit of Insurance
or the Limit of Insurance shown in the
Amended
Limits
Section
of
this
Endorsement.
9.
Valuable Papers and Records (Other
Than Electronic Data)
A. Coverage, Paragraph 5. Coverage
Extensions, subparagraph c. of Building
and Personal Property Coverage Form CP
00 10 is replaced by the following:
c.
Valuable
Papers
and
Records
(Other Than Electronic Data)
(1) You may extend the insurance
that
applies
to
Your
Business
Personal
Property
to
apply
to
direct physical loss or damage to
“valuable papers and records” that
you own, or that are in your care,
custody or control caused by a
Covered
Cause
of
Loss.
This
Extension
includes the cost to
research, replace or restore the
lost
information
that
previously
existed on “valuable papers and
records” for which duplicates do
not exist.
(2) The following Exclusions do not
apply to this Coverage Extension:
(a) Earth Movement; and
(b) Water.
(3) The
most
we will
pay
under this
Extension for loss or damage in any
one
“occurrence”
at
a
described
premises is subject to the Blanket
Coverage Limit of Insurance or the
Limit
of
Insurance
shown
in
the
Amended
Limits
Section
of
this
Endorsement.
IV. VALUATION
A. E. Loss Conditions, Paragraph 7. Valuation,
subparagraph b. of Building and Personal
Property Coverage Form CP 00 10 is replaced
by the following:
b.
If
the Limit
of Insurance for
Building
satisfies
the
Additional
Condition,
Coinsurance, and the cost to repair or
replace the damaged building property is
$2,500 or less, we will pay the cost of
building repairs or replacement.
The cost of building repairs or replacement
does
not
include
the
increased
cost
attributable
to
enforcement
of
any
ordinance
or
law
regulating
the
construction, use or repair of any property.
However, the following property will be
valued at the actual cash value even when
attached to the building:
(1) Awnings or floor coverings;
(2) Appliances
for
refrigerating,
ventilating,
cooking, dishwashing or
laundering;
(3) Outdoor equipment or furniture; or
(4) Retaining walls.
B. The following  is added  to E. Loss Conditions,
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m. “Fine Arts”
We will pay the lesser of:
(1) The market value at the time of loss or
damage; 
(2) The
reasonable
cost
of
repair
or
restoration
to
the
condition
immediately before the covered loss or
damage; or
(3) The
cost
of
replacement
with
substantially identical property.
For pairs or sets, we will either:
(a) Repair
or
replace
any
part
to
restore the value and condition of
the pair or set to that immediately
before
the
covered
loss
or
damage; or
(b) Pay the difference between the
value of the pair or set before and
after the covered loss or damage.
n.
Property of Others – our payment for loss
of
or damage
to personal property of
others will only be for the account of the
owners of the property. We may adjust
losses with the owners of lost or damaged
property if other than you. If we pay the
owners, such payments will satisfy your
claims against us for the owners’ property.
We will not pay the owners more than their
financial interest in the Covered Property.
o.
We may elect to defend you against suits
arising from claims of owners or property.
We will do this at our expense.
p.
Labor, materials and services that you
furnish or arrange on personal property of
others are valued based on the actual cost
of the labor, materials and services.
q.
Finished “stock” you manufactured at the
selling price less discounts and expenses
you otherwise would have had.
r.
“Prototypes”
We will not pay more than the lesser of the
following amounts:
(1) The replacement cost of such property
used for the same product, but only if
replacement
cost
is
shown
as
applicable to Personal Property in the
Declarations.
However,
when
replacement
with
identical
property
is
impossible
or
unnecessary, the amount of loss will
be based on the cost to replace with
similar property used to perform the
same functions. Property of others will
be valued in the same manner, but we
will not pay more than the amount for
which you are legally liable; or
(2) The amount you actually spend to
repair or replace lost or damaged
“prototypes”
used
for
the
same
purpose.
s.
“Research
and
development
documentation”:
We will not pay more than the least of the
following amounts:
(1) Your cost actually spent to reproduce
lost
or
damaged
“research
and
development
documentation”
from
back-up
files
or
original
source
documents;
(2) The
reasonable
cost
necessary
to
research,
repair,
restore,
recreate,
reconstitute,
reproduce
or
replace
“research
and
development
documentation”, used for the same
product, to their condition immediately
before the loss or damage;
(3) If identical “research and development
documentation” cannot be purchased,
the
cost
to
purchase
such
documentation
of
comparable
kind,
functionality and quality; or
(4) The amount you actually spend to
research,
repair,
restore,
recreate,
reconstitute,
reproduce
or
replace
“research
and
development
documentation”, used for the same 
product.
But we will not pay more than the cost to
restore
“research
and
development
documentation”
to
its
condition
immediately prior to the loss. 
V.
DEFINITIONS
The following is added to Paragraph H. of Building
and Personal Property Coverage Form CP 00 10:
H. Definitions
1.
“Antiques” means an object having value
because its:
a.
Craftsmanship is in the style or fashion
of former times; and
b.
Age is 100 years or older.
2.
“Banking premises” means the interior of
that portion of any building occupied by a
banking
institution
or
similar
safe
depository.
3.
“Communicable
disease”
means
a
bacterial
micro-organism
transmitted
through human contact with food.
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premises, including:
(1) Payroll; and
(2) The amount of charges which are
the legal obligation of the tenant(s)
but
would
otherwise
be
your
obligations.
41. “Research
and
development
documentation” means written evidence of
facts, information, processes, concepts or
formulas that are directly related to the
development
of
new
products
or
enhancement of existing products. Written
evidence includes written papers, plans,
manuscripts,
written
or
inscribed
documents or plans.
“Research
and
development
documentation” does not include “valuable
papers and records”, accounts receivable
or “media”, “software” or “data”.
42. “Research and development operations”
means your business activities that are
directly related to the development of new
products or the enhancement of existing
products.
43. “Scientific
and
professional
equipment”
means medical, engineering, veterinary,
measurement,
recording,
analyzing
or
similar equipment.
44. “Securities”
means
negotiable
and
nonnegotiable
instruments
or
contracts
representing either “money” or property
and includes:
a.
Tokens, tickets, revenue
and other
stamps (whether represented by actual
stamps or unused value in a meter) in
current use; and
b.
Evidences 
of 
debt 
issued 
in 
connection with credit or charge cards,
which cards are not issued by you.
but does not include “money”.
45. “Soft cost expenses” means additional:
a.
Realty taxes and other assessments
that you incur for the period of time
that construction has been extended
beyond the projected completion date;
b.
Interest on money borrowed to finance
construction,
remodeling,
renovation
or repair; and
c.
Advertising,    public     relations    and
promotional expenses.
46. “Software” means:
a.
“Media”;
b.
“Electronic data”;
c.
“Programs and applications”; and
d.
“Proprietary programs”.
47. “Spoilage” means any detrimental change
in physical state of “perishable goods”.
Detrimental change includes, but is not
limited
to,
thawing
of
frozen
goods,
warming
of
refrigerated
goods,
solidification of liquid or molten material,
chemical reactions to material in process,
and reduction in value of time sensitive
materials.
48. “Theft”
means
the
unlawful
taking
of
property to the deprivation of the insured.
49. "Transfer
account"
means
an
account
maintained by you at a financial institution
from which you can initiate the transfer,
payment
or
delivery
of
"money"
and
"securities":
a.
By means of electronic, telegraphic,
cable,
teletype,
telefacsimile
or
telephone instructions communicated
directly through an electronic funds
transfer system; or
b.
By
means
of
written
instructions
establishing
the
conditions
under
which such transfers are to be initiated
by such financial institution through an
electronic funds transfer system.
50. “Valuable papers and records” means:
a.
Inscribed, printed or written:
(1) Documents; 
(2) Manuscripts; and
(3) Records
including
abstracts,
books,
deeds,
drawings, films, maps or mortgages;
and
b.
Similar items stored electronically.
But, “valuable papers and records” does
not
mean
“money”
or “securities”.
ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED.
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. 
 
COMMERCIAL GENERAL LIABILITY BROADENING ENDORSEMENT 
 
 
This endorsement modifies insurance provided under the following: 
 
COMMERCIAL GENERAL LIABILITY COVERAGE PART 
 
 
SUMMARY OF COVERAGES 
1. 
Additional Insured by Contract, Agreement or Permit 
Included 
2. 
Additional Insured – Primary and Non-Contributory 
Included 
3. 
Blanket Waiver of Subrogation 
Included 
4. 
Bodily Injury Redefined 
Included 
5. 
Broad Form Property Damage – Borrowed Equipment, Customers Goods & Use of Elevators 
Included 
6. 
Knowledge of Occurrence 
Included 
7. 
Liberalization Clause 
lncluded 
8. 
Medical Payments – Extended Reporting Period 
Included 
9. 
Newly Acquired or Formed Organizations - Covered until end of policy period 
Included 
10. Non-owned Watercraft 
51 ft. 
11. Supplementary Payments Increased Limits 
 
 
- 
Bail Bonds 
$2,500 
 
- 
Loss of Earnings 
$1000 
12. Unintentional Failure to Disclose Hazards 
Included 
13. Unintentional Failure to Notify 
Included 
 
This endorsement amends coverages provided under the Commercial General Liability Coverage Part through 
new coverages, higher limits and broader coverage grants. 
 
1. Additional Insured by Contract, Agreement or 
Permit 
The following is added to SECTION II – WHO IS 
AN INSURED: 
Additional Insured by Contract, Agreement or 
Permit 
a. Any person or organization with whom you 
agreed in a written contract, written agreement 
or permit that such person or organization to 
add an additional insured on your policy is an 
additional insured only with respect to liability 
for “bodily injury”, “property damage”, or 
“personal and advertising injury” caused, in 
whole or in part, by your acts or omissions, or 
the acts or omissions of those acting on your 
behalf, but only with respect to: 
(1) "Your work" for the additional insured(s) 
designated in the contract, agreement or 
permit;  
(2) Premises you own, rent, lease or occupy; 
or 
(3) Your maintenance, operation or use of 
equipment leased to you. 
b. The insurance afforded to such additional 
insured described above: 
(1) Only applies to the extent permitted by 
law; and 
(2) Will not be broader than the insurance 
which you are required by the contract, 
agreement or permit to provide for such 
additional insured. 
POLICY: ZD2D78128003
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(3) Applies on a primary basis if that is 
required by the written contract, written 
agreement or permit. 
(4) Will not be broader than coverage 
provided to any other insured. 
(5) Does not apply if the “bodily injury”, 
“property damage” or “personal and 
advertising injury” is otherwise excluded 
from coverage under this Coverage Part, 
including any endorsements thereto.  
c. This provision does not apply: 
(1) Unless the written contract or written 
agreement was executed or permit was 
issued prior to the "bodily injury”, “property 
damage", 
or 
"personal 
injury 
and 
advertising injury". 
(2) To any person or organization included as 
an insured by another endorsement 
issued by us and made part of this 
Coverage Part. 
(3) To any lessor of equipment: 
(a) After the equipment lease expires; or 
(b) If 
the 
“bodily 
injury”, 
“property 
damage”, “personal and advertising 
injury” arises out of sole negligence of 
the lessor 
(4) To any: 
(a) Owners or other interests from. whom 
land has been leased which takes 
place after the lease for the land ex-
pires; or 
(b) Managers or lessors of premises if: 
(i) The occurrence takes place after 
you cease to be a tenant in that 
premises; or 
(ii) The 
"bodily 
injury", 
"property 
damage", 
"personal 
injury" 
or 
"advertising injury" arises out of 
structural alterations, new con-
struction or demolition operations 
performed by or on behalf of the 
manager or lessor. 
(5) To “bodily injury”, “property damage” or 
“personal and advertising injury” arising 
out of the rendering of or the failure to 
render any professional services. 
This exclusion applies even if the claims 
against any insured allege negligence or 
other wrongdoing in the supervision, 
hiring, employment, training or monitoring 
of 
others 
by 
that 
insured, 
if 
the 
“occurrence” which caused the “bodily 
injury” or “property damage” or the offense 
which 
caused 
the 
“personal 
and 
advertising injury” involved the rendering 
of or failure to render any professional 
services by or for you.  
d. With respect to the insurance afforded to 
these additional insureds, the following is 
added 
to 
SECTION 
III 
– 
LIMITS 
OF 
INSURANCE: 
The most we will pay on behalf of the 
additional insured for a covered claim is the 
lesser of the amount of insurance: 
1. Required by the contract, agreement or 
permit described in Paragraph a.; or  
2. Available under the applicable Limits of 
Insurance shown in the Declarations.  
This endorsement shall not increase the 
applicable Limits of Insurance shown in the 
Declarations. 
2. Additional 
Insured 
– 
Primary 
and 
Non-
Contributory 
The following is added to SECTION IV – 
COMMERCIAL 
GENERAL 
LIABILITY 
CONDITIONS, Paragraph 4. Other insurance: 
Additional 
Insured 
– 
Primary 
and 
Non-
Contributory  
If you agree in a written contract, written 
agreement or permit that the insurance provided to 
any person or organization included as an 
Additional Insured under SECTION II – WHO IS 
AN INSURED, is primary and non-contributory, 
the following applies: 
If other valid and collectible insurance is available 
to the Additional Insured for a loss covered under 
Coverages A or B of this Coverage Part, our 
obligations are limited as follows: 
a. Primary Insurance 
This insurance is primary to other insurance 
that is available to the Additional Insured 
which covers the 
Additional Insured as a Named Insured. We 
will not seek contribution from any other 
insurance available to the Additional Insured 
except: 
(1) For the sole negligence of the Additional 
Insured; 
(2) When the Additional 
Insured is an 
Additional Insured under another primary 
liability policy; or 
(3) when b. below applies. 
If this insurance is primary, our obligations are 
not affected unless any of the other insurance 
is also primary. Then, we will share with all 
that other insurance by the method described 
in c. below. 
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b. Excess Insurance 
(1) This insurance is excess over any of the 
other insurance, whether primary, excess, 
contingent or on any other basis: 
(a) That is Fire, Extended Coverage, 
Builder's Risk, Installation Risk or 
similar coverage for "your work"; 
(b) That is Fire insurance for premises 
rented to the Additional Insured or 
temporarily occupied by the Additional 
Insured with permission of the owner; 
(c) That is insurance purchased by the 
Additional 
Insured 
to 
cover 
the 
Additional Insured’s liability as a 
tenant 
for 
"property 
damage" 
to 
premises rented to the Additional 
Insured or temporarily occupied by the 
Additional with permission of the 
owner; or 
(d) If 
the 
loss 
arises 
out 
of 
the 
maintenance or use of aircraft, "autos" 
or watercraft to the extent not subject 
to Exclusion g. of SECTION I –
COVERAGE A – BODILY INURY 
AND 
PROPERTY 
DAMAGE 
LIABILITY. 
(2) When this insurance is excess, we will 
have no duty under Coverages A or B to 
defend the insured against any "suit" if any 
other insurer has a duty to defend the 
insured against that "suit". If no other 
insurer defends, we will undertake to do 
so, but we will be entitled to the insured's 
rights against all those other insurers. 
(3) When this insurance is excess over other 
Insurance, we will pay only our share of 
the amount of the loss, if any, that 
exceeds the sum of: 
(a) The total amount that all such other 
insurance would pay for the loss in the 
absence of this insurance; and 
(b) The total of all deductible and self 
insured amounts under all that other 
insurance. 
We will share the remaining loss, if any, 
with any other insurance that is not 
described 
in 
this 
Excess 
Insurance 
provision and was not bought specifically 
to apply in excess of the Limits of 
Insurance shown in the Declarations of 
this Coverage Part. 
c. Method Of Sharing 
If 
all 
of 
the 
other 
insurance 
permits 
contribution by equal shares, we will follow this 
method also. Under this approach each 
insurer contributes equal amounts until it has 
paid its applicable limit of insurance or none of 
the loss remains, whichever comes first. If any 
of the other insurance does not permit 
contribution by equal shares, we will contribute 
by limits. Under this method, each insurer's 
share is based on the ratio of its applicable 
limit of insurance to the total applicable limits 
of insurance of all insurers 
3. Blanket Waiver of Subrogation 
The following is added to SECTION IV – 
COMMERCIAL 
GENERAL 
LIABILITY 
CONDITIONS, Paragraph 8. Transfer Of Rights 
Of Recovery Against Others To Us: 
We waive any right of recovery we may have 
against any person or organization with whom you 
have a written contract that requires such waiver 
because of payments we make for damage under 
this coverage form. The damage must arise out of 
your activities under a written contract with that 
person or organization. This waiver applies only to 
the extent that subrogation is waived under a 
written contract executed prior to the “occurrence” 
or offense giving rise to such payments. 
4. Bodily Injury Redefined 
SECTION V – DEFINITIONS, Definition 3. “bodily 
injury” is replaced by the following: 
3. “Bodily injury” means bodily injury, sickness or 
disease sustained by a person including death 
resulting from any of these at any time. “Bodily 
injury” includes mental anguish or other 
mental injury resulting from “bodily injury”. 
5. Broad Form Property Damage – Borrowed 
Equipment, 
Customers 
Goods, 
Use 
of 
Elevators 
a. SECTION I – COVERAGES, COVERAGE A – 
BODILIY 
INJURY 
AND 
PROPERTY 
DAMAGE 
LIABILITY, 
Paragraph 
2. 
Exclusions subparagraph j. is amended as 
follows: 
Paragraph (4) does not apply to "property 
damage" to borrowed equipment while at a 
jobsite and not being used to perform 
operations. 
Paragraphs (3), (4) and (6) do not apply to 
"property damage" to "customers goods" while 
on your premises nor do they apply to the use 
of elevators at premises you own, rent, lease 
or occupy. 
b. The following is added to SECTION V – 
DEFINTIONS: 
24. "Customers goods" means property of 
your customer on your premises for the 
purpose of being: 
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a. worked on; or 
b. used in your manufacturing process. 
c. The insurance afforded under this provision is 
excess over any other valid and collectible 
property 
insurance 
(including 
deductible) 
available to the insured whether primary, 
excess, contingent  
6. Knowledge of Occurrence 
The following is added to SECTION IV – 
COMMERCIAL 
GENERAL 
LIABILITY 
CONDITIONS, Paragraph 2. Duties in the Event 
of Occurrence, Offense, Claim or Suit: 
e. Notice of an "occurrence", offense, claim or 
"suit" will be considered knowledge of the 
insured if reported to an individual named 
insured, partner, executive officer or an 
"employee" designated by you to give us such 
a notice. 
7. Liberalization Clause 
The following is added to SECTION IV – 
COMMERCIAL 
GENERAL 
LIABILITY 
CONDITIONS: 
Liberalization Clause 
If we adopt any revision that would broaden the 
coverage under this Coverage Form without 
additional premium, within 45 days prior to or 
during the policy period, the broadened coverage 
will immediately apply to this Coverage Part. 
8. Medical 
Payments 
– 
Extended 
Reporting 
Period 
a. SECTION I – COVERAGES, COVERAGE C – 
MEDICAL 
PAYMENTS, 
Paragraph 
1. 
Insuring Agreement, subparagraph a.(3)(b) 
is replaced by the following: 
(b) The expenses are incurred and reported 
to us within three years of the date of the 
accident; and 
b. This coverage does not apply if COVERAGE 
C – MEDICAL PAYMENTS is excluded either 
by the provisions of the Coverage Part or by 
endorsement. 
9. Newly Acquired Or Formed Organizations 
SECTION II – WHO IS AN INSURED, Paragraph 
3.a. is replaced by the following: 
a. Coverage under this provision is afforded until 
the end of the policy period. 
10. Non-Owned Watercraft 
SECTION I – COVERAGES, COVERAGE A 
BODILY INJURY AND PROPERTY DAMAGE 
LIABILITY, 
Paragraph 
2. 
Exclusions, 
subparagraph g.(2) is replaced by the following: 
g. Aircraft, Auto Or Watercraft 
(2) A watercraft you do not own that is: 
(a) Less than 51 feet long; and 
(b) Not being used to carry persons or 
property for a charge; 
This provision applies to any person who, 
with your consent, either uses or is 
responsible for the use of a watercraft. 
11. Supplementary Payments Increased Limits 
SECTION I – SUPPLEMENTARY PAYMENTS 
COVERAGES A AND B, Paragraphs 1.b. and 
1.d. are replaced by the following: 
1.b. Up to $2,500 for cost of bail bonds required 
because of accidents or traffic law violations 
arising out of the use of any vehicle to which 
the Bodily Injury Liability Coverage applies. 
We do not have to furnish these bonds. 
1.d. All reasonable expenses incurred by the 
insured at our request to assist us in the 
investigation or defense of the claim or “suit", 
including actual loss of earnings up to $1000 a 
day because of time off from work. 
12. Unintentional Failure to Disclose Hazards 
The following is added to SECTION IV – 
COMMERCIAL 
GENERAL 
LIABILITY 
CONDITIONS, Paragraph 6. Representations: 
We will not disclaim coverage under this Coverage 
Part if you fail to disclose all hazards existing as of 
the inception date of the policy provided such 
failure is not intentional. 
13. Unintentional Failure to Notify 
The following is added to SECTION IV – 
COMMERCIAL 
GENERAL 
LIABILITY 
CONDITIONS, Paragraph 2. Duties in the Event 
of Occurrence, Offense, Claim or Suit: 
Your rights afforded under this policy shall not be 
prejudiced if you fail to give us notice of an 
"occurrence", offense, claim or "suit", solely due to 
your reasonable and documented belief that the 
"bodily injury" or "property damage" is not covered 
under this policy. 
 
 
ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED. 
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Copyright 2017 The Hanover Insurance Company. All Rights Reserved. 
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. 
 
BLANKET ADDITIONAL INSURED BY CONTRACT OR AGREEMENT – WITH 
PRODUCTS-COMPLETED OPERATIONS COVERAGE 
 
 
This endorsement modifies insurance provided under the following: 
 
COMMERCIAL GENERAL LIABILITY COVERAGE PART 
 
 
A. The following is added to SECTION II – WHO IS 
AN INSURED: 
Additional 
Insured 
– 
Written Contract, 
Agreement or Permit 
a. Any person or organization as required by a 
written contract, agreement or permit to add 
as an additional insured on your policy is an 
additional insured but only with respect to 
liability for “bodily injury”, “property damage”, 
or “personal and advertising injury” caused, in 
whole or in part, by your acts or omissions, or 
the acts or omissions of those acting on your 
behalf, and only with respect to: 
(1) "Your work" for the additional insured(s) 
designated in the contract, agreement or 
permit;  
(2) Premises you own, rent, lease or occupy;  
(3) Your maintenance, operation or use of 
equipment leased to you; or 
(4) "Your work" for the additional insured(s) 
designated in the contract, agreement or 
permit including "bodily injury" or "property 
damage" included in the "products-
completed operations hazard” provided 
that: 
(a) This Coverage Part provides such 
coverage; and 
(b) The written contract, agreement or 
permit requires such coverage for the 
additional insured. 
b. If the written contract or agreement specifically 
requires you to add an additional insured to 
your policy via endorsement CG 20 10 11 85, 
CG 20 10 10 93, CG 20 10 03 97, CG 20 10 
10 01 or endorsement CG 20 37 10 01, then 
the words “caused in whole or in part by”’ in 
parageph a. above are replaced by the words 
“arising out of”. 
c. The insurance afforded to such additional 
insured described above: 
(1) Only applies to the extent permitted by 
law. 
(2) Will not be broader than the insurance 
which you are required by the contract, 
agreement or permit to provide for such 
additional insured. 
(3) Is primary to and will not seek contribution 
from any other insurance available to such 
additional insured provided that: 
(a) The additional insured is a Named 
Insured under such other insurance; 
and  
(b) You have agreed in writing in a 
contract or agreement that this 
insurance would be primary and would 
not seek contribution from any other 
insurance available to the additional 
insured. 
(4) Will not be broader than coverage 
provided to any other insured. 
(5) Does not apply if the “bodily injury”, 
“property damage” or “personal and 
advertising injury” is otherwise excluded 
from coverage under this Coverage Part, 
including any endorsements thereto.  
d. This provision does not apply: 
(1) Unless the written contract or agreement 
was executed or permit was issued prior 
to the "bodily injury”, “property damage", 
or "personal and advertising injury". 
(2) To any person or organization included as 
an insured by another endorsement 
issued by us and made part of this 
Coverage Part. 
(3) If the “bodily injury”, “property damage”, or 
“personal and advertising injury” arises out 
of sole negligence of the additional 
insured. 
(4) To any lessor of equipment: 
(a) After the equipment lease expires; or 
(b) If 
the 
“bodily 
injury”, 
“property 
damage”, or “personal and advertising 
injury” arises out of sole negligence of 
the lessor 
POLICY: ZD2D78128003
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

421-4490 10 18 
Includes copyrighted material of Insurance Services Office, Inc., with its permission. 
Page 2 of 2 
 
Copyright 2017 The Hanover Insurance Company. All Rights Reserved. 
(5) To any: 
(a) Owners or other interests from whom 
land 
has 
been 
leased 
if 
the 
“occurrence” takes place or the 
offense is committed after the lease 
for the land expires; or 
(b) Managers or lessors of premises if: 
(i) The occurrence takes place after 
you cease to be a tenant in that 
premises; or 
(ii) The "bodily injury", "property 
damage", 
"personal 
and 
advertising injury" arises out of 
structural alterations, new con-
struction or demolition operations 
performed by or on behalf of the 
manager or lessor. 
(6) To “bodily injury”, “property damage” or 
“personal and advertising injury” arising 
out of the rendering of or the failure to 
render any professional services. 
This exclusion applies even if the claims 
against any insured allege negligence or 
other wrongdoing in the supervision, 
hiring, employment, training or monitoring 
of others by that insured, if the 
“occurrence” which caused the “bodily 
injury” or “property damage” or the offense 
which 
caused 
the 
“personal 
and 
advertising injury” involved the rendering 
of or failure to render any professional 
services by or for you.  
B. With respect to the insurance afforded to these 
additional insureds, the following is added to 
SECTION III – LIMITS OF INSURANCE: 
The most we will pay on behalf of the additional 
insured for a covered claim is the lesser of the 
amount of insurance: 
1. Required by the written contract, agreement or 
permit described in paragraph A.a.; or  
2. Available under the applicable Limits of 
Insurance shown in the Declarations or any 
endorsement to this policy.  
This endorsement shall not increase the 
applicable Limits of Insurance shown in the 
Declarations. 
 
 
ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED. 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
 
 
THIS ENDORSEMENT CHANGES THE POLICY.  PLEASE READ IT CAREFULLY. 
 
BUSINESS AUTO COVERAGE 
BROADENING ENDORSEMENT 
 
This endorsement modifies insurance provided under the following: 
 
 
BUSINESS AUTO COVERAGE FORM 
    
With respect to coverage provided by this endorsement, the provisions of the Coverage Form 
apply unless modified by the endorsement. 
 
1. CANCELLATION EXTENSION 
 
Paragraph A. CANCELLATION 2. b. of the 
COMMON POLICY CONDITIONS is 
replaced with the following: 
 
b. 
60 days before the effective date 
 
 
of cancellation if we cancel for  
 
 
any other reason. 
 
SECTION I - COVERED AUTOS 
 
2. EMPLOYEE HIRED "AUTOS" 
 
Description Of Covered Auto  
 
Designation Symbols; Symbol 8 is  
 
replaced by the following: 
 
8 = Hired "Autos" Only  -  Only those "autos" 
you lease, hire, rent or borrow; including 
"autos" your employee hires at your 
direction, for the purpose of conducting your 
business.  This does not include any "auto" 
you lease, hire, rent, or borrow from any of 
your "employees" or partners or members of 
their households. 
 
SECTION II - LIABILITY COVERAGE 
 
3. BROADENED NAMED INSURED 
 
The following is added to the SECTION II - 
LIABILITY COVERAGE, Paragraph 1. Who 
Is An Insured provision: 
 
 
d. 
Any business entity for which you  
 
 
have a financial interest greater  
 
 
than 50% of the voting stock or  
 
 
otherwise have a controlling 
 
 
interest after the effective date of  
 
 
this policy or that is newly  
 
 
acquired or formed by you during  
 
 
the term of this policy. 
 
The coverage provided by this 
provision is afforded until 
expiration or termination of this 
policy, whichever occurs earlier. 
 
The coverage provided by this 
provision does not apply to any 
business entity described in d. 
above that qualifies as an 
insured under any other 
automobile liability policy issued 
to that business entity as a 
named insured or would have 
been an insured except for the 
exhaustion of the policy limits or 
the insolvency of the insurer. 
 
The coverage provided by this 
provision does not apply to 
"bodily injury" nor "property 
damage" arising from an 
accident that occurred prior to 
your acquiring or forming the 
business entity described in d. 
above. 
POLICY: AW2-D781287-04
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
4. EMPLOYEES AS INSUREDS 
 
The following is added to the SECTION II - 
LIABILITY COVERAGE, Paragraph 1. Who 
Is An Insured provision: 
 
 
e. 
Any employee of yours is an  
 
 
"insured" while using a covered  
 
 
"auto" you do not own, hire or  
 
 
borrow in your business or your  
 
 
personal affairs. 
 
5. SUPPLEMENTARY PAYMENTS 
 
The following amends SECTION II - 
LIABILITY COVERAGE, Paragraph 2. 
Coverage Extensions provision: 
 
Paragraph (2) is replaced by the following: 
(2) Up to $2500 for cost of bail bonds 
 
(including bonds for related traffic  
 
law violations) required because  
 
of an "accident" we cover.  We do  
 
not have to furnish these bonds. 
 
Paragraph (4) is replaced by the following: 
(4) All reasonable expenses incurred 
 
by the "insured" at our request,  
 
including actual loss of earnings  
 
up to $500 a day because of time  
 
off from work. 
 
6. AMENDED FELLOW EMPLOYEE  
 
EXCLUSION 
 
The following is added to the SECTION II - 
LIABILITY COVERAGE, B. Exclusions 
Paragraph 5. Fellow Employee exclusion: 
 
 
This exclusion does not apply if the  
 
"bodily injury" arises from the use of a  
 
covered "auto" you own or hire.  This 
 
coverage is excess over any other
 
collectible insurance 
SECTION III - PHYSICAL DAMAGE 
COVERAGE. 
 
7. EXPENSE OF RETURNING A STOLEN  
"AUTO" and SIGN COVERAGE 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, A.1. 
COVERAGE: 
 
 
d. Expense Of Returning A Stolen 
"Auto" 
 
We will pay for the expense of 
returning a covered "auto" to you. 
 
e. 
Sign Coverage 
 
 
We will pay for loss to signs, 
 
murals, paintings or graphics, 
 
as part of equipment, which are  
 
displayed on a covered "auto". 
 
The most we will pay for "loss" in 
any one "accident" is the lesser of: 
 
1. The actual cash value of  
 
 
  
the property as of the 
 
 
  
time of the "loss"; or 
 
 
2. The cost of repairing or   
 
replacing the damaged or 
 
stolen property with other  
 
property of like kind and  
 
quality; or 
3. $2,000. 
 
8. GLASS BREAKAGE DEDUCTIBLE 
 
 
The following is added to SECTION III- 
        PHYSICAL DAMAGE COVERAGE A. 
        COVERAGE paragraph 3. Glass  
        Breakage - Hitting a Bird or Animal - 
        Falling Objects or Missiles: 
 
Any deductible shown in the 
Declarations as applicable to the 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
covered "auto" will not apply to glass 
breakage if such glass is repaired,  
rather than replaced. 
 
9. TRANSPORTATION EXPENSE 
 
Paragraph 4. Coverage Extension. of 
SECTION III - PHYSICAL DAMAGE 
COVERAGE, A. COVERAGE is replaced 
with the following: 
 
4. 
Coverage Extension 
 
We will pay up to $50 per day to a 
maximum of $1500 for temporary 
transportation expense incurred by 
you because of the total theft of a 
covered "auto" of the private 
passenger type.  We will pay only 
for those covered "autos" for which 
you carry either Comprehensive or 
Specified Causes of Loss 
Coverage.  We will pay for 
temporary transportation expenses 
incurred during the period beginning 
24 hours after the theft and ending, 
regardless of the policy’s expiration, 
when the covered "auto" is returned 
to use or we pay for its "loss". 
 
10. HIRED AUTO PHYSICAL DAMAGE 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, A. 
COVERAGE: 
 
5. 
Hired Auto Physical Damage 
 
If hired "autos" are covered "autos" 
for Liability Coverage and if Physical 
Damage Coverage of 
Comprehensive, Specified Causes 
of Loss, or Collision is provided 
under this Coverage Form for any 
"auto" you own, then the Physical 
Damage Coverage(s) provided is 
extended to "autos" you hire without 
a driver or your employee hires, 
without a driver, at your
direction, for the purpose of 
conducting your business, for a 
period of 30 days or less, of like 
kind and use as the "autos" you 
own, subject to the following: 
 
The most we will pay for any one 
loss is the lesser of the following: 
 
a. $50,000 per accident, or 
b. cash value, or 
c. the cost of repair, 
 
minus the deductible equal to the 
lowest deductible applicable to any 
owned "auto" for that coverage.  
Any deductible shown in the 
Declarations does not apply to 
"loss" caused by fire or lightning.  
Subject to the limit and deductible 
stated above, we will provide 
coverage equal to the broadest 
coverage provided to any covered 
"auto" you own, that is applicable to 
the loss. 
 
If the loss arises from an accident 
for which you are legally liable and 
the lessor incurs an actual financial 
loss from that accident, we will 
cover the lessor’s actual financial 
loss of use of the hired "auto" for a 
period of up to seven consecutive 
days from the date of the accident, 
subject to a limit of $1,000 per 
accident. 
 
11. AUDIO, VISUAL AND DATA  
ELECTRONIC EQUIPMENT 
COVERAGE 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, A. 
COVERAGE: 
 
6. 
Audio, Visual and Data Electronic 
 
Equipment Coverage 
 
We will pay for "loss" to any 
electronic equipment that receives
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
or transmits audio, visual or data 
signals and that is not designed 
solely for the reproduction of sound.  
This coverage applies only if the 
equipment is permanently installed 
in the covered "auto" at the time of 
the "loss" or the equipment is 
removable from a housing unit 
which is permanently installed in the 
covered “auto’ at the time of the 
"loss", and such equipment is 
designed to be solely operated by 
use of the power from the "auto’s" 
electrical system, in or upon the 
covered "auto", including its 
antennas and other accessories.  
However , this does not include 
tapes, records or discs. 
 
The exclusions that apply to 
PHYSICAL DAMAGE COVERAGE, 
except for the exclusion relating to 
Audio, Visual and Data Electronic 
Equipment, also apply to coverage 
provided herein.  In addition, the 
following exclusions apply: 
 
We will not pay , under this 
coverage, for either any electronic 
equipment or accessories used with 
such electronic equipment that is: 
 
1. Necessary for the normal 
 
operation of the covered  
 
"auto" or the monitoring of   
 
the covered "auto’s"  
 
operating system; or 
 
2. Both: 
 
a. An integral part of the  
  
same unit housing any  
  
sound reproducing  
  
equipment designed  
  
solely for the  
 
 
reproduction of sound if the 
sound  reproducing  
 
 
equipment is permanently 
installed in the covered 
"auto", and
 
b.  Permanently installed  
 
 
in the opening of the dash 
or    console normally used 
by the manufacturer for the 
installation of a radio. 
 
With respect to coverage herein, the 
LIMIT OF INSURANCE provision of 
PHYSICAL DAMAGE COVERAGE 
is replaced by the following: 
 
1. The most we will pay for all  
 
"loss" to audio, visual or data  
 
electronic equipment and any 
 
accessories used with this  
 
equipment as a result of any  
 
one "accident" is the lesser of 
 
a. The actual cash value of  
 
the damaged or stolen  
 
property as of the time of 
 
the "loss"; or 
b. The cost of repairing or  
 
replacing the damaged or  
 
stolen property with other  
 
property of like kind and  
 
quality; or 
c. $500. 
 
2. An adjustment for  
 
depreciation and physical  
 
condition will be made in  
 
determining actual cash value  
 
at the time of the "loss". 
 
3. Deductibles applicable to  
 
PHYSICAL DAMAGE  
 
COVERAGE, do not apply  
 
to this Audio, Visual and Data  
 
Electronic Equipment  
 
Coverage. 
 
If there is other coverage provided 
by this policy for audio, visual and 
data electronic equipment, the 
coverage provided herein is 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
excess.  However, you may elect to 
apply the limit or any portion thereof 
of coverage provided herein to pay 
any deductible that is applicable 
under the provisions of the other 
coverage. 
 
12. RENTAL REIMBURSEMENT and   
  
MATERIAL TRANSFER EXPENSE 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, A. 
COVERAGE: 
 
7. 
Rental Reimbursement and  
 
Material Transfer Expense 
 
This coverage provides only those 
Physical Damage Coverages where 
a premium is shown in the 
Declarations.  It applies only to a 
covered "auto" described or 
designated to which the Physical 
Damage Coverages apply. 
 
We will pay for auto rental expenses 
and the expenses, incurred by you 
because of "loss" to a covered 
"auto", to remove and transfer your 
materials and equipment from the 
covered "auto" . Payment applies in 
addition to the otherwise applicable 
amount of each coverage you have 
on a covered "auto".  No 
deductibles apply to this coverage. 
 
We will pay only for those auto 
rental expenses incurred during the 
policy period beginning 24 hours 
after the "loss" and ending, 
regardless of the policy’s expiration, 
with the lesser of the following 
number of days: 
 
1. The number of days  
 
reasonably required to  
 
 
  
repair or replace the 
  
covered “auto". If “loss” is  
 
caused by theft, this  
 
number of days is added  
 
to the number of days it  
 
takes to locate the covered 
 
"auto" and transport it to a 
 
repair shop. 
 
2. 60 days. 
 
Our payment is limited to the lesser 
of the following amounts: 
 
1. Necessary and actual  
 
expenses incurred,  
 
including loss of use. 
 
2. $3000. 
 
This auto rental expense coverage 
does not apply while there are 
spare or reserve "autos" available to 
you for your operations. 
 
If "loss" results from the total theft of 
a covered "auto" of the private 
passenger type, we will pay under 
this coverage only that amount of 
your rental reimbursement 
expenses which is not already 
provided for under the SECTION  
III - PHYSICAL DAMAGE 
COVERAGE, A. 4. Coverage 
Extension. 
 
13. AIRBAG COVERAGE 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, B. 
Exclusions, paragraph 3. 
 
The portion of this exclusion relating to 
mechanical or electrical breakdown does not 
apply to the accidental discharge of an 
airbag.  This coverage is excess of other 
collectible insurance or warranty.  No 
deductible applies to this Airbag Coverage.
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
14. AUTO LOAN PHYSICAL DAMAGE  
      EXTENSION 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, C. 
Limit Of Insurance provision: 
 
When a "loss" results in a total loss to a 
covered auto you own for which a Loss 
Payee is designated in this policy, the most 
we will pay for "loss" in any one "accident" is 
the greater of: 
 
1. 
The actual cash value of the  
 
damaged or stolen property as of 
 
the time of the "loss"; or 
 
2. 
The outstanding balance of the  
 
initial loan, less any amounts for  
 
taxes, overdue payments, overdue  
 
payment charges, penalties,  
 
interest , any charges for early  
 
termination of the loan, costs for  
 
Credit Life Insurance, Health,  
 
Accident or Disability Insurance  
 
purchased with the loan, and  
 
carry-over balances from previous  
 
loans. 
 
15. AUTO LEASE PHYSICAL DAMAGE  
 
EXTENSION 
 
The following is added to SECTION III - 
PHYSICAL DAMAGE COVERAGE, C. 
Limit Of Insurance provision: 
 
If, because of damage, destruction or theft 
of a covered "auto", which is a long-term 
leased "auto", the lease agreement between 
you and the lessor is terminated, "we" will 
pay the difference between the amount paid 
under paragraph C. LIMIT OF INSURANCE 
1. or 2. and the amount due at the time of 
"loss" under the terms of the lease 
agreement applicable to the leased "auto" 
which you are required to pay: less any fees 
to dispose of the auto; any overdue 
payments; financial penalties
imposed under a lease for excessive use, 
abnormal wear and tear or high mileage; 
security deposits not refunded by the lessor; 
cost for extended warranties, Credit Life 
Insurance, Health, Accident or Disability 
Insurance purchased with the loan; and 
carry over balances from previous leases. 
 
This coverage applies only to the initial 
lease for the covered "auto" which has not 
previously been leased.  This coverage is 
excess over all other collectible insurance. 
 
SECTION IV - CONDITIONS 
 
16. DUTIES IN THE EVENT OF  
 
ACCIDENT, CLAIM, SUIT OR LOSS 
 
The following is added to SECTION IV - 
BUSINESS AUTO CONDITIONS, A. Loss 
Conditions, 2. Duties In The Event Of 
Accident, Claim, Suit Or Loss: 
 
d. 
Knowledge of any "accident",  
 
claim, "suit" or "loss" will be  
 
deemed knowledge by you when   
 
notice of such "accident",  
 
claim, "suit" or "loss" has been  
 
received by: 
 
(1) You, if you are an individual; 
(2) Any partner or insurance  
 
manager if you are a  
 
partnership; or 
(3) An executive officer or  
 
insurance manager if you are  
 
a corporation. 
 
17. BLANKET WAIVER OF 
SUBROGATION  
 
Paragraph 5. Transfer Of Rights Of 
Recovery Against Others To Us, 
SECTION IV - BUSINESS AUTO 
CONDITIONS, A. Loss Conditions is 
replaced by the following: 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
 Copyright, Insurance Services Office, Inc., 1996 
 
461-0155  (9-97)  
 
 
 
 
 
 
 
 
 
 
5. 
Transfer Of Rights Of Recovery  
 
Against Others To Us 
 
If any person or organization to or 
for whom we make payment under 
this Coverage Form has rights to 
recover damages from another, 
which have not been waived 
through the execution of an "insured 
contract", written agreement, or 
permit, prior to the "accident" or 
"loss" giving rise to the payment, 
those rights to recover damages 
from another are transferred to us.  
That person or organization must do 
everything necessary to secure our 
rights and must do nothing after the 
"accident" or "loss"  to impair them. 
 
18. UNINTENTIONAL FAILURE TO  
 
  
DISCLOSE INFORMATION 
 
The following is added to SECTION IV 
BUSINESS AUTO CONDITIONS. B. 
General Conditions, paragraph 2. 
Concealment, Misrepresentation Or 
Fraud: 
 
Your unintentional error in disclosing, or 
failure to disclose, any material fact 
existing after the effective date of this 
Coverage Form shall not prejudice your 
rights under this Coverage Form.  
However, this provision does not affect 
our right to collect additional premium or 
exercise our right of cancellation or 
nonrenewal. 
19.  HIRED AUTO – WORLDWIDE 
 
COVERAGE 
 
The following is added to SECTION IV -  
Business Auto Conditions, B. General  
Conditions, paragraph 7. Policy Period,  
Coverage Territory provision: 
 
e. Outside the coverage territory  
 
described in a., b., c., and d.  
 
above for an "accident" or "loss"  
 
resulting from the use of a  
 
covered "auto" you hire, without a  
 
driver, or your employee hires  
 
without a driver, at your direction,  
 
for the purpose of conducting your  
 
business, for a period of 30 days  
 
or less, provided the suit is  
 
brought within The United States  
 
of America or its territories or  
 
 
possessions. 
 
SECTION V - DEFINITIONS 
 
20. MENTAL ANGUISH 
 
Paragraph C. "Bodily injury", SECTION V - 
DEFINITIONS is replaced by the following: 
 
 
C. "Bodily injury" means bodily injury, 
sickness or disease sustained by a 
person including death or mental 
anguish resulting from any of these. 
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461-0478 12 12 
Includes copyrighted material of ISO Insurance Services Office, Inc., with its permission 
 
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. 
 
BLANKET ADDITIONAL INSURED – PRIMARY AND NON-CONTRIBUTORY 
 
This endorsement modifies insurance provided under the following: 
 
BUSINESS AUTO COVERAGE FORM 
 
A. The following is added to SECTION II – 
LIABILITY COVERAGE, Paragraph A.1. Who Is 
An Insured: 
Additional Insured if Required by Contract 
If you agree in a written contract, written 
agreement or written permit that a person or 
organization be added as an additional “insured” 
under this Coverage Part, such person or 
organization is an “insured”; but only to the extent 
that such person or organization qualifies as an 
“insured” under paragraph A.1.c. of this Section.  
If you agree in a written contract, written 
agreement or written permit that a person or 
organization be added as an additional “insured” 
under this Coverage Part, the most we will pay on 
behalf of such additional “insured” is the lesser of: 
(1) The Limits of Insurance for liability coverage 
specified in the written contract, written 
agreement or written permit; or 
(2) The Limits of Insurance for Liability Coverage 
shown in the Declarations applicable to this 
Coverage Part. 
Such amount shall be part of and not in addition to 
the Limits of Insurance shown in the Declarations 
applicable to this Coverage Part. Regardless of 
the number of covered "autos", "insureds", 
premiums paid, claims made or vehicles involved 
in the "accident", the most we will pay for the total 
of all damages and "covered pollution cost or 
expense" combined resulting from any one 
"accident" is the Limit of Insurance for Liability 
Coverage shown in the Declarations.  
B. The following is added to SECTION IV – 
BUSINESS AUTO CONDITIONS, Paragraph B. 
General Conditions, subparagraph 5. Other 
Insurance: 
Primary and Non-Contributory  
 
If you agree in a written contract, written 
agreement or written permit that the insurance 
provided to a person or organization who qualifies 
as an additional “insured” under SECTION II – 
LIABILITY COVERAGE, Paragraph A.1. Who Is 
An Insured, subparagraph Additional Insured if 
Required by Contract is primary and non-
contributory, the following applies: 
The liability coverage provided by this Coverage 
Part is primary to any other insurance available to 
the additional “insured” as a Named Insured. We 
will not seek contribution from any other insurance 
available to the additional “insured” except: 
(1) For the sole negligence of the additional 
“insured”; or 
(2) For negligence arising out of the ownership, 
maintenance or use of any “auto” not owned 
by the additional “insured” or by you, unless 
that “auto” is a “trailer” connected to an “auto” 
owned by the additional “insured” or by you; or  
(3) When the additional “insured” is also an 
additional “insured” under another liability 
policy. 
C. This endorsement will apply only if the “accident” 
occurs: 
1. During the policy period; 
2. Subsequent to the execution of the written 
contract or written agreement or the issuance 
of the written permit; and 
3. Prior to the expiration of the period of time that 
the written contract, written agreement or 
written permit requires such insurance to be 
provided to the additional “insured”. 
D. Coverage provided to an additional “insured” will 
not be broader than coverage provided to any 
other “insured” under this Coverage Part. 
 
ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED. 
 
 
 
Page 1 of 1 
POLICY: AW2-D781287-04
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SCHEDULE OF UNDERLYING POLICIES
An “X” marked in the box provided indicates these broadening or optional coverage are provided in the Underlying Insurance  
475-0003 12 14
Page  4
Includes copyrighted material of Insurance Services Office, Inc. with its permission
Agent
Insured: KITTELSON & ASSOCIATES
Effective on and after 
 12:01 A.M. Standard Time
This Schedule is part of Policy Number: 
CARRIER, POLICY NUMBER & PERIOD
TYPE OF POLICY
APPLICABLE LIMITS OR AMOUNT OF INSURANCE
   
(a) Carrier: 
 Commercial General Liability
$1,000,000
Occurrence/ Each Claim
Policy Number: 
Owned Autos 
$1,000,000
Personal Injury
Policy Period: 
Non-owned & Hired Autos 
$1,000,000
Advertising Injury
$2,000,000
General Aggregate
 Incl in Gen Agg
Product/Completed Operations
Aggregate
   
(a) Carrier: 
 Commercial General Liability
Occurrence/ Each Claim
Policy Number: 
Owned Autos 
Personal Injury
Policy Period: 
Non-owned & Hired Autos 
Advertising Injury
General Aggregate
 
Product/Completed Operations
Aggregate
(b) Carrier: ALLMERICA FINANCIAL BENEFITS  Comprehensive Automobile
Liability including
 Bodily Injury and Property Damage Liability Combined:
Policy Number:
 Owned Autos
$1,000,000
Each Accident
Policy Period:  
 Non-Owned & Hired Autos
Bodily Injury
$
Each Person
$
Each Accident
Property Damage: 
$
Each Accident
 
(c) Carrier:
 Garage Liability
 Bodily Injury and Property Damage Liability Combined:
Policy Number: 
 Dealers
Each Accident
Policy Period:  
 Service
Garage Operations
$
Auto Only
$
Other than Auto Only
$ 
Aggregate
Garage Operations
$
Other than Auto Only
Hanover Insurance CO. 
FOREIGN
$2,000,000
$2,000,000
$4,000,000
$4,000,000
$2,000,000
01/01/2022-01/01/2023
AW2D78128704
INS.CO.
HANOVER INSURANCE CO.
01/01/2022-01/01/2023
ZH2H86795100
01/01/2022-01/01/2023
ZD2D78128003
UH2D78128103
01/01/22
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

475-0003 12 14
Page  5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
Agent
    
(d) Carrier: ALLMERICA FINANCIAL BENEFITS
Standard Workers’ Compensation
 & Employers’ Liability
Coverage B – Employers Liability
Policy Number: 
 Bodily Injury by Accident
Policy Period: 
 $1,000,000
Each Accident
 NEW YORK ONLY:
 Bodily Injury by Disease
 The Umbrella Coverage for 
 $1,000,000
Each Employee
 Workers’ Compensation and 
 $1,000,000
Aggregate
 Employers Liability is not 
applicable in situations where an 
 employee is subject to the New
 York Workers’ Compensation Law.
   
(e) Carrier:
 Liquor Liability 
 $
Each Common Cause 
Policy Number: 
 
$
Other    
Policy Period: 
 $
Aggregate   
 $
Other
     
(f) Carrier:
Professional Liability
 $
Each Occurrence 
Policy Number:
 
 $
Each Claim
Policy Period: 
 $
Other
 $
Aggregate
 $
Other
    
(g) Carrier: 
 Directors & Officers  Liability
$
Each Occurrence
Policy Number:
 
 $
Each Claim
Policy Period: 
 $
Other
 $
Aggregate
 $
Other 
   
(h) Carrier: 
 Stop Gap Liability
 
Policy Number: 
 $
Each Accident
Policy Period: 
 
$
Each Employee
 $
Aggregate
(i)
Carrier:
Abuse and Molestation
 $
Each Occurrence
Policy Number:
 
 $
Each Claim
Policy Period: 
 $
Other
 $
Aggregate
   
(j)
Carrier: 
 Foreign
 $
Each Occurrence
Policy Number:
 $
Each Claim
Policy Period: 
 $
Other
 $
Aggregate
   
(k) Carrier: MASSACHUSETTS BAY
INSURANCE COMPANY
 Employee Benefits Liability
 $
Each Occurence
Policy Number:
$1,000,000
Each Claim
Policy Period: 
 $
Other
$2,000,000
Aggregate
Bodily Injury by Accident
Bodily Injury by Disease
1,000,000
1,000,000
01/01/2021-01/01/2022
ZD2D78128002
1,000,000
01/01/2021-01/01/2022
ZD2D78128002
MASSACHUSETTS BAY INS. CO
01/01/2022-01/01/2023
WM2D78128903
INS. CO.
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

475-0001 01 18 
Includes copyrighted material of Insurance Services Office, Inc., with its permission. 
Page 2 of 20 
 
Copyright 2017 The Hanover Insurance Group, Inc. All Rights Reserved. 
HANOVER COMMERCIAL FOLLOW FORM EXCESS AND 
UMBRELLA POLICY 
 
 
Various provisions of this policy restrict coverage. Read the entire policy carefully to determine rights, duties and 
what is and is not covered. 
We will not pay sums or perform acts or services unless explicitly provided for in this policy. 
Throughout this policy the words you and your refer to the Named Insured shown in the Declarations and any 
other person or organization qualifying as a Named Insured under this policy. The words we, us and our refer to 
the Company providing this insurance. 
Other words and phrases that appear in quotation marks have special meaning. Refer to the Definitions Section 
of this policy. 
 
I. 
INSURING AGREEMENTS 
1. Coverage A – Follow Form Excess Liability 
Insuring Agreement 
a. We will pay on behalf of the insured those 
sums in excess of the “underlying 
insurance” which the insured becomes 
legally obligated to pay as damages, 
provided: 
(1) Such damages are covered by 
“underlying insurance”;  
(2) The event which triggers coverage on 
the “underlying insurance” takes place 
during the policy period of this 
insurance, and 
(3) The applicable Limit of Insurance of 
the 
“underlying 
insurance” 
is 
exhausted by payment of judgments, 
settlements, related costs or expenses 
for damages also covered under this 
policy. We will not pay if the Limit of 
Insurance of “underlying insurance” is 
exhausted by payment for damages to 
which this insurance does not also 
apply. 
b. We will not pay damages that the 
“underlying insurance” does not pay for 
any reason other than exhaustion of limits 
of the “underlying insurance” by payment 
of judgments, settlements, related costs or 
expenses.  
c. The 
terms 
and 
conditions 
of 
the 
“underlying insurance” in effect at the 
inception of this policy apply unless they 
are inconsistent with the terms and 
conditions of this policy.  
d. The amount we will pay for damages is 
limited as described in section VI. LIMITS 
OF INSURANCE. 
e. We have no obligation under this 
insurance with respect to any claim or 
“suit” settled without our consent. 
f. 
This policy does not apply to any part of 
loss within the Limit of Insurance of 
“underlying insurance”, or any related 
costs or expenses. 
g. No other obligation or liability to pay sums 
or perform acts or services is covered 
unless explicitly provided for under section 
II. DEFENSE AND SETTLEMENT and 
section 
V. 
SUPPLEMENTAL 
PAYMENTS.  
2. Coverage B – Umbrella Liability Insuring 
Agreement 
a. We will pay on behalf of the insured those 
sums in excess of the “retained limit” 
shown in the Declarations which the 
insured becomes legally obligated to pay 
as damages because of “bodily injury”, 
“property damage”, “personal injury” and 
“advertising injury” to which this coverage 
applies, provided: 
(1) The: 
(a) “Bodily 
injury” 
or 
“property 
damage” 
is 
caused 
by 
an 
“occurrence”; or  
(b) “Personal injury” and “advertising 
injury” is caused by an offense 
arising out of your business; 
Which took place within the coverage 
territory as described in section IV. 
COVERAGE TERRITORY;  
(2) The 
“bodily 
injury” 
or “property 
damage” occurs during the policy 
period, and the offense causing 
“personal injury” or “advertising injury” 
is first committed during our policy 
period; and 
POLICY: UH2D78128103
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01/01/2022
POLICY: AW2-D781287-04
Kittelson & Associates, Inc.
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COMMERCIAL GENERAL LIABILITY 
 
CG 00 01 04 13 
 
CG 00 01 04 13 
© Insurance Services Office, Inc., 2012  
Page 1 of 16 
 
 
COMMERCIAL GENERAL LIABILITY COVERAGE FORM 
 
Various provisions in this policy restrict coverage. 
Read the entire policy carefully to determine rights, 
duties and what is and is not covered.  
Throughout this policy the words "you" and "your" 
refer to the Named Insured shown in the Declarations, 
and any other person or organization qualifying as a 
Named Insured under this policy. The words "we", 
"us" and "our" refer to the company providing this 
insurance.  
The word "insured" means any person or organization 
qualifying as such under Section II – Who Is An 
Insured.  
Other words and phrases that appear in quotation 
marks have special meaning. Refer to Section V –
Definitions.  
SECTION I – COVERAGES  
COVERAGE A – BODILY INJURY AND PROPERTY 
DAMAGE LIABILITY  
 1. Insuring Agreement  
 
a. We will pay those sums that the insured 
becomes legally obligated to pay as damages 
because of "bodily injury" or "property damage" 
to which this insurance applies. We will have 
the right and duty to defend the insured against 
any "suit" seeking those damages. However, 
we will have no duty to defend the insured 
against any "suit" seeking damages for "bodily 
injury" or "property damage" to which this 
insurance does not apply. We may, at our 
discretion, investigate any "occurrence" and 
settle any claim or "suit" that may result. But:  
 
(1) The amount we will pay for damages is 
limited as described in Section III – Limits 
Of Insurance; and  
 
(2) Our right and duty to defend ends when we 
have used up the applicable limit of 
insurance in the payment of judgments or 
settlements under Coverages A or B or 
medical expenses under Coverage C.  
No other obligation or liability to pay sums or 
perform acts or services is covered unless 
explicitly provided for under Supplementary 
Payments – Coverages A and B.  
 
b. This insurance applies to "bodily injury" and 
"property damage" only if:  
 
(1) The "bodily injury" or "property damage" is 
caused by an "occurrence" that takes place 
in the "coverage territory"; 
 
(2) The "bodily injury" or "property damage" 
occurs during the policy period; and 
 
(3) Prior to the policy period, no insured listed 
under Paragraph 1. of Section II – Who Is 
An Insured and no "employee" authorized 
by you to give or receive notice of an 
"occurrence" or claim, knew that the "bodily 
injury" or "property damage" had occurred, 
in whole or in part. If such a listed insured 
or authorized "employee" knew, prior to the 
policy period, that the "bodily injury" or 
"property damage" occurred, then any 
continuation, change or resumption of such 
"bodily injury" or "property damage" during 
or after the policy period will be deemed to 
have been known prior to the policy period. 
 
c. "Bodily injury" or "property damage" which 
occurs during the policy period and was not, 
prior to the policy period, known to have 
occurred 
by 
any 
insured 
listed 
under 
Paragraph 1. of Section II – Who Is An Insured 
or any "employee" authorized by you to give or 
receive notice of an "occurrence" or claim, 
includes 
any 
continuation, 
change 
or 
resumption of that "bodily injury" or "property 
damage" after the end of the policy period.  
 
d. "Bodily injury" or "property damage" will be 
deemed to have been known to have occurred 
at the earliest time when any insured listed 
under Paragraph 1. of Section II – Who Is An 
Insured or any "employee" authorized by you to 
give or receive notice of an "occurrence" or 
claim: 
 
(1) Reports all, or any part, of the "bodily injury" 
or "property damage" to us or any other 
insurer; 
 
(2) Receives a written or verbal demand or 
claim for damages because of the "bodily 
injury" or "property damage"; or 
 
(3) Becomes aware by any other means that 
"bodily injury" or "property damage" has 
occurred or has begun to occur. 
 
e. Damages because of "bodily injury" include 
damages 
claimed 
by 
any 
person 
or 
organization for care, loss of services or death 
resulting at any time from the "bodily injury".  
POLICY: ZD2D78128003
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Page 2 of 16 
© Insurance Services Office, Inc., 2012  
CG 00 01 04 13 
 
 
 2. Exclusions  
This insurance does not apply to:  
 
a. Expected Or Intended Injury  
"Bodily injury" or "property damage" expected 
or intended from the standpoint of the insured. 
This exclusion does not apply to "bodily injury" 
resulting from the use of reasonable force to 
protect persons or property.  
 
b. Contractual Liability  
"Bodily injury" or "property damage" for which 
the insured is obligated to pay damages by 
reason of the assumption of liability in a 
contract or agreement. This exclusion does not 
apply to liability for damages:  
 
(1) That the insured would have in the absence 
of the contract or agreement; or  
 
(2) Assumed in a contract or agreement that is 
an "insured contract", provided the "bodily 
injury" 
or 
"property 
damage" 
occurs 
subsequent to the execution of the contract 
or agreement. Solely for the purposes of 
liability assumed in an "insured contract", 
reasonable attorneys' fees and necessary 
litigation expenses incurred by or for a party 
other than an insured are deemed to be 
damages because of "bodily injury" or 
"property damage", provided:  
 
(a) Liability to such party for, or for the cost 
of, that party's defense has also been 
assumed in the same "insured contract"; 
and  
 
(b) Such attorneys' fees and litigation 
expenses are for defense of that party 
against a civil or alternative dispute 
resolution proceeding in which damages 
to which this insurance applies are 
alleged.  
 
c. Liquor Liability  
"Bodily injury" or "property damage" for which 
any insured may be held liable by reason of:  
 
(1) Causing or contributing to the intoxication of 
any person;  
 
(2) The furnishing of alcoholic beverages to a 
person under the legal drinking age or 
under the influence of alcohol; or  
 
(3) Any statute, ordinance or regulation relating 
to the sale, gift, distribution or use of 
alcoholic beverages.  
This exclusion applies even if the claims 
against any insured allege negligence or other 
wrongdoing in: 
 
(a) The supervision, hiring, employment, 
training or monitoring of others by that 
insured; or 
 
(b) Providing 
or 
failing 
to 
provide 
transportation 
with 
respect 
to 
any 
person that may be under the influence 
of alcohol; 
if the "occurrence" which caused the "bodily 
injury" or "property damage", involved that 
which is described in Paragraph (1), (2) or (3) 
above.  
However, this exclusion applies only if you are 
in the business of manufacturing, distributing, 
selling, 
serving 
or 
furnishing 
alcoholic 
beverages. For the purposes of this exclusion, 
permitting 
a 
person 
to 
bring 
alcoholic 
beverages on your premises, for consumption 
on your premises, whether or not a fee is 
charged or a license is required for such 
activity, is not by itself considered the business 
of selling, serving or furnishing alcoholic 
beverages.  
 
d. Workers' Compensation And Similar Laws  
Any obligation of the insured under a workers' 
compensation, 
disability 
benefits 
or 
unemployment compensation law or any 
similar law. 
 
e. Employer's Liability  
"Bodily injury" to:  
 
(1) An "employee" of the insured arising out of 
and in the course of:  
 
(a) Employment by the insured; or  
 
(b) Performing duties related to the conduct 
of the insured's business; or  
 
(2) The spouse, child, parent, brother or sister 
of that "employee" as a consequence of 
Paragraph (1) above.  
This exclusion applies whether the insured 
may be liable as an employer or in any other 
capacity and to any obligation to share 
damages with or repay someone else who 
must pay damages because of the injury. 
This exclusion does not apply to liability 
assumed by the insured under an "insured 
contract".  
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CG 00 01 04 13 
© Insurance Services Office, Inc., 2012  
Page 3 of 16 
 
 
 
f. Pollution  
 
(1) "Bodily injury" or "property damage" arising 
out of the actual, alleged or threatened 
discharge, dispersal, seepage, migration, 
release or escape of "pollutants": 
 
(a) At or from any premises, site or location 
which is or was at any time owned or 
occupied by, or rented or loaned to, any 
insured. However, this subparagraph 
does not apply to: 
 
(i) "Bodily injury" if sustained within a 
building and caused by smoke, 
fumes, vapor or soot produced by or 
originating from equipment that is 
used to heat, cool or dehumidify the 
building, or equipment that is used to 
heat water for personal use, by the 
building's occupants or their guests; 
 
(ii) "Bodily injury" or "property damage" 
for which you may be held liable, if 
you are a contractor and the owner 
or lessee of such premises, site or 
location has been added to your 
policy as an additional insured with 
respect to your ongoing operations 
performed for that additional insured 
at that premises, site or location and 
such premises, site or location is not 
and never was owned or occupied 
by, or rented or loaned to, any 
insured, other than that additional 
insured; or 
 
(iii) "Bodily injury" or "property damage" 
arising out of heat, smoke or fumes 
from a "hostile fire"; 
 
(b) At or from any premises, site or location 
which is or was at any time used by or 
for any insured or others for the 
handling, storage, disposal, processing 
or treatment of waste;  
 
(c) Which are or were at any time 
transported, handled, stored, treated, 
disposed of, or processed as waste by 
or for:  
 
(i) Any insured; or  
 
(ii) Any person or organization for whom 
you may be legally responsible; or 
 
(d) At or from any premises, site or location 
on which any insured or any contractors 
or subcontractors working directly or 
indirectly on any insured's behalf are 
performing operations if the "pollutants" 
are brought on or to the premises, site 
or location in connection with such 
operations by such insured, contractor 
or 
subcontractor. 
However, 
this 
subparagraph does not apply to:  
 
(i) "Bodily injury" or "property damage" 
arising out of the escape of fuels, 
lubricants or other operating fluids 
which are needed to perform the 
normal 
electrical, 
hydraulic 
or 
mechanical functions necessary for 
the operation of "mobile equipment" 
or its parts, if such fuels, lubricants 
or other operating fluids escape from 
a vehicle part designed to hold, store 
or receive them. This exception does 
not apply if the "bodily injury" or 
"property damage" arises out of the 
intentional discharge, dispersal or 
release of the fuels, lubricants or 
other operating fluids, or if such 
fuels, lubricants or other operating 
fluids are brought on or to the 
premises, site or location with the 
intent that they be discharged, 
dispersed or released as part of the 
operations being performed by such 
insured, contractor or subcontractor; 
 
(ii) "Bodily injury" or "property damage" 
sustained within a building and 
caused by the release of gases, 
fumes or vapors from materials 
brought 
into 
that 
building 
in 
connection with operations being 
performed by you or on your behalf 
by a contractor or subcontractor; or 
 
(iii) "Bodily injury" or "property damage" 
arising out of heat, smoke or fumes 
from a "hostile fire". 
 
(e) At or from any premises, site or location 
on which any insured or any contractors 
or subcontractors working directly or 
indirectly on any insured's behalf are 
performing operations if the operations 
are to test for, monitor, clean up, 
remove, contain, treat, detoxify 
or 
neutralize, or in any way respond to, or 
assess the effects of, "pollutants". 
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Page 4 of 16 
© Insurance Services Office, Inc., 2012  
CG 00 01 04 13 
 
 
 
(2) Any loss, cost or expense arising out of 
any:  
 
(a) Request, demand, order or statutory or 
regulatory requirement that any insured 
or others test for, monitor, clean up, 
remove, contain, treat, detoxify 
or 
neutralize, or in any way respond to, or 
assess the effects of, "pollutants"; or  
 
(b) Claim or suit by or on behalf of a 
governmental authority for damages 
because of testing for, monitoring, 
cleaning 
up, 
removing, 
containing, 
treating, detoxifying or neutralizing, or in 
any way responding to, or assessing the 
effects of, "pollutants".  
However, this paragraph does not apply to 
liability for damages because of "property 
damage" that the insured would have in the 
absence of such request, demand, order or 
statutory or regulatory requirement, or such 
claim or "suit" by or on behalf of a 
governmental authority. 
 
g. Aircraft, Auto Or Watercraft  
"Bodily injury" or "property damage" arising out 
of 
the 
ownership, 
maintenance, 
use 
or 
entrustment to others of any aircraft, "auto" or 
watercraft owned or operated by or rented or 
loaned to any insured. Use includes operation 
and "loading or unloading".  
This exclusion applies even if the claims 
against any insured allege negligence or other 
wrongdoing 
in 
the 
supervision, 
hiring, 
employment, training or monitoring of others by 
that insured, if the "occurrence" which caused 
the "bodily injury" or "property damage" 
involved the ownership, maintenance, use or 
entrustment to others of any aircraft, "auto" or 
watercraft that is owned or operated by or 
rented or loaned to any insured. 
This exclusion does not apply to:  
 
(1) A watercraft while ashore on premises you 
own or rent;  
 
(2) A watercraft you do not own that is:  
 
(a) Less than 26 feet long; and  
 
(b) Not being used to carry persons or 
property for a charge;  
 
(3) Parking an "auto" on, or on the ways next 
to, premises you own or rent, provided the 
"auto" is not owned by or rented or loaned 
to you or the insured;  
 
(4) Liability 
assumed 
under 
any 
"insured 
contract" for the ownership, maintenance or 
use of aircraft or watercraft; or  
 
(5) "Bodily injury" or "property damage" arising 
out of:  
 
(a) The 
operation 
of 
machinery 
or 
equipment that is attached to, or part of, 
a land vehicle that would qualify under 
the definition of "mobile equipment" if it 
were not subject to a compulsory or 
financial responsibility law or other 
motor vehicle insurance law where it is 
licensed or principally garaged; or 
 
(b) The operation of any of the machinery 
or equipment listed in Paragraph f.(2) or 
f.(3) 
of 
the 
definition 
of 
"mobile 
equipment".  
 
h. Mobile Equipment  
"Bodily injury" or "property damage" arising out 
of:  
 
(1) The transportation of "mobile equipment" by 
an "auto" owned or operated by or rented or 
loaned to any insured; or  
 
(2) The use of "mobile equipment" in, or while 
in practice for, or while being prepared for, 
any prearranged racing, speed, demolition, 
or stunting activity.  
 
i. War  
"Bodily injury" or "property damage", however 
caused, arising, directly or indirectly, out of: 
 
(1) War, including undeclared or civil war; 
 
(2) Warlike action by a military force, including 
action in hindering or defending against an 
actual 
or 
expected 
attack, 
by 
any 
government, sovereign or other authority 
using military personnel or other agents; or 
 
(3) Insurrection, rebellion, revolution, usurped 
power, or action taken by governmental 
authority in hindering or defending against 
any of these. 
 
j. Damage To Property  
"Property damage" to:  
 
(1) Property you own, rent, or occupy, including 
any costs or expenses incurred by you, or 
any other person, organization or entity, for 
repair, 
replacement, 
enhancement, 
restoration or maintenance of such property 
for any reason, including prevention of 
injury to a person or damage to another's 
property;  
 
(2) Premises you sell, give away or abandon, if 
the "property damage" arises out of any 
part of those premises;  
 
(3) Property loaned to you;  
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CG 00 01 04 13 
© Insurance Services Office, Inc., 2012  
Page 5 of 16 
 
 
 
(4) Personal property in the care, custody or 
control of the insured;  
 
(5) That particular part of real property on 
which 
you 
or 
any 
contractors 
or 
subcontractors working directly or indirectly 
on your behalf are performing operations, if 
the "property damage" arises out of those 
operations; or  
 
(6) That particular part of any property that 
must be restored, repaired or replaced 
because 
"your 
work" 
was 
incorrectly 
performed on it.  
Paragraphs (1), (3) and (4) of this exclusion do 
not apply to "property damage" (other than 
damage by fire) to premises, including the 
contents of such premises, rented to you for a 
period of seven or fewer consecutive days. A 
separate limit of insurance applies to Damage 
To Premises Rented To You as described in 
Section III – Limits Of Insurance. 
Paragraph (2) of this exclusion does not apply 
if the premises are "your work" and were never 
occupied, rented or held for rental by you.  
Paragraphs (3), (4), (5) and (6) of this 
exclusion do not apply to liability assumed 
under a sidetrack agreement.  
Paragraph (6) of this exclusion does not apply 
to "property damage" included in the "products-
completed operations hazard".  
 
k. Damage To Your Product  
"Property damage" to "your product" arising out 
of it or any part of it.  
 
l. Damage To Your Work  
"Property damage" to "your work" arising out of 
it or any part of it and included in the "products-
completed operations hazard".  
This exclusion does not apply if the damaged 
work or the work out of which the damage 
arises was performed on your behalf by a 
subcontractor.  
 
m. Damage To Impaired Property Or Property 
Not Physically Injured  
"Property damage" to "impaired property" or 
property that has not been physically injured, 
arising out of:  
 
(1) A 
defect, 
deficiency, 
inadequacy 
or 
dangerous condition in "your product" or 
"your work"; or  
 
(2) A delay or failure by you or anyone acting 
on your behalf to perform a contract or 
agreement in accordance with its terms.  
This exclusion does not apply to the loss of use 
of other property arising out of sudden and 
accidental physical injury to "your product" or 
"your work" after it has been put to its intended 
use.  
 
n. Recall Of Products, Work Or Impaired 
Property  
Damages claimed for any loss, cost or 
expense incurred by you or others for the loss 
of use, withdrawal, recall, inspection, repair, 
replacement, adjustment, removal or disposal 
of:  
 
(1) "Your product";  
 
(2) "Your work"; or  
 
(3) "Impaired property";  
if such product, work, or property is withdrawn 
or recalled from the market or from use by any 
person or organization because of a known or 
suspected defect, deficiency, inadequacy or 
dangerous condition in it.  
 
o. Personal And Advertising Injury 
"Bodily injury" arising out of "personal and 
advertising injury". 
 
p. Electronic Data 
Damages arising out of the loss of, loss of use 
of, damage to, corruption of, inability to access, 
or inability to manipulate electronic data.  
However, this exclusion does not apply to 
liability for damages because of "bodily injury". 
As used in this exclusion, electronic data 
means information, facts or programs stored as 
or on, created or used on, or transmitted to or 
from computer software, including systems and 
applications software, hard or floppy disks, CD-
ROMs, tapes, drives, cells, data processing 
devices or any other media which are used 
with electronically controlled equipment. 
 
q. Recording And Distribution Of Material Or 
Information In Violation Of Law 
"Bodily injury" or "property damage" arising 
directly or indirectly out of any action or 
omission that violates or is alleged to violate: 
 
(1) The Telephone Consumer Protection Act 
(TCPA), including any amendment of or 
addition to such law;  
 
(2) The CAN-SPAM Act of 2003, including any 
amendment of or addition to such law;  
 
(3) The Fair Credit Reporting Act (FCRA), and 
any amendment of or addition to such law, 
including the Fair and Accurate Credit 
Transactions Act (FACTA); or 
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Page 6 of 16 
© Insurance Services Office, Inc., 2012  
CG 00 01 04 13 
 
 
 
(4) Any 
federal, 
state 
or 
local 
statute, 
ordinance or regulation, other than the 
TCPA, CAN-SPAM Act of 2003 or FCRA 
and their amendments and additions, that 
addresses, prohibits, or limits the printing, 
dissemination, 
disposal, 
collecting, 
recording, 
sending, 
transmitting, 
communicating or distribution of material or 
information. 
Exclusions c. through n. do not apply to damage 
by fire to premises while rented to you or 
temporarily occupied by you with permission of the 
owner. A separate limit of insurance applies to this 
coverage as described in Section III – Limits Of 
Insurance.  
COVERAGE B – PERSONAL AND ADVERTISING 
INJURY LIABILITY  
 1. Insuring Agreement  
 
a. We will pay those sums that the insured 
becomes legally obligated to pay as damages 
because of "personal and advertising injury" to 
which this insurance applies. We will have the 
right and duty to defend the insured against 
any "suit" seeking those damages. However, 
we will have no duty to defend the insured 
against any "suit" seeking damages for 
"personal and advertising injury" to which this 
insurance does not apply. We may, at our 
discretion, investigate any offense and settle 
any claim or "suit" that may result. But:  
 
(1) The amount we will pay for damages is 
limited as described in Section III – Limits 
Of Insurance; and  
 
(2) Our right and duty to defend end when we 
have used up the applicable limit of 
insurance in the payment of judgments or 
settlements under Coverages A or B or 
medical expenses under Coverage C.  
No other obligation or liability to pay sums or 
perform acts or services is covered unless 
explicitly provided for under Supplementary 
Payments – Coverages A and B. 
 
b. This insurance applies to "personal and 
advertising injury" caused by an offense arising 
out of your business but only if the offense was 
committed in the "coverage territory" during the 
policy period.  
 2. Exclusions  
This insurance does not apply to:  
 
a. Knowing Violation Of Rights Of Another 
"Personal and advertising injury" caused by or 
at the direction of the insured with the 
knowledge that the act would violate the rights 
of another and would inflict "personal and 
advertising injury". 
 
b. Material Published With Knowledge Of 
Falsity 
"Personal and advertising injury" arising out of 
oral or written publication, in any manner, of 
material, if done by or at the direction of the 
insured with knowledge of its falsity.  
 
c. Material Published Prior To Policy Period 
"Personal and advertising injury" arising out of 
oral or written publication, in any manner, of 
material whose first publication took place 
before the beginning of the policy period.  
 
d. Criminal Acts 
"Personal and advertising injury" arising out of 
a criminal act committed by or at the direction 
of the insured. 
 
e. Contractual Liability 
"Personal and advertising injury" for which the 
insured has assumed liability in a contract or 
agreement. This exclusion does not apply to 
liability for damages that the insured would 
have in the absence of the contract or 
agreement. 
 
f. Breach Of Contract 
"Personal and advertising injury" arising out of 
a breach of contract, except an implied 
contract to use another's advertising idea in 
your "advertisement". 
 
g. Quality Or Performance Of Goods – Failure 
To Conform To Statements 
"Personal and advertising injury" arising out of 
the failure of goods, products or services to 
conform with any statement of quality or 
performance made in your "advertisement". 
 
h. Wrong Description Of Prices 
"Personal and advertising injury" arising out of 
the wrong description of the price of goods, 
products 
or 
services 
stated 
in 
your 
"advertisement".  
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© Insurance Services Office, Inc., 2012  
Page 7 of 16 
 
 
 
i. Infringement Of Copyright, Patent, 
Trademark Or Trade Secret 
"Personal and advertising injury" arising out of 
the 
infringement 
of 
copyright, 
patent, 
trademark, trade secret or other intellectual 
property rights. Under this exclusion, such 
other intellectual property rights do not include 
the use of another's advertising idea in your 
"advertisement". 
However, this exclusion does not apply to 
infringement, 
in 
your 
"advertisement", 
of 
copyright, trade dress or slogan. 
 
j. Insureds In Media And Internet Type 
Businesses 
"Personal and advertising injury" committed by 
an insured whose business is: 
 
(1) Advertising, broadcasting, publishing or 
telecasting; 
 
(2) Designing or determining content of web 
sites for others; or 
 
(3) An Internet search, access, content or 
service provider.  
However, this exclusion does not apply to 
Paragraphs 14.a., b. and c. of "personal and 
advertising 
injury" 
under 
the 
Definitions 
section. 
For the purposes of this exclusion, the placing 
of frames, borders or links, or advertising, for 
you or others anywhere on the Internet, is not 
by 
itself, 
considered 
the 
business 
of 
advertising, 
broadcasting, 
publishing 
or 
telecasting. 
 
k. Electronic Chatrooms Or Bulletin Boards 
"Personal and advertising injury" arising out of 
an electronic chatroom or bulletin board the 
insured hosts, owns, or over which the insured 
exercises control. 
 
l. Unauthorized Use Of Another's Name Or 
Product 
"Personal and advertising injury" arising out of 
the unauthorized use of another's name or 
product in your e-mail address, domain name 
or metatag, or any other similar tactics to 
mislead another's potential customers. 
 
m. Pollution 
"Personal and advertising injury" arising out of 
the actual, alleged or threatened discharge, 
dispersal, seepage, migration, release or 
escape of "pollutants" at any time.  
 
n. Pollution-related 
Any loss, cost or expense arising out of any:  
 
(1) Request, demand, order or statutory or 
regulatory requirement that any insured or 
others test for, monitor, clean up, remove, 
contain, treat, detoxify or neutralize, or in 
any way respond to, or assess the effects 
of, "pollutants"; or  
 
(2) Claim or suit by or on behalf of a 
governmental 
authority 
for 
damages 
because of testing for, monitoring, cleaning 
up, 
removing, 
containing, 
treating, 
detoxifying or neutralizing, or in any way 
responding to, or assessing the effects of, 
"pollutants".  
 
o. War 
"Personal and advertising injury", however 
caused, arising, directly or indirectly, out of: 
 
(1) War, including undeclared or civil war; 
 
(2) Warlike action by a military force, including 
action in hindering or defending against an 
actual 
or 
expected 
attack, 
by 
any 
government, sovereign or other authority 
using military personnel or other agents; or 
 
(3) Insurrection, rebellion, revolution, usurped 
power, or action taken by governmental 
authority in hindering or defending against 
any of these. 
 
p. Recording And Distribution Of Material Or 
Information In Violation Of Law 
"Personal 
and 
advertising 
injury" 
arising 
directly or indirectly out of any action or 
omission that violates or is alleged to violate: 
 
(1) The Telephone Consumer Protection Act 
(TCPA), including any amendment of or 
addition to such law;  
 
(2) The CAN-SPAM Act of 2003, including any 
amendment of or addition to such law;  
 
(3) The Fair Credit Reporting Act (FCRA), and 
any amendment of or addition to such law, 
including the Fair and Accurate Credit 
Transactions Act (FACTA); or 
 
(4) Any 
federal, 
state 
or 
local 
statute, 
ordinance or regulation, other than the 
TCPA, CAN-SPAM Act of 2003 or FCRA 
and their amendments and additions, that 
addresses, prohibits, or limits the printing, 
dissemination, 
disposal, 
collecting, 
recording, 
sending, 
transmitting, 
communicating or distribution of material or 
information. 
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COVERAGE C – MEDICAL PAYMENTS  
 1. Insuring Agreement  
 
a. We will pay medical expenses as described 
below for "bodily injury" caused by an accident:  
 
(1) On premises you own or rent;  
 
(2) On ways next to premises you own or rent; 
or  
 
(3) Because of your operations; 
provided that:  
 
(a) The 
accident 
takes 
place 
in 
the 
"coverage territory" and during the policy 
period;  
 
(b) The expenses are incurred and reported 
to us within one year of the date of the 
accident; and  
 
(c) The 
injured 
person 
submits 
to 
examination, 
at 
our 
expense, 
by 
physicians of our choice as often as we 
reasonably require.  
 
b. We will make these payments regardless of 
fault. These payments will not exceed the 
applicable limit of insurance. We will pay 
reasonable expenses for:  
 
(1) First aid administered at the time of an 
accident;  
 
(2) Necessary medical, surgical, X-ray and 
dental 
services, 
including 
prosthetic 
devices; and  
 
(3) Necessary 
ambulance, 
hospital, 
professional nursing and funeral services.  
 2. Exclusions  
We will not pay expenses for "bodily injury":  
 
a. Any Insured 
To any insured, except "volunteer workers".  
 
b. Hired Person 
To a person hired to do work for or on behalf of 
any insured or a tenant of any insured.  
 
c. Injury On Normally Occupied Premises 
To a person injured on that part of premises 
you own or rent that the person normally 
occupies.  
 
d. Workers' Compensation And Similar Laws 
To a person, whether or not an "employee" of 
any insured, if benefits for the "bodily injury" 
are payable or must be provided under a 
workers' compensation or disability benefits 
law or a similar law.  
 
e. Athletics Activities 
To a person injured while practicing, instructing 
or participating in any physical exercises or 
games, sports, or athletic contests.  
 
f. Products-Completed Operations Hazard 
Included 
within 
the 
"products-completed 
operations hazard".  
 
g. Coverage A Exclusions 
Excluded under Coverage A. 
SUPPLEMENTARY PAYMENTS – COVERAGES A 
AND B  
 1. We will pay, with respect to any claim we 
investigate or settle, or any "suit" against an 
insured we defend:  
 
a. All expenses we incur.  
 
b. Up to $250 for cost of bail bonds required 
because of accidents or traffic law violations 
arising out of the use of any vehicle to which 
the Bodily Injury Liability Coverage applies. We 
do not have to furnish these bonds.  
 
c. The cost of bonds to release attachments, but 
only for bond amounts within the applicable 
limit of insurance. We do not have to furnish 
these bonds.  
 
d. All reasonable expenses incurred by the 
insured at our request to assist us in the 
investigation or defense of the claim or "suit", 
including actual loss of earnings up to $250 a 
day because of time off from work.  
 
e. All court costs taxed against the insured in the 
"suit". However, these payments do not include 
attorneys' fees or attorneys' expenses taxed 
against the insured.  
 
f. Prejudgment interest awarded against the 
insured on that part of the judgment we pay. If 
we make an offer to pay the applicable limit of 
insurance, we will not pay any prejudgment 
interest based on that period of time after the 
offer.  
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g. All interest on the full amount of any judgment 
that accrues after entry of the judgment and 
before we have paid, offered to pay, or 
deposited in court the part of the judgment that 
is within the applicable limit of insurance.  
These payments will not reduce the limits of 
insurance.  
 2. If we defend an insured against a "suit" and an 
indemnitee of the insured is also named as a party 
to the "suit", we will defend that indemnitee if all of 
the following conditions are met:  
 
a. The "suit" against the indemnitee seeks 
damages for which the insured has assumed 
the liability of the indemnitee in a contract or 
agreement that is an "insured contract";  
 
b. This 
insurance 
applies 
to 
such 
liability 
assumed by the insured;  
 
c. The obligation to defend, or the cost of the 
defense of, that indemnitee, has also been 
assumed by the insured in the same "insured 
contract";  
 
d. The allegations in the "suit" and the information 
we know about the "occurrence" are such that 
no conflict appears to exist between the 
interests of the insured and the interests of the 
indemnitee;  
 
e. The indemnitee and the insured ask us to 
conduct and control the defense of that 
indemnitee against such "suit" and agree that 
we can assign the same counsel to defend the 
insured and the indemnitee; and  
 
f. The indemnitee:  
 
(1) Agrees in writing to:  
 
(a) Cooperate with us in the investigation, 
settlement or defense of the "suit";  
 
(b) Immediately send us copies of any 
demands, notices, summonses or legal 
papers received in connection with the 
"suit";  
 
(c) Notify any other insurer whose coverage 
is available to the indemnitee; and  
 
(d) Cooperate with us with respect to 
coordinating other applicable insurance 
available to the indemnitee; and  
 
(2) Provides us with written authorization to:  
 
(a) Obtain records and other information 
related to the "suit"; and  
 
(b) Conduct and control the defense of the 
indemnitee in such "suit".  
So long as the above conditions are met, 
attorneys' fees incurred by us in the defense of 
that indemnitee, necessary litigation expenses 
incurred by us and necessary litigation expenses 
incurred by the indemnitee at our request will be 
paid 
as 
Supplementary 
Payments. 
Notwithstanding the provisions of Paragraph 
2.b.(2) of Section I – Coverage A – Bodily Injury 
And Property Damage Liability, such payments will 
not be deemed to be damages for "bodily injury" 
and "property damage" and will not reduce the 
limits of insurance.  
Our obligation to defend an insured's indemnitee 
and to pay for attorneys' fees and necessary 
litigation expenses as Supplementary Payments 
ends when we have used up the applicable limit of 
insurance in the payment of judgments or 
settlements or the conditions set forth above, or 
the 
terms 
of 
the 
agreement described 
in 
Paragraph f. above, are no longer met. 
SECTION II – WHO IS AN INSURED  
 1. If you are designated in the Declarations as:  
 
a. An individual, you and your spouse are 
insureds, but only with respect to the conduct 
of a business of which you are the sole owner.  
 
b. A partnership or joint venture, you are an 
insured. Your members, your partners, and 
their spouses are also insureds, but only with 
respect to the conduct of your business.  
 
c. A limited liability company, you are an insured. 
Your members are also insureds, but only with 
respect to the conduct of your business. Your 
managers are insureds, but only with respect 
to their duties as your managers.  
 
d. An organization other than a partnership, joint 
venture or limited liability company, you are an 
insured. Your "executive officers" and directors 
are insureds, but only with respect to their 
duties as your officers or directors. Your 
stockholders are also insureds, but only with 
respect to their liability as stockholders.  
 
e. A trust, you are an insured. Your trustees are 
also insureds, but only with respect to their 
duties as trustees. 
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 2. Each of the following is also an insured:  
 
a. Your "volunteer workers" only while performing 
duties related to the conduct of your business, 
or your "employees", other than either your 
"executive officers" (if you are an organization 
other than a partnership, joint venture or limited 
liability company) or your managers (if you are 
a limited liability company), but only for acts 
within the scope of their employment by you or 
while performing duties related to the conduct 
of your business. However, none of these 
"employees" 
or 
"volunteer 
workers" 
are 
insureds for:  
 
(1) "Bodily injury" or "personal and advertising 
injury":  
 
(a) To you, to your partners or members (if 
you are a partnership or joint venture), 
to your members (if you are a limited 
liability company), to a co-"employee" 
while in the course of his or her 
employment or performing duties related 
to the conduct of your business, or to 
your other "volunteer workers" while 
performing duties related to the conduct 
of your business;  
 
(b) To the spouse, child, parent, brother or 
sister 
of 
that 
co-"employee" 
or 
"volunteer worker" as a consequence of 
Paragraph (1)(a) above;  
 
(c) For which there is any obligation to 
share damages with or repay someone 
else who must pay damages because of 
the injury described in Paragraph (1)(a) 
or (b) above; or  
 
(d) Arising out of his or her providing or 
failing to provide professional health 
care services.  
 
(2) "Property damage" to property:  
 
(a) Owned, occupied or used by;  
 
(b) Rented to, in the care, custody or 
control of, or over which physical control 
is being exercised for any purpose by;  
you, any of your "employees", "volunteer 
workers", any partner or member (if you are 
a partnership or joint venture), or any 
member (if you are a limited liability 
company).  
 
b. Any person (other than your "employee" or 
"volunteer worker"), or any organization while 
acting as your real estate manager.  
 
c. Any person or organization having proper 
temporary custody of your property if you die, 
but only:  
 
(1) With respect to liability arising out of the 
maintenance or use of that property; and  
 
(2) Until your legal representative has been 
appointed.  
 
d. Your legal representative if you die, but only 
with 
respect 
to 
duties 
as 
such. 
That 
representative will have all your rights and 
duties under this Coverage Part.  
 3. Any organization you newly acquire or form, other 
than a partnership, joint venture or limited liability 
company, and over which you maintain ownership 
or majority interest, will qualify as a Named 
Insured if there is no other similar insurance 
available to that organization. However:  
 
a. Coverage under this provision is afforded only 
until the 90th day after you acquire or form the 
organization or the end of the policy period, 
whichever is earlier;  
 
b. Coverage A does not apply to "bodily injury" or 
"property damage" that occurred before you 
acquired or formed the organization; and  
 
c. Coverage B does not apply to "personal and 
advertising injury" arising out of an offense 
committed before you acquired or formed the 
organization.  
No person or organization is an insured with respect 
to the conduct of any current or past partnership, joint 
venture or limited liability company that is not shown 
as a Named Insured in the Declarations.  
SECTION III – LIMITS OF INSURANCE  
 1. The Limits of Insurance shown in the Declarations 
and the rules below fix the most we will pay 
regardless of the number of:  
 
a. Insureds;  
 
b. Claims made or "suits" brought; or  
 
c. Persons or organizations making claims or 
bringing "suits".  
 2. The General Aggregate Limit is the most we will 
pay for the sum of:  
 
a. Medical expenses under Coverage C;  
 
b. Damages under Coverage A, except damages 
because of "bodily injury" or "property damage" 
included in the "products-completed operations 
hazard"; and  
 
c. Damages under Coverage B.  
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 3. The Products-Completed Operations Aggregate 
Limit is the most we will pay under Coverage A for 
damages because of "bodily injury" and "property 
damage" included in the "products-completed 
operations hazard".  
 4. Subject to Paragraph 2. above, the Personal And 
Advertising Injury Limit is the most we will pay 
under Coverage B for the sum of all damages 
because of all "personal and advertising injury" 
sustained by any one person or organization.  
 5. Subject to Paragraph 2. or 3. above, whichever 
applies, the Each Occurrence Limit is the most we 
will pay for the sum of:  
 
a. Damages under Coverage A; and  
 
b. Medical expenses under Coverage C  
because of all "bodily injury" and "property 
damage" arising out of any one "occurrence".  
 6. Subject to Paragraph 5. above, the Damage To 
Premises Rented To You Limit is the most we will 
pay under Coverage A for damages because of 
"property damage" to any one premises, while 
rented to you, or in the case of damage by fire, 
while rented to you or temporarily occupied by you 
with permission of the owner.  
 7. Subject to Paragraph 5. above, the Medical 
Expense Limit is the most we will pay under 
Coverage C for all medical expenses because of 
"bodily injury" sustained by any one person.  
The Limits of Insurance of this Coverage Part apply 
separately to each consecutive annual period and to 
any remaining period of less than 12 months, starting 
with the beginning of the policy period shown in the 
Declarations, unless the policy period is extended 
after issuance for an additional period of less than 12 
months. In that case, the additional period will be 
deemed part of the last preceding period for purposes 
of determining the Limits of Insurance.  
SECTION IV – COMMERCIAL GENERAL LIABILITY 
CONDITIONS  
 1. Bankruptcy  
Bankruptcy or insolvency of the insured or of the 
insured's estate will not relieve us of our 
obligations under this Coverage Part.  
 2. Duties In The Event Of Occurrence, Offense, 
Claim Or Suit  
 
a. You must see to it that we are notified as soon 
as practicable of an "occurrence" or an offense 
which may result in a claim. To the extent 
possible, notice should include:  
 
(1) How, when and where the "occurrence" or 
offense took place;  
 
(2) The names and addresses of any injured 
persons and witnesses; and  
 
(3) The nature and location of any injury or 
damage arising out of the "occurrence" or 
offense.  
 
b. If a claim is made or "suit" is brought against 
any insured, you must:  
 
(1) Immediately record the specifics of the 
claim or "suit" and the date received; and  
 
(2) Notify us as soon as practicable.  
You must see to it that we receive written 
notice of the claim or "suit" as soon as 
practicable.  
 
c. You and any other involved insured must:  
 
(1) Immediately 
send 
us 
copies 
of 
any 
demands, notices, summonses or legal 
papers received in connection with the 
claim or "suit";  
 
(2) Authorize us to obtain records and other 
information;  
 
(3) Cooperate with us in the investigation or 
settlement of the claim or defense against 
the "suit"; and  
 
(4) Assist us, upon our request, in the 
enforcement of any right against any 
person or organization which may be liable 
to the insured because of injury or damage 
to which this insurance may also apply.  
 
d. No insured will, except at that insured's own 
cost, voluntarily make a payment, assume any 
obligation, or incur any expense, other than for 
first aid, without our consent.  
 3. Legal Action Against Us  
No person or organization has a right under this 
Coverage Part:  
 
a. To join us as a party or otherwise bring us into 
a "suit" asking for damages from an insured; or  
 
b. To sue us on this Coverage Part unless all of 
its terms have been fully complied with.  
A person or organization may sue us to recover on 
an agreed settlement or on a final judgment 
against an insured; but we will not be liable for 
damages that are not payable under the terms of 
this Coverage Part or that are in excess of the 
applicable limit of insurance. An agreed settlement 
means a settlement and release of liability signed 
by us, the insured and the claimant or the 
claimant's legal representative.  
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 4. Other Insurance  
If other valid and collectible insurance is available 
to the insured for a loss we cover under 
Coverages A or B of this Coverage Part, our 
obligations are limited as follows:  
 
a. Primary Insurance  
This 
insurance is 
primary 
except 
when 
Paragraph b. below applies. If this insurance is 
primary, our obligations are not affected unless 
any of the other insurance is also primary. 
Then, we will share with all that other 
insurance 
by 
the 
method 
described 
in 
Paragraph c. below.  
 
b. Excess Insurance  
 
(1) This insurance is excess over:  
 
(a) Any of the other insurance, whether 
primary, excess, contingent or on any 
other basis:  
 
(i) That is Fire, Extended Coverage, 
Builder's Risk, Installation Risk or 
similar coverage for "your work";  
 
(ii) That is Fire insurance for premises 
rented 
to 
you 
or 
temporarily 
occupied by you with permission of 
the owner;  
 
(iii) That is insurance purchased by you 
to cover your liability as a tenant for 
"property 
damage" 
to 
premises 
rented 
to 
you 
or 
temporarily 
occupied by you with permission of 
the owner; or 
 
(iv) If 
the 
loss 
arises 
out 
of 
the 
maintenance or use of aircraft, 
"autos" or watercraft to the extent not 
subject to Exclusion g. of Section I – 
Coverage A – Bodily Injury And 
Property Damage Liability.  
 
(b) Any other primary insurance available to 
you 
covering liability 
for 
damages 
arising 
out 
of 
the 
premises 
or 
operations, 
or 
the 
products 
and 
completed operations, for which you 
have been added as an additional 
insured. 
 
(2) When this insurance is excess, we will have 
no duty under Coverages A or B to defend 
the insured against any "suit" if any other 
insurer has a duty to defend the insured 
against that "suit". If no other insurer 
defends, we will undertake to do so, but we 
will be entitled to the insured's rights 
against all those other insurers.  
 
(3) When this insurance is excess over other 
insurance, we will pay only our share of the 
amount of the loss, if any, that exceeds the 
sum of: 
 
(a) The total amount that all such other 
insurance would pay for the loss in the 
absence of this insurance; and  
 
(b) The total of all deductible and self-
insured amounts under all that other 
insurance. 
 
(4) We will share the remaining loss, if any, 
with any other insurance that is not 
described 
in 
this 
Excess 
Insurance 
provision and was not bought specifically to 
apply in excess of the Limits of Insurance 
shown in the Declarations of this Coverage 
Part.  
 
c. Method Of Sharing  
If all of the other insurance permits contribution 
by equal shares, we will follow this method 
also. Under this approach each insurer 
contributes equal amounts until it has paid its 
applicable limit of insurance or none of the loss 
remains, whichever comes first.  
If any of the other insurance does not permit 
contribution by equal shares, we will contribute 
by limits. Under this method, each insurer's 
share is based on the ratio of its applicable 
limit of insurance to the total applicable limits of 
insurance of all insurers.  
 5. Premium Audit  
 
a. We will compute all premiums for this 
Coverage Part in accordance with our rules 
and rates.  
 
b. Premium shown in this Coverage Part as 
advance premium is a deposit premium only. 
At the close of each audit period we will 
compute the earned premium for that period 
and send notice to the first Named Insured. 
The due date for audit and retrospective 
premiums is the date shown as the due date 
on the bill. If the sum of the advance and audit 
premiums paid for the policy period is greater 
than the earned premium, we will return the 
excess to the first Named Insured.  
 
c. The first Named Insured must keep records of 
the 
information 
we 
need 
for 
premium 
computation, and send us copies at such times 
as we may request.  
 6. Representations  
By accepting this policy, you agree:  
 
a. The statements in the Declarations are 
accurate and complete;  
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b. Those 
statements 
are 
based 
upon 
representations you made to us; and  
 
c. We have issued this policy in reliance upon 
your representations.  
 7. Separation Of Insureds  
Except with respect to the Limits of Insurance, and 
any rights or duties specifically assigned in this 
Coverage Part to the first Named Insured, this 
insurance applies:  
 
a. As if each Named Insured were the only 
Named Insured; and  
 
b. Separately to each insured against whom claim 
is made or "suit" is brought.  
 8. Transfer Of Rights Of Recovery Against Others 
To Us  
If the insured has rights to recover all or part of 
any payment we have made under this Coverage 
Part, those rights are transferred to us. The 
insured must do nothing after loss to impair them. 
At our request, the insured will bring "suit" or 
transfer those rights to us and help us enforce 
them.  
 9. When We Do Not Renew  
If we decide not to renew this Coverage Part, we 
will mail or deliver to the first Named Insured 
shown in the Declarations written notice of the 
nonrenewal not less than 30 days before the 
expiration date.  
If notice is mailed, proof of mailing will be sufficient 
proof of notice.  
SECTION V – DEFINITIONS  
 1. "Advertisement" means a notice that is broadcast 
or published to the general public or specific 
market segments about your goods, products or 
services for the purpose of attracting customers or 
supporters. For the purposes of this definition: 
 
a. Notices that are published include material 
placed on the Internet or on similar electronic 
means of communication; and 
 
b. Regarding web sites, only that part of a web 
site that is about your goods, products or 
services 
for 
the 
purposes 
of 
attracting 
customers or supporters is considered an 
advertisement. 
 2. "Auto" means: 
 
a. A land motor vehicle, trailer or semitrailer 
designed for travel on public roads, including 
any attached machinery or equipment; or 
 
b. Any other land vehicle that is subject to a 
compulsory or financial responsibility law or 
other motor vehicle insurance law where it is 
licensed or principally garaged. 
However, 
"auto" 
does 
not 
include 
"mobile 
equipment".  
 3. "Bodily injury" means bodily injury, sickness or 
disease sustained by a person, including death 
resulting from any of these at any time.  
 4. "Coverage territory" means:  
 
a. The United States of America (including its 
territories and possessions), Puerto Rico and 
Canada;  
 
b. International waters or airspace, but only if the 
injury or damage occurs in the course of travel 
or transportation between any places included 
in Paragraph a. above; or  
 
c. All other parts of the world if the injury or 
damage arises out of:  
 
(1) Goods or products made or sold by you in 
the territory described in Paragraph a. 
above; 
 
(2) The activities of a person whose home is in 
the territory described in Paragraph a. 
above, but is away for a short time on your 
business; or  
 
(3) "Personal and advertising injury" offenses 
that take place through the Internet or 
similar electronic means of communication; 
provided the insured's responsibility to pay 
damages is determined in a "suit" on the merits, in 
the territory described in Paragraph a. above or in 
a settlement we agree to.  
 5. "Employee" 
includes 
a 
"leased 
worker". 
"Employee" does not include a "temporary 
worker".  
 6. "Executive officer" means a person holding any of 
the officer positions created by your charter, 
constitution, bylaws or any other similar governing 
document.  
 7. "Hostile 
fire" 
means 
one 
which 
becomes 
uncontrollable or breaks out from where it was 
intended to be. 
 8. "Impaired property" means tangible property, other 
than "your product" or "your work", that cannot be 
used or is less useful because:  
 
a. It incorporates "your product" or "your work" 
that is known or thought to be defective, 
deficient, inadequate or dangerous; or  
 
b. You have failed to fulfill the terms of a contract 
or agreement;  
if such property can be restored to use by the 
repair, replacement, adjustment or removal of 
"your product" or "your work" or your fulfilling the 
terms of the contract or agreement. 
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Page 14 of 16 
© Insurance Services Office, Inc., 2012  
CG 00 01 04 13 
 
 
 9. "Insured contract" means:  
 
a. A contract for a lease of premises. However, 
that portion of the contract for a lease of 
premises that indemnifies any person or 
organization for damage by fire to premises 
while rented to you or temporarily occupied by 
you with permission of the owner is not an 
"insured contract";  
 
b. A sidetrack agreement;  
 
c. Any easement or license agreement, except in 
connection with construction or demolition 
operations on or within 50 feet of a railroad;  
 
d. An obligation, as required by ordinance, to 
indemnify a municipality, except in connection 
with work for a municipality;  
 
e. An elevator maintenance agreement;  
 
f. That part of any other contract or agreement 
pertaining to your business (including an 
indemnification of a municipality in connection 
with work performed for a municipality) under 
which you assume the tort liability of another 
party to pay for "bodily injury" or "property 
damage" to a third person or organization. Tort 
liability means a liability that would be imposed 
by law in the absence of any contract or 
agreement.  
Paragraph f. does not include that part of any 
contract or agreement:  
 
(1) That indemnifies a railroad for "bodily injury" 
or 
"property 
damage" 
arising 
out 
of 
construction or demolition operations, within 
50 feet of any railroad property and 
affecting any railroad bridge or trestle, 
tracks, road-beds, tunnel, underpass or 
crossing;  
 
(2) That indemnifies an architect, engineer or 
surveyor for injury or damage arising out of:  
 
(a) Preparing, 
approving, 
or 
failing 
to 
prepare 
or 
approve, 
maps, 
shop 
drawings, opinions, reports, surveys, 
field orders, change orders or drawings 
and specifications; or  
 
(b) Giving directions or instructions, or 
failing to give them, if that is the primary 
cause of the injury or damage; or  
 
(3) Under which the insured, if an architect, 
engineer or surveyor, assumes liability for 
an injury or damage arising out of the 
insured's rendering or failure to render 
professional services, including those listed 
in (2) above and supervisory, inspection, 
architectural or engineering activities.  
10. "Leased worker" means a person leased to you by 
a labor leasing firm under an agreement between 
you and the labor leasing firm, to perform duties 
related to the conduct of your business. "Leased 
worker" does not include a "temporary worker".  
11. "Loading or unloading" means the handling of 
property:  
 
a. After it is moved from the place where it is 
accepted for movement into or onto an aircraft, 
watercraft or "auto";  
 
b. While it is in or on an aircraft, watercraft or 
"auto"; or  
 
c. While it is being moved from an aircraft, 
watercraft or "auto" to the place where it is 
finally delivered;  
but "loading or unloading" does not include the 
movement of property by means of a mechanical 
device, other than a hand truck, that is not 
attached to the aircraft, watercraft or "auto".  
12. "Mobile equipment" means any of the following 
types of land vehicles, including any attached 
machinery or equipment:  
 
a. Bulldozers, farm machinery, forklifts and other 
vehicles designed for use principally off public 
roads;  
 
b. Vehicles maintained for use solely on or next to 
premises you own or rent;  
 
c. Vehicles that travel on crawler treads;  
 
d. Vehicles, 
whether 
self-propelled 
or 
not, 
maintained primarily to provide mobility to 
permanently mounted:  
 
(1) Power cranes, shovels, loaders, diggers or 
drills; or  
 
(2) Road construction or resurfacing equipment 
such as graders, scrapers or rollers;  
 
e. Vehicles not described in Paragraph a., b., c. 
or d. above that are not self-propelled and are 
maintained primarily to provide mobility to 
permanently 
attached 
equipment 
of 
the 
following types:  
 
(1) Air compressors, pumps and generators, 
including 
spraying, 
welding, 
building 
cleaning, geophysical exploration, lighting 
and well servicing equipment; or  
 
(2) Cherry pickers and similar devices used to 
raise or lower workers;  
 
f. Vehicles not described in Paragraph a., b., c. 
or d. above maintained primarily for purposes 
other than the transportation of persons or 
cargo.  
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CG 00 01 04 13 
© Insurance Services Office, Inc., 2012  
Page 15 of 16 
 
 
However, self-propelled vehicles with the 
following 
types 
of 
permanently 
attached 
equipment are not "mobile equipment" but will 
be considered "autos":  
 
(1) Equipment designed primarily for:  
 
(a) Snow removal;  
 
(b) Road maintenance, but not construction 
or resurfacing; or  
 
(c) Street cleaning;  
 
(2) Cherry pickers and similar devices mounted 
on automobile or truck chassis and used to 
raise or lower workers; and  
 
(3) Air compressors, pumps and generators, 
including 
spraying, 
welding, 
building 
cleaning, geophysical exploration, lighting 
and well servicing equipment. 
However, "mobile equipment" does not include 
any land vehicles that are subject to a compulsory 
or financial responsibility law or other motor 
vehicle insurance law where it is licensed or 
principally garaged. Land vehicles subject to a 
compulsory or financial responsibility law or other 
motor vehicle insurance law are considered 
"autos". 
13. "Occurrence" 
means 
an 
accident, 
including 
continuous or repeated exposure to substantially 
the same general harmful conditions.  
14. "Personal and advertising injury" means injury, 
including consequential "bodily injury", arising out 
of one or more of the following offenses:  
 
a. False arrest, detention or imprisonment;  
 
b. Malicious prosecution;  
 
c. The wrongful eviction from, wrongful entry into, 
or invasion of the right of private occupancy of 
a room, dwelling or premises that a person 
occupies, committed by or on behalf of its 
owner, landlord or lessor;  
 
d. Oral or written publication, in any manner, of 
material that slanders or libels a person or 
organization or disparages a person's or 
organization's goods, products or services; 
 
e. Oral or written publication, in any manner, of 
material that violates a person's right of 
privacy;  
 
f. The use of another's advertising idea in your 
"advertisement"; or 
 
g. Infringing upon another's copyright, trade dress 
or slogan in your "advertisement".  
15. "Pollutants" mean any solid, liquid, gaseous or 
thermal irritant or contaminant, including smoke, 
vapor, soot, fumes, acids, alkalis, chemicals and 
waste. Waste includes materials to be recycled, 
reconditioned or reclaimed. 
16. "Products-completed operations hazard":  
 
a. Includes all "bodily injury" and "property 
damage" occurring away from premises you 
own or rent and arising out of "your product" or 
"your work" except:  
 
(1) Products that are still in your physical 
possession; or  
 
(2) Work that has not yet been completed or 
abandoned. However, "your work" will be 
deemed completed at the earliest of the 
following times:  
 
(a) When all of the work called for in your 
contract has been completed.  
 
(b) When all of the work to be done at the 
job site has been completed if your 
contract calls for work at more than one 
job site.  
 
(c) When that part of the work done at a job 
site has been put to its intended use by 
any person or organization other than 
another contractor or 
subcontractor 
working on the same project.  
Work that may need service, maintenance, 
correction, repair or replacement, but which 
is otherwise complete, will be treated as 
completed.  
 
b. Does not include "bodily injury" or "property 
damage" arising out of:  
 
(1) The transportation of property, unless the 
injury or damage arises out of a condition in 
or on a vehicle not owned or operated by 
you, and that condition was created by the 
"loading or unloading" of that vehicle by any 
insured;  
 
(2) The 
existence 
of 
tools, 
uninstalled 
equipment 
or 
abandoned 
or 
unused 
materials; or  
 
(3) Products or operations for which the 
classification, listed in the Declarations or in 
a policy Schedule, states that products-
completed operations are subject to the 
General Aggregate Limit.  
17. "Property damage" means:  
 
a. Physical injury to tangible property, including 
all resulting loss of use of that property. All 
such loss of use shall be deemed to occur at 
the time of the physical injury that caused it; or  
 
b. Loss of use of tangible property that is not 
physically injured. All such loss of use shall be 
deemed 
to 
occur 
at 
the 
time 
of 
the 
"occurrence" that caused it.  
For the purposes of this insurance, electronic data 
is not tangible property. 
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© Insurance Services Office, Inc., 2012  
CG 00 01 04 13 
 
 
As used in this definition, electronic data means 
information, facts or programs stored as or on, 
created or used on, or transmitted to or from 
computer 
software, 
including 
systems 
and 
applications software, hard or floppy disks, CD-
ROMs, tapes, drives, cells, data processing 
devices or any other media which are used with 
electronically controlled equipment. 
18. "Suit" means a civil proceeding in which damages 
because of "bodily injury", "property damage" or 
"personal and advertising injury" to which this 
insurance applies are alleged. "Suit" includes:  
 
a. An arbitration proceeding in which such 
damages are claimed and to which the insured 
must submit or does submit with our consent; 
or  
 
b. Any 
other 
alternative 
dispute 
resolution 
proceeding in which such damages are 
claimed and to which the insured submits with 
our consent.  
19. "Temporary worker" means a person who is 
furnished to you to substitute for a permanent 
"employee" on leave or to meet seasonal or short-
term workload conditions.  
20. "Volunteer worker" means a person who is not 
your "employee", and who donates his or her work 
and acts at the direction of and within the scope of 
duties determined by you, and is not paid a fee, 
salary or other compensation by you or anyone 
else for their work performed for you. 
21. "Your product":  
 
a. Means:  
 
(1) Any goods or products, other than real 
property, manufactured, sold, handled, 
distributed or disposed of by:  
 
(a) You;  
 
(b) Others trading under your name; or  
 
(c) A 
person 
or 
organization 
whose 
business or assets you have acquired; 
and  
 
(2) Containers (other than vehicles), materials, 
parts or equipment furnished in connection 
with such goods or products.  
 
b. Includes: 
 
(1) Warranties or representations made at any 
time with respect to the fitness, quality, 
durability, performance or use of "your 
product"; and 
 
(2) The providing of or failure to provide 
warnings or instructions.  
 
c. Does not include vending machines or other 
property rented to or located for the use of 
others but not sold.  
22. "Your work":  
 
a. Means:  
 
(1) Work or operations performed by you or on 
your behalf; and  
 
(2) Materials, parts or equipment furnished in 
connection with such work or operations.  
 
b. Includes: 
 
(1) Warranties or representations made at any 
time with respect to the fitness, quality, 
durability, performance or use of "your 
work"; and  
 
(2) The providing of or failure to provide 
warnings or instructions. 
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THIS ENDORSEMENT CHANGES THE POLICY.  PLEASE READ IT CAREFULLY.
CONTRACTUAL LIABILITY – RAILROADS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
COMMERCIAL GENERAL LIABILITY
CG 24 17 10 01
CG 24 17 10 01
© ISO Properties, Inc.,  2000
Page 1 of 1
Scheduled Railroad:
Designated Job Site:
as required by written contract agreement or permit
as required by written contract agreement or 
permit
(If no entry appears above, information required to complete this endorsement will be shown in the Declarations as
applicable to this endorsement)
With respect to operations performed for, or affecting,
a Scheduled Railroad at a Designated Job Site, the
definition of "insured contract" in the Definitions sec-
tion is replaced by the following: 
9. "Insured Contract" means: 
a. A contract for a lease of premises. However,
that portion of the contract for a lease of prem-
ises that indemnifies any person or organiza-
tion for damage by fire to premises while rented
to you or temporarily occupied by you with
permission of the owner is not an "insured con-
tract"; 
b. A sidetrack agreement; 
c. Any easement or license agreement; 
d. An obligation, as required by ordinance, to
indemnify a municipality, except in connection
with work for a municipality; 
e. An elevator maintenance agreement; 
f. That part of any other contract or agreement
pertaining to your business (including an in-
demnification of a municipality in connection
with work performed for a municipality) under
which you assume the tort liability of another
party to pay for "bodily injury" or "property dam-
age" to a third person or organization. Tort li-
ability means a liability that would be imposed
by law in the absence of any contract or
agreement. 
Paragraph f. does not include that part of any
contract or agreement: 
(1) That indemnifies an architect, engineer or
surveyor for injury or damage arising out of: 
(a) Preparing, approving or failing to pre-
pare or approve maps, shop drawings,
opinions, reports, surveys, field orders,
change orders or drawings and specifi-
cations; or 
(b) Giving directions or instructions, or fail-
ing to give them, if that is the primary
cause of the injury or damage; 
(2) Under which the insured, if an architect,
engineer or surveyor, assumes liability for
an injury or damage arising out of the in-
sured’s rendering or failure to render pro-
fessional services, including those listed in
Paragraph (1) above and supervisory, in-
spection, architectural or engineering activi-
ties. 
POLICY: ZD2D78128003
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POLICY: AW2D78128704 | ZD2D78128003 | UH2D78128103 
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Kittelson & Associates Inc.
POLICY: AW2D78128704 | ZD2D78128003 | UH2D78128103 
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POLICY: DPR9987381 
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DPR9987381 
01/01/22
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WM2D78128903
01/01/2022
Kittelson & Associates, Inc.
Allmerica Financial Benefit Insurance Company
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INC.
KITTELSON & ASSOCIATES, 
ALLMERICA FINANCIAL ASSOCIATES, iNC.
WM2D78128903
01/01/2022
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WM2D78128903
01/01/2022
Kittelson & Associates, Inc.
Allmerica Financial Benefits Insurance Company
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WM2D78128903
01/01/2022
Allmerica Financial Benefit Insurance Company
KIttelson & Associates Inc.
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WC 99 03 01 B 03 16 
 
Page 1 of 2 
 
Includes copyrighted material of National Council on Compensation Insurance, Inc. with its permission. 
 
Copyright, NCCI Holdings, Inc. 
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. 
 
WORKERS’ COMPENSATION BROAD FORM ENDORSEMENT 
 
 
This endorsement modifies insurance provided under the following: 
 
WORKERS' COMPENSATION AND EMPLOYERS’ LIABILITY INSURANCE POLICY 
 
 
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless 
modified by the endorsement. 
 
SECTION I: WORKERS’ COMPENSATION AND 
EMPLOYERS’ LIABILITY CHANGES 
A. Part 
One 
– 
WORKERS’ 
COMPENSATION 
INSURANCE, D. We Will Also Pay; and Part 
Two – EMPLOYERS’ LIABILITY INSURANCE, E. 
We Will Also Pay is replaced by the following: 
We Will Also Pay 
We will also pay these costs, in addition to other 
amounts payable under this insurance, as part of 
any claim, proceeding, or suit we defend: 
1. Reasonable expenses incurred at our request, 
including loss of earnings; 
2. Premiums for bonds to release attachments 
and for appeal bonds in bond amounts up to 
the limit of our liability under this insurance; 
3. Litigation costs taxed against you; 
4. Interest on a judgment as required by law until 
we offer the amount due under this insurance; 
and 
5. Expenses we incur. 
B. Part Three – OTHER STATES INSURANCE, A. 
How This Insurance Applies, paragraph 4. is 
replaced by the following: 
4. If you have work on the effective date of this 
policy in any state not listed in Item 3.A. of the 
Information Page, coverage will not be 
afforded for that state unless we are notified 
within sixty days. 
C. Part Six – CONDITIONS, C. Transfer of Your 
Rights and Duties is replaced by the following: 
C. Transfer of Your Rights and Duties 
Your rights or duties under this policy may not 
be transferred without our written consent. If 
you die and we receive notice within sixty 
days after your death, we will cover your legal 
representative as insured. 
D. The 
following 
is 
added 
to 
Part 
Six 
– 
CONDITIONS, F. Liberalization: 
If we adopt a change in this form that would 
broaden the coverage of this form without extra 
charge, the broader coverage will apply to this 
policy when the change becomes effective in your 
state. 
SECTION II: VOLUNTARY COMPENSATION AND 
EMPLOYERS’ LIABILITY COVERAGE 
A. How This Insurance Applies 
This insurance applies to bodily injury by accident 
or bodily injury by disease. Bodily injury includes 
resulting death: 
1. The bodily injury must be sustained by an 
employee included in the group of employees 
described in the Schedule; 
2. The bodily injury must arise out of and in the 
course of employment necessary or incidental 
to work in a state listed in the Schedule; 
3. The bodily injury must occur in the United 
States 
of 
America, 
its 
territories 
or 
possessions, or Canada, and may occur 
elsewhere if the employee is a United States 
or Canadian citizen temporarily away from 
those places; 
4. Bodily injury by accident must occur during the 
policy period; or 
5. Bodily injury by disease must be caused or 
aggravated 
by 
the 
conditions 
of 
the 
employee’s employment. The employee's last 
day of last exposure to the conditions causing 
or aggravating such bodily injury by disease 
must occur during the policy period. 
B. We Will Pay 
1. We will pay an amount equal to the benefits 
that would be required of you if you and your 
employees described in the Schedule were 
subject to the workers’ compensation law 
shown in the Schedule. We will pay those 
amounts to the persons who would be entitled 
to them under the law. 
WM2D78128903
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WC 99 03 01 B 03 16 
 
Page 2 of 2 
 
Includes copyrighted material of National Council on Compensation Insurance, Inc. with its permission. 
 
Copyright, NCCI Holdings, Inc. 
2. We will pay the additional expenses of 
repatriating an employee to the United States 
of America as a result of bodily injury to the 
employee. 
C. Exclusions 
This insurance does not cover: 
1. Any 
obligation 
imposed 
by 
a 
workers’ 
compensation or occupational disease law, or 
any similar law; or 
2. Bodily 
injury 
intentionally 
caused 
or 
aggravated by you. 
D. Before We Pay 
Before we pay benefits to the persons entitled to 
them, they must: 
1. Release you and us, in writing, of all 
responsibility for the injury or death; 
2. Transfer to us their right to recover from others 
who may be responsible for the injury or 
death; and 
3. Cooperate 
with 
us 
and 
do 
everything 
necessary to enable us to enforce the right to 
recover from others. 
If the persons entitled to the benefits of this 
insurance fail to do those things, our duty to pay 
ends at once. If they claim damages from you or 
from us for the injury or death, our duty to pay 
ends at once. 
E. Recovery From Others 
If we make a recovery from others, we will keep an 
amount equal to our expenses of recovery and the 
benefits we paid. We will pay the balance to the 
persons entitled to it. If the persons entitled to the 
benefits of this insurance make a recovery from 
others, they must reimburse us for the benefits we 
paid them. 
F. Employers’ Liability Insurance 
Part 
Two 
– 
EMPLOYERS’ 
LIABILITY 
INSURANCE applies to bodily injury covered by 
this endorsement as though the 
State 
of 
Employment shown in the Schedule were shown 
in Item 3.A. of the Information Page. 
G. EMPLOYERS’ 
LIABILITY 
STOP 
GAP 
COVERAGE 
1. This coverage applies only in North Dakota, 
Ohio, Washington, and Wyoming. 
2. Part One – WORKERS’ COMPENSATION 
INSURANCE does not apply to work in states 
shown in Paragraph 1. above. 
3. Part 
Two 
– 
EMPLOYERS’ 
LIABILITY 
INSURANCE applies in the states shown in 
Paragraph 1. as though they were shown in 
Item 3.A. of the Information Page. 
4. The following additional Exclusions are added 
to Part Two – EMPLOYERS’ LIABILITY, 
Section C. Exclusions:  
This insurance does not cover: 
a. Bodily 
injury 
intentionally 
caused 
or 
aggravated by you or, in Ohio, bodily 
injury resulting from an act which is 
determined to have been committed by 
you with the belief that the injury is 
substantially certain to occur; 
b. Bodily injury sustained by any member of 
the flying crew of any aircraft; or 
c. Any claim for bodily injury with respect to 
which you are deprived of common law 
defenses or are subject to penalty 
because of your failure to secure your 
obligations 
under 
the 
workers’ 
compensation law or laws of a state 
shown in Paragraph A. 
H. Coverage provided under SECTION II of this 
endorsement does not apply in New Jersey or 
Wisconsin. 
SECTION III – ADDITIONAL CONDITION 
Unintentional Failure to Disclose Hazards 
If you unintentionally fail to disclose all existing 
hazards at the inception date of your policy, we will not 
deny coverage under this policy because of such 
failure. 
SECTION IV – COVERAGE TERRITORY 
Schedule of Covered States 
A. This endorsement applies only in those states 
listed in item 3.A. of the Information Page on the 
effective date of the applicable state approval. 
 
 
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Contract No. 2022-029 
  
 
 
 
 
An interactive On-Call Consultant Payment Request Form is available on 
the Maricopa County Department of Transportation website: 
 
http://www.mcdot.maricopa.gov/procurement/forms.aspx 
 
 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Maricopa County Department of Transportation  
Title VI Assurances 
 
The Maricopa County Department of Transportation (herein referred to as the “Recipient”), HEREBY 
AGREES THAT, as a condition to receiving any Federal financial assistance from the U.S. Department of 
Transportation (DOT), through Federal Highway Administration and Arizona Department of Transportation, 
is subject to and will comply with the following: 
 
Statutory/Regulatory Authorities 
 
• Title VI of the Civil Rights Act of 1964 (42 U.S.C. § 2000d et seq., 78 stat. 252), (prohibits 
discrimination on the basis of race, color, national origin); 
• 49 C.F.R. Part 21 (entitled Non-discrimination In Federally-Assisted Programs of the Department of 
Transportation—Effectuation of Title VI of the Civil Rights Act of 1964); 
• 28 C.F.R. section 50.3 (U.S. Department of Justice Guidelines for Enforcement of Title VI of the 
Civil Rights Act of 1964); 
 
The preceding statutory and regulatory cites hereinafter are referred to as the “Acts” and “Regulations,” 
respectively. 
 
General Assurances 
 
In accordance with the Acts, the Regulations, and other pertinent directives, circulars, policy, memoranda 
and/or guidance, the Recipient hereby gives assurances that it will promptly take any measures necessary to 
ensure that: 
 
“No person in the United States shall, on the grounds of race, color, or national origin, be excluded 
from participation in, be denied the benefits of, or be otherwise subjected to discrimination under any 
program or activity,” for which the Recipient receives Federal financial assistance from DOT, 
including the Federal Highway Administration. 
 
The Civil Rights Restoration Act of 1987 clarified the original intent of Congress, with respect to Title VI 
and other Non-discrimination requirements (The Age Discrimination Act of 1975, and Section 504 of the 
Rehabilitation Act of 1973), by restoring the broad, institutional-wide scope and coverage of these non-
discrimination statutes and requirements to include all programs and activities of the Recipient, so long as 
any portion of the program is Federally assisted. 
 
 
 
 
 
 
 
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Specific Assurances 
 
More specifically, and without limiting the above general Assurance, the Recipient agrees with and gives the 
following Assurances with respect to its Federal Aid Highway Program. 
 
1. The Recipient agrees that each “activity,” “facility,” or “program,” as defined in §§ 21.23 (b) and 
21.23 (e) of 49 C.F.R. § 21 will be (with regard to an “activity”) facilitated, or will be (with regard to 
a “facility”) operated, or will be (with regard to a “program”) conducted in compliance with all 
requirements imposed by, or pursuant to the Acts and the Regulations. 
 
2. The Recipient will insert the following notification in all solicitations for bids, Requests For 
Proposals for work, or material subject to the Acts and the Regulations made in connection with all 
Federal Aid Highway Program and, in adapted form, in all proposals for negotiated agreements 
regardless of funding source: 
 
“The Maricopa County Department of Transportation, in accordance with the provisions of 
Title VI of the Civil Rights Act of 1964 (78 Stat. 252.42 U.S.C. §§ 2000d-4) and the 
Regulations, hereby notifies all bidders that it will affirmatively ensure that any contract 
entered into pursuant to this advertisement, disadvantaged business enterprises will be 
afforded full and fair opportunity to submit bids in response to this invitation and will not be 
discriminated against on the grounds of race, color, or national origin in consideration for an 
award.” 
 
3. The Recipient will insert the clauses of Appendix A and E of this Assurance in every contract or 
agreement subject to the Acts and the Regulations. 
 
4.  The Recipient will insert the clauses of Appendix B of this Assurance, as a covenant running with 
the land, in any deed from the United States effecting or recording a transfer of real property, 
structures, use, or improvements thereon or interest therein to a Recipient. 
 
5. That where the Recipient receives Federal financial assistance to construct a facility or part of a 
facility, the Assurance will extend to the entire facility and facilities operated in connection 
therewith. 
 
6. That where the Recipient receives Federal financial assistance in the form, or for the acquisition of 
real property or an interest in real property, the Assurance will extend to rights to space on, over, or 
under such property. 
 
7. That the Recipient will include the clauses set forth in Appendix C and Appendix D of this 
Assurance, as a covenant running with the land, in any future deeds, leases, licenses, permits, or 
similar instruments entered into by the Recipient with other parties: 
 
 
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a. for the subsequent transfer of real property acquired or improved under the applicable 
activity, project, or program; and 
b. for the construction or use of, or access to, space on, over, or under real property acquired 
or improved under the applicable activity, project or program. 
 
8. That this Assurance obligates the Recipient for the period during which Federal financial assistance is 
extended to the program, except where the Federal financial assistance is to provide, or is in the form 
of, personal property, or real property, or interest therein, or structures or improvements thereon, in 
which case the Assurance obligates the Recipient, or any transference for the longer of the following 
periods: 
 
a. the period during which the property is used for a purpose for which the Federal financial 
assistance is extended, or for another purpose involving the provision of similar services or 
benefits; or 
b. the period during which the Recipient retains ownership or possession of the property. 
 
9. The Recipient will provide for such methods of administration for the program as are found by the 
Secretary of Transportation or the official whom he/she delegates specific authority to give 
reasonable guarantee that it, other recipients, sub-recipients, sub-grantees, contractors, 
subcontractors, consultants, transferees, successors in interest, and other participants of Federal 
financial assistance under such program will comply with all requirements imposed or pursuant to the 
Acts, the Regulations, and this Assurance. 
10. The Recipient agrees that the United States has a right to seek judicial enforcement with regard to any 
matter arising under the Acts, the Regulations, and this Assurance. 
 
 
By signing this ASSURANCE, Maricopa County Department of Transportation also agrees to comply (and 
require any sub-recipients, sub-grantees, contractors, successors, transferees, and/or assignees to comply) 
with all applicable provisions governing Federal Highway Administration or Arizona Department of 
Transportation access to records, accounts, documents, information, facilities, and staff. You also recognize 
that you must comply with any program or compliance reviews, and/or complaint investigations conducted 
by the Federal Highway Administration or Arizona Department of Transportation. You must keep records, 
reports, and submit the material for review upon request to Federal Highway Administration, Arizona 
Department of Transportation, or its designee in timely, complete, and accurate way. Additionally, you must 
comply with all other reporting, data collection, and evaluation requirements, as prescribed by law or 
detailed in program guidance. 
 
 
 
 
 
 
 
 
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Maricopa County Department of Transportation gives this ASSURANCE in consideration of and for 
obtaining any Federal grants, loans, contracts, agreements, property, and/or discounts, or other Federal-aid 
and Federal financial assistance extended after the date hereof to the recipients by the U.S. Department of 
Transportation under the Federal Highway Administration and Arizona Department of Transportation. This 
ASSURANCE is binding on Arizona, other recipients, sub-recipients, sub-grantees, contractors, 
subcontractors and their subcontractors, transferees, successors in interest, and any other participants in the 
Federal Aid Highway Program The person(s) signing below is authorized to sign this ASSURANCE on 
behalf of the Recipient. 
 
Maricopa County Department of Transportation 
 
(Name of Recipient) 
 
 
 
by _____________________________________________ DATED ________________________ 
 
(Signature of Authorized Official) 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Attachments 
Appendices A, B, C, D, E 
 
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APPENDIX A 
During the performance of this contract, the contractor, for itself, its assignees and successors in interest 
(hereinafter referred to as the “contractor”) agrees as follows: 
1. Compliance with Regulations: The contractor (hereinafter includes consultants) will comply with the 
Acts and the Regulations relative to Non-discrimination in Federally-assisted programs of the U.S. 
Department of Transportation, Federal Highway Administration or the Arizona Department of 
Transportation, as they may be amended from time to time, which are herein incorporated by reference 
and made a part of this contract. 
2. Nondiscrimination: The contractor, with regard to the work performance by it during the contract, will 
not discriminate on the grounds of race, color, or national origin in the selection and retention of 
subcontractors, including procurements of materials and leases of equipment. The contractor will not 
participate directly or indirectly in the discrimination prohibited by the Acts and the Regulations, 
including employment practices when the contract covers any activity, project, or program set forth in 
Appendix B of 49 CFR Part 21. 
3. Solicitations for Subcontractors, Including Procurements of Materials and Equipment: In all 
solicitations, either by competitive bidding, or negotiation made by the contractor for work to be 
performed under a subcontract, including procurements of materials, or leases of equipment, each 
potential subcontractor or supplier will be notified by the contractor of the contractor’s obligations under 
this contract and the Acts and Regulations relative to Non-discrimination on the grounds of race, color, or 
national origin. 
4. Information and Reports: The contractor will provide all information and reports required by the Acts, 
the Regulations, and directives issued pursuant thereto and will permit access to its books, records, 
accounts, other sources of information, and its facilities as may be determined by the Recipient, the 
Federal Highway Administration or Arizona Department of Transportation to be pertinent to ascertain 
compliance with such Acts, Regulations, and instructions. Where any information required of a contractor 
is in the exclusive possession of another who fails or refuses to furnish the information, the contractor will 
so certify to the Recipient, the Federal Highway Administration, or Arizona Department of 
Transportation, as appropriate, and will set forth what efforts it has made to obtain the information. 
5. Sanctions for Noncompliance: In the event of a contractor's noncompliance with the Non-discrimination 
provisions of this contract, the Recipient will impose such contract sanctions as it or the Federal Highway 
Administration or Arizona Department of Transportation, may determine to be appropriate, including, but 
not limited to: 
a. withholding payments to the contractor under the contract until the contractor complies;  
and/or 
b. cancelling, terminating, or suspending a contract, in whole or in part. 
6. Incorporation of Provisions: The contractor will include the provisions of paragraphs one through six in 
every subcontract, including procurements of materials and leases of equipment, unless exempt by the 
Acts, the Regulations and directives issued pursuant thereto. The contractor will take action with respect 
to any subcontract or procurement as the Recipient, the Federal Highway Administration, or Arizona 
Department of Transportation may direct as a means of enforcing such provisions including sanctions for 
noncompliance. Provided, that if the contractor becomes involved in, or is threatened with litigation by a 
subcontractor or supplier because of such direction, the contractor may request the Recipient to enter into 
any litigation to protect the interests of the Recipient. In addition, the contractor may request the United 
States to enter into the litigation to protect the interests of the United States. 
 
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APPENDIX B: CLAUSES FOR DEEDS TRANSFERRING UNITED 
STATES PROPERTY 
The following clauses will be included in deeds effecting or recording the transfer of real property, 
structures, or improvements thereon, or granting interest therein from the United States pursuant to the 
provisions of Assurance 4. 
 
NOW, THEREFORE, the U.S. Department of Transportation as authorized by law and upon the condition that 
Maricopa County Department of Transportation will accept title to the lands and maintain the project constructed 
thereon in accordance with Title 23, United States Code the Regulations for the Administration of Federal Aid for 
Highways, and the policies and procedures prescribed by the Arizona Department of Transportation, Federal 
Highway Administration and the U.S. Department of Transportation in accordance and in compliance with all 
requirements imposed by Title 49, Code of Federal Regulations, U.S. Department of Transportation, Subtitle A, 
Office of the Secretary, Part 21, Non-discrimination in Federally-assisted programs of the U.S. Department of 
Transportation pertaining to and effectuating the provisions of Title VI of the Civil Rights Act of 1964 (78 Stat. 
252;42 42 U.S.C. § 2000d to 2000d-4), does hereby remise, release, quitclaim and convey unto the Maricopa 
County Department of Transportation all the right, title and interest of the U.S. Department of Transportation in 
and to said lands described in Exhibit A attached hereto and made a part hereof. 
 
(HABENDUM CLAUSE) 
TO HAVE AND TO HOLD said lands and interests therein unto Maricopa County Department of Transportation 
and its successors forever, subject, however, to the covenants, conditions, restrictions and reservations herein 
contained as follows, which will remain in effect for the period during which the real property or structures are 
used for a purpose for which Federal financial assistance is extended or for another purpose involving the 
provision of similar services or benefits and will be binding on the Maricopa County Department of 
Transportation, its successors and assigns. 
 
The Maricopa County Department of Transportation, in consideration of the conveyance of said lands and 
interests in lands, does hereby covenant and agree as a covenant running with the land for itself, its successors 
and assigns, that (1) no person will on the grounds of race, color, or national origin, be excluded from 
participation in, be denied the benefits of, or be otherwise subjected to discrimination with regard to any facility 
located wholly or in part on, over, or under such lands hereby conveyed [.] [and]* (2) that the Maricopa County 
Department of Transportation will use the lands and interests in lands and interests in lands so conveyed, in 
compliance with all requirements imposed by or pursuant to Title 49, Code of Federal Regulations, U.S. 
Department of Transportation, Subtitle A, Office of the Secretary, Part 21, Non-discrimination in Federally-
assisted programs of the U.S. Department of Transportation, Effectuation of Title VI of the Civil Rights Act of 
1964, and as said Regulations and Acts may be amended, [and (3) that in the event of breach of any of the above-
mentioned non-discrimination conditions, the Department will have a right to enter or re-enter said lands and 
facilities on said land, and that above described land and facilities will thereon revert to and vest in and become 
the absolute property of the U.S. Department of Transportation and its assigns as such interest existed prior to this 
instruction].* 
 
*Reverter clause and related language to be used only when it is determined that such a clause is necessary in 
order to make clear the purpose of Title VI.  
 
 
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APPENDIX C: CLAUSES FOR TRANSFER OF REAL PROPERTY 
ACQUIRED OR IMPROVED UNDER THE ACTIVITY, FACILITY, OR 
PROGRAM 
The following clauses will be included in deeds, licenses, leases, permits, or similar instruments entered 
into by the Maricopa County Department of Transportation pursuant to the provisions of Assurance 
7(a): 
A. The (grantee, lessee, permittee, etc. as appropriate) for himself/herself, his/her heirs, personal 
representatives, successors in interest, and assigns, as a part of the consideration hereof, does hereby 
covenant and agree [in the case of deeds and leases add “as a covenant running with the land”] that: 
1.  In the event facilities are constructed, maintained, or otherwise operated on the property 
described in this (deed, license, lease, permit, etc.) for a purpose for which a U.S. Department 
of Transportation activity, facility, or program is extended or for another purpose involving 
the provision of similar services or benefits, the (grantee, licensee, lessee, permittee, etc.) will 
maintain and operate such facilities and services in compliance with all requirements imposed 
by the Acts and Regulations (as may be amended) such that no person on the grounds of race, 
color, or national origin, will be excluded from participation in, denied the benefits of, or be 
otherwise subjected to discrimination in the use of said facilities, 
B. With respect to licenses, leases, permits, etc., in the event of breach of any of the above 
Nondiscrimination covenants, Maricopa County Department of Transportation will have the right to 
terminate the (lease, license, permit, etc.) and to enter, re-enter, and repossess said lands and facilities 
thereon, and hold the same as if the (lease, license, permit, etc.) had never been made or issued.* 
C. With respect to licenses, leases, permits, etc., in the event of breach of any of the above 
Nondiscrimination covenants, Maricopa County Department of Transportation will have the right to 
enter or re-enter the lands and facilities thereon, and the above described lands and facilities will 
there upon revert to and vest in and become the absolute property of the Maricopa County 
Department of Transportation and its assigns*. 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*Reverter clause and related language to be used only when it is determined that such a clause is necessary to 
make clear the purpose of Title VI. 
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APPENDIX D: CLAUSES FOR CONSTRUCTION/USE/ACCESS TO 
REAL PROPERTY ACQUIRED UNDER THE ACTIVITY, FACILITY OR 
PROGRAM 
The following clauses will be included in deeds, licenses, permits, or similar instruments/agreements 
entered into by Maricopa County Department of Transportation pursuant to the provisions of 
Assurance 7(b): 
A. The (grantee, licensee, permittee, etc., as appropriate) for himself/herself, his/her heirs, personal 
representatives, successors in interest, and assigns, as a part of the consideration hereof, does hereby 
covenant and agree (in the case of deeds and leases add, “as a covenant running with the land”) that 
(1) no person on the ground of race, color, or national origin, will be excluded from participation in, 
denied the benefits of, or be otherwise subjected to discrimination in the use of said facilities, (2) that 
in the construction of any improvements on, over, or under such land, and the furnishing of services 
thereon, no person on the ground of race, color, or national origin, will be excluded from 
participation in, denied the benefits of, or otherwise be subjected to discrimination, (3) that the 
(grantee, licensee, lessee, permittee etc.) will use the premises in compliance with all other 
requirements imposed by or pursuant to the Acts and Regulations, as amended set forth in this 
Assurance. 
B. With respect to (licenses, leases, permits, etc.), in the event of breach of any of the above 
Nondiscrimination covenants, Maricopa County Department of Transportation will have the right to 
terminate the (license, permit, etc., as appropriate) and to enter or re-enter or re-enter and repossess 
said land and the facilities thereon, and hold the same as if said (license, permit, etc., as appropriate) 
had never been made or issued.* 
C. With respect to deeds, in the event of breach of any of the above Non-discrimination covenants, 
Maricopa County Department of Transportation will there upon revert to and vest in and become the 
absolute property of Maricopa County Department of Transportation and its assigns.* 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*Reverter clause and related language to be used only when it is determined that such a clause is necessary 
in order to make clear the purpose of Title VI.  
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APPENDIX E 
During the performance of this contract, the contractor, for itself, its assignees, and successors in 
interest (hereinafter referred to as the “contractor”) agrees to comply with the following 
nondiscrimination statutes and authorities; including but not limited to: 
 
Pertinent Non-Discrimination Authorities: 
• Title VI of the Civil Rights Act of 1964 (42 U.S.C. § 2000d et seq., 78 stat. 252), (prohibits 
discrimination on the basis of race, color, national origin): and 49 CFR Part 21. 
• The Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, (42 U.S.C. § 
4601), (prohibits unfair treatment of persons displaced or whose property has been acquired because 
of Federal or Federal-aid programs and projects); 
Federal-Aid Highway Act of 1973, (23 U.S.C. § 324 et seq.), (prohibits discrimination on the basis of 
sex); 
• Section 504 of the Rehabilitation Act of 1973, (29 U.S.C. § 794 et seq.), as amended, (prohibits 
discrimination on the basis of disability); and 49 CFR Part 27; 
The Age Discrimination Act of 1975, as amended, (42 U.S.C. § 6101 et seq.), (prohibits 
discrimination on the basis of age); 
Airport and Airway Improvement Act of 1982, (49 USC § 471, Section 47123), as amended, 
(prohibits discrimination based on race, creed, color, national origin, or sex); 
• The Civil Rights Restoration Act of 1987, (PL 100-209), (Broadened the scope, coverage and 
applicability of Title VI of the Civil Rights Act of 1964, The Age Discrimination Act of 1975 and 
Section 504 of the Rehabilitation Act of 1973, by expanding the definition of the terms “programs or 
activities” to include all of the programs or activities of the Federal-aid recipients, sub-recipients and 
contractors, whether such programs or activities are Federally funded 
or not); 
• Titles II and III of the Americans with Disabilities Act, which prohibit discrimination on the basis of 
disability in the operation of public entities, public and private transportation systems, places of 
public accommodation, and certain testing entities (42 U.S.C. §§ 12131-12189) as implemented by 
Department of Transportation regulations at 49 C.F.R. parts 37 and 38; 
• The Federal Aviation Administration’s Non-discrimination statute (49 U.S.C. § 47123) (prohibits 
discrimination on the basis of race, color, national origin, and sex); 
• Executive Order 12898, which ensures discrimination against minority populations by discouraging 
programs, policies, and activities with disproportionately high and adverse human health or 
environmental effects on minority and low-income populations; 
• Executive Order 13166, Improving Access to Services for Persons with Limited English Proficiency, 
and resulting agency guidance, national origin discrimination includes discrimination because of 
limited English proficiency (LEP). To ensure compliance with Title VI, you must take reasonable 
steps to ensure that LEP persons have meaningful access to your programs (70 Fed. Reg. at 74087 to 
74100); 
• Title IX of the Education Amendments of 1972, as amended, which prohibits you from 
discriminating because of sex in education programs or activities (20 U.S.C. 1687 et seq). 
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EXHIBIT A 
 
SCOPE OF WORK 
 
CONTRACT NO. 2022-029 
 
ON CALL TRANSPORTATION PLANNING SERVICES 
 
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MCDOT Transportation Planning 
On-Call Services 
Example Responsibilities 
 
Introduction 
 
The Maricopa County Department of Transportation (MCDOT) takes a comprehensive approach to 
transportation activities. Planning and effective public participation are combined with operations, 
maintenance, and engineering to design projects to meet the travelling needs of our residents and 
visitors. With most of the County still unincorporated, it is frequently necessary for MCDOT to plan 
and often take the lead in development, coordination, and implementation of key aspects of the 
County’s transportation system. MCDOT must interface with other agencies and jurisdictions for 
potential multi-jurisdictional projects, while communicating with the public concerning these 
activities.  MCDOT utilizes On-Call Planning Services as an extension of Planning Staff. 
 
Maricopa County projects can range from very rural transportation issues to complex urban solutions 
that involve multi-modal opportunities.  Almost all projects require inter-departmental coordination 
within the County, interfacing with the public and cooperation with other agencies takes place.  
Issues are diverse, but to provide a cost effective transportation system for county residents, it is 
necessary to develop clear policy direction for staff and partners. 
 
It is anticipated the work completed by on-call consultants will fall into five broad categories: 1) 
general transportation planning; 2) process improvement oversight; 3) travel forecast modeling and 
analysis; 4) project programming 5) policy development and analysis; and 6) federal-aid highway 
program support. 
 
Consultant Responsibilities (General Information and Assignment Criteria) 
 
General:  Teams performing general transportation planning services must include a professional 
registered engineer (licensed in the State of Arizona).  
 
The Consultant On-Call contract will commence based upon the Notice to Proceed date noted in the 
letter of award from MCDOT. 
 
Work/Task Assignment:  Each task assigned under the On-Call Planning contract will be issued a 
Work Assignment.  Each assignment shall begin within one week of receipt of written Notice to 
Proceed, or other date agreed upon by the MCDOT Planning Project Manager and Consultant Project 
Manager. 
 
Services:  The following is an example of services that may be required: 
 
 
 General Transportation Planning 
♦ Candidate Assessment Report services 
♦ Corridor Feasibility Study services 
♦ Corridor Improvement Study services 
♦ Multi-modal planning and analysis 
♦ Parks Roadway planning services 
♦ Miscellaneous planning level transportation studies 
♦ ADA field assessments 
♦ Data Analysis services 
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♦ Benefit/cost analysis 
♦ Planning Staff services: 
 Planning Project Manager services 
 administrative services 
 Planning Technician services (development review, research, report 
writing, etc.) 
♦ Other tasks as needed for planning support 
 
 Process Improvement Oversight: 
♦ Assist in the development of or update to existing or new function processes 
♦ Assist in the development of strategic plan for new programs 
 
 Project Programming 
♦ Develop Programming Scenarios 
♦ Perform Life Cycle Analysis 
• Grant Identification and Writing: 
 Provide support to staff in the identification of potential local, state, and 
federal funding opportunities 
 Provide assistance to Planning Staff in the analysis and writing of Grants. 
 Provide full grant writing services based upon direction from Planning 
Staff 
 
 Travel Demand Forecasting 
♦ Collect and report traffic counts 
♦ Prepare cost analysis and forecasts for transportation needs 
♦ Provide computerized travel modeling assistance: 
 Determine transportation analysis zone configurations, 
 Determine socio-economic characteristics, 
 Determine transportation model networks, 
 Perform sub-area analysis and scenario testing (TRANSCAD, EMME/2 or 
Cube Voyager) 
♦ Assess transportation model output and develop recommendations. 
♦ Other tasks as needed for Travel Demand Forecasting support 
 
 Policy Development and Analysis: 
♦ Assess and research background, reasoning and need for policy 
♦ Research similar policy/procedure/practice applications and implementation 
throughout the county, state, and nation and identify relevant benchmarks 
♦ Prepare draft policy narratives and identify possible alternatives 
♦ Identify implementation strategies to assure the policy supports MCDOT direction 
and recommend a policy direction. 
♦ Use written summaries, maps, tables, and other forms of illustration to prepare 
draft and final report that address the policy 
 
 Federal-aid Highway Program Support: 
♦ Assist in updating and improving the MCDOT federal-aid highway program and 
processes in conformance with state and federal requirements 
♦ Assist in development of planning, policy and administrative tools to support the 
MCDOT federal-aid highway program and processes 
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EXHIBIT B 
 
CONSULTANT’S FEE PROPOSAL 
 
CONTRACT NO. 2022-029 
 
ON CALL TRANSPORTATION PLANNING SERVICES 
 
  
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Contract No. 2022-029 
FEE SCHEDULE 
 
CONTRACT NO. 2022-029 
 
ON CALL TRANSPORTATION PLANNING SERVICES 
 
 
The following is a format for the fee schedule.  Please add more applicable job classifications, direct 
expenses, or subconsultant costs as required by the Scope of Work.  All subconsultants must submit a 
Fee Schedule. 
 
COMPANY NAME: SAM SCHWARTZ CONSULTING, LLC 
 
DATE: 02/25/2022 
 
 
PROFESSIONAL 
 DIRECT LABOR HOURLY RATE 
 
 
Principal 
 
 
 
 
$90.63  
 
Project Manager 
 
 
 
$52.88  
 
Planner 
 
 
 
 
$34.54  
 
 
 
 
 
 
 
 
 
DIRECT AND OUTSIDE EXPENSES 
• 
With prior approval from the Maricopa County Department of Transportation, all additional direct and 
outside expenses will be reimbursed at cost. 
UNIT COST 
 
Photo Copies  
Mileage 
 
SUBCONSULTANT – Subconsultants must also submit a Fee Schedule. 
List Firm Names of all Subconsultants here. 
 
 
 
 
 
 
OVERHEAD 159.65% 
PROFIT 10% 
 
• 
Overhead and profit can only be paid on the straight time, not the overtime 
 
Sam Schwartz Consulting, LLC 
 
Firm 
 
 
Signature 
 
Principal 
 
Title 
February 25, 2022 
 
Date 
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Contract No. 2022-029 
FEE SCHEDULE 
 
CONTRACT NO. 2022-029 
 
ON CALL TRANSPORTATION PLANNING SERVICES 
 
The following is a format for the fee schedule.  Please add more applicable job classifications, direct 
expenses, or subconsultant costs as required by the Scope of Work.  All subconsultants must submit a 
Fee Schedule. 
 
COMPANY NAME: WESTLAND RESOURCES, INC. 
 
DATE:  
2/25/22 
 
 
 
PROFESSIONAL 
 DIRECT LABOR HOURLY RATE 
Project Principal 
 
 
 
 
 
$76.00 
Cultural Principal Investigator 
 
 
 
$45.00 
Cultural Field Director 
 
 
 
 
$29.20 
Cultural Laboratory Director  
 
 
 
$36.00 
Cultural Crew Chief  
 
 
 
 
$20.00 
Cultural Resources Field Technician  
 
 
$18.00 
Senior Environmental Consultant I  
 
 
$52.00 
Environmental Specialist II  
 
 
 
$31.00 
Environmental Specialist I 
 
 
 
 
$23.00 
Biologist III 
 
 
 
 
 
 
$30.00 
Biologist II 
 
 
 
 
 
 
$25.00 
GIS Specialist II / Senior Technician  
 
 
$36.00 
Editor  
 
 
 
 
 
 
$25.00 
Administrator  
 
 
 
 
 
$27.00 
Project Controller 
 
 
 
 
 
$40.00  
 
DIRECT AND OUTSIDE EXPENSES 
• 
With prior approval from the Maricopa County Department of Transportation, all additional direct and 
outside expenses will be reimbursed at cost. 
UNIT COST 
Photo Copies  
 
 
 
 
 
Actual Cost 
Mileage 
 
 
 
 
 
 
$0.56 
 
SUBCONSULTANT – Subconsultants must also submit a Fee Schedule. 
List Firm Names of all Subconsultants here. 
 
OVERHEAD  
165% 
PROFIT 10% 
• 
Overhead and profit can only be paid on the straight time, not the overtime 
 
Firm    WestLand Resources, Inc. 
 
 
Signature 
 
CFO 
 
Title 
2/25/22 
 
Date 
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0

Contract No. 2022-029 
FEE SCHEDULE 
CONTRACT NO. 2022-029 
ON CALL TRANSPORTATION PLANNING SERVICES 
The following is a format for the fee schedule.  Please add more applicable job classifications, direct 
expenses, or subconsultant costs as required by the Scope of Work.  All subconsultants must submit a 
Fee Schedule. 
COMPANY NAME: FIELD DATA SERVICES OF ARIZONA 
 
DATE:  
02/25/2022 
PROFESSIONAL 
DIRECT LABOR HOURLY RATE 
Principal 
$37.50 
Project Manager 
$28.75 
Project Engineer 
N/A 
Technician 
 
$21.44 
Secretary/Clerical 
$28.43 
DIRECT AND OUTSIDE EXPENSES 
•
With prior approval from the Maricopa County Department of Transportation, all additional direct and
outside expenses will be reimbursed at cost.
UNIT COST 
Photo Copies 
N/A 
Mileage 
58.5cents per mile 
SUBCONSULTANT – Subconsultants must also submit a Fee Schedule. 
List Firm Names of all Subconsultants here. 
OVERHEAD 33.49% 
PROFIT 10% 
•
Overhead and profit can only be paid on the straight time, not the overtime
Field Data Services of Arizona        
Firm 
Signature 
Secretary 
Title 
02/25/2022 
Date 
Field Data Services of Arizona
DocuSign Envelope ID: E7F400D3-8314-4B33-B685-10FCD08084A0