CHOICE ACADEMIES - REPORT LETTER - SUMMARY LETTER.PDF

Maricopa County — Formal (2022-04-20)

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John Fries 
T (602) 440-4819 
Email:jfries@clarkhill.com 
Clark Hill 
3200 North Central Avenue, Suite 1600 
Phoenix, AZ 85012 
T (602) 440-4800  
F (602) 257-9582 
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March 29, 2022 
To: 
Board of Supervisors  
Board of Directors 
Maricopa County, Arizona 
 
The Industrial Development Authority 
of the County of Maricopa 
Re: 
Not to Exceed $16,000,000 – The Industrial Development Authority of the 
County of Maricopa Education Facilities Revenue Refunding Bonds (Choice 
Academies, Inc. Project), Series 2022 
Ladies and Gentlemen: 
At the Authority Board meeting on April 12, 2022, the Authority Board will be 
asked to grant final approval to the financing for the Choice Academies, Inc. Project and to adopt 
a resolution authorizing the issuance and sale of the bonds as described above (the “Bonds”).  This 
letter provides a summary of the proposed financing.   
THE AUTHORITY
The Authority is an Arizona nonprofit corporation, formed with the permission of 
Maricopa County and incorporated under and pursuant to the Arizona Industrial Development 
Financing Act, Title 35, Chapter 5, Arizona Revised Statutes, as amended (the “Act”), and the 
Authority is designated by law to be a political subdivision of the State of Arizona. 
THE APPLICANT/BORROWER 
The Applicant/Borrower, Choice Academies, Inc. (“Borrower”), is an Arizona 
nonprofit corporation and a tax-exempt organization described in Section 501(c)(3) of the Internal 
Revenue Code of 1986, as amended.  The Borrower currently operates (i) a K-8 elementary and 
middle school known as Adams Traditional Academy and (ii) a 9-12 high school known as 
Jefferson Preparatory High School, both located at 2323 and 2333 West Parkside Lane, Phoenix, 
Arizona (the “Facilities”) in the Maricopa Unified School District.  The Borrower operates the 
schools under a single charter school contract effective through February 2, 2024 issued by the 
Arizona State Board for Charter Schools pursuant to Title 15, Chapter 1, Article 8, Arizona 
Revised Statutes, as amended.  The Borrower leases a portion of its Facilities to its wholly-owned

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affiliate, Choice Services, LLC d/b/a Adams Traditional Beginnings, an Arizona limited liability 
company, which operates a non-charter, tuition-based preschool without state funding.  Choice 
Services, LLC will provide economic support for the Project by its lease payments to Borrower 
and a guaranty of the debt.   
THE PROJECT 
The Borrower previously borrowed the proceeds of The Industrial Development 
Authority of the City of Phoenix Arizona, Arizona Education Facility Revenue Bonds (Choice 
Academies, Inc. Project) Series 2012 (the “Series 2012 Bonds”) in the aggregate principal amount 
of $15,945,000.  The Borrower will use the proceeds of the Bonds to: (i) refund the outstanding 
Series 2012 Bonds, (ii) fund any required reserves and (iii) pay the costs incurred in connection 
with the authorization, issuance and sale of the Bonds (collectively, the “Project”).  The Project is 
located in Supervisorial District No.  3.  
NOTIFICATION TO ARIZONA ATTORNEY GENERAL 
As required by the provisions of Arizona Revised Statutes, Section 35-721.F, the 
Authority will notify the Arizona Attorney General of the Authority’s intention to issue the Bonds.   
ALLOCATION FOR TAX EXEMPT FINANCING 
No allocation of the Arizona “volume cap” is required for the issuance of the Bonds 
for the benefit of a 501(c)(3) organization. 
FINANCING PARTICIPANTS 
The major participants in the financing are as follows: 
Issuer:  
The Industrial Development Authority of the County of 
Maricopa 
Issuer Counsel: 
Clark Hill PLC  
Applicant/Borrower:  
Choice Academies, Inc., an Arizona non-profit corporation 
Bond Trustee:  
U.S. Bank, Global Corporate Trust Services 
Bond Underwriter: 
B.C. Ziegler and Company  
Bond Counsel: 
Kutak Rock, LLP 
Applicant/Borrower Counsel: 
Kutak Rock, LLP 
Bond Underwriter Counsel: 
Nixon Peabody

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PRINCIPAL FINANCING DOCUMENTS 
Document 
Parties 
Indenture of Trust (the “Bond Indenture”)
Issuer and Trustee
Loan Agreement (the “Loan Agreement”)
Issuer and Borrower
Deed of Trust, Security Agreement, Assignment of 
Rents and Leases and Fixture Filing 
Borrower 
Preliminary and Final Limited Offering Memorandum
Borrower and Bond Underwriter
Tax Certificate and Agreement
Issuer and Borrower
Various assignment of contract instruments
Borrower
Bond Purchase Agreement 
Borrower, Issuer and Bond 
Underwriter
PLAN OF FINANCING  
The Bonds will be issued in one or more tax exempt and taxable series in an 
aggregate principal amount of not to exceed $16,000,000.   
The Bonds will be issued under and pursuant to the terms and provisions of the 
Bond Indenture.  The proceeds from the sale of the Bonds will be loaned by the Authority to the 
Borrower pursuant to the terms of the Loan Agreement.  The Borrower will be obligated to make 
loan repayments in amounts and at such times as required to pay principal and interest on the 
Bonds on their respective due dates. 
The obligations of the Borrower to make periodic loan repayments as well as to 
perform the other obligations of the Borrower as set forth in the Loan Agreement will be secured 
by the Deed of Trust that will encumber the property being acquired and financed. 
The Bonds will be underwritten by the Bond Underwriter and offered by it for sale 
in a limited public offering to “accredited investors” within the meaning of Rule 501 of Regulation 
D (but excluding natural persons) or “qualified institutional buyers” within the meaning of Rule 
144A, promulgated under the Securities Act, (b) the Issuer must receive investment letters from 
such purchasers in form and substance satisfactory to the Issuer’s legal counsel, (c) any subsequent 
transfers and resale of the Bonds must be similarly restricted, and (d) the Bonds must be issued in 
minimum denominations of $25,000 and integral multiples of $5,000 in excess thereof.  The 
Borrower will enter into a Bond Indenture, in connection with the issuance of the Bonds, which, 
together with the Loan Agreement, will evidence the obligations of the Borrower to make loan 
repayments in amounts necessary to pay the principal and interest on the Bonds.

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Finally, the Tax Certificate and Agreement will be executed by the Bond Issuer and 
Borrower to evidence various agreements aimed at establishing and preserving the tax-exempt 
status of the Bonds. 
FINAL APPROVAL 
At the Authority Board meeting on April 12, 2022, the Authority Board will be 
asked by the Applicant/Borrower to grant final approval to the application for financing and to 
adopt a resolution authorizing the issuance and sale of the Bonds. 
BOARD OF SUPERVISORS APPROVAL 
If the Authority Board acts to grant final approval for the financing and to adopt a 
resolution authorizing the issuance and sale of the Bonds, the Maricopa County Board of 
Supervisors will be requested, at its meeting on April 20, 2022, to act as required by law to adopt 
a resolution approving the proceedings of the Authority for the issuance of the Bonds. 
Under the provisions of the Act, specifically A.R.S. § 35-721.B., the proceedings 
under which the Bonds of the Authority are to be issued require the approval of the Maricopa 
County Board of Supervisors for each issuance of bonds. 
Under the provisions of the Act, specifically A.R.S. § 35-742, Maricopa County 
is not in any event liable for the payment of principal or interest on bonds issued by the 
Authority or for the performance by the Authority of any pledge, mortgage, obligation or 
agreement of any kind undertaken by the Authority and bonds of the Authority or any of its 
agreements or obligations shall not be construed to constitute an indebtedness of Maricopa 
County within the meaning of any constitution or statutory provision. 
TRANSACTION CLOSING 
If the required approvals of the Authority Board and the Maricopa County Board 
of Supervisors are received, it is currently anticipated that the Bonds will be issued in late May, 
2022.  At the time the Bonds are issued, it is anticipated the designated Bond Counsel will deliver 
its written opinion to the effect the Bonds have been validly issued and that as to the portion of the 
Bonds designated as being tax-exempt, the interest on the Bonds is exempt from federal and 
Arizona income taxation and that as to the portion of the Bonds that are not designated as tax-
exempt, the interest on such Bonds will be exempt from Arizona income taxation. 
LEGAL COUNSEL RECOMMENDATION 
As counsel to the Authority, we have reviewed drafts of the principal financing 
documents, we have been advised that these documents are now in substantially final form, and 
based upon our review of such and our review of the proceedings to date relating to the proposed 
issuance of the Bonds, we believe the financing documents and proceedings are in substantial

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conformance with the policies and guidelines of the Authority and are in both form and substance 
acceptable for the Authority Board and Maricopa County Board of Supervisors to act upon and 
that the Resolution presented to the Authority Board relating to authorizing the issuance and sale 
of the Bonds, and related matters, and the Resolution of the Maricopa County Board of Supervisors 
will be asked to adopt are in form and substance acceptable for the adoption.