AMENDMENT NO. 3 WITH NEWTOWN COMMUNITY DEVELOPMENT CORP RE HOME INVESTMENT PARTNERSHIP ACTIVITIES.PDF

Maricopa County — Formal (2024-09-25)

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Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
 
 
Newtown Community Development Corporation 
 
Page 1 of 11 
AMENDMENT NO. 3 TO THE 
DEVELOPER AGREEMENT 
BETWEEN 
MARICOPA COUNTY 
ADMINISTERED BY ITS 
HUMAN SERVICES DEPARTMENT 
AND 
NEWTOWN COMMUNITY DEVELOPMENT CORPORATION 
 
I. 
Maricopa County (“County”) administered by its Human Services Department and 
Newtown Community Development Corporation (“Developer”) entered into a financial 
Developer Agreement (“Agreement”) on or about September 16, 2020. The purpose of the 
Agreement is to provide funding for the Developer to acquire and rehabilitate five (5) 
single-family houses in Maricopa County’s Urban County cities or County islands. The 
completed homes will be sold to eligible low-income first-time homebuyers as part of 
Newtown’s Community Land Trust Program which will ensure the homes remain 
affordable in perpetuity. The County provided the Developer with $540,000 in U.S. 
Department of Housing and Urban Development (HUD) HOME Investment Partnerships 
Program (HOME) Program Year 2020 funds. All work performed or costs incurred or 
expended shall be reimbursable through August 31, 2024. The County and Developer are 
collectively referred to as the “Parties.” 
 
The Parties fully executed Addendum No. 1 on August 31, 2021. The purpose of the 
Addendum is to identify four (4) properties acquired for Project activities. 
 
The Parties fully executed Addendum No. 2 on December 30, 2021. The purpose of the 
Addendum is to identify one (1) property acquired for Project activities. 
 
The Parties executed Amendment No. 1 on or about January 21, 2022. The Amendment 
extended the Agreement through September 30, 2025, and revised Section 1 (General 
Provisions) Insurance, to include updated Insurance requirements and add required 
contract language and federal provisions. Section 2 (Special Provisions) was updated to 
add required contact language specific to Administrative Requirements, Subcontracts and 
Vendors, and General Conditions Paragraph 18, which revised and replaced 
subparagraph 18.1, Administrative Change Orders and Addenda. Section 3 (Work 
Statement) was updated to incorporate a new “2021 Work Statement” to the Agreement 
by providing the Developer $334,213.26 in U.S. Department of Housing and Urban 
Development (HUD) HOME Investment Partnerships Program (HOME) Program Year 
2021 funds to acquire and rehabilitate three (3) single-family houses in Maricopa County’s 
Urban County cities or County islands. Section 4 (Compensation), paragraph 4 
(Reimbursement) was also revised and replaced to reflect a new total Agreement funding 
amount of $874,213.26. 
 
The Parties executed Amendment No. 2 on or about December 13, 2022, The Amendment 
changed lead agency point of contact and added required contract language in Section 1 
(General Provisions). The Amendment was updated to incorporate the “2022 Work 
Statement” to provide the Developer with $1,285,257.95 in U.S. Department of Housing 
and Urban Development (HUD) HOME Investment Partnerships Program (HOME) 
Program Year 2022 funds to acquire and rehabilitate five (5) single-family houses in 
Maricopa County’s Urban County cities or County islands and make available for 
homeownership for eligible families. The County also provided $780,000.00 in American

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
 
 
Newtown Community Development Corporation 
 
Page 2 of 11 
Rescue Plan Act (ARPA) – State and Local Fiscal Recovery (SLFRF) funds under ALN 
21.027 for the Developer to acquire and rehabilitate at minimum four (4) single-family 
houses in Maricopa County’s Urban County cities or County islands and make available 
for homeownership for eligible families. The Developer shall also provide $500,000 in 
HOME funds for Down Payment Assistance (DPA) for ten (10) eligible families. The 
Agreement total increased to $2,939,471.21. 
 
II. 
The Parties agree to enter into this Amendment No. 3 to amend the Agreement as follows: 
 
A. 
Extend the term of the Agreement from September 30, 2025, through September 
30, 2026. 
 
B. 
Revise and update Lead Agency (County) contact: 
Representative: Jamie Macfarlane, Assistant Director 
Housing and Community Development Division 
Address: 234 North Central Ave, 3rd Floor, Phoenix AZ 85004 
Phone: 602-506-5813 
E-Mail: Jamie.Macfarlane@maricopa.gov 
 
C. 
Revise Section 1 (General Provisions) to add the following new paragraphs: 
58.0 
PROVISIONS REQUIRED BY LAW 
Each and every provision of law and any clause required by law to be in 
this Agreement will be read and enforced as though it were included herein 
and, if through mistake or otherwise any such provision is not inserted, or 
is not correctly inserted, then upon the application of either party, this 
Agreement will promptly be physically amended to make such insertion or 
correction. 
 
D. 
Revise Section 2 (Special Provisions) to address the following paragraph: 
1. 
Paragraph 18.0 (GENERAL CONDITIONS), delete Subparagraph 18.1 in 
its entirety and replace with the following: 
18.1 
Administrative Change Orders and Addenda – The Chairman of the 
Board of Supervisors is authorized upon the recommendation of the 
Human Services Department Director and Legal Counsel to a.) 
review and execute administrative changes to the Agreement on 
behalf of the County through Administrative Change Orders, and b.) 
identify the single-family properties that are subject of Section III 
(Work Statement), Paragraph 1.0 (Detailed Scope of Work) of this 
Agreement through Addenda. The Administrative Change Orders 
and Addenda will be effective upon execution by both of the Parties. 
18.1.1 Administrative Change Orders shall address any of the 
following changes: 
18.1.1.1 Modifications to the Project timeline if the last day 
of the Project timeline is within the Agreement 
term; 
18.1.1.2 Modifications to Budget line items if the Agreement 
Amount remains unchanged; 
18.1.1.3 Modifications required by federal, state, or County 
regulations, ordinances, or policies; and/or 
18.1.1.4 Modifications to administrative requirements such 
as changes in reporting periods, frequency of

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
 
 
Newtown Community Development Corporation 
 
Page 3 of 11 
reports, or report formats required by federal, state 
or local regulations, policies, or requirements; and 
18.1.2 Addenda: 
18.1.1.1 The Developer and the Administrator shall submit 
to the County, an Addendum when each property 
has been identified and will be acquired by the 
Developer and the Administrator for rehabilitation 
activities under this Agreement; and 
18.1.1.2 All Addenda shall be integrated into the 
Agreement. 
 
E. 
Revise Section 3 (Work Statement) to address the following paragraphs: 
 
1. 
Add an additional Work Statement hereinafter referred to as “2023 Work 
Statement” attached and incorporated into the Agreement. The Developer 
shall acquire and rehabilitate single-family houses in Maricopa County’s 
Urban County cities or County islands and make them available for 
homeownership by eligible families. The County shall provide the 
Developer with $2,130,610.30 for the Work Statement activities. The 
funding for this Amendment No. 3 is provided by: 
• 
$1,130,610.30 in HUD HOME Investment Partnerships Program 
(HOME) funds under ALN 14.239:  
o EN PY23: $683,216.00;  
o PI PY23: $90,052.30;  
o EN PY18 RE: $357,342.00 
o The expenditure term for 2023 Work Statement activities funded 
through HOME funds identified above, for all work performed, or 
costs incurred or expended, shall be reimbursable through 
September 30, 2026. 
• 
$1,000,000 in American Rescue Plan Act (ARPA) Coronavirus State 
and Local Fiscal Recovery Funds (SLFRF) made available through a 
financial IGA between Maricopa County and City of El Mirage, under 
ALN 21.027. All work performed, or costs incurred or expended shall 
be reimbursable through December 31, 2025. 
 
2. 
Revise PY2022 Work Statement to correctly state five (5) units shall be 
acquired and rehabilitated with HOME funds. 
 
3. 
Revise PY2021 Work Statement to reduce the number of units to be 
acquired and rehabilitated from three (3) to two (2) units. 
 
F. 
Revise Section 4 (Compensation), Paragraph 4.0 (Reimbursement) to delete in its 
entirety and replace with the following paragraph: 
4.0 
REIMBURSEMENT 
The County shall increase the Agreement funding amount to a total not-to-
exceed Five Million Seventy Thousand Eighty Dollars and Fifty-One Cents 
($5,070,080.51) subject to the terms of this Agreement and availability of 
funding.

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
 
 
Newtown Community Development Corporation 
 
Page 4 of 11 
 
G. 
The Agreement funding shall hereby increase by $2,130,610.30 for a new 
Agreement total of $5,070,081.51, comprised of the following: 
1. 
HOME funds $3,290,081.51  
2. 
ARPA funds $780,000  
3. 
ARPA funds through IGA $1,000,000  
 
III. 
Under A.R.S. §38-511, the Parties may cancel this Agreement without penalty of further 
obligation within three years after execution of this Agreement if any person significantly 
involved in initiating, negotiating, securing, drafting, or creating this Agreement on behalf of 
the County is, at any time while this Agreement or any extension is in effect, an employee 
or agent of any other party to the Agreement in any capacity or consultant to any other party 
of this Agreement with respect to the subject matter of this Agreement 
 
IV. 
Section II above contains all the changes made by this Amendment No. 3. All other terms 
and conditions of the Agreement and previously approved Amendments shall remain the 
same and in full force and effect as approved and amended. 
 
V. 
The Parties have authorized the undersigned to execute this Amendment No. 3 on their 
behalf, and it shall be effective upon approval and signature by both Parties. 
 
[Signatures are contained on following page]

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
 
 
Newtown Community Development Corporation 
 
Page 5 of 11 
IN WITNESS THEREOF, the Parties have signed this Amendment: 
 
APPROVED BY: 
MARICOPA COUNTY 
 
 
 
 
 
 
 
 
 
 
Jack Sellers                                           Date 
Chairman, Board of Supervisors 
 
 
APPROVED BY: 
NEWTOWN COMMUNITY DEVELOPMENT 
CORPORATION (Developer) 
 
 
 
 
 
 
 
 
 
Stephanie Brewer                                  Date 
Executive Director 
 
Attested to: 
 
 
 
 
 
 
 
 
_ 
Juanita Garza                                          Date 
Clerk of the Board 
 
 
 
IN ACCORDANCE WITH A.R.S. §§ 11-201 11-
251, AND 11-952, THIS AMENDMENT NO. 3 
HAS 
BEEN 
REVIEWED 
BY 
THE 
UNDERSIGNED 
ATTORNEY 
WHO 
HAS 
DETERMINED IT IS PROPER IN FORM AND 
WITHIN THE POWERS AND AUTHORITY 
GRANTED TO MARICOPA COUNTY UNDER 
THE LAWS OF THE STATE OF ARIZONA. 
 
 
 
Approved as to form: 
 
 
 
 
 
 
 
 
 
Deputy County Attorney                         Date

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
2023 Work Statement 
Newtown Community Development Corporation 
 
Page 6 of 11 
MARICOPA COUNTY 
 
HOME Investment Partnerships Program -- Program Year 2023 
 &  
American Rescue Plan Act 2021 – State & Local Fiscal Recovery Funds* 
 
Project: Urban County Land Trust Program 
 
Activity Type: Single Family Acquisition and Rehabilitation for Homebuyer 
 
1.0 
FUNDING 
HOME PY2023 
FUNDS 
AMERICAN RESCUE 
PLAN ACT 2021 
(ARPA) – STATE & 
LOCAL FISCAL 
RECOVERY FUNDS 
(SLFRF)* 
OTHER  
RESOURCES 
TOTAL 
BUDGET 
$1,130,610.30 
(EN PY23 $683,216.00; 
PI PY23 $90,052.30; 
EN PY18 RE $357,342.00 
$1,000,000 
$2,174,110 
$4,304,760 
*$1,000,000 in American Rescue Plan Act (ARPA) Coronavirus State and Local Fiscal Recovery 
Funds (SLFRF) made available through a financial IGA between Maricopa County and City of El 
Mirage. 
 
2.0 
SCOPE OF WORK 
2.1 
Project Description: The Developer will use HOME Investment Partnership 
(HOME) funds in the amount of $1,130,610.30 to acquire, rehabilitate, and 
sell six (6) single-family homes in Maricopa County’s Urban County Cities 
or County Islands to eligible homebuyers earning at or below 80% AMI, and 
to provide home homebuyer counseling to those six (6) homebuyers. The 
HOME funds must be fully expended by September 30, 2026. 
 
The Developer will use ARPA SLFRF funding in the amount of $1,000,000 
to acquire and rehabilitate five (5) single-family homes in the City of El 
Mirage and sell these homes to eligible homebuyers earning at or below 
120% of the Area Median Income. This ARPA Funding is made available 
through a financial IGA between Maricopa County and the City of EL Mirage 
and must be fully expended by December 31, 2025. Execution of this 
agreement signifies a commitment by the Developer to begin acquisition 
within 2 months and commence rehabilitation within four months. 
 
This project is a scattered-site single-family homeownership project. The 
Parties agree to execute an addendum at the time the property is identified. 
An Addendum to this Agreement identifying individual properties by street 
address for participation in the Developer's Community Land Trust Program 
(CLT) will be executed before funding is made available regarding each 
property. Funds will be paid to the Developer only after it has met the 
commitment requirements as set forth in 24 C.F.R. § 92.2 (1) and (2), 
respectively and is prepared to commence rehabilitation within twelve 
months.

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
2023 Work Statement 
Newtown Community Development Corporation 
 
Page 7 of 11 
 
Funds for rehabilitation are obligated by completing a detailed set of 
specifications (work write-up) and completing a detailed rehabilitation cost 
estimate based upon those specifications. The cost estimate may include a 
contingency for construction change orders. The Developer must inspect 
each property prior to occupancy and at project completion to ensure 
compliance with applicable standards and codes. Each property must be 
free from any defects that pose a danger to the health and safety of 
occupants and must meet written rehabilitation standards and local codes 
and ordinances at project completion. Copies of the final inspection report 
must be retained in the project files and submitted to the County upon 
submitting a completion report. 
 
HOME units are subject to HUD’s HOME Maximum Per-Unit Subsidy Limits and 
Homeownership Value Limits. Current limits can be requested from 
HCD@maricopa.gov or found on the Maricopa County Human Services 
Housing and Community Development Notices and Documents webpage: 
https://www.maricopa.gov/3893/Notices-Documents . ARPA-assisted units are 
not subject to Maximum Per-Unit Subsidy Limits or homeownership Value 
Limits, but homes should be modest and consistent with other homes in the 
CLT.  
 
Completed homes will be sold to eligible low-to moderate income first-time 
homebuyers (ARPA-assisted units up to 120% AMI and HOME units up to 
80% AMI). Properties will be acquired using the Developer’s line of credit, 
following completion of environmental review requirements. ARPA units do 
not require an environmental review. 
 
Resale provisions will be used to ensure compliance with the period of 
affordability required by HUD at 92.254 of the HOME regulations. The 
affordability restrictions shall be secured by a Community Land Trust 
Ground Lease and a Declaration of Affirmative Land Use Restrictions. 
 
Completed units shall be sold through the CLT program and under which the 
buyer shall purchase only the improvements and shall enter a 99-year CLT 
Ground Lease with the Developer. The CLT Ground Lease shall contain 
provisions that require that the housing to be used as the buyer's principal 
residence. The Ground Lease also shall restrict resale/ transfer only to Low 
Income buyers. In addition, the CLT Ground Lease shall contain a shared 
appreciation provision that limits the sale price of the housing and helps 
ensure affordability for future buyers. A Memorandum of Ground Lease and 
Right of First Refusal shall be recorded. A "Performance" Deed of Trust also 
shall be recorded with the Developer as the beneficiary; this is to ensure the 
Developer is notified in the event the owner of the home attempts to 
refinance or transfer the property. 
 
The shared appreciation provision shall conform to Maricopa HOME 
Consortium’s Recapture/Resale Provisions. "Fair Return" for leasehold 
properties is defined as the lessees purchase price, plus 25% of the lessee's 
share of the increase in leasehold value at time of resale based on a leasehold 
valuation performed by a duly licensed appraiser.

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
2023 Work Statement 
Newtown Community Development Corporation 
 
Page 8 of 11 
Eligible buyers will be required to complete an approved homebuyer 
education class and homeownership counseling. Eligible buyers also will be 
required to complete a CLT orientation, at which time the ground lease, 
resale restrictions, shared equity, and all other provisions of the CLT 
program shall be fully explained. 
 
2.2 
Project Purpose: The Project will create homeownership opportunities for a low- 
to moderate-income household that is rated as a high priority in the 
Consolidated Plan.  
 
2.3 
Project Beneficiaries: Six (6) first-time homebuyers in the Maricopa County 
Urban County  at or below 80% of the area median income (HOME-assisted), 
and 5 homebuyers earning at or below 120% of the area median income in the 
City of El Mirage (ARPA-assisted) will benefit from this Project. Beneficiaries’ 
income eligibility will be verified by the Developer’s staff and will comply with 24 
C.F.R §. 92.203(d)(1), aside from the increased AMI for ARPA-assisted units.  
 
2.4 
Eligible buyers will be required to complete an approved homebuyer education 
class and homeownership counseling. Homebuyer counseling for the 6 HOME-
assisted units will be provided by the Developer and can be expended under 
HOME as part of the maximum per-unit subsidy.  
 
2.5 
Project Staff: The Developer shall maintain staff qualified to perform the duties 
of the project. The Developer shall immediately notify the County regarding any 
changes in staff committed to the project. The County reserves the right to 
review the qualifications of new staff committed to the project after the execution 
of this Agreement. The Developer will be responsible for all communications 
with the Maricopa HOME Consortium, providing all updates and as needed 
reporting. In addition, any complaints will be the responsibility of the Developer.  
 
2.6 
Subcontractors: The Developer will oversee every aspect of the project. This 
oversight includes, but is not limited to, day-to-day operations; preparing 
budgets; managing the budget, timeline, and change orders; issuing a Request 
for Proposal and selecting the general contractor and Subcontractors. The 
Developer shall select Subcontractors in accordance with the Administrative 
Requirements of this Agreement. The Developer shall contract with responsible 
and qualified Subcontractors to perform the duties of the project. The Developer 
shall verify the qualifications of each Subcontractor through license verification, 
references, and SAM.gov.  
 
2.7 
Project Affordability: The family or individual acquiring the HOME-assisted 
housing must qualify as low-income, as defined in 24 C.F.R. § 5.609, or in the 
case of the ARPA-assisted units, they must earn at or below 120% AMI and 
maintain the housing as the principal residence throughout the period of 
affordability, which shall be for a period of 20 years from the date that the HOME 
completion report is entered into HUD’s Integrated Disbursement and 
Information System (IDIS) or in the case of ARPA, the date listed in the 
completion letter provided to the Developer by the County. Resale provisions 
will be used to ensure compliance with the period of affordability required by 
HUD at 24 C.F.R. § 92.254 of the HOME regulations.

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
2023 Work Statement 
Newtown Community Development Corporation 
 
Page 9 of 11 
Upon sale to an eligible buyer, a Declaration of Affirmative Land Use Restrictions 
(LURA) will be executed to secure the Period of Affordability and require the 
housing to be used as the buyer’s principal residence, as required by HUD. The 
LURA will include a due on sale clause to ensure that funds are recaptured if the 
property is sold during the Affordability Period.  
 
3.0 
OBJECTIVES AND OUTCOMES: 
OBJECTIVE 
OUTCOMES 
AVAILABILITY/ 
ACCESSIBILITY 
AFFORDABILITY 
SUSTAINABILITY 
DECENT 
HOUSING 
 
Single-Family 
Housing Rehab 
and Emergency 
Rehab, 
Homebuyer 
Assistance 
 
Homebuyer Activities, 
Acq./Rehab of rental 
housing, Acq./New 
Construction of rental 
housing, Expansion of 
assisted rental units in the 
private marketplace 
 
Housing Activities in a 
targeted revitalization 
area 
 
4.0 
LOGIC MODEL: PERFORMANCE INDICATORS 
 
OUTPUTS 
 
 
INPUTS/ 
RESOURCES 
ACTIVITIES 
PARTICIPATION 
OUTCOMES 
OBJECTIVES 
Development 
Staff, Funding 
and 
Contractors 
Acquire and 
rehabilitate 11 
units of 
Affordable 
Housing to be 
held in the CLT 
and; 
Provide 
homebuyer 
counseling  to 
6 homebuyers 
of units  to be 
held in the 
CLT. 
11 Households in 
Urban County 
Increased 
affordable housing 
for a low- to 
moderate-income 
family. Increased 
homeownership. 
Improved 
neighborhoods 
and quality of life. 
Decent and 
affordable 
housing

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
2023 Work Statement 
Newtown Community Development Corporation 
 
Page 10 of 11 
 
5.0 
PERFORMANCE REPORTING GOALS/TIMELINE OF ACTIVITIES 
MILESTONES 
ESTIMATES 
COMPLETION 
- HOME 
ESTIMATES 
COMPLETION – 
ARPA SLFRF 
Application/market study 
12/2022 
12/2022 
Execute Developer Agreement with Maricopa County  
9/2024 
9/2024 
Environmental Review Approval for 1st Unit* 
1/2025 
N/A 
Acquisition of Unit 1 (for each funding source) 
1/2025 
11/2024 
Acquisition of Unit 2 (for each funding source) 
3/2025 
12/2024 
Sale of Unit 1 (for each funding source) 
4/2025 
1/2025 
Acquisition of Unit 3 (for each funding source) 
5/2025 
1/2025 
Acquisition of Unit 4 (for each funding source) 
7/2025 
2/2025 
Sale of Unit 2 (for each funding source) 
7/2025 
2/2025 
Acquisition of Unit 5 (for each funding source) 
9/2025 
3/2025 
Sale of Unit 3 (for each funding source) 
9/2025 
3/2025 
Acquisition of Unit 6 (HOME only) 
11/2025 
N/A 
Sale of Unit 4 (for each funding source) 
11/2025 
4/2025 
Sale of Unit 5 (for each funding source) 
1/2026 
5/2025 
Sale of Unit 6 (HOME only) 
3/2026 
N/A 
Final Close-out /Project Completion Form 
6/30/2026 
6/30/2025 
Any change to the Timeline will need to be approved by the County. 
*All home units must have an approved environmental review before acquisition. 
 
6.0 
ACTIVITY BUDGET SUMMARY: 
ACTIVITY 
HOME FUNDS 
ARPA SLFRF 
 
OTHER 
RESOURCES 
*Provide in 
Table 7 below 
 
TOTAL 
ACTIVITY 
BUDGET 
Acquisition  
$1,128,810.30 
$1,000,000.00 
$0.00 
$2,130,610.30 
Developer Fees 
 
  
$557,000.00 
$557,000.00 
Down Payment 
Assist. 
 
  
$385,000.00 
$385,000.00 
Closing costs 
  
  
$77,110.00 
$77,110.00 
Rehab 
  
  
$1,100,000.00 
$1,100,000.00 
Homebuyer 
Counselling Fees  
$1,800.00 
 
$55,000.00 
$56,800.00 
 TOTALS 
$1,130,610.30 
$1,000,000.00 
$2,174,110.00 
$4,304,720.30 
Note: A total of $3,000 per unit will be withheld as retainage from the total amount of HOME 
funds obligated to each activity until a completion report is submitted to the County.

Contract No. C-22-21-035-X-03 
 
Amendment No. 3 
2023 Work Statement 
Newtown Community Development Corporation 
 
Page 11 of 11 
 
7.0 
SOURCE AND AMOUNT OF OTHER RESOURCES*: 
FUNDING AGENCY 
CASH AMOUNT 
VOLUNTEER/ 
IN-KIND AMOUNT 
Newtown CDC  
(lines of credit and operation cash) 
$2,174,110 
$0 
TOTAL 
$0 
$0 
 
8.0 
ACTIVITY MATCH: 
Match commitment must equal 25% of the HOME EN funds requested. Documentation 
is due at the time of request for payment(s). Match Logs must be submitted annually by 
June 30th of each year. 
 
AMOUNT 
FORM OF MATCH 
SOURCE 
$260,139.50 
WISH Funds 
Federal Home Loan Bank of San 
Francisco 
 
9.0 
SALES PRICE:  
9.1 
To ensure the homes are affordable for the target income group, the sales price 
shall be calculated so that each buyer’s monthly housing expenses (including 
principal, interest, property taxes, and home insurance) does not exceed 35% of 
the buyer’s gross monthly household income, unless there are documented 
compensating factors. In addition, the housing will have an initial purchase price 
or estimated after rehabilitation value that does not exceed 95% of the median 
purchase price for the area, as described in 24 C.F.R. § 92.254 (a)(2). Each HOME 
unit must have draws for  
 
9.2 
The buyer must obtain a mortgage loan with a fixed term and interest rate and 
lender fees may not exceed 5% of the mortgage amount. The income of the buyer 
shall be determined according to the requirements at 24 C.F.R. § 92.203.  
 
10.0 
PROGRAM INCOME: 
All proceeds generated from the sale of units with HOME funding development activities 
shall be considered Program Income and subject to the Program Income requirements 
set forth in HOME Program regulations. as defined in 24 C.F.R. § 92. Program Income 
shall be retained and expended by the Developer for the acquisition and rehabilitation of 
additional properties under this Agreement or upon completion of the number of required 
units in this agreement, into other CLT low-to-moderate income projects. Program Income 
shall be tracked by the Developer and reported to the County with each Request for 
Reimbursement and at the request of the County.  
 
11.0 
CONVERSION TO RENTAL: 
If the home has not been sold to an eligible homebuyer within nine (9) months after the 
receipt of a Certificate of Occupancy, then it must be converted to a HOME rental unit that 
complies with all HOME requirements for the period of affordability applicable to such 
rental units, according to 24 C.F.R. § 92.254(a)(3). If the vacant property is not converted, 
then HOME funds must be repaid to the County.